The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   3,737 202,980 SH   SOLE   198,757 0 4,223
AT&T INC COMMON STOCK 00206R102   36 1,958 SH   DFND   1,958 0 0
AT&T INC COMMON STOCK 00206R102   234 12,705 SH   OTR   12,519 0 186
ABBOTT LABORATORIES COMMON STOCK 002824100   13,653 124,353 SH   SOLE   122,442 0 1,911
ABBOTT LABORATORIES COMMON STOCK 002824100   110 1,004 SH   DFND   1,004 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   793 7,220 SH   OTR   7,127 0 93
ABBVIE INC COMMON STOCK 00287Y109   294 1,817 SH   SOLE   1,817 0 0
ABBVIE INC COMMON STOCK 00287Y109   133 825 SH   OTR   825 0 0
ALLSTATE CORP COMMON STOCK 020002101   964 7,112 SH   SOLE   7,112 0 0
ALLSTATE CORP COMMON STOCK 020002101   32 237 SH   OTR   237 0 0
ALPHABET INC CL COMMON STOCK 02079K107   448 5,051 SH   SOLE   5,051 0 0
ALPHABET INC CL COMMON STOCK 02079K107   285 3,215 SH   OTR   3,215 0 0
ALPHABET INC CL COMMON STOCK 02079K305   900 10,198 SH   SOLE   10,198 0 0
ALPHABET INC CL COMMON STOCK 02079K305   279 3,160 SH   OTR   3,160 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   304 6,644 SH   SOLE   6,644 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   34 753 SH   OTR   753 0 0
AMAZON.COM INC COMMON STOCK 023135106   2,424 28,852 SH   SOLE   28,852 0 0
AMAZON.COM INC COMMON STOCK 023135106   17 200 SH   OTR   200 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101   163 1,719 SH   SOLE   1,719 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101   68 713 SH   OTR   713 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   247 1,670 SH   SOLE   1,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109   11 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104   480 3,500 SH   OTR   3,500 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101   278 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100   386 1,469 SH   SOLE   1,469 0 0
AMGEN COMMON STOCK 031162100   28 108 SH   OTR   108 0 0
ANTHEM INC COMMON STOCK 036752103   503 980 SH   SOLE   980 0 0
APPLE COMMON STOCK 037833100   22,418 172,538 SH   SOLE   170,710 0 1,828
APPLE COMMON STOCK 037833100   98 758 SH   DFND   758 0 0
APPLE COMMON STOCK 037833100   2,216 17,053 SH   OTR   14,983 0 2,070
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104   7,154 66,531 SH   SOLE   65,095 0 1,436
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104   62 572 SH   DFND   572 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104   251 2,333 SH   OTR   2,281 0 52
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108   275 4,058 SH   SOLE   4,058 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103   1,023 4,282 SH   SOLE   4,282 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103   455 1,904 SH   OTR   1,904 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104   771 22,085 SH   SOLE   22,085 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104   257 7,357 SH   OTR   6,340 0 1,017
BANK OF AMERICA COMMON STOCK 060505104   5,661 170,924 SH   SOLE   166,741 0 4,183
BANK OF AMERICA COMMON STOCK 060505104   56 1,692 SH   DFND   1,692 0 0
BANK OF AMERICA COMMON STOCK 060505104   127 3,826 SH   OTR   3,672 0 154
BECTON DICKINSON COMMON STOCK 075887109   298 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702   946 3,063 SH   SOLE   3,063 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702   240 778 SH   OTR   778 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,753 2,474 SH   SOLE   2,474 0 0
BLACKROCK INC COMMON STOCK 09247X101   354 499 SH   OTR   499 0 0
BOEING COMMON STOCK 097023105   804 4,222 SH   SOLE   4,222 0 0
