The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 5,377 227,538 SH   SOLE   223,314 0 4,224
AT&T INC COMMON STOCK 00206R102 48 2,041 SH   DFND   2,041 0 0
AT&T INC COMMON STOCK 00206R102 328 13,880 SH   OTR   13,880 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 14,536 122,810 SH   SOLE   119,399 0 3,411
ABBOTT LABORATORIES COMMON STOCK 002824100 123 1,040 SH   DFND   1,040 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 936 7,912 SH   OTR   7,912 0 0
ABBVIE INC COMMON STOCK 00287Y109 134 828 SH   SOLE   828 0 0
ABBVIE INC COMMON STOCK 00287Y109 134 825 SH   OTR   825 0 0
ALLEGHANY CORP COMMON STOCK 017175100 210 248 SH   OTR   248 0 0
ALLSTATE CORP COMMON STOCK 020002101 1,021 7,371 SH   SOLE   7,371 0 0
ALLSTATE CORP COMMON STOCK 020002101 70 504 SH   OTR   504 0 0
ALPHABET INC CL COMMON STOCK 02079K107 721 258 SH   SOLE   258 0 0
ALPHABET INC CL COMMON STOCK 02079K107 441 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 1,266 455 SH   SOLE   455 0 0
ALPHABET INC CL COMMON STOCK 02079K305 451 162 SH   OTR   162 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 332 6,349 SH   SOLE   6,349 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 40 758 SH   OTR   758 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,413 1,047 SH   SOLE   1,047 0 0
AMAZON.COM INC COMMON STOCK 023135106 228 70 SH   OTR   70 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 192 1,928 SH   SOLE   1,928 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 71 713 SH   OTR   713 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 499 2,670 SH   SOLE   2,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 13 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 510 3,500 SH   OTR   3,500 0 0
AMERICAN NATIONAL GROUP, INC COMMON STOCK 02772A109 378 2,000 SH   OTR   2,000 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 267 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 175 722 SH   SOLE   722 0 0
AMGEN COMMON STOCK 031162100 28 115 SH   OTR   115 0 0
ANTHEM INC COMMON STOCK 036752103 484 986 SH   SOLE   986 0 0
APPLE COMMON STOCK 037833100 31,146 178,377 SH   SOLE   175,049 0 3,328
APPLE COMMON STOCK 037833100 135 771 SH   DFND   771 0 0
APPLE COMMON STOCK 037833100 3,248 18,601 SH   OTR   16,601 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 6,323 64,251 SH   SOLE   62,815 0 1,436
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 58 594 SH   DFND   594 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 221 2,249 SH   OTR   2,249 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 269 4,058 SH   SOLE   4,058 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1,051 4,620 SH   SOLE   4,620 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 432 1,900 SH   OTR   1,900 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 656 22,315 SH   SOLE   22,315 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 230 7,814 SH   OTR   6,740 0 1,074
BANK OF AMERICA COMMON STOCK 060505104 6,459 156,690 SH   SOLE   152,508 0 4,182
BANK OF AMERICA COMMON STOCK 060505104 70 1,704 SH   DFND   1,704 0 0
BANK OF AMERICA COMMON STOCK 060505104 152 3,692 SH   OTR   3,692 0 0
BECTON DICKINSON COMMON STOCK 075887109 313 1,175 SH   SOLE   1,175 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 943 2,671 SH   SOLE   2,671 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 319 903 SH   OTR   903 0 0
BLACKROCK INC COMMON STOCK 09247X101 5,941 7,774 SH   SOLE   7,774 0 0
BLACKROCK INC COMMON STOCK 09247X101 701 917 SH   OTR   917 0 0
BOEING COMMON STOCK 097023105 721 3,764 SH   SOLE   3,764 0 0
BOEING COMMON STOCK 097023105 687 3,585 SH   OTR   3,585 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 210 14,187 SH   OTR   14,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,011 13,840 SH   SOLE   10,940 0 2,900
