The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 236 3,945 SH   SOLE   0 0 3,945
ABBVIE INC COM 00287Y109 290 3,066 SH   SOLE   0 0 3,066
ADVANCE AUTO PARTS INC COM 00751Y106 361 3,045 SH   SOLE   0 0 3,045
ALTRIA GROUP INC COM 02209S103 766 12,292 SH   SOLE   0 0 12,292
AMAZON COM INC COM 023135106 350 242 SH   SOLE   0 0 242
APPLE INC COM 037833100 2,312 13,778 SH   SOLE   0 0 13,778
AT&T INC COM 00206R102 217 6,099 SH   SOLE   0 0 6,099
BECTON DICKINSON & CO COM 075887109 325 1,500 SH   SOLE   0 0 1,500
BERKSHIRE HATHAWAY INC DEL CL A 084670108 897 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,681 23,466 SH   SOLE   0 0 23,466
BRISTOL MYERS SQUIBB CO COM 110122108 232 3,661 SH   SOLE   0 0 3,661
CATERPILLAR INC DEL COM 149123101 292 1,982 SH   SOLE   0 0 1,982
CENTURYLINK INC COM 156700106 276 16,782 SH   SOLE   0 0 16,782
CISCO SYS INC COM 17275R102 387 9,015 SH   SOLE   0 0 9,015
COCA COLA CO COM 191216100 734 16,910 SH   SOLE   0 0 16,910
COMCAST CORP NEW CL A 20030N101 211 6,166 SH   SOLE   0 0 6,166
CULLEN FROST BANKERS INC COM 229899109 3,639 34,310 SH   SOLE   0 0 34,310
DBX ETF TR XTRACK MSCI EAFE 233051200 69,511 2,263,478 SH   SOLE   0 0 2,263,478
ENTERPRISE PRODS PARTNERS L COM 293792107 265 10,811 SH   SOLE   0 0 10,811
EOG RES INC COM 26875P101 238 2,258 SH   SOLE   0 0 2,258
EXPRESS SCRIPTS HLDG CO COM 30219G108 252 3,652 SH   SOLE   0 0 3,652
EXXON MOBIL CORP COM 30231G102 854 11,448 SH   SOLE   0 0 11,448
FIRST FINL BANKSHARES COM 32020R109 206 4,449 SH   SOLE   0 0 4,449
FLEXSHARES TR IBOXX 3R TARGT 33939L506 269 11,041 SH   SOLE   0 0 11,041
GENERAL MTRS CO COM 37045V100 216 5,942 SH   SOLE   0 0 5,942
GOLDMAN SACHS ETF TR TREASURYACCESS 381430529 1,337 13,355 SH   SOLE   0 0 13,355
HARTFORD FINL SVCS GROUP INC COM 416515104 1,343 26,070 SH   SOLE   0 0 26,070
HOME DEPOT INC COM 437076102 321 1,803 SH   SOLE   0 0 1,803
INTEL CORP COM 458140100 489 9,385 SH   SOLE   0 0 9,385
INTERNATIONAL BUSINESS MACHS COM 459200101 293 1,907 SH   SOLE   0 0 1,907
ISHARES INC CORE MSCI EMKT 46434G103 48,608 832,333 SH   SOLE   0 0 832,333
ISHARES INC MIN VOL GBL ETF 464286525 240 2,859 SH   SOLE   0 0 2,859
ISHARES TR 1 3 YR CR BD ETF 464288646 278 2,678 SH   SOLE   0 0 2,678
ISHARES TR CORE MSCI EAFE 46432F842 750 11,383 SH   SOLE   0 0 11,383
ISHARES TR CORE S&P MCP ETF 464287507 369 1,968 SH   SOLE   0 0 1,968
ISHARES TR CORE S&P SCP ETF 464287804 1,169 15,177 SH   SOLE   0 0 15,177
ISHARES TR CORE S&P US VLU 464287663 283 5,319 SH   SOLE   0 0 5,319
ISHARES TR CORE S&P500 ETF 464287200 67,255 253,439 SH   SOLE   0 0 253,439
ISHARES TR CORE US AGGBD ET 464287226 277 2,582 SH   SOLE   0 0 2,582
ISHARES TR EAFE GRWTH ETF 464288885 343 4,264 SH   SOLE   0 0 4,264
ISHARES TR EAFE SML CP ETF 464288273 3,687 56,554 SH   SOLE   0 0 56,554