BOEING COMMON STOCK 097023105   658 3,453 SH   OTR   3,453 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101   180 14,187 SH   OTR   14,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108   1,066 14,819 SH   SOLE   11,919 0 2,900
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108   128 1,775 SH   OTR   1,348 0 427
CIM NON-LIQ FUNDS-A 12599D335   554 554,043 SH   OTR   0 0 554,043
CSX CORPORATION COMMON STOCK 126408103   434 14,020 SH   SOLE   14,020 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102   9,409 79,145 SH   SOLE   76,608 0 2,537
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102   90 758 SH   DFND   758 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102   267 2,245 SH   OTR   2,175 0 70
CATERPILLAR COMMON STOCK 149123101   6,062 25,303 SH   SOLE   24,626 0 677
CATERPILLAR COMMON STOCK 149123101   54 226 SH   DFND   226 0 0
CATERPILLAR COMMON STOCK 149123101   129 537 SH   OTR   512 0 25
CHEVRON COMMON STOCK 166764100   15,183 84,592 SH   SOLE   78,095 0 6,497
CHEVRON COMMON STOCK 166764100   99 551 SH   DFND   551 0 0
CHEVRON COMMON STOCK 166764100   789 4,398 SH   OTR   4,325 0 73
CHURCH & DWIGHT INC COMMON STOCK 171340102   682 8,461 SH   SOLE   8,461 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   125 1,554 SH   OTR   1,554 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101   2,598 25,375 SH   SOLE   25,375 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101   10,503 102,580 SH   OTR   102,580 0 0
CISCO COMMON STOCK 17275R102   8,414 176,609 SH   SOLE   171,657 0 4,952
CISCO COMMON STOCK 17275R102   61 1,290 SH   DFND   1,290 0 0
CISCO COMMON STOCK 17275R102   851 17,872 SH   OTR   17,147 0 725
CINTAS CORPORATION COMMON STOCK 172908105   195 431 SH   SOLE   431 0 0
CINTAS CORPORATION COMMON STOCK 172908105   104 231 SH   OTR   231 0 0
CLARION NON-LIQ FUNDS-A 18099J714   551 551,000 SH   OTR   0 0 551,000
CLOROX COMPANY COMMON STOCK 189054109   171 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109   112 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100   788 12,388 SH   SOLE   12,388 0 0
COCA-COLA COMMON STOCK 191216100   135 2,129 SH   OTR   2,129 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103   724 9,183 SH   SOLE   9,183 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103   431 5,465 SH   OTR   5,465 0 0
COMCAST CORP COMMON STOCK 20030N101   775 22,149 SH   SOLE   22,149 0 0
COMCAST CORP COMMON STOCK 20030N101   163 4,667 SH   OTR   4,667 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103   357 5,248 SH   SOLE   5,248 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   606 5,134 SH   SOLE   5,134 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   278 2,360 SH   OTR   2,360 0 0
CONSTELLATION BRANDS COMMON STOCK 21036P108   5,118 22,085 SH   SOLE   22,085 0 0
CONSTELLATION BRANDS COMMON STOCK 21036P108   89 384 SH   DFND   384 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105   277 607 SH   SOLE   607 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105   5 11 SH   OTR   11 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106   852 3,518 SH   SOLE   3,518 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106   133 547 SH   OTR   547 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105   844 6,098 SH   SOLE   6,098 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105   124 899 SH   OTR   899 0 0
DEERE AND COMPANY COMMON STOCK 244199105   2,383 5,558 SH   SOLE   5,558 0 0
DEERE AND COMPANY COMMON STOCK 244199105   710 1,657 SH   OTR   1,657 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103   685 6,831 SH   SOLE   5,051 0 1,780
DIGITAL RLTY TR INC COMMON STOCK 253868103   77 770 SH   OTR   770 0 0
