The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 5,300 215,452 SH   SOLE   211,229 0 4,223
AT&T INC COMMON STOCK 00206R102 56 2,293 SH   DFND   2,293 0 0
AT&T INC COMMON STOCK 00206R102 305 12,399 SH   OTR   12,399 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 16,812 119,455 SH   SOLE   116,045 0 3,410
ABBOTT LABORATORIES COMMON STOCK 002824100 165 1,169 SH   DFND   1,169 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,033 7,343 SH   OTR   7,343 0 0
ABBVIE INC COMMON STOCK 00287Y109 111 818 SH   SOLE   818 0 0
ABBVIE INC COMMON STOCK 00287Y109 112 825 SH   OTR   825 0 0
ALLSTATE CORP COMMON STOCK 020002101 865 7,353 SH   SOLE   7,353 0 0
ALLSTATE CORP COMMON STOCK 020002101 24 207 SH   OTR   207 0 0
ALPHABET INC CL COMMON STOCK 02079K107 732 253 SH   SOLE   253 0 0
ALPHABET INC CL COMMON STOCK 02079K107 457 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 1,330 459 SH   SOLE   459 0 0
ALPHABET INC CL COMMON STOCK 02079K305 469 162 SH   OTR   162 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 295 6,222 SH   SOLE   6,222 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 36 758 SH   OTR   758 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,501 1,050 SH   SOLE   1,050 0 0
AMAZON.COM INC COMMON STOCK 023135106 233 70 SH   OTR   70 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 170 1,912 SH   SOLE   1,912 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 63 713 SH   OTR   713 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 437 2,670 SH   SOLE   2,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 12 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 212 1,546 SH   SOLE   1,546 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 481 3,500 SH   OTR   3,500 0 0
AMERICAN NATIONAL GROUP, INC COMMON STOCK 02772A109 378 2,000 SH   OTR   2,000 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 310 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 185 822 SH   SOLE   822 0 0
AMGEN COMMON STOCK 031162100 26 116 SH   OTR   116 0 0
ANTHEM INC COMMON STOCK 036752103 457 986 SH   SOLE   986 0 0
APPLE COMMON STOCK 037833100 31,010 174,638 SH   SOLE   171,310 0 3,328
APPLE COMMON STOCK 037833100 154 867 SH   DFND   867 0 0
APPLE COMMON STOCK 037833100 3,153 17,757 SH   OTR   15,757 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 6,678 62,025 SH   SOLE   60,589 0 1,436
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 72 668 SH   DFND   668 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 222 2,062 SH   OTR   2,062 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 236 4,058 SH   SOLE   4,058 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1,208 4,898 SH   SOLE   4,898 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 469 1,900 SH   OTR   1,900 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 588 22,079 SH   SOLE   22,079 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 208 7,829 SH   OTR   6,755 0 1,074
BANK COMMON STOCK 060505104 4,450 100,019 SH   SOLE   97,064 0 2,955
BANK COMMON STOCK 060505104 45 1,001 SH   DFND   1,001 0 0
BANK COMMON STOCK 060505104 135 3,038 SH   OTR   3,038 0 0
BECTON DICKINSON COMMON STOCK 075887109 295 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 803 2,684 SH   SOLE   2,684 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 225 753 SH   OTR   753 0 0
BLACKROCK INC COMMON STOCK 09247X101 14,954 16,333 SH   SOLE   15,891 0 442
BLACKROCK INC COMMON STOCK 09247X101 133 145 SH   DFND   145 0 0
BLACKROCK INC COMMON STOCK 09247X101 796 869 SH   OTR   869 0 0
BOEING COMMON STOCK 097023105 767 3,812 SH   SOLE   3,812 0 0
