The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 252 5,194 SH   SOLE   0 0 5,194
ABBVIE INC COM 00287Y109 295 4,065 SH   SOLE   0 0 4,065
ALPHABET INC CAP STK CL A 02079K305 204 219 SH   SOLE   0 0 219
ALPS ETF TR ALERIAN MLP 00162Q866 173 14,478 SH   SOLE   0 0 14,478
ALTRIA GROUP INC COM 02209S103 997 13,382 SH   SOLE   0 0 13,382
AMAZON COM INC COM 023135106 397 410 SH   SOLE   0 0 410
APPLE INC COM 037833100 3,236 22,468 SH   SOLE   0 0 22,468
AT&T INC COM 00206R102 907 24,028 SH   SOLE   0 0 24,028
BANK AMER CORP 7.25%CNV PFD L 060505682 315 250 SH   SOLE   0 0 250
BARRETT BILL CORP COM 06846N104 108 35,228 SH   SOLE   0 0 35,228
BECTON DICKINSON & CO COM 075887109 581 2,977 SH   SOLE   0 0 2,977
BERKSHIRE HATHAWAY INC DEL CL A 084670108 764 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,978 29,394 SH   SOLE   0 0 29,394
BRISTOL MYERS SQUIBB CO COM 110122108 324 5,811 SH   SOLE   0 0 5,811
CABELAS INC COM 126804301 22,714 382,255 SH   SOLE   0 0 382,255
CATERPILLAR INC DEL COM 149123101 213 1,982 SH   SOLE   0 0 1,982
COBIZ FINANCIAL INC COM 190897108 451 25,937 SH   SOLE   0 0 25,937
COCA COLA CO COM 191216100 878 19,580 SH   SOLE   0 0 19,580
COLONY NORTHSTAR INC CL A COM 19625W104 163 11,602 SH   SOLE   0 0 11,602
COMCAST CORP NEW CL A 20030N101 267 6,860 SH   SOLE   0 0 6,860
CULLEN FROST BANKERS INC COM 229899109 3,222 34,305 SH   SOLE   0 0 34,305
CUMMINS INC COM 231021106 204 1,257 SH   SOLE   0 0 1,257
DBX ETF TR XTRAK MSCI EAFE 233051200 69,210 2,305,460 SH   SOLE   0 0 2,305,460
DISNEY WALT CO COM DISNEY 254687106 222 2,092 SH   SOLE   0 0 2,092
ENTERPRISE PRODS PARTNERS L COM 293792107 316 11,671 SH   SOLE   0 0 11,671
EOG RES INC COM 26875P101 205 2,268 SH   SOLE   0 0 2,268
EXPRESS SCRIPTS HLDG CO COM 30219G108 208 3,259 SH   SOLE   0 0 3,259
EXXON MOBIL CORP COM 30231G102 2,090 25,889 SH   SOLE   0 0 25,889
FLEXSHARES TR MORNSTAR UPSTR 33939L407 249 8,718 SH   SOLE   0 0 8,718
FLEXSHARES TR IBOXX 3R TARGT 33939L506 476 19,374 SH   SOLE   0 0 19,374
GENERAL ELECTRIC CO COM 369604103 388 14,363 SH   SOLE   0 0 14,363
GENERAL MTRS CO COM 37045V100 236 6,764 SH   SOLE   0 0 6,764
GLOBAL NET LEASE INC COM NEW 379378201 2,337 105,087 SH   SOLE   0 0 105,087
HARTFORD FINL SVCS GROUP INC COM 416515104 1,567 29,809 SH   SOLE   0 0 29,809
HOME DEPOT INC COM 437076102 334 2,175 SH   SOLE   0 0 2,175
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 244 8,305 SH   SOLE   0 0 8,305
INTEL CORP COM 458140100 742 21,978 SH   SOLE   0 0 21,978
INTERNATIONAL BUSINESS MACHS COM 459200101 345 2,244 SH   SOLE   0 0 2,244
ISHARES MIN VOL GBL ETF 464286525 309 3,903 SH   SOLE   0 0 3,903
ISHARES INC CORE MSCI EMKT 46434G103 44,669 892,667 SH   SOLE   0 0 892,667
ISHARES TR SELECT DIVID ETF 464287168 299 3,248 SH   SOLE   0 0 3,248
ISHARES TR TIPS BD ETF 464287176 379 3,346 SH   SOLE   0 0 3,346
ISHARES TR CORE S&P500 ETF 464287200 61,577 252,977 SH   SOLE   0 0 252,977
ISHARES TR CORE US AGGBD ET 464287226 216 1,974 SH   SOLE   0 0 1,974
ISHARES TR MSCI EMG MKT ETF 464287234 5,678 137,189 SH   SOLE   0 0 137,189
ISHARES TR S&P 500 VAL ETF 464287408 466 4,437 SH   SOLE   0 0 4,437
ISHARES TR 1-3 YR TR BD ETF 464287457 236 2,789 SH   SOLE   0 0 2,789
ISHARES TR MSCI EAFE ETF 464287465 19,764 303,134 SH   SOLE   0 0 303,134
ISHARES TR RUS MDCP VAL ETF 464287473 789 9,383 SH   SOLE   0 0 9,383