WALT DISNEY CO. COMMON STOCK 254687106   5,107 58,778 SH   SOLE   57,578 0 1,200
WALT DISNEY CO. COMMON STOCK 254687106   46 531 SH   DFND   531 0 0
WALT DISNEY CO. COMMON STOCK 254687106   399 4,595 SH   OTR   4,448 0 147
DUKE ENERGY COMMON STOCK 26441C204   687 6,672 SH   SOLE   6,672 0 0
DUKE ENERGY COMMON STOCK 26441C204   39 377 SH   OTR   278 0 99
ECOLAB INC COMMON STOCK 278865100   5,527 37,973 SH   SOLE   37,157 0 816
ECOLAB INC COMMON STOCK 278865100   47 325 SH   DFND   325 0 0
ECOLAB INC COMMON STOCK 278865100   355 2,440 SH   OTR   2,410 0 30
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104   422 4,389 SH   SOLE   4,389 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104   87 906 SH   OTR   906 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105   879 4,520 SH   SOLE   4,520 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105   327 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102   12,430 112,691 SH   SOLE   110,891 0 1,800
EXXON MOBIL COMMON STOCK 30231G102   103 934 SH   DFND   934 0 0
EXXON MOBIL COMMON STOCK 30231G102   752 6,816 SH   OTR   6,546 0 270
FNB CORPORATION COMMON STOCK 302520101   164 12,576 SH   SOLE   12,576 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105   968 2,413 SH   SOLE   2,413 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105   40 99 SH   OTR   99 0 0
FASTENAL CO. COMMON STOCK 311900104   4,045 85,472 SH   SOLE   78,337 0 7,135
FASTENAL CO. COMMON STOCK 311900104   394 8,316 SH   OTR   8,164 0 152
FIFTH THIRD BANCORP COMMON STOCK 316773100   296 9,025 SH   SOLE   9,025 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109   19,056 786,452 SH   SOLE   786,397 0 55
FIRST FINANCIAL BANCORP COMMON STOCK 320209109   5,206 214,851 SH   OTR   211,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109   132 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109   2,984 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100   3,051 25,032 SH   SOLE   23,979 0 1,053
FIRST REPUBLIC BANK COMMON STOCK 33616C100   54 442 SH   OTR   384 0 58
GENERAL DYNAMICS CORP COMMON STOCK 369550108   404 1,628 SH   SOLE   1,628 0 0
GENERAL ELECTRIC COMMON STOCK 369604301   245 2,924 SH   SOLE   2,924 0 0
GENERAL ELECTRIC COMMON STOCK 369604301   332 3,959 SH   OTR   3,959 0 0
GENERAL MILLS COMMON STOCK 370334104   290 3,455 SH   SOLE   3,455 0 0
GENERAL MILLS COMMON STOCK 370334104   9 107 SH   OTR   107 0 0
GILEAD SCIENCES COMMON STOCK 375558103   13,067 152,203 SH   SOLE   144,764 0 7,439
GILEAD SCIENCES COMMON STOCK 375558103   129 1,498 SH   DFND   1,498 0 0
GILEAD SCIENCES COMMON STOCK 375558103   264 3,070 SH   OTR   2,955 0 115
GOLDMAN COMMON STOCK 38141G104   704 2,049 SH   SOLE   2,049 0 0
GOLDMAN COMMON STOCK 38141G104   187 546 SH   OTR   546 0 0
HARTFORD FINL SVCS GRP COM STK COMMON STOCK 416515104   5,188 68,418 SH   SOLE   68,418 0 0
HARTFORD FINL SVCS GRP COM STK COMMON STOCK 416515104   89 1,180 SH   DFND   1,180 0 0
HOME DEPOT COMMON STOCK 437076102   1,193 3,776 SH   SOLE   3,776 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,575 44,680 SH   SOLE   43,133 0 1,547
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   80 373 SH   DFND   373 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   560 2,612 SH   OTR   2,333 0 279
ILLINOIS TOOL WORKS COMMON STOCK 452308109   148 672 SH   SOLE   672 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109   132 600 SH   OTR   600 0 0
INTEL COMMON STOCK 458140100   6,234 235,860 SH   SOLE   233,835 0 2,025
INTEL COMMON STOCK 458140100   69 2,609 SH   DFND   2,609 0 0
INTEL COMMON STOCK 458140100   566 21,401 SH   OTR   21,263 0 138