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 130 1,781 SH   OTR   1,351 0 430
CSX CORPORATION COMMON STOCK 126408103 664 17,727 SH   SOLE   17,727 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 9,982 74,417 SH   SOLE   71,879 0 2,538
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 104 774 SH   DFND   774 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 359 2,680 SH   OTR   2,680 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 138 3,007 SH   SOLE   3,007 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 69 1,501 SH   OTR   1,501 0 0
CATERPILLAR COMMON STOCK 149123101 6,026 27,046 SH   SOLE   25,719 0 1,327
CATERPILLAR COMMON STOCK 149123101 68 306 SH   DFND   306 0 0
CATERPILLAR COMMON STOCK 149123101 132 593 SH   OTR   593 0 0
CHEVRON COMMON STOCK 166764100 15,091 92,679 SH   SOLE   86,182 0 6,497
CHEVRON COMMON STOCK 166764100 136 837 SH   DFND   837 0 0
CHEVRON COMMON STOCK 166764100 731 4,491 SH   OTR   4,491 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 855 8,601 SH   SOLE   8,601 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 175 1,763 SH   OTR   1,763 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 3,593 26,425 SH   SOLE   26,425 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 13,967 102,732 SH   OTR   102,732 0 0
CISCO COMMON STOCK 17275R102 9,821 176,126 SH   SOLE   170,742 0 5,384
CISCO COMMON STOCK 17275R102 76 1,356 SH   DFND   1,356 0 0
CISCO COMMON STOCK 17275R102 1,034 18,544 SH   OTR   17,444 0 1,100
CINTAS CORPORATION COMMON STOCK 172908105 235 552 SH   SOLE   552 0 0
CINTAS CORPORATION COMMON STOCK 172908105 117 276 SH   OTR   276 0 0
CLOROX COMPANY COMMON STOCK 189054109 183 1,318 SH   SOLE   1,318 0 0
CLOROX COMPANY COMMON STOCK 189054109 111 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 687 11,079 SH   SOLE   11,079 0 0
COCA-COLA COMMON STOCK 191216100 196 3,154 SH   OTR   2,254 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 208 2,324 SH   SOLE   2,324 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 73 816 SH   OTR   816 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 698 9,206 SH   SOLE   9,206 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 406 5,357 SH   OTR   5,357 0 0
COMCAST CORP COMMON STOCK 20030N101 1,056 22,563 SH   SOLE   22,563 0 0
COMCAST CORP COMMON STOCK 20030N101 221 4,724 SH   OTR   4,724 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103 358 4,999 SH   SOLE   4,999 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 403 4,032 SH   SOLE   4,032 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 278 2,780 SH   OTR   2,360 0 420
COSTCO WHOLESALE COMMON STOCK 22160K105 222 385 SH   SOLE   385 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 733 3,574 SH   SOLE   3,574 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 112 547 SH   OTR   547 0 0
DANAHER CORP COMMON STOCK 235851102 543 1,850 SH   SOLE   1,850 0 0
DANAHER CORP COMMON STOCK 235851102 3 11 SH   OTR   11 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 846 6,360 SH   SOLE   6,360 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 120 902 SH   OTR   902 0 0
DEERE AND COMPANY COMMON STOCK 244199105 2,197 5,287 SH   SOLE   5,287 0 0
DEERE AND COMPANY COMMON STOCK 244199105 752 1,811 SH   OTR   1,811 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 7,269 51,261 SH   SOLE   49,459 0 1,802
DIGITAL RLTY TR INC COMMON STOCK 253868103 76 535 SH   DFND   535 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 254 1,788 SH   OTR   1,788 0 0
WALT DISNEY CO. COMMON STOCK 254687106 8,801 64,169 SH   SOLE   62,969 0 1,200
WALT DISNEY CO. COMMON STOCK 254687106 77 563 SH   DFND   563 0 0
WALT DISNEY CO. COMMON STOCK 254687106 707 5,151 SH   OTR   5,051 0 100
DUKE ENERGY COMMON STOCK 26441C204 606 5,430 SH   SOLE   5,430 0 0
DUKE ENERGY COMMON STOCK 26441C204 48 429 SH   OTR   329 0 100
