The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 3,635 236,931 SH   SOLE   232,708 0 4,223
AT&T INC COMMON STOCK 00206R102 31 2,040 SH   DFND   2,040 0 0
AT&T INC COMMON STOCK 00206R102 189 12,343 SH   OTR   12,157 0 186
ABBOTT LABORATORIES COMMON STOCK 002824100 12,245 126,551 SH   SOLE   124,640 0 1,911
ABBOTT LABORATORIES COMMON STOCK 002824100 101 1,039 SH   DFND   1,039 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 736 7,610 SH   OTR   7,517 0 93
ABBVIE INC COMMON STOCK 00287Y109 111 828 SH   SOLE   828 0 0
ABBVIE INC COMMON STOCK 00287Y109 111 825 SH   OTR   825 0 0
ALLEGHANY CORP COMMON STOCK 017175100 208 248 SH   OTR   248 0 0
ALLSTATE CORP COMMON STOCK 020002101 938 7,530 SH   SOLE   7,530 0 0
ALLSTATE CORP COMMON STOCK 020002101 30 241 SH   OTR   241 0 0
ALPHABET INC CL COMMON STOCK 02079K107 517 5,375 SH   SOLE   5,375 0 0
ALPHABET INC CL COMMON STOCK 02079K107 304 3,160 SH   OTR   3,160 0 0
ALPHABET INC CL COMMON STOCK 02079K305 807 8,442 SH   SOLE   8,442 0 0
ALPHABET INC CL COMMON STOCK 02079K305 302 3,160 SH   OTR   3,160 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 270 6,689 SH   SOLE   6,689 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 31 758 SH   OTR   758 0 0
AMAZON.COM INC COMMON STOCK 023135106 2,988 26,442 SH   SOLE   26,442 0 0
AMAZON.COM INC COMMON STOCK 023135106 158 1,400 SH   OTR   1,400 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 167 1,928 SH   SOLE   1,928 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 62 713 SH   OTR   713 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 379 2,807 SH   SOLE   2,807 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 10 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 430 3,500 SH   OTR   3,500 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 234 3,000 SH   OTR   3,000 0 0
ANTHEM INC COMMON STOCK 036752103 443 976 SH   SOLE   976 0 0
APPLE COMMON STOCK 037833100 23,881 172,799 SH   SOLE   170,971 0 1,828
APPLE COMMON STOCK 037833100 107 771 SH   DFND   771 0 0
APPLE COMMON STOCK 037833100 2,460 17,797 SH   OTR   15,727 0 2,070
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 6,411 67,504 SH   SOLE   66,068 0 1,436
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 56 594 SH   DFND   594 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 209 2,200 SH   OTR   2,148 0 52
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 228 4,162 SH   SOLE   4,162 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 980 4,332 SH   SOLE   4,332 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 431 1,904 SH   OTR   1,904 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 632 22,140 SH   SOLE   22,140 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 220 7,699 SH   OTR   6,682 0 1,017
BANK OF AMERICA COMMON STOCK 060505104 5,112 169,282 SH   SOLE   165,099 0 4,183
BANK OF AMERICA COMMON STOCK 060505104 51 1,703 SH   DFND   1,703 0 0
BANK OF AMERICA COMMON STOCK 060505104 103 3,419 SH   OTR   3,265 0 154
BECTON DICKINSON COMMON STOCK 075887109 261 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 862 3,230 SH   SOLE   3,230 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 208 778 SH   OTR   778 0 0
BLACKROCK INC COMMON STOCK 09247X101 1,814 3,297 SH   SOLE   3,297 0 0
BLACKROCK INC COMMON STOCK 09247X101 286 520 SH   OTR   520 0 0