IBM COMMON STOCK 459200101   5,564 39,492 SH   SOLE   39,492 0 0
IBM COMMON STOCK 459200101   87 619 SH   DFND   619 0 0
IBM COMMON STOCK 459200101   280 1,988 SH   OTR   1,789 0 199
INVESCO ETF-EQUITY 46090E103   268 1,005 SH   SOLE   1,005 0 0
INVESCO ETF-EQUITY 46090E103   207 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103   623 1,600 SH   SOLE   1,600 0 0
INVESCO COMMON STOCK 46138E578   2,767 48,550 SH   SOLE   44,200 0 4,350
INVESCO COMMON STOCK 46138E578   208 3,643 SH   OTR   3,533 0 110
ISHARES ETF-EQUITY 464287150   3,171 37,398 SH   SOLE   37,398 0 0
ISHARES ETF-EQUITY 464287150   1,921 22,655 SH   OTR   22,655 0 0
ISHARES ETF-EQUITY 464287168   344 2,850 SH   SOLE   2,850 0 0
ISHARES ETF-FIXED INCOM 464287176   104 973 SH   SOLE   973 0 0
ISHARES ETF-FIXED INCOM 464287176   455 4,271 SH   OTR   4,271 0 0
ISHARES ETF-EQUITY 464287200   16,332 42,509 SH   SOLE   42,509 0 0
ISHARES ETF-EQUITY 464287200   227 590 SH   DFND   0 0 590
ISHARES ETF-EQUITY 464287200   161 418 SH   OTR   418 0 0
ISHARES ETF-FIXED INCOM 464287226   13,601 140,234 SH   SOLE   139,199 0 1,035
ISHARES ETF-FIXED INCOM 464287226   9 92 SH   DFND   92 0 0
ISHARES ETF-FIXED INCOM 464287226   1,030 10,617 SH   OTR   10,617 0 0
ISHARES ETF-EQUITY 464287234   6,141 162,028 SH   SOLE   145,332 0 16,696
ISHARES ETF-EQUITY 464287234   437 11,535 SH   OTR   11,535 0 0
ISHARES ETF-FIXED INCOM 464287242   252 2,393 SH   SOLE   2,393 0 0
ISHARES ETF-FIXED INCOM 464287242   86 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309   6,439 110,066 SH   SOLE   109,575 0 491
ISHARES ETF-EQUITY 464287309   19 331 SH   OTR   331 0 0
ISHARES ETF-FIXED INCOM 464287457   574 7,072 SH   SOLE   7,072 0 0
ISHARES ETF-FIXED INCOM 464287457   329 4,049 SH   OTR   4,049 0 0
ISHARES ETF-EQUITY 464287465   8,879 135,263 SH   SOLE   106,701 0 28,562
ISHARES ETF-EQUITY 464287465   7 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465   1,440 21,944 SH   OTR   21,944 0 0
ISHARES ETF-EQUITY 464287473   211 2,000 SH   SOLE   2,000 0 0
ISHARES ETF-EQUITY 464287499   589 8,738 SH   SOLE   8,738 0 0
ISHARES ETF-EQUITY 464287499   62 916 SH   OTR   916 0 0
ISHARES COMMON STOCK 464287523   1,884 5,414 SH   SOLE   5,409 0 5
ISHARES COMMON STOCK 464287523   183 527 SH   OTR   527 0 0
ISHARES ETF-EQUITY 464287556   273 2,076 SH   SOLE   2,076 0 0
ISHARES ETF-EQUITY 464287622   304 1,444 SH   SOLE   1,444 0 0
ISHARES ETF-EQUITY 464287655   42,774 245,322 SH   SOLE   241,732 0 3,590
ISHARES ETF-EQUITY 464287655   420 2,410 SH   DFND   2,410 0 0
ISHARES ETF-EQUITY 464287655   1,192 6,838 SH   OTR   6,574 0 264
ISHARES ETF-EQUITY 464287804   17,732 187,365 SH   SOLE   187,198 0 167
ISHARES ETF-EQUITY 464287804   79 832 SH   OTR   832 0 0
ISHARES ETF-EQUITY 464287879   403 4,412 SH   SOLE   4,412 0 0
ISHARES ETF-EQUITY 464287879   38 413 SH   OTR   413 0 0
ISHARES ETF-FIXED INCOM 464288117   1,409 36,000 SH   SOLE   35,600 0 400
ISHARES ETF-FIXED INCOM 464288117   4 91 SH   OTR   91 0 0
ISHARES ETF-FIXED INCOM 464288281   428 5,056 SH   SOLE   4,999 0 57
ISHARES ETF-FIXED INCOM 464288414   16,803 159,237 SH   SOLE   159,237 0 0
ISHARES ETF-FIXED INCOM 464288414   1,737 16,466 SH   OTR   16,466 0 0
ISHARES ETF-FIXED INCOM 464288513   754 10,237 SH   SOLE   10,163 0 74
ISHARES ETF-FIXED INCOM 464288612   755 7,373 SH   SOLE   7,373 0 0
ISHARES ETF-FIXED INCOM 464288653   23,245 214,871 SH   SOLE   214,326 0 545
ISHARES ETF-FIXED INCOM 464288653   3 24 SH   DFND   24 0 0
ISHARES ETF-FIXED INCOM 464288653   42 390 SH   OTR   390 0 0
ISHARES ETF-FIXED INCOM 464288661   14,144 123,109 SH   SOLE   122,801 0 308
ISHARES ETF-FIXED INCOM 464288661   2 18 SH   DFND   18 0 0