ECOLAB INC COMMON STOCK 278865100 6,842 38,751 SH   SOLE   37,935 0 816
ECOLAB INC COMMON STOCK 278865100 61 347 SH   DFND   347 0 0
ECOLAB INC COMMON STOCK 278865100 478 2,709 SH   OTR   2,709 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 446 4,547 SH   SOLE   4,547 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 89 906 SH   OTR   906 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 1,072 4,523 SH   SOLE   4,523 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 399 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 5,238 63,417 SH   SOLE   61,624 0 1,793
EXXON MOBIL COMMON STOCK 30231G102 66 794 SH   DFND   794 0 0
EXXON MOBIL COMMON STOCK 30231G102 453 5,484 SH   OTR   5,284 0 200
FNB CORPORATION COMMON STOCK 302520101 192 15,401 SH   SOLE   15,401 0 0
FACEBOOK INC. COMMON STOCK 30303M102 320 1,440 SH   SOLE   1,440 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 1,025 2,361 SH   SOLE   2,361 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 160 368 SH   OTR   368 0 0
FASTENAL CO. COMMON STOCK 311900104 10,447 175,872 SH   SOLE   168,737 0 7,135
FASTENAL CO. COMMON STOCK 311900104 104 1,743 SH   DFND   1,743 0 0
FASTENAL CO. COMMON STOCK 311900104 526 8,852 SH   OTR   8,852 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 502 11,662 SH   SOLE   11,662 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 13,072 567,129 SH   SOLE   567,074 0 55
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 4,975 215,851 SH   OTR   212,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109 133 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 3,019 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 9,620 59,344 SH   SOLE   58,290 0 1,054
FIRST REPUBLIC BANK COMMON STOCK 33616C100 109 672 SH   DFND   672 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 137 844 SH   OTR   844 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 402 1,667 SH   SOLE   1,667 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 247 2,696 SH   SOLE   2,696 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 417 4,561 SH   OTR   4,561 0 0
GENERAL MILLS COMMON STOCK 370334104 231 3,412 SH   SOLE   3,412 0 0
GENERAL MILLS COMMON STOCK 370334104 7 103 SH   OTR   103 0 0
GILEAD SCIENCES COMMON STOCK 375558103 7,279 122,440 SH   SOLE   115,011 0 7,429
GILEAD SCIENCES COMMON STOCK 375558103 77 1,289 SH   DFND   1,289 0 0
GILEAD SCIENCES COMMON STOCK 375558103 168 2,821 SH   OTR   2,821 0 0
GOLDMAN COMMON STOCK 38141G104 2,312 7,004 SH   SOLE   7,004 0 0
GOLDMAN COMMON STOCK 38141G104 254 768 SH   OTR   768 0 0
HOME DEPOT COMMON STOCK 437076102 1,168 3,903 SH   SOLE   3,903 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 8,198 42,132 SH   SOLE   40,585 0 1,547
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 75 386 SH   DFND   386 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 576 2,959 SH   OTR   2,709 0 250
ILLINOIS TOOL WORKS COMMON STOCK 452308109 75 359 SH   SOLE   359 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 126 600 SH   OTR   600 0 0
INTEL COMMON STOCK 458140100 9,358 188,816 SH   SOLE   186,727 0 2,089
INTEL COMMON STOCK 458140100 79 1,594 SH   DFND   1,594 0 0
INTEL COMMON STOCK 458140100 1,122 22,638 SH   OTR   22,638 0 0
IBM COMMON STOCK 459200101 624 4,803 SH   SOLE   4,803 0 0
IBM COMMON STOCK 459200101 262 2,014 SH   OTR   1,814 0 200
INVESCO ETF-EQUITY 46090E103 14 39 SH   SOLE   39 0 0
INVESCO ETF-EQUITY 46090E103 282 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 769 1,600 SH   SOLE   1,600 0 0
INVESCO COMMON STOCK 46138E578 6,812 111,046 SH   SOLE   106,696 0 4,350
INVESCO COMMON STOCK 46138E578 76 1,237 SH   DFND   1,237 0 0
INVESCO COMMON STOCK 46138E578 206 3,351 SH   OTR   3,351 0 0
ISHARES ETF-EQUITY 464287150 3,796 37,602 SH   SOLE   37,602 0 0