BOEING COMMON STOCK 097023105 479 3,958 SH   SOLE   3,958 0 0
BOEING COMMON STOCK 097023105 433 3,573 SH   OTR   3,573 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 154 14,187 SH   OTR   14,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 953 13,400 SH   SOLE   10,500 0 2,900
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 126 1,775 SH   OTR   1,348 0 427
CIM NON-LIQ FUNDS-A 12599D335 551 551,000 SH   OTR   0 0 551,000
CSX CORPORATION COMMON STOCK 126408103 476 17,865 SH   SOLE   17,865 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 8,621 79,833 SH   SOLE   77,296 0 2,537
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 84 774 SH   DFND   774 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 225 2,079 SH   OTR   2,009 0 70
CATERPILLAR COMMON STOCK 149123101 4,694 28,608 SH   SOLE   27,931 0 677
CATERPILLAR COMMON STOCK 149123101 51 308 SH   DFND   308 0 0
CATERPILLAR COMMON STOCK 149123101 77 469 SH   OTR   444 0 25
CHEVRON COMMON STOCK 166764100 13,918 96,872 SH   SOLE   90,375 0 6,497
CHEVRON COMMON STOCK 166764100 120 838 SH   DFND   838 0 0
CHEVRON COMMON STOCK 166764100 606 4,221 SH   OTR   4,148 0 73
CHURCH & DWIGHT INC COMMON STOCK 171340102 609 8,518 SH   SOLE   8,518 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 111 1,554 SH   OTR   1,554 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 2,313 25,822 SH   SOLE   25,822 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 9,202 102,732 SH   OTR   102,732 0 0
CISCO COMMON STOCK 17275R102 7,213 180,314 SH   SOLE   175,362 0 4,952
CISCO COMMON STOCK 17275R102 54 1,356 SH   DFND   1,356 0 0
CISCO COMMON STOCK 17275R102 711 17,763 SH   OTR   17,038 0 725
CINTAS CORPORATION COMMON STOCK 172908105 176 453 SH   SOLE   453 0 0
CINTAS CORPORATION COMMON STOCK 172908105 90 231 SH   OTR   231 0 0
CLARION NON-LIQ FUNDS-A 18099J714 551 551,000 SH   OTR   0 0 551,000
CLOROX COMPANY COMMON STOCK 189054109 156 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109 103 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 611 10,898 SH   SOLE   10,898 0 0
COCA-COLA COMMON STOCK 191216100 114 2,029 SH   OTR   2,029 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 645 9,183 SH   SOLE   9,183 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 377 5,365 SH   OTR   5,365 0 0
COMCAST CORP COMMON STOCK 20030N101 666 22,709 SH   SOLE   22,709 0 0
COMCAST CORP COMMON STOCK 20030N101 137 4,681 SH   OTR   4,681 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103 331 4,999 SH   SOLE   4,999 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 437 4,269 SH   SOLE   4,269 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 242 2,360 SH   OTR   2,360 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105 204 433 SH   SOLE   433 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 719 3,531 SH   SOLE   3,531 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 111 547 SH   OTR   547 0 0
DANAHER CORP COMMON STOCK 235851102 424 1,642 SH   SOLE   1,642 0 0
DANAHER CORP COMMON STOCK 235851102 3 11 SH   OTR   11 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 793 6,278 SH   SOLE   6,278 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 114 899 SH   OTR   899 0 0
DEERE AND COMPANY COMMON STOCK 244199105 1,719 5,147 SH   SOLE   5,147 0 0