ISHARES ETF-FIXED INCOM 464288661   26 222 SH   OTR   222 0 0
ISHARES ETF-FIXED INCOM 464288687   797 26,108 SH   SOLE   26,108 0 0
ISHARES ETF-FIXED INCOM 464288687   575 18,849 SH   OTR   18,276 0 573
ISHARES ETF-FIXED INCOM 464289875   3,740 98,408 SH   SOLE   97,314 0 1,094
ISHARES ETF-FIXED INCOM 464289875   449 11,815 SH   OTR   11,815 0 0
ISHARES ETF-EQUITY 46429B697   15,191 210,688 SH   SOLE   209,780 0 908
ISHARES ETF-EQUITY 46429B697   13 181 SH   OTR   181 0 0
ISHARES ETF-EQUITY 46432F339   790 6,932 SH   SOLE   6,932 0 0
ISHARES ETF-EQUITY 46432F339   5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339   149 1,305 SH   OTR   1,305 0 0
ISHARES ETF-EQUITY 46432F388   266 2,915 SH   SOLE   2,915 0 0
ISHARES ETF-EQUITY 46432F388   44 478 SH   OTR   478 0 0
ISHARES ETF-EQUITY 46432F842   67,331 1,092,324 SH   SOLE   1,090,499 0 1,825
ISHARES ETF-EQUITY 46432F842   1,103 17,887 SH   DFND   17,887 0 0
ISHARES ETF-EQUITY 46432F842   547 8,870 SH   OTR   8,635 0 235
ISHARES ETF-EQUITY 46434G103   15,803 338,384 SH   SOLE   337,929 0 455
ISHARES ETF-EQUITY 46434G103   199 4,262 SH   OTR   4,064 0 198
ISHARES ETF-EQUITY 46435G516   5,900 89,747 SH   SOLE   89,056 0 691
JP MORGAN COMMON STOCK 46625H100   12,544 93,545 SH   SOLE   88,093 0 5,452
JP MORGAN COMMON STOCK 46625H100   80 600 SH   DFND   600 0 0
JP MORGAN COMMON STOCK 46625H100   946 7,054 SH   OTR   7,000 0 54
JACOBS ENGINEERING GROUP INC COMMON STOCK 46982L108   18 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 46982L108   348 2,900 SH   OTR   2,900 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   13,959 79,021 SH   SOLE   77,450 0 1,571
JOHNSON & JOHNSON COMMON STOCK 478160104   76 433 SH   DFND   433 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,848 10,461 SH   OTR   10,174 0 287
KELLOGG COMPANY COMMON STOCK 487836108   8,088 113,532 SH   SOLE   108,927 0 4,605
KELLOGG COMPANY COMMON STOCK 487836108   81 1,132 SH   DFND   1,132 0 0
KELLOGG COMPANY COMMON STOCK 487836108   91 1,278 SH   OTR   1,172 0 106
KIMBERLY-CLARK CORP COMMON STOCK 494368103   485 3,575 SH   SOLE   3,575 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   71 526 SH   OTR   526 0 0
LAUDER ESTEE CO COMMON STOCK 518439104   28 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104   347 1,400 SH   OTR   1,400 0 0
ELI LILLY & COMMON STOCK 532457108   2,266 6,195 SH   SOLE   1,246 0 4,949
ELI LILLY & COMMON STOCK 532457108   148 405 SH   OTR   157 0 248
LOCKHEED MARTIN GROUP COMMON STOCK 539830109   1,502 3,088 SH   SOLE   3,088 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109   417 857 SH   OTR   857 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   9,162 45,985 SH   SOLE   45,218 0 767
LOWES COMPANIES INC COMMON STOCK 548661107   65 325 SH   DFND   325 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   907 4,554 SH   OTR   4,523 0 31
MC DONALDS CORPORATION COMMON STOCK 580135101   4,243 16,102 SH   SOLE   16,102 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101   775 2,939 SH   OTR   2,939 0 0
MERCK & CO COMMON STOCK 58933Y105   4,031 36,334 SH   SOLE   29,283 0 7,051
MERCK & CO COMMON STOCK 58933Y105   842 7,587 SH   OTR   7,587 0 0
MICROSOFT COMMON STOCK 594918104   21,488 89,599 SH   SOLE   88,959 0 640
MICROSOFT COMMON STOCK 594918104   111 462 SH   DFND   462 0 0
MICROSOFT COMMON STOCK 594918104   2,897 12,080 SH   OTR   11,714 0 366
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   557 7,932 SH   SOLE   7,932 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   25 360 SH   OTR   360 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   582 8,734 SH   SOLE   8,734 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   32 480 SH   OTR   480 0 0