ISHARES ETF-EQUITY 464287150 2,490 24,668 SH   OTR   24,668 0 0
ISHARES ETF-FIXED INCOM 464287176 130 1,045 SH   SOLE   1,045 0 0
ISHARES ETF-FIXED INCOM 464287176 535 4,298 SH   OTR   4,298 0 0
ISHARES ETF-EQUITY 464287200 17,988 39,648 SH   SOLE   39,648 0 0
ISHARES ETF-EQUITY 464287200 472 1,040 SH   DFND   0 0 1,040
ISHARES ETF-EQUITY 464287200 331 729 SH   OTR   426 0 303
ISHARES ETF-FIXED INCOM 464287226 648 6,047 SH   SOLE   5,971 0 76
ISHARES ETF-FIXED INCOM 464287226 904 8,439 SH   OTR   8,439 0 0
ISHARES ETF-EQUITY 464287234 5,773 127,872 SH   SOLE   111,176 0 16,696
ISHARES ETF-EQUITY 464287234 697 15,440 SH   OTR   15,440 0 0
ISHARES ETF-FIXED INCOM 464287242 345 2,849 SH   SOLE   2,776 0 73
ISHARES ETF-FIXED INCOM 464287242 99 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 10,863 142,221 SH   SOLE   141,564 0 657
ISHARES ETF-EQUITY 464287309 10 136 SH   OTR   136 0 0
ISHARES ETF-FIXED INCOM 464287457 214 2,568 SH   SOLE   2,568 0 0
ISHARES ETF-FIXED INCOM 464287457 337 4,040 SH   OTR   4,040 0 0
ISHARES ETF-EQUITY 464287465 10,207 138,676 SH   SOLE   110,114 0 28,562
ISHARES ETF-EQUITY 464287465 8 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 2,237 30,392 SH   OTR   30,392 0 0
ISHARES ETF-EQUITY 464287499 448 5,738 SH   SOLE   5,738 0 0
ISHARES ETF-EQUITY 464287499 68 877 SH   OTR   877 0 0
ISHARES COMMON STOCK 464287523 2,175 4,595 SH   SOLE   4,595 0 0
ISHARES COMMON STOCK 464287523 251 531 SH   OTR   531 0 0
ISHARES ETF-EQUITY 464287556 281 2,153 SH   SOLE   2,153 0 0
ISHARES ETF-EQUITY 464287556 39 302 SH   OTR   302 0 0
ISHARES ETF-EQUITY 464287655 51,323 250,029 SH   SOLE   246,332 0 3,697
ISHARES ETF-EQUITY 464287655 497 2,422 SH   DFND   2,422 0 0
ISHARES ETF-EQUITY 464287655 1,539 7,495 SH   OTR   7,401 0 94
ISHARES ETF-EQUITY 464287697 200 2,200 SH   OTR   2,200 0 0
ISHARES ETF-EQUITY 464287804 17,505 162,265 SH   SOLE   162,265 0 0
ISHARES ETF-EQUITY 464287804 114 1,054 SH   OTR   862 0 192
ISHARES ETF-EQUITY 464287879 516 5,036 SH   SOLE   5,036 0 0
ISHARES ETF-EQUITY 464287879 41 400 SH   OTR   400 0 0
ISHARES ETF-EQUITY 464287887 236 1,884 SH   SOLE   1,884 0 0
ISHARES ETF-FIXED INCOM 464288687 1,116 30,652 SH   SOLE   30,652 0 0
ISHARES ETF-FIXED INCOM 464288687 694 19,050 SH   OTR   18,417 0 633
ISHARES MSCI ETF-EQUITY 46429B697 6,476 83,484 SH   SOLE   83,119 0 365
ISHARES ETF-EQUITY 46432F339 1,216 9,030 SH   SOLE   9,030 0 0
ISHARES ETF-EQUITY 46432F339 6 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 214 1,593 SH   OTR   1,502 0 91
ISHARES ETF-EQUITY 46432F388 894 8,549 SH   SOLE   8,549 0 0
ISHARES ETF-EQUITY 46432F388 51 492 SH   OTR   492 0 0
ISHARES ETF-EQUITY 46432F842 78,248 1,125,707 SH   SOLE   1,122,897 0 2,810
ISHARES ETF-EQUITY 46432F842 1,311 18,861 SH   DFND   18,861 0 0
ISHARES ETF-EQUITY 46432F842 706 10,162 SH   OTR   9,387 0 775
ISHARES ETF-EQUITY 46434G103 16,796 302,357 SH   SOLE   302,357 0 0
ISHARES ETF-EQUITY 46434G103 391 7,039 SH   OTR   6,405 0 634
ISHARES ETF-EQUITY 46435G516 1,182 16,035 SH   SOLE   16,035 0 0
JP MORGAN COMMON STOCK 46625H100 12,565 92,175 SH   SOLE   86,723 0 5,452
JP MORGAN COMMON STOCK 46625H100 85 624 SH   DFND   624 0 0
JP MORGAN COMMON STOCK 46625H100 1,096 8,037 SH   OTR   8,037 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 21 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 524 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 13,485 76,086 SH   SOLE   74,515 0 1,571
JOHNSON & JOHNSON COMMON STOCK 478160104 79 445 SH   DFND   445 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,948 10,989 SH   OTR   10,239 0 750
KEARNY FINANCIAL CORPORATION COMMON STOCK 48716P108 166 12,903 SH   SOLE   12,903 0 0
KELLOGG COMPANY COMMON STOCK 487836108 7,101 110,103 SH   SOLE   105,498 0 4,605
KELLOGG COMPANY COMMON STOCK 487836108 75 1,160 SH   DFND   1,160 0 0