DEERE AND COMPANY COMMON STOCK 244199105 555 1,662 SH   OTR   1,662 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 1,772 17,865 SH   SOLE   16,085 0 1,780
DIGITAL RLTY TR INC COMMON STOCK 253868103 51 514 SH   DFND   514 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 164 1,649 SH   OTR   1,600 0 49
WALT DISNEY CO. COMMON STOCK 254687106 6,339 67,201 SH   SOLE   66,001 0 1,200
WALT DISNEY CO. COMMON STOCK 254687106 53 564 SH   DFND   564 0 0
WALT DISNEY CO. COMMON STOCK 254687106 467 4,947 SH   OTR   4,800 0 147
DUKE ENERGY COMMON STOCK 26441C204 498 5,354 SH   SOLE   5,354 0 0
DUKE ENERGY COMMON STOCK 26441C204 31 328 SH   OTR   229 0 99
ECOLAB INC COMMON STOCK 278865100 5,877 40,692 SH   SOLE   39,876 0 816
ECOLAB INC COMMON STOCK 278865100 50 347 SH   DFND   347 0 0
ECOLAB INC COMMON STOCK 278865100 349 2,414 SH   OTR   2,384 0 30
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 322 4,391 SH   SOLE   4,391 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 66 906 SH   OTR   906 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 775 4,520 SH   SOLE   4,520 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 289 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 9,089 104,101 SH   SOLE   102,301 0 1,800
EXXON MOBIL COMMON STOCK 30231G102 72 830 SH   DFND   830 0 0
EXXON MOBIL COMMON STOCK 30231G102 542 6,212 SH   OTR   5,942 0 270
FNB CORPORATION COMMON STOCK 302520101 179 15,401 SH   SOLE   15,401 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 986 2,465 SH   SOLE   2,465 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 40 99 SH   OTR   99 0 0
FASTENAL CO. COMMON STOCK 311900104 8,555 185,825 SH   SOLE   178,690 0 7,135
FASTENAL CO. COMMON STOCK 311900104 80 1,745 SH   DFND   1,745 0 0
FASTENAL CO. COMMON STOCK 311900104 374 8,120 SH   OTR   7,968 0 152
FIFTH THIRD BANCORP COMMON STOCK 316773100 271 8,488 SH   SOLE   8,488 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 11,438 542,592 SH   SOLE   542,537 0 55
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 4,529 214,851 SH   OTR   211,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109 124 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 2,807 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 8,239 63,110 SH   SOLE   62,057 0 1,053
FIRST REPUBLIC BANK COMMON STOCK 33616C100 88 672 SH   DFND   672 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 90 686 SH   OTR   628 0 58
GENERAL DYNAMICS CORP COMMON STOCK 369550108 351 1,656 SH   SOLE   1,656 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 156 2,518 SH   SOLE   2,518 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 274 4,418 SH   OTR   4,418 0 0
GENERAL MILLS COMMON STOCK 370334104 265 3,455 SH   SOLE   3,455 0 0
GENERAL MILLS COMMON STOCK 370334104 8 107 SH   OTR   107 0 0
GILEAD SCIENCES COMMON STOCK 375558103 9,008 146,026 SH   SOLE   138,587 0 7,439
GILEAD SCIENCES COMMON STOCK 375558103 80 1,298 SH   DFND   1,298 0 0
GILEAD SCIENCES COMMON STOCK 375558103 157 2,539 SH   OTR   2,424 0 115
GOLDMAN COMMON STOCK 38141G104 1,071 3,656 SH   SOLE   3,656 0 0
GOLDMAN COMMON STOCK 38141G104 172 586 SH   OTR   586 0 0
HOME DEPOT COMMON STOCK 437076102 917 3,323 SH   SOLE   3,323 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 7,438 44,549 SH   SOLE   43,002 0 1,547
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 65 387 SH   DFND   387 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 423 2,531 SH   OTR   2,252 0 279