ISHARES TR HDG MSCI EAFE 46434V803 15,699 546,606 SH   SOLE   0 0 546,606
ISHARES TR INTL DEVPPTY ETF 464288422 1,916 49,150 SH   SOLE   0 0 49,150
ISHARES TR MBS ETF 464288588 228 2,180 SH   SOLE   0 0 2,180
ISHARES TR MICRO-CAP ETF 464288869 10,228 106,490 SH   SOLE   0 0 106,490
ISHARES TR MIN VOL USA ETF 46429B697 279 5,374 SH   SOLE   0 0 5,374
ISHARES TR MSCI EAFE ETF 464287465 20,403 292,805 SH   SOLE   0 0 292,805
ISHARES TR MSCI EMG MKT ETF 464287234 6,197 128,351 SH   SOLE   0 0 128,351
ISHARES TR RESIDNL REAL EST 464288562 680 11,796 SH   SOLE   0 0 11,796
ISHARES TR RUS 1000 ETF 464287622 37,711 256,782 SH   SOLE   0 0 256,782
ISHARES TR RUS 1000 GRW ETF 464287614 1,145 8,410 SH   SOLE   0 0 8,410
ISHARES TR RUS 1000 VAL ETF 464287598 1,115 9,294 SH   SOLE   0 0 9,294
ISHARES TR RUS 2000 VAL ETF 464287630 529 4,341 SH   SOLE   0 0 4,341
ISHARES TR RUS MDCP VAL ETF 464287473 726 8,402 SH   SOLE   0 0 8,402
ISHARES TR RUSSELL 2000 ETF 464287655 7,695 50,682 SH   SOLE   0 0 50,682
ISHARES TR RUSSELL 3000 ETF 464287689 211 1,349 SH   SOLE   0 0 1,349
ISHARES TR S&P 500 GRWT ETF 464287309 207 1,336 SH   SOLE   0 0 1,336
ISHARES TR S&P 500 VAL ETF 464287408 448 4,097 SH   SOLE   0 0 4,097
ISHARES TR SELECT DIVID ETF 464287168 309 3,248 SH   SOLE   0 0 3,248
ISHARES TR SP SMCP600VL ETF 464287879 277 1,838 SH   SOLE   0 0 1,838
ISHARES TR TIPS BD ETF 464287176 377 3,336 SH   SOLE   0 0 3,336
ISHARES TR U.S. REAL ES ETF 464287739 1,689 22,377 SH   SOLE   0 0 22,377
ISHARES TR USA MOMENTUM FCT 46432F396 445 4,206 SH   SOLE   0 0 4,206
ISHARES TR USA QUALITY FCTR 46432F339 107,897 1,304,525 SH   SOLE   0 0 1,304,525
JOHNSON & JOHNSON COM 478160104 1,519 11,850 SH   SOLE   0 0 11,850
JPMORGAN CHASE & CO COM 46625H100 1,050 9,551 SH   SOLE   0 0 9,551
KIMBERLY CLARK CORP COM 494368103 220 2,000 SH   SOLE   0 0 2,000
KRAFT HEINZ CO COM 500754106 209 3,361 SH   SOLE   0 0 3,361
LIBERTY GLOBAL PLC SHS CL C G5480U120 204 6,691 SH   SOLE   0 0 6,691
MICROSOFT CORP COM 594918104 2,028 22,222 SH   SOLE   0 0 22,222
PFIZER INC COM 717081103 741 20,871 SH   SOLE   0 0 20,871
POWERSHARES ETF TR II PWRSHS SP500 LOW 73937B654 977 24,777 SH   SOLE   0 0 24,777
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 1,833 39,028 SH   SOLE   0 0 39,028
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 316 1,974 SH   SOLE   0 0 1,974
PROCTER AND GAMBLE CO COM 742718109 312 3,936 SH   SOLE   0 0 3,936
PRUDENTIAL FINL INC COM 744320102 303 2,926 SH   SOLE   0 0 2,926
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,572 54,772 SH   SOLE   0 0 54,772
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,134 33,643 SH   SOLE   0 0 33,643
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 649 17,763 SH   SOLE   0 0 17,763
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 355 6,949 SH   SOLE   0 0 6,949