KELLOGG COMPANY COMMON STOCK 487836108 98 1,524 SH   OTR   1,524 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 441 3,581 SH   SOLE   3,581 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 65 526 SH   OTR   526 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 31 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 506 1,858 SH   OTR   1,858 0 0
ELI LILLY & COMMON STOCK 532457108 2,166 7,563 SH   SOLE   2,514 0 5,049
ELI LILLY & COMMON STOCK 532457108 117 407 SH   OTR   157 0 250
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,503 3,406 SH   SOLE   3,406 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 416 943 SH   OTR   943 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 9,159 45,298 SH   SOLE   44,531 0 767
LOWES COMPANIES INC COMMON STOCK 548661107 70 347 SH   DFND   347 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 907 4,484 SH   OTR   4,484 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 3,824 15,466 SH   SOLE   15,466 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 882 3,565 SH   OTR   3,565 0 0
MERCK & CO COMMON STOCK 58933Y105 2,978 36,295 SH   SOLE   29,244 0 7,051
MERCK & CO COMMON STOCK 58933Y105 685 8,349 SH   OTR   8,349 0 0
MICROSOFT COMMON STOCK 594918104 27,854 90,345 SH   SOLE   88,705 0 1,640
MICROSOFT COMMON STOCK 594918104 150 486 SH   DFND   486 0 0
MICROSOFT COMMON STOCK 594918104 4,156 13,480 SH   OTR   13,155 0 325
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 596 7,932 SH   SOLE   7,932 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 27 360 SH   OTR   360 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 881 14,032 SH   SOLE   14,032 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 30 480 SH   OTR   480 0 0
MORGAN STANLEY COMMON STOCK 617446448 57 657 SH   SOLE   657 0 0
MORGAN STANLEY COMMON STOCK 617446448 295 3,378 SH   OTR   3,378 0 0
NANOVIRICIDES INC COMMON STOCK 630087302 23 10,881 SH   SOLE   10,881 0 0
NATIONAL RETAIL COMMON STOCK 637417106 489 10,879 SH   SOLE   10,879 0 0
NATIONAL RETAIL COMMON STOCK 637417106 82 1,827 SH   OTR   1,827 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 228 2,697 SH   SOLE   2,697 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 25 290 SH   OTR   290 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 3,337 24,801 SH   SOLE   24,801 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 1,104 8,201 SH   OTR   8,201 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 649 2,274 SH   SOLE   2,274 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 68 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 844 5,679 SH   SOLE   5,679 0 0
NUCOR CORPORATION COMMON STOCK 670346105 361 2,426 SH   OTR   2,151 0 275
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 910 10,716 SH   SOLE   10,716 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 685 8,070 SH   OTR   8,070 0 0
ORACLE COMMON STOCK 68389X105 2,522 30,480 SH   SOLE   30,480 0 0
ORACLE COMMON STOCK 68389X105 1,239 14,982 SH   OTR   14,982 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 673 6,682 SH   SOLE   6,682 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 78 775 SH   OTR   775 0 0
PNC COMMON STOCK 693475105 862 4,675 SH   SOLE   4,675 0 0
PAYCHEX INC COMMON STOCK 704326107 11,015 80,716 SH   SOLE   78,235 0 2,481
PAYCHEX INC COMMON STOCK 704326107 109 802 SH   DFND   802 0 0
PAYCHEX INC COMMON STOCK 704326107 638 4,674 SH   OTR   4,674 0 0
PEPSICO COMMON STOCK 713448108 11,909 71,152 SH   SOLE   70,301 0 851
PEPSICO COMMON STOCK 713448108 75 446 SH   DFND   446 0 0
PEPSICO COMMON STOCK 713448108 1,503 8,982 SH   OTR   8,982 0 0
PFIZER COMMON STOCK 717081103 11,355 219,333 SH   SOLE   210,027 0 9,306
PFIZER COMMON STOCK 717081103 105 2,031 SH   DFND   2,031 0 0