INTEL COMMON STOCK 458140100 4,715 182,975 SH   SOLE   180,886 0 2,089
INTEL COMMON STOCK 458140100 41 1,594 SH   DFND   1,594 0 0
INTEL COMMON STOCK 458140100 559 21,705 SH   OTR   21,567 0 138
IBM COMMON STOCK 459200101 570 4,801 SH   SOLE   4,801 0 0
IBM COMMON STOCK 459200101 237 1,994 SH   OTR   1,795 0 199
INVESCO ETF-EQUITY 46090E103 208 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 626 1,616 SH   SOLE   1,616 0 0
INVESCO COMMON STOCK 46138E578 6,592 119,421 SH   SOLE   115,071 0 4,350
INVESCO COMMON STOCK 46138E578 68 1,236 SH   DFND   1,236 0 0
INVESCO COMMON STOCK 46138E578 186 3,367 SH   OTR   3,257 0 110
ISHARES ETF-EQUITY 464287150 3,004 37,761 SH   SOLE   37,761 0 0
ISHARES ETF-EQUITY 464287150 1,841 23,140 SH   OTR   23,140 0 0
ISHARES ETF-FIXED INCOM 464287176 101 965 SH   SOLE   965 0 0
ISHARES ETF-FIXED INCOM 464287176 449 4,277 SH   OTR   4,277 0 0
ISHARES ETF-EQUITY 464287200 15,773 43,980 SH   SOLE   43,980 0 0
ISHARES ETF-EQUITY 464287200 212 590 SH   DFND   0 0 590
ISHARES ETF-EQUITY 464287200 151 420 SH   OTR   420 0 0
ISHARES ETF-FIXED INCOM 464287226 990 10,273 SH   SOLE   10,273 0 0
ISHARES ETF-FIXED INCOM 464287226 813 8,442 SH   OTR   8,442 0 0
ISHARES ETF-EQUITY 464287234 4,278 122,659 SH   SOLE   105,963 0 16,696
ISHARES ETF-EQUITY 464287234 426 12,212 SH   OTR   12,212 0 0
ISHARES ETF-FIXED INCOM 464287242 245 2,393 SH   SOLE   2,393 0 0
ISHARES ETF-FIXED INCOM 464287242 84 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 8,263 142,842 SH   SOLE   142,201 0 641
ISHARES ETF-EQUITY 464287309 20 346 SH   OTR   346 0 0
ISHARES ETF-FIXED INCOM 464287457 237 2,914 SH   SOLE   2,914 0 0
ISHARES ETF-FIXED INCOM 464287457 329 4,049 SH   OTR   4,049 0 0
ISHARES ETF-EQUITY 464287465 7,625 136,144 SH   SOLE   107,582 0 28,562
ISHARES ETF-EQUITY 464287465 6 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,321 23,578 SH   OTR   23,578 0 0
ISHARES ETF-EQUITY 464287499 357 5,738 SH   SOLE   5,738 0 0
ISHARES ETF-EQUITY 464287499 57 916 SH   OTR   916 0 0
ISHARES COMMON STOCK 464287523 1,392 4,367 SH   SOLE   4,367 0 0
ISHARES COMMON STOCK 464287523 168 528 SH   OTR   528 0 0
ISHARES ETF-EQUITY 464287556 290 2,478 SH   SOLE   2,478 0 0
ISHARES ETF-EQUITY 464287556 6 50 SH   OTR   50 0 0
ISHARES ETF-EQUITY 464287655 39,726 240,881 SH   SOLE   237,214 0 3,667
ISHARES ETF-EQUITY 464287655 377 2,286 SH   DFND   2,286 0 0
ISHARES ETF-EQUITY 464287655 1,137 6,893 SH   OTR   6,629 0 264
ISHARES ETF-EQUITY 464287804 16,266 186,556 SH   SOLE   186,556 0 0
ISHARES ETF-EQUITY 464287804 53 607 SH   OTR   607 0 0
ISHARES ETF-EQUITY 464287879 415 5,036 SH   SOLE   5,036 0 0
ISHARES ETF-EQUITY 464287879 33 400 SH   OTR   400 0 0
ISHARES ETF-FIXED INCOM 464288414 7,988 77,870 SH   SOLE   77,870 0 0
ISHARES ETF-FIXED INCOM 464288414 21 200 SH   OTR   200 0 0
ISHARES ETF-FIXED INCOM 464288612 670 6,591 SH   SOLE   6,591 0 0
ISHARES ETF-FIXED INCOM 464288653 22,090 202,756 SH   SOLE   202,235 0 521
ISHARES ETF-FIXED INCOM 464288653 8 70 SH   OTR   70 0 0
ISHARES ETF-FIXED INCOM 464288661 13,215 115,633 SH   SOLE   115,338 0 295
ISHARES ETF-FIXED INCOM 464288661 5 40 SH   OTR   40 0 0
ISHARES ETF-FIXED INCOM 464288687 673 21,266 SH   SOLE   21,266 0 0
ISHARES ETF-FIXED INCOM 464288687 599 18,899 SH   OTR   18,326 0 573