MORGAN STANLEY COMMON STOCK 617446448   33 383 SH   SOLE   383 0 0
MORGAN STANLEY COMMON STOCK 617446448   280 3,297 SH   OTR   3,297 0 0
NATIONAL RETAIL COMMON STOCK 637417106   456 9,956 SH   SOLE   9,956 0 0
NATIONAL RETAIL COMMON STOCK 637417106   82 1,795 SH   OTR   1,795 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101   233 2,785 SH   SOLE   2,785 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101   24 290 SH   OTR   290 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103   2,945 25,166 SH   SOLE   25,166 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103   882 7,535 SH   OTR   7,535 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108   559 2,267 SH   SOLE   2,267 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108   59 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105   633 4,802 SH   SOLE   4,802 0 0
NUCOR CORPORATION COMMON STOCK 670346105   318 2,415 SH   OTR   2,142 0 273
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106   871 10,681 SH   SOLE   10,681 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106   652 7,996 SH   OTR   7,996 0 0
ORACLE COMMON STOCK 68389X105   2,214 27,092 SH   SOLE   27,092 0 0
ORACLE COMMON STOCK 68389X105   1,202 14,703 SH   OTR   14,703 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201   569 6,450 SH   SOLE   6,450 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201   68 769 SH   OTR   769 0 0
PNC COMMON STOCK 693475105   633 4,007 SH   SOLE   4,007 0 0
PAYCHEX INC COMMON STOCK 704326107   8,882 76,859 SH   SOLE   74,378 0 2,481
PAYCHEX INC COMMON STOCK 704326107   75 649 SH   DFND   649 0 0
PAYCHEX INC COMMON STOCK 704326107   541 4,685 SH   OTR   4,613 0 72
PEPSICO COMMON STOCK 713448108   14,250 78,878 SH   SOLE   78,023 0 855
PEPSICO COMMON STOCK 713448108   92 512 SH   DFND   512 0 0
PEPSICO COMMON STOCK 713448108   1,531 8,476 SH   OTR   8,436 0 40
PFIZER COMMON STOCK 717081103   11,926 232,739 SH   SOLE   223,434 0 9,305
PFIZER COMMON STOCK 717081103   101 1,978 SH   DFND   1,978 0 0
PFIZER COMMON STOCK 717081103   710 13,866 SH   OTR   13,682 0 184
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109   274 2,703 SH   SOLE   2,703 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109   13 124 SH   OTR   124 0 0
PHILLIPS 66 COMMON STOCK 718546104   156 1,502 SH   SOLE   1,502 0 0
PHILLIPS 66 COMMON STOCK 718546104   107 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109   39,293 259,260 SH   SOLE   257,508 0 1,752
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109   109 719 SH   DFND   719 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109   3,642 24,030 SH   OTR   23,856 0 174
QUALCOMM INCORPORATED COMMON STOCK 747525103   5,565 50,622 SH   SOLE   49,311 0 1,311
QUALCOMM INCORPORATED COMMON STOCK 747525103   50 452 SH   DFND   452 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103   280 2,547 SH   OTR   2,507 0 40
QUEST DIAGNOSTICS COMMON STOCK 74834L100   12,392 79,213 SH   SOLE   77,508 0 1,705
QUEST DIAGNOSTICS COMMON STOCK 74834L100   120 768 SH   DFND   768 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100   612 3,915 SH   OTR   3,843 0 72
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   577 5,720 SH   SOLE   5,720 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   78 772 SH   OTR   772 0 0
ROYCE COMMON STOCK 780910105   145 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104   93 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103   22,250 58,181 SH   SOLE   58,171 0 10