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,206 24,594 SH   SOLE   0 0 24,594
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,001 63,425 SH   SOLE   0 0 63,425
SCHWAB STRATEGIC TR US REIT ETF 808524847 6,471 169,167 SH   SOLE   0 0 169,167
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,049 15,168 SH   SOLE   0 0 15,168
SCHWAB STRATEGIC TR US TIPS ETF 808524870 701 12,765 SH   SOLE   0 0 12,765
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 281 10,183 SH   SOLE   0 0 10,183
SPDR GOLD TRUST GOLD SHS 78463V107 283 2,250 SH   SOLE   0 0 2,250
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 7,736 193,299 SH   SOLE   0 0 193,299
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,021 3,880 SH   SOLE   0 0 3,880
SPDR SER TR NUVEEN BLMBRG SR 78468R739 653 13,648 SH   SOLE   0 0 13,648
SPX CORP COM 784635104 223 6,879 SH   SOLE   0 0 6,879
SPX FLOW INC COM 78469X107 243 4,941 SH   SOLE   0 0 4,941
US BANCORP DEL COM NEW 902973304 215 4,262 SH   SOLE   0 0 4,262
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 320 4,082 SH   SOLE   0 0 4,082
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 352 4,405 SH   SOLE   0 0 4,405
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 451 8,234 SH   SOLE   0 0 8,234
VANGUARD INDEX FDS GROWTH ETF 922908736 230 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 36,413 482,486 SH   SOLE   0 0 482,486
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 33,472 138,269 SH   SOLE   0 0 138,269
VANGUARD INDEX FDS SM CP VAL ETF 922908611 440 3,403 SH   SOLE   0 0 3,403
VANGUARD INDEX FDS SMALL CP ETF 922908751 20,693 140,843 SH   SOLE   0 0 140,843
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 409 7,530 SH   SOLE   0 0 7,530
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,273 176,104 SH   SOLE   0 0 176,104
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 261 4,485 SH   SOLE   0 0 4,485
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 287 3,935 SH   SOLE   0 0 3,935
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,001 8,392 SH   SOLE   0 0 8,392
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,267 706,590 SH   SOLE   0 0 706,590
VERIZON COMMUNICATIONS INC COM 92343V104 384 8,040 SH   SOLE   0 0 8,040
VISA INC COM CL A 92826C839 347 2,899 SH   SOLE   0 0 2,899
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 237 8,508 SH   SOLE   0 0 8,508
WALMART INC COM 931142103 351 3,948 SH   SOLE   0 0 3,948
WELLS FARGO CO NEW COM 949746101 385 7,339 SH   SOLE   0 0 7,339
WEYERHAEUSER CO COM 962166104 644 18,400 SH   SOLE   0 0 18,400
WISDOMTREE TR EMER MKT HIGH FD 97717W315 286 5,990 SH   SOLE   0 0 5,990
WISDOMTREE TR US MIDCP EARNING 97717W570 271 7,008 SH   SOLE   0 0 7,008
WISDOMTREE TR US SMALLCAP DIVD 97717W604 558 20,373 SH   SOLE   0 0 20,373
WISDOMTREE TR US TOTAL DIVIDND 97717W109 203 2,272 SH   SOLE   0 0 2,272