BOEING COMMON STOCK 097023105 768 3,815 SH   OTR   3,815 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 202 14,187 SH   OTR   14,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 888 14,237 SH   SOLE   11,337 0 2,900
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 111 1,781 SH   OTR   1,351 0 430
CSX CORPORATION COMMON STOCK 126408103 667 17,727 SH   SOLE   17,727 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 7,140 58,115 SH   SOLE   56,316 0 1,799
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 78 634 SH   DFND   634 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 229 1,864 SH   OTR   1,864 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 188 3,467 SH   SOLE   3,467 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 81 1,501 SH   OTR   1,501 0 0
CATERPILLAR COMMON STOCK 149123101 5,374 25,992 SH   SOLE   24,665 0 1,327
CATERPILLAR COMMON STOCK 149123101 71 345 SH   DFND   345 0 0
CATERPILLAR COMMON STOCK 149123101 79 382 SH   OTR   382 0 0
CHEVRON COMMON STOCK 166764100 9,710 82,742 SH   SOLE   77,982 0 4,760
CHEVRON COMMON STOCK 166764100 81 690 SH   DFND   690 0 0
CHEVRON COMMON STOCK 166764100 470 4,002 SH   OTR   4,002 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 886 8,640 SH   SOLE   8,640 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 236 2,305 SH   OTR   2,305 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 2,984 26,195 SH   SOLE   26,195 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 11,727 102,932 SH   OTR   102,932 0 0
CISCO COMMON STOCK 17275R102 10,964 173,008 SH   SOLE   167,624 0 5,384
CISCO COMMON STOCK 17275R102 97 1,525 SH   DFND   1,525 0 0
CISCO COMMON STOCK 17275R102 1,158 18,271 SH   OTR   17,171 0 1,100
CINTAS CORPORATION COMMON STOCK 172908105 285 643 SH   SOLE   643 0 0
CINTAS CORPORATION COMMON STOCK 172908105 143 322 SH   OTR   322 0 0
CLOROX COMPANY COMMON STOCK 189054109 230 1,318 SH   SOLE   1,318 0 0
CLOROX COMPANY COMMON STOCK 189054109 139 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 707 11,937 SH   SOLE   11,937 0 0
COCA-COLA COMMON STOCK 191216100 187 3,154 SH   OTR   2,254 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 206 2,324 SH   SOLE   2,324 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 72 816 SH   OTR   816 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 798 9,348 SH   SOLE   9,348 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 457 5,357 SH   OTR   5,357 0 0
COMCAST CORP COMMON STOCK 20030N101 1,110 22,064 SH   SOLE   22,064 0 0
COMCAST CORP COMMON STOCK 20030N101 238 4,735 SH   OTR   4,735 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103 344 4,999 SH   SOLE   4,999 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 464 6,432 SH   SOLE   6,432 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 201 2,780 SH   OTR   2,360 0 420
COSTCO WHOLESALE COMMON STOCK 22160K105 217 383 SH   SOLE   383 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 781 3,579 SH   SOLE   3,579 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 119 547 SH   OTR   547 0 0
DANAHER CORP COMMON STOCK 235851102 534 1,624 SH   SOLE   1,624 0 0
DANAHER CORP COMMON STOCK 235851102 4 11 SH   OTR   11 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 1,001 6,646 SH   SOLE   6,646 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 211 1,402 SH   OTR   1,402 0 0
DEERE AND COMPANY COMMON STOCK 244199105 1,780 5,191 SH   SOLE   5,191 0 0
DEERE AND COMPANY COMMON STOCK 244199105 579 1,690 SH   OTR   1,690 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 8,711 49,249 SH   SOLE   47,447 0 1,802
DIGITAL RLTY TR INC COMMON STOCK 253868103 106 601 SH   DFND   601 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 266 1,504 SH   OTR   1,504 0 0
WALT DISNEY CO. COMMON STOCK 254687106 9,714 62,713 SH   SOLE   61,513 0 1,200