ISHARES ETF-EQUITY 46429B697 8,032 121,507 SH   SOLE   120,979 0 528
ISHARES ETF-EQUITY 46429B697 12 181 SH   OTR   181 0 0
ISHARES ETF-EQUITY 46432F339 782 7,525 SH   SOLE   7,525 0 0
ISHARES ETF-EQUITY 46432F339 5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 136 1,309 SH   OTR   1,309 0 0
ISHARES ETF-EQUITY 46432F388 312 3,806 SH   SOLE   3,806 0 0
ISHARES ETF-EQUITY 46432F388 39 478 SH   OTR   478 0 0
ISHARES ETF-EQUITY 46432F842 62,498 1,186,587 SH   SOLE   1,183,902 0 2,685
ISHARES ETF-EQUITY 46432F842 996 18,908 SH   DFND   18,908 0 0
ISHARES ETF-EQUITY 46432F842 422 8,005 SH   OTR   7,770 0 235
ISHARES ETF-EQUITY 46434G103 14,852 345,560 SH   SOLE   345,560 0 0
ISHARES ETF-EQUITY 46434G103 168 3,904 SH   OTR   3,706 0 198
ISHARES ETF-EQUITY 46435G516 881 15,691 SH   SOLE   15,691 0 0
JP MORGAN COMMON STOCK 46625H100 9,955 95,261 SH   SOLE   89,809 0 5,452
JP MORGAN COMMON STOCK 46625H100 65 624 SH   DFND   624 0 0
JP MORGAN COMMON STOCK 46625H100 738 7,060 SH   OTR   7,006 0 54
JOHNSON & JOHNSON COMMON STOCK 478160104 12,582 77,019 SH   SOLE   75,448 0 1,571
JOHNSON & JOHNSON COMMON STOCK 478160104 73 444 SH   DFND   444 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,714 10,493 SH   OTR   10,206 0 287
KELLOGG COMPANY COMMON STOCK 487836108 8,135 116,782 SH   SOLE   112,177 0 4,605
KELLOGG COMPANY COMMON STOCK 487836108 81 1,159 SH   DFND   1,159 0 0
KELLOGG COMPANY COMMON STOCK 487836108 71 1,014 SH   OTR   908 0 106
KIMBERLY-CLARK CORP COMMON STOCK 494368103 402 3,576 SH   SOLE   3,576 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 59 526 SH   OTR   526 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 24 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 401 1,858 SH   OTR   1,858 0 0
ELI LILLY & COMMON STOCK 532457108 2,066 6,389 SH   SOLE   1,440 0 4,949
ELI LILLY & COMMON STOCK 532457108 131 405 SH   OTR   157 0 248
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,250 3,237 SH   SOLE   3,237 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 331 857 SH   OTR   857 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 8,803 46,871 SH   SOLE   46,104 0 767
LOWES COMPANIES INC COMMON STOCK 548661107 65 347 SH   DFND   347 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 837 4,456 SH   OTR   4,425 0 31
MC DONALDS CORPORATION COMMON STOCK 580135101 3,498 15,160 SH   SOLE   15,160 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 695 3,013 SH   OTR   3,013 0 0
MERCK & CO COMMON STOCK 58933Y105 3,061 35,548 SH   SOLE   28,497 0 7,051
MERCK & CO COMMON STOCK 58933Y105 682 7,924 SH   OTR   7,924 0 0
MICROSOFT COMMON STOCK 594918104 21,110 90,638 SH   SOLE   89,998 0 640
MICROSOFT COMMON STOCK 594918104 113 486 SH   DFND   486 0 0
MICROSOFT COMMON STOCK 594918104 2,875 12,345 SH   OTR   11,979 0 366
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 484 7,932 SH   SOLE   7,932 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 22 360 SH   OTR   360 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 487 8,884 SH   SOLE   8,884 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 26 480 SH   OTR   480 0 0
MORGAN STANLEY COMMON STOCK 617446448 59 751 SH   SOLE   751 0 0
MORGAN STANLEY COMMON STOCK 617446448 262 3,317 SH   OTR   3,317 0 0
NANOVIRICIDES INC COMMON STOCK 630087302 19 10,881 SH   SOLE   10,881 0 0