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103   90 235 SH   DFND   235 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103   1,908 4,989 SH   OTR   4,972 0 17
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107   314 1,851 SH   SOLE   1,851 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107   203 1,199 SH   OTR   1,199 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107   9,523 21,506 SH   SOLE   21,506 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107   1,057 2,387 SH   OTR   2,387 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108   164 3,075 SH   SOLE   3,075 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108   145 2,713 SH   OTR   2,713 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   8,785 105,515 SH   SOLE   102,176 0 3,339
CHARLES SCHWAB CORP COMMON STOCK 808513105   88 1,052 SH   DFND   1,052 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   161 1,939 SH   OTR   1,846 0 93
SPDR ETF-EQUITY 81369Y209   3,991 29,375 SH   SOLE   29,263 0 112
SPDR ETF-EQUITY 81369Y209   428 3,147 SH   OTR   3,147 0 0
SPDR ETF-EQUITY 81369Y308   3,456 46,353 SH   SOLE   46,142 0 211
SPDR ETF-EQUITY 81369Y308   3 42 SH   OTR   42 0 0
SPDR ETF-EQUITY 81369Y506   2,633 30,105 SH   SOLE   29,975 0 130
SPDR ETF-EQUITY 81369Y506   3 35 SH   OTR   35 0 0
SPDR ETF-EQUITY 81369Y803   2,424 19,483 SH   SOLE   19,483 0 0
SPDR ETF-EQUITY 81369Y803   540 4,341 SH   OTR   4,341 0 0
SPDR COMMON STOCK 81369Y886   15,640 221,838 SH   SOLE   218,360 0 3,478
SPDR COMMON STOCK 81369Y886   156 2,214 SH   DFND   2,214 0 0
SPDR COMMON STOCK 81369Y886   642 9,111 SH   OTR   8,927 0 184
SHERWIN WILLIAMS CO. COMMON STOCK 824348106   239 1,006 SH   SOLE   1,006 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106   61 257 SH   OTR   257 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405   320 2,019 SH   SOLE   2,019 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405   57 357 SH   OTR   357 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   319 4,468 SH   SOLE   4,468 0 0
SOUTHERN COMPANY COMMON STOCK 842587107   18 255 SH   OTR   255 0 0
STARBUCKS COFFEE COMMON STOCK 855244109   864 8,711 SH   SOLE   8,711 0 0
STARBUCKS COFFEE COMMON STOCK 855244109   71 714 SH   OTR   714 0 0
STEEL DYNAMICS COMMON STOCK 858119100   389 3,982 SH   SOLE   3,982 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104   381 5,866 SH   SOLE   5,866 0 0
STRYKER CORPORATION COMMON STOCK 863667101   12,788 52,304 SH   SOLE   51,435 0 869
STRYKER CORPORATION COMMON STOCK 863667101   111 453 SH   DFND   453 0 0
STRYKER CORPORATION COMMON STOCK 863667101   800 3,273 SH   OTR   3,231 0 42
SYSCO CORP COMMON STOCK 871829107   266 3,482 SH   SOLE   3,482 0 0
SYSCO CORP COMMON STOCK 871829107   62 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109   2,640 33,172 SH   SOLE   33,172 0 0
TJX COS INC COMMON STOCK 872540109   511 6,418 SH   OTR   6,418 0 0
TARGET COMMON STOCK 87612E106   9,433 63,290 SH   SOLE   62,098 0 1,192
TARGET COMMON STOCK 87612E106   84 561 SH   DFND   561 0 0
TARGET COMMON STOCK 87612E106   399 2,678 SH   OTR   2,625 0 53
3M COMPANY COMMON STOCK 88579Y101   840 7,003 SH   SOLE   6,523 0 480
3M COMPANY COMMON STOCK 88579Y101   225 1,875 SH   OTR   1,875 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   181 965 SH   SOLE   965 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   22 117 SH   OTR   117 0 0
TURNING POINT BRANDS INC COMMON STOCK 90041L105   1,187 54,888 SH   SOLE   54,888 0 0
US BANCORP COMMON STOCK 902973304   769 17,630 SH   SOLE   17,630 0 0
US BANCORP COMMON STOCK 902973304   710 16,289 SH   OTR   16,289 0 0
UNION PACIFIC COMMON STOCK 907818108   370 1,785 SH   SOLE   1,785 0 0
