Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash Flows from Operating Activities
Net income	$ 40,975	$ 28,875
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	687	586
Provision for loan losses	500	7,646
Increase in value of bank-owned life insurance	(575)	(592)
Gain on sale of SBA loans	(214)	0
SBA loans originated for sale	(1,650)	0
Proceeds from sale of SBA loans originated for sale	1,864	0
Net (gain) loss on sale of OREO and valuation adjustments	(60)	371
Net accretion of purchase premiums and discounts on securities	40	45
Stock based compensation	230	265
Decrease (increase) in deferred income tax	1,079	(2,295)
Net changes in:
Increase in accrued interest receivable and other assets	(1,059)	(1,875)
(Decrease) increase in accrued interest payable and other accrued liabilities	(3,176)	3,491
Net cash provided by operating activities	38,641	36,517
Cash Flows from Investing Activities
Repayments and maturities of investment securities available for sale	6,139	7,166
Repayments and maturities of investment securities held to maturity	57	0
Purchases of investment securities held to maturity	(8,693)	0
Net decrease (increase) in loans	78,996
Net decrease (increase) in loans		(144,817)
Purchases of bank premises and equipment	(64)	(251)
Proceeds from sale of OREO, net	356	4,217
Redemptions (purchases) of restricted stock	2,398	(102)
Net cash provided by (used in) investing activities	79,189	(133,787)
Cash Flows from Financing Activities
Cash dividends	(7,633)	(7,444)
Proceeds from exercise of stock options	201	0
Net proceeds from issuance of subordinate debt	0	29,052
Earnings distribution from non-controlling interest	(1,887)	(594)
Net decrease in FHLBNY and short-term borrowings	(56,500)	0
Net (decrease) increase in other borrowed funds	(90,026)	90,026
Net increase in noninterest-bearing deposits	124,950	169,591
Net increase in interest-bearing deposits	51,017	83,633
Net cash provided by financing activities	20,122	364,264
Increase in cash and cash equivalents	137,952	266,994
Cash and Cash Equivalents, January 1,	458,601	191,607
Cash and Cash Equivalents, December 31,	596,553	458,601
Supplemental Disclosure of Cash Flow Information:
Interest paid	13,691	21,815
Income taxes paid	16,808	9,360
Non-cash Investing and Financing Items
Loans transferred to OREO	$ 1,811	$ 0