PFIZER COMMON STOCK 717081103 763 14,740 SH   OTR   14,140 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 261 2,783 SH   SOLE   2,783 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 12 127 SH   OTR   127 0 0
PHILLIPS 66 COMMON STOCK 718546104 136 1,573 SH   SOLE   1,573 0 0
PHILLIPS 66 COMMON STOCK 718546104 89 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 40,439 264,654 SH   SOLE   262,902 0 1,752
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 85 555 SH   DFND   555 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,997 26,158 SH   OTR   25,378 0 780
QUALCOMM INCORPORATED COMMON STOCK 747525103 7,061 46,205 SH   SOLE   44,894 0 1,311
QUALCOMM INCORPORATED COMMON STOCK 747525103 72 469 SH   DFND   469 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 389 2,544 SH   OTR   2,544 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 10,464 76,461 SH   SOLE   74,756 0 1,705
QUEST DIAGNOSTICS COMMON STOCK 74834L100 110 802 SH   DFND   802 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 556 4,064 SH   OTR   4,064 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 607 6,129 SH   SOLE   6,129 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 94 946 SH   OTR   946 0 0
ROYCE COMMON STOCK 780910105 185 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 113 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 26,826 59,397 SH   SOLE   59,388 0 9
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 123 272 SH   DFND   272 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 2,757 6,105 SH   OTR   6,105 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 324 1,794 SH   SOLE   1,794 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 214 1,185 SH   OTR   1,185 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 10,933 22,291 SH   SOLE   22,291 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 1,515 3,089 SH   OTR   3,089 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 154 3,719 SH   SOLE   3,719 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 120 2,896 SH   OTR   2,896 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 8,405 99,689 SH   SOLE   96,350 0 3,339
CHARLES SCHWAB CORP COMMON STOCK 808513105 90 1,070 SH   DFND   1,070 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 142 1,688 SH   OTR   1,688 0 0
SPDR ETF-EQUITY 81369Y209 692 5,052 SH   SOLE   5,052 0 0
SPDR ETF-EQUITY 81369Y209 416 3,034 SH   OTR   3,034 0 0
SPDR ETF-EQUITY 81369Y506 2,392 31,299 SH   SOLE   31,149 0 150
SPDR ETF-EQUITY 81369Y605 225 5,883 SH   SOLE   5,883 0 0
SPDR ETF-EQUITY 81369Y605 4 101 SH   OTR   101 0 0
SPDR ETF-EQUITY 81369Y803 2,864 18,021 SH   SOLE   18,021 0 0
SPDR ETF-EQUITY 81369Y803 683 4,297 SH   OTR   4,297 0 0
SPDR COMMON STOCK 81369Y886 14,011 188,162 SH   SOLE   184,692 0 3,470
SPDR COMMON STOCK 81369Y886 152 2,042 SH   DFND   2,042 0 0
SPDR COMMON STOCK 81369Y886 661 8,876 SH   OTR   8,876 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 1,472 5,895 SH   SOLE   5,895 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 123 491 SH   OTR   491 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 282 2,081 SH   SOLE   2,081 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 48 357 SH   OTR   357 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 324 4,468 SH   SOLE   4,468 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 20 279 SH   OTR   279 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 1,254 13,789 SH   SOLE   13,789 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 66 722 SH   OTR   722 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 318 6,018 SH   SOLE   6,018 0 0
STRYKER CORPORATION COMMON STOCK 863667101 13,659 51,090 SH   SOLE   49,870 0 1,220
STRYKER CORPORATION COMMON STOCK 863667101 125 466 SH   DFND   466 0 0
STRYKER CORPORATION COMMON STOCK 863667101 1,028 3,847 SH   OTR   3,847 0 0