UNION PACIFIC COMMON STOCK 907818108   207 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   1,048 6,027 SH   SOLE   6,027 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   195 1,121 SH   OTR   1,121 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102   1,928 3,636 SH   SOLE   3,636 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102   12 23 SH   OTR   23 0 0
USERTESTING, INC COMMON STOCK 91734E101   75 10,000 SH   SOLE   10,000 0 0
VF CORPORATION COMMON STOCK 918204108   211 7,628 SH   SOLE   7,628 0 0
VF CORPORATION COMMON STOCK 918204108   19 691 SH   OTR   691 0 0
VANGUARD ETF-FIXED INCOM 921937819   378 5,083 SH   SOLE   5,083 0 0
VANGUARD ETF-EQUITY 92206C599   842 4,903 SH   SOLE   4,903 0 0
VANGUARD ETF-FIXED INCOM 92206C771   1,853 40,711 SH   SOLE   40,711 0 0
VANGUARD ETF-EQUITY 922908538   598 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553   3,210 38,921 SH   SOLE   38,921 0 0
VANGUARD ETF-ALTERNATIVE 922908553   2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553   547 6,636 SH   OTR   6,353 0 283
VANGUARD ETF-EQUITY 922908629   330 1,619 SH   SOLE   1,619 0 0
VANGUARD ETF-EQUITY 922908637   283 1,623 SH   SOLE   1,623 0 0
VANGUARD ETF-EQUITY 922908744   4,493 32,008 SH   SOLE   31,986 0 22
VANGUARD ETF-EQUITY 922908744   6 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744   181 1,292 SH   OTR   1,292 0 0
VERIZON COMMON STOCK 92343V104   860 21,831 SH   SOLE   21,831 0 0
VERIZON COMMON STOCK 92343V104   248 6,284 SH   OTR   5,837 0 447
VISA INC CL A COMMON STOCK 92826C839   11,207 53,942 SH   SOLE   52,947 0 995
VISA INC CL A COMMON STOCK 92826C839   80 384 SH   DFND   384 0 0
VISA INC CL A COMMON STOCK 92826C839   928 4,466 SH   OTR   4,188 0 278
WAL-MART COMMON STOCK 931142103   935 6,595 SH   SOLE   6,595 0 0
WAL-MART COMMON STOCK 931142103   576 4,064 SH   OTR   4,064 0 0
WATERS CORP COM COMMON STOCK 941848103   113 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103   343 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101   1,021 24,722 SH   SOLE   24,722 0 0
WELLS FARGO COMMON STOCK 949746101   78 1,892 SH   OTR   1,392 0 500
WISDOMTREE ETF-FIXED INCOM 97717Y527   4,552 90,551 SH   SOLE   90,328 0 223
WISDOMTREE ETF-FIXED INCOM 97717Y527   1 20 SH   DFND   20 0 0
WISDOMTREE ETF-FIXED INCOM 97717Y527   8 166 SH   OTR   166 0 0
YUM BRANDS INC COMMON STOCK 988498101   233 1,821 SH   SOLE   1,821 0 0
YUM BRANDS INC COMMON STOCK 988498101   45 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101   1,540 5,771 SH   SOLE   5,771 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101   765 2,867 SH   OTR   2,867 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103   9,174 58,449 SH   SOLE   57,312 0 1,137
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103   67 424 SH   DFND   424 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103   293 1,867 SH   OTR   1,816 0 51
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105   210 3,276 SH   SOLE   3,276 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103   564 7,263 SH   SOLE   7,263 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103   278 3,580 SH   OTR   3,580 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103   504 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103   220 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104   113 512 SH   SOLE   512 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104   158 716 SH   OTR   716 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104   392 3,413 SH   SOLE   3,413 0 0
MUTUAL FUNDS-EQUITY RPS MUTUAL FUNDS - MFE001360   682 1 SH   SOLE   1 0 0