NATIONAL RETAIL COMMON STOCK 637417106 420 10,525 SH   SOLE   10,525 0 0
NATIONAL RETAIL COMMON STOCK 637417106 72 1,799 SH   OTR   1,799 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 227 2,896 SH   SOLE   2,896 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 23 290 SH   OTR   290 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 2,048 24,644 SH   SOLE   24,644 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 634 7,623 SH   OTR   7,623 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 476 2,270 SH   SOLE   2,270 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 50 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 558 5,218 SH   SOLE   5,218 0 0
NUCOR CORPORATION COMMON STOCK 670346105 258 2,415 SH   OTR   2,142 0 273
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 674 10,681 SH   SOLE   10,681 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 506 8,019 SH   OTR   8,019 0 0
ORACLE COMMON STOCK 68389X105 1,825 29,883 SH   SOLE   29,883 0 0
ORACLE COMMON STOCK 68389X105 901 14,761 SH   OTR   14,761 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 463 6,580 SH   SOLE   6,580 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 54 769 SH   OTR   769 0 0
PNC COMMON STOCK 693475105 605 4,047 SH   SOLE   4,047 0 0
PAYCHEX INC COMMON STOCK 704326107 9,540 85,019 SH   SOLE   82,538 0 2,481
PAYCHEX INC COMMON STOCK 704326107 90 801 SH   DFND   801 0 0
PAYCHEX INC COMMON STOCK 704326107 506 4,512 SH   OTR   4,440 0 72
PEPSICO COMMON STOCK 713448108 12,817 78,509 SH   SOLE   77,654 0 855
PEPSICO COMMON STOCK 713448108 73 448 SH   DFND   448 0 0
PEPSICO COMMON STOCK 713448108 1,353 8,289 SH   OTR   8,249 0 40
PFIZER COMMON STOCK 717081103 10,100 230,814 SH   SOLE   221,509 0 9,305
PFIZER COMMON STOCK 717081103 89 2,032 SH   DFND   2,032 0 0
PFIZER COMMON STOCK 717081103 588 13,426 SH   OTR   13,242 0 184
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 247 2,979 SH   SOLE   2,979 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 11 127 SH   OTR   127 0 0
PHILLIPS 66 COMMON STOCK 718546104 121 1,502 SH   SOLE   1,502 0 0
PHILLIPS 66 COMMON STOCK 718546104 83 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 32,849 260,191 SH   SOLE   258,439 0 1,752
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 70 553 SH   DFND   553 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,149 24,943 SH   OTR   24,769 0 174
QUALCOMM INCORPORATED COMMON STOCK 747525103 5,550 49,127 SH   SOLE   47,816 0 1,311
QUALCOMM INCORPORATED COMMON STOCK 747525103 53 468 SH   DFND   468 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 276 2,442 SH   OTR   2,402 0 40
QUEST DIAGNOSTICS COMMON STOCK 74834L100 9,993 81,449 SH   SOLE   79,744 0 1,705
QUEST DIAGNOSTICS COMMON STOCK 74834L100 98 802 SH   DFND   802 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 458 3,737 SH   OTR   3,665 0 72
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 473 5,782 SH   SOLE   5,782 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 69 846 SH   OTR   846 0 0
ROYCE COMMON STOCK 780910105 137 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 85 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 20,524 57,460 SH   SOLE   57,450 0 10
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 119 332 SH   DFND   332 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 1,834 5,136 SH   OTR   5,119 0 17