ISHARES TR CORE S&P MCP ETF 464287507 665 3,822 SH   SOLE   0 0 3,822
ISHARES TR RUS 1000 VAL ETF 464287598 673 5,780 SH   SOLE   0 0 5,780
ISHARES TR RUS 1000 GRW ETF 464287614 745 6,260 SH   SOLE   0 0 6,260
ISHARES TR RUS 1000 ETF 464287622 37,859 279,874 SH   SOLE   0 0 279,874
ISHARES TR RUS 2000 VAL ETF 464287630 596 5,016 SH   SOLE   0 0 5,016
ISHARES TR RUSSELL 2000 ETF 464287655 7,614 54,034 SH   SOLE   0 0 54,034
ISHARES TR U.S. REAL ES ETF 464287739 1,865 23,373 SH   SOLE   0 0 23,373
ISHARES TR CORE S&P SCP ETF 464287804 1,299 18,533 SH   SOLE   0 0 18,533
ISHARES TR SP SMCP600VL ETF 464287879 327 2,339 SH   SOLE   0 0 2,339
ISHARES TR EAFE SML CP ETF 464288273 3,468 59,964 SH   SOLE   0 0 59,964
ISHARES TR INTL DEVPPTY ETF 464288422 1,839 49,665 SH   SOLE   0 0 49,665
ISHARES TR RESID RL EST CAP 464288562 902 13,864 SH   SOLE   0 0 13,864
ISHARES TR MBS ETF 464288588 233 2,180 SH   SOLE   0 0 2,180
ISHARES TR 1-3 YR CR BD ETF 464288646 368 3,492 SH   SOLE   0 0 3,492
ISHARES TR 3-7 YR TR BD ETF 464288661 297 2,404 SH   SOLE   0 0 2,404
ISHARES TR MICRO-CAP ETF 464288869 10,626 119,489 SH   SOLE   0 0 119,489
ISHARES TR FLTG RATE BD ETF 46429B655 1,701 33,412 SH   SOLE   0 0 33,412
ISHARES TR MIN VOL USA ETF 46429B697 405 8,271 SH   SOLE   0 0 8,271
ISHARES TR USA QUALITY FCTR 46432F339 99,678 1,340,293 SH   SOLE   0 0 1,340,293
ISHARES TR USA MOMENTUM FCT 46432F396 452 5,085 SH   SOLE   0 0 5,085
ISHARES TR CORE MSCI EAFE 46432F842 727 11,941 SH   SOLE   0 0 11,941
ISHARES TR HDG MSCI EAFE 46434V803 17,478 614,998 SH   SOLE   0 0 614,998
JOHNSON & JOHNSON COM 478160104 2,068 15,630 SH   SOLE   0 0 15,630
JPMORGAN CHASE & CO COM 46625H100 998 10,919 SH   SOLE   0 0 10,919
KIMBERLY CLARK CORP COM 494368103 295 2,282 SH   SOLE   0 0 2,282
KRAFT HEINZ CO COM 500754106 330 3,859 SH   SOLE   0 0 3,859
KROGER CO COM 501044101 251 10,764 SH   SOLE   0 0 10,764
LEVEL 3 COMMUNICATIONS INC COM NEW 52729N308 256 4,321 SH   SOLE   0 0 4,321
LIBERTY GLOBAL PLC SHS CL C G5480U120 247 7,923 SH   SOLE   0 0 7,923
MCKESSON CORP COM 58155Q103 235 1,431 SH   SOLE   0 0 1,431
MERCK & CO INC COM 58933Y105 256 3,994 SH   SOLE   0 0 3,994
MICROSOFT CORP COM 594918104 1,696 24,602 SH   SOLE   0 0 24,602
NORTHROP GRUMMAN CORP COM 666807102 388 1,510 SH   SOLE   0 0 1,510
PEPSICO INC COM 713448108 381 3,301 SH   SOLE   0 0 3,301
PFIZER INC COM 717081103 901 26,827 SH   SOLE   0 0 26,827
POWERSHARES ETF TR II PWRSHS SP500 LOW 73937B654 997 24,777 SH   SOLE   0 0 24,777
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688 200 6,205 SH   SOLE   0 0 6,205
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 2,471 55,232 SH   SOLE   0 0 55,232
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 430 3,123 SH   SOLE   0 0 3,123
PROCTER AND GAMBLE CO COM 742718109 444 5,092 SH   SOLE   0 0 5,092
PRUDENTIAL FINL INC COM 744320102 316 2,926 SH   SOLE   0 0 2,926
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,741 64,762 SH   SOLE   0 0 64,762
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 307 6,381 SH   SOLE   0 0 6,381
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 888 13,891 SH   SOLE   0 0 13,891
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,657 66,685 SH   SOLE   0 0 66,685
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,109 24,594 SH   SOLE   0 0 24,594
