Accounts Payable and Accrued Expenses (Tables)

6 Months Ended

12 Months Ended

Jun. 30, 2013

Dec. 31, 2012

Reserve for Transaction Losses

The following table summarizes the Company’s reserve for transaction losses for the following period (in thousands, unaudited):

Balance at December 31, 2012	Additions to Expense		Losses Incurred			Balance at June 30, 2013
$547	$	6,159	$	(5,857	)	$	849

The following table summarizes the Company’s reserve for transaction losses for the following years (in thousands):

	Balance at Beginning of Year		Additions to Expense		Losses Incurred			Balance at End of Year
December 31, 2010	$	1,084	$	1,823	$	(2,611	)	$	296
December 31, 2011		296		5,372		(4,894	)		774
December 31, 2012		774		7,722		(7,949	)		547

Summary of Accounts Payable and Accrued Expenses

The following is a summary of accounts payable and accrued expenses (in thousands):

	December 31, 2012		June 30, 2013
			(unaudited)
Accounts payable	$	1,076	$	1,411
Accrued processing and disbursement costs		1,055		1,720
Accrued marketing expense		708		1,448
Other accrued expenses		4,311		3,657
	$	7,150	$	8,236