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 333 2,155 SH   SOLE   2,155 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 183 1,185 SH   OTR   1,185 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 8,798 21,903 SH   SOLE   21,903 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 971 2,417 SH   OTR   2,417 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 117 3,270 SH   SOLE   3,270 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 103 2,861 SH   OTR   2,861 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 7,588 105,575 SH   SOLE   102,236 0 3,339
CHARLES SCHWAB CORP COMMON STOCK 808513105 77 1,070 SH   DFND   1,070 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 122 1,696 SH   OTR   1,603 0 93
SPDR ETF-EQUITY 81369Y209 1,937 15,996 SH   SOLE   15,942 0 54
SPDR ETF-EQUITY 81369Y209 370 3,053 SH   OTR   3,053 0 0
SPDR ETF-EQUITY 81369Y308 1,700 25,470 SH   SOLE   25,347 0 123
SPDR ETF-EQUITY 81369Y308 3 42 SH   OTR   42 0 0
SPDR ETF-EQUITY 81369Y506 1,680 23,326 SH   SOLE   23,224 0 102
SPDR ETF-EQUITY 81369Y506 3 35 SH   OTR   35 0 0
SPDR ETF-EQUITY 81369Y803 2,110 17,767 SH   SOLE   17,767 0 0
SPDR ETF-EQUITY 81369Y803 506 4,263 SH   OTR   4,263 0 0
SPDR COMMON STOCK 81369Y886 14,327 218,702 SH   SOLE   215,224 0 3,478
SPDR COMMON STOCK 81369Y886 135 2,058 SH   DFND   2,058 0 0
SPDR COMMON STOCK 81369Y886 544 8,304 SH   OTR   8,120 0 184
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 369 1,800 SH   SOLE   1,800 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 55 268 SH   OTR   268 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 277 2,019 SH   SOLE   2,019 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 49 357 SH   OTR   357 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 304 4,468 SH   SOLE   4,468 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 18 261 SH   OTR   261 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 767 9,104 SH   SOLE   9,104 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 60 714 SH   OTR   714 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 399 5,866 SH   SOLE   5,866 0 0
STRYKER CORPORATION COMMON STOCK 863667101 10,836 53,501 SH   SOLE   52,632 0 869
STRYKER CORPORATION COMMON STOCK 863667101 94 465 SH   DFND   465 0 0
STRYKER CORPORATION COMMON STOCK 863667101 662 3,270 SH   OTR   3,228 0 42
SYSCO CORP COMMON STOCK 871829107 261 3,692 SH   SOLE   3,692 0 0
SYSCO CORP COMMON STOCK 871829107 57 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109 2,582 41,570 SH   SOLE   41,570 0 0
TJX COS INC COMMON STOCK 872540109 473 7,609 SH   OTR   7,609 0 0
TARGET COMMON STOCK 87612E106 9,500 64,022 SH   SOLE   62,830 0 1,192
TARGET COMMON STOCK 87612E106 85 574 SH   DFND   574 0 0
TARGET COMMON STOCK 87612E106 378 2,548 SH   OTR   2,495 0 53
3M COMPANY COMMON STOCK 88579Y101 714 6,458 SH   SOLE   5,978 0 480
3M COMPANY COMMON STOCK 88579Y101 225 2,037 SH   OTR   2,037 0 0
TURNING POINT BRANDS INC COMMON STOCK 90041L105 1,165 54,888 SH   SOLE   54,888 0 0
US BANCORP COMMON STOCK 902973304 709 17,584 SH   SOLE   17,584 0 0
US BANCORP COMMON STOCK 902973304 657 16,289 SH   OTR   16,289 0 0
UNION PACIFIC COMMON STOCK 907818108 345 1,773 SH   SOLE   1,773 0 0