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 840 26,417 SH   SOLE   0 0 26,417
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 393 7,526 SH   SOLE   0 0 7,526
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,274 30,921 SH   SOLE   0 0 30,921
SCHWAB STRATEGIC TR US TIPS ETF 808524870 802 14,573 SH   SOLE   0 0 14,573
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 575 17,111 SH   SOLE   0 0 17,111
SIMON PPTY GROUP INC NEW COM 828806109 215 1,331 SH   SOLE   0 0 1,331
SPDR GOLD TRUST GOLD SHS 78463V107 287 2,436 SH   SOLE   0 0 2,436
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 7,847 205,970 SH   SOLE   0 0 205,970
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,636 6,764 SH   SOLE   0 0 6,764
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 235 740 SH   SOLE   0 0 740
SPDR SER TR NUVEEN BLMBRG SR 78468R739 861 17,753 SH   SOLE   0 0 17,753
SPDR SERIES TRUST S&P DIVID ETF 78464A763 238 2,676 SH   SOLE   0 0 2,676
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 417 7,200 SH   SOLE   0 0 7,200
SPX FLOW INC COM 78469X107 225 6,103 SH   SOLE   0 0 6,103
SUNCOR ENERGY INC NEW COM 867224107 258 8,839 SH   SOLE   0 0 8,839
TEXTRON INC COM 883203101 330 7,000 SH   SOLE   0 0 7,000
TORO CO COM 891092108 5,543 80,000 SH   SOLE   0 0 80,000
UNION PAC CORP COM 907818108 57,614 529,001 SH   SOLE   0 0 529,001
US BANCORP DEL COM NEW 902973304 510 9,816 SH   SOLE   0 0 9,816
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 411 5,144 SH   SOLE   0 0 5,144
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 696 8,507 SH   SOLE   0 0 8,507
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 422 7,772 SH   SOLE   0 0 7,772
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 35,500 159,867 SH   SOLE   0 0 159,867
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 216 1,835 SH   SOLE   0 0 1,835
VANGUARD INDEX FDS REIT ETF 922908553 43,139 518,316 SH   SOLE   0 0 518,316
VANGUARD INDEX FDS SM CP VAL ETF 922908611 444 3,611 SH   SOLE   0 0 3,611
VANGUARD INDEX FDS GROWTH ETF 922908736 206 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,126 141,109 SH   SOLE   0 0 141,109
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 997 9,221 SH   SOLE   0 0 9,221
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,404 205,840 SH   SOLE   0 0 205,840
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 248 3,775 SH   SOLE   0 0 3,775
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 239 4,335 SH   SOLE   0 0 4,335
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,721 767,680 SH   SOLE   0 0 767,680
VERIZON COMMUNICATIONS INC COM 92343V104 536 11,997 SH   SOLE   0 0 11,997
VISA INC COM CL A 92826C839 345 3,676 SH   SOLE   0 0 3,676
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 254 8,851 SH   SOLE   0 0 8,851
WAL-MART STORES INC COM 931142103 417 5,504 SH   SOLE   0 0 5,504
WELLS FARGO CO NEW COM 949746101 995 17,954 SH   SOLE   0 0 17,954
WELLS FARGO CO NEW PERP PFD CNV A 949746804 557 425 SH   SOLE   0 0 425
WEYERHAEUSER CO COM 962166104 616 18,400 SH   SOLE   0 0 18,400
WISDOMTREE TR US TOTAL DIVIDND 97717W109 232 2,726 SH   SOLE   0 0 2,726
WISDOMTREE TR US MIDCP EARNING 97717W570 281 7,860 SH   SOLE   0 0 7,860
WISDOMTREE TR US SMALLCAP DIVD 97717W604 547 6,791 SH   SOLE   0 0 6,791