SYSCO CORP COMMON STOCK 871829107 288 3,527 SH   SOLE   3,527 0 0
SYSCO CORP COMMON STOCK 871829107 66 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109 4,470 73,794 SH   SOLE   73,794 0 0
TJX COS INC COMMON STOCK 872540109 3 52 SH   DFND   52 0 0
TJX COS INC COMMON STOCK 872540109 690 11,388 SH   OTR   11,388 0 0
TARGET COMMON STOCK 87612E106 13,241 62,393 SH   SOLE   59,451 0 2,942
TARGET COMMON STOCK 87612E106 122 575 SH   DFND   575 0 0
TARGET COMMON STOCK 87612E106 665 3,132 SH   OTR   3,132 0 0
3M COMPANY COMMON STOCK 88579Y101 991 6,654 SH   SOLE   6,174 0 480
3M COMPANY COMMON STOCK 88579Y101 305 2,049 SH   OTR   2,049 0 0
US BANCORP COMMON STOCK 902973304 979 18,420 SH   SOLE   18,420 0 0
US BANCORP COMMON STOCK 902973304 866 16,289 SH   OTR   16,289 0 0
UNION PACIFIC COMMON STOCK 907818108 631 2,309 SH   SOLE   2,309 0 0
UNION PACIFIC COMMON STOCK 907818108 273 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,121 5,225 SH   SOLE   5,225 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 251 1,169 SH   OTR   1,169 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,750 3,431 SH   SOLE   3,431 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 71 140 SH   OTR   140 0 0
VF CORPORATION COMMON STOCK 918204108 434 7,639 SH   SOLE   7,639 0 0
VF CORPORATION COMMON STOCK 918204108 41 721 SH   OTR   721 0 0
VANGUARD ETF-FIXED INCOM 92206C771 833 16,626 SH   SOLE   16,626 0 0
VANGUARD ETF-EQUITY 922908538 742 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 25,703 237,175 SH   SOLE   233,626 0 3,549
VANGUARD ETF-ALTERNATIVE 922908553 3 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 1,154 10,653 SH   OTR   10,352 0 301
VANGUARD ETF-EQUITY 922908629 435 1,827 SH   SOLE   1,827 0 0
VANGUARD ETF-EQUITY 922908637 339 1,625 SH   SOLE   1,625 0 0
VANGUARD ETF-EQUITY 922908744 16,478 111,504 SH   SOLE   111,070 0 434
VANGUARD ETF-EQUITY 922908744 7 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 170 1,151 SH   OTR   1,151 0 0
VERIZON COMMON STOCK 92343V104 1,157 22,721 SH   SOLE   22,721 0 0
VERIZON COMMON STOCK 92343V104 312 6,132 SH   OTR   5,682 0 450
VISA INC CL A COMMON STOCK 92826C839 12,346 55,671 SH   SOLE   53,675 0 1,996
VISA INC CL A COMMON STOCK 92826C839 97 436 SH   DFND   436 0 0
VISA INC CL A COMMON STOCK 92826C839 1,144 5,160 SH   OTR   4,920 0 240
WAL-MART COMMON STOCK 931142103 910 6,111 SH   SOLE   6,111 0 0
WAL-MART COMMON STOCK 931142103 625 4,194 SH   OTR   4,194 0 0
WATERS CORP COM COMMON STOCK 941848103 102 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 310 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101 1,252 25,830 SH   SOLE   25,830 0 0
WELLS FARGO COMMON STOCK 949746101 93 1,910 SH   OTR   1,410 0 500
YUM BRANDS INC COMMON STOCK 988498101 219 1,851 SH   SOLE   1,851 0 0
YUM BRANDS INC COMMON STOCK 988498101 42 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,788 5,302 SH   SOLE   5,302 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,191 3,533 SH   OTR   3,533 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 9,428 62,122 SH   SOLE   60,985 0 1,137
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 83 546 SH   DFND   546 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 289 1,904 SH   OTR   1,904 0 0
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 217 3,312 SH   SOLE   3,312 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 815 7,349 SH   SOLE   7,349 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 397 3,580 SH   OTR   3,580 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 458 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 200 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 110 512 SH   SOLE   512 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 149 695 SH   OTR   695 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 447 3,413 SH   SOLE   3,413 0 0