UNION PACIFIC COMMON STOCK 907818108 195 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 822 5,086 SH   SOLE   5,086 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 183 1,132 SH   OTR   1,132 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,745 3,455 SH   SOLE   3,455 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 12 23 SH   OTR   23 0 0
USERTESTING, INC COMMON STOCK 91734E101 39 10,000 SH   SOLE   10,000 0 0
VF CORPORATION COMMON STOCK 918204108 228 7,630 SH   SOLE   7,630 0 0
VF CORPORATION COMMON STOCK 918204108 21 699 SH   OTR   699 0 0
VANGUARD ETF-EQUITY 92206C599 790 4,903 SH   SOLE   4,903 0 0
VANGUARD ETF-FIXED INCOM 92206C771 1,209 26,823 SH   SOLE   26,823 0 0
VANGUARD ETF-EQUITY 922908538 568 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 17,897 223,235 SH   SOLE   220,253 0 2,982
VANGUARD ETF-ALTERNATIVE 922908553 2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 776 9,683 SH   OTR   9,400 0 283
VANGUARD ETF-EQUITY 922908629 305 1,623 SH   SOLE   1,623 0 0
VANGUARD ETF-EQUITY 922908637 265 1,623 SH   SOLE   1,623 0 0
VANGUARD ETF-EQUITY 922908744 11,399 92,315 SH   SOLE   92,016 0 299
VANGUARD ETF-EQUITY 922908744 6 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 161 1,306 SH   OTR   1,306 0 0
VERIZON COMMON STOCK 92343V104 773 20,363 SH   SOLE   20,363 0 0
VERIZON COMMON STOCK 92343V104 234 6,155 SH   OTR   5,708 0 447
VISA INC CL A COMMON STOCK 92826C839 10,098 56,841 SH   SOLE   55,846 0 995
VISA INC CL A COMMON STOCK 92826C839 77 436 SH   DFND   436 0 0
VISA INC CL A COMMON STOCK 92826C839 777 4,373 SH   OTR   4,095 0 278
WAL-MART COMMON STOCK 931142103 738 5,687 SH   SOLE   5,687 0 0
WAL-MART COMMON STOCK 931142103 528 4,072 SH   OTR   4,072 0 0
WARNER BROS. DISCOVERY, INC. COMMON STOCK 934423104 255 22,146 SH   SOLE   21,372 0 774
WARNER BROS. DISCOVERY, INC. COMMON STOCK 934423104 5 475 SH   DFND   475 0 0
WARNER BROS. DISCOVERY, INC. COMMON STOCK 934423104 31 2,731 SH   OTR   2,684 0 47
WATERS CORP COM COMMON STOCK 941848103 89 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 270 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101 995 24,742 SH   SOLE   24,742 0 0
WELLS FARGO COMMON STOCK 949746101 76 1,899 SH   OTR   1,399 0 500
WISDOMTREE ETF-FIXED INCOM 97717Y527 4,192 83,371 SH   SOLE   83,158 0 213
WISDOMTREE ETF-FIXED INCOM 97717Y527 1 29 SH   OTR   29 0 0
YUM BRANDS INC COMMON STOCK 988498101 194 1,821 SH   SOLE   1,821 0 0
YUM BRANDS INC COMMON STOCK 988498101 38 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,399 5,439 SH   SOLE   5,439 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 838 3,255 SH   OTR   3,255 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 8,673 65,035 SH   SOLE   63,898 0 1,137
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 72 543 SH   DFND   543 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 233 1,744 SH   OTR   1,693 0 51
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 588 7,285 SH   SOLE   7,285 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 289 3,580 SH   OTR   3,580 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 434 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 190 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 93 512 SH   SOLE   512 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 126 695 SH   OTR   695 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 377 3,413 SH   SOLE   3,413 0 0