WALT DISNEY CO. COMMON STOCK 254687106 98 634 SH   DFND   634 0 0
WALT DISNEY CO. COMMON STOCK 254687106 744 4,805 SH   OTR   4,705 0 100
DUKE ENERGY COMMON STOCK 26441C204 578 5,510 SH   SOLE   5,510 0 0
DUKE ENERGY COMMON STOCK 26441C204 45 429 SH   OTR   329 0 100
ECOLAB INC COMMON STOCK 278865100 8,856 37,749 SH   SOLE   36,933 0 816
ECOLAB INC COMMON STOCK 278865100 91 390 SH   DFND   390 0 0
ECOLAB INC COMMON STOCK 278865100 537 2,290 SH   OTR   2,290 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 420 4,518 SH   SOLE   4,518 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 84 906 SH   OTR   906 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 1,323 4,520 SH   SOLE   4,520 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 493 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 956 15,619 SH   SOLE   15,619 0 0
EXXON MOBIL COMMON STOCK 30231G102 336 5,488 SH   OTR   5,288 0 200
FNB CORPORATION COMMON STOCK 302520101 187 15,401 SH   SOLE   15,401 0 0
FACEBOOK INC. COMMON STOCK 30303M102 435 1,293 SH   SOLE   1,293 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 1,161 2,389 SH   SOLE   2,389 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 21 43 SH   OTR   43 0 0
FASTENAL CO. COMMON STOCK 311900104 10,873 169,729 SH   SOLE   162,595 0 7,134
FASTENAL CO. COMMON STOCK 311900104 126 1,960 SH   DFND   1,960 0 0
FASTENAL CO. COMMON STOCK 311900104 486 7,586 SH   OTR   7,586 0 0
FIFTH THIRD COMMON STOCK 316773100 389 8,921 SH   SOLE   8,921 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 13,747 563,872 SH   SOLE   563,817 0 55
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 5,262 215,851 SH   OTR   212,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109 134 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 3,040 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 11,714 56,724 SH   SOLE   55,671 0 1,053
FIRST REPUBLIC BANK COMMON STOCK 33616C100 156 757 SH   DFND   757 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 103 499 SH   OTR   499 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 349 1,676 SH   SOLE   1,676 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 259 2,740 SH   SOLE   2,740 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 431 4,567 SH   OTR   4,567 0 0
GENERAL MILLS COMMON STOCK 370334104 264 3,913 SH   SOLE   3,913 0 0
GENERAL MILLS COMMON STOCK 370334104 7 103 SH   OTR   103 0 0
GILEAD SCIENCES COMMON STOCK 375558103 6,180 85,116 SH   SOLE   79,826 0 5,290
GILEAD SCIENCES COMMON STOCK 375558103 70 969 SH   DFND   969 0 0
GILEAD SCIENCES COMMON STOCK 375558103 164 2,258 SH   OTR   2,258 0 0
GOLDMAN COMMON STOCK 38141G104 8,193 21,417 SH   SOLE   20,479 0 938
GOLDMAN COMMON STOCK 38141G104 98 255 SH   DFND   255 0 0
GOLDMAN COMMON STOCK 38141G104 276 721 SH   OTR   721 0 0
HOME DEPOT COMMON STOCK 437076102 1,615 3,891 SH   SOLE   3,891 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 8,519 40,858 SH   SOLE   39,312 0 1,546
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 91 435 SH   DFND   435 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 507 2,432 SH   OTR   2,182 0 250
ILLINOIS TOOL WORKS COMMON STOCK 452308109 98 398 SH   SOLE   398 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 148 600 SH   OTR   600 0 0
INGERSOLL RAND INC. COMMON STOCK 45687V106 164 2,647 SH   SOLE   2,647 0 0
INGERSOLL RAND INC. COMMON STOCK 45687V106 71 1,155 SH   OTR   1,155 0 0
INTEL COMMON STOCK 458140100 9,475 183,982 SH   SOLE   181,893 0 2,089
INTEL COMMON STOCK 458140100 92 1,793 SH   DFND   1,793 0 0
INTEL COMMON STOCK 458140100 1,099 21,342 SH   OTR   21,342 0 0
IBM COMMON STOCK 459200101 433 3,240 SH   SOLE   3,240 0 0
IBM COMMON STOCK 459200101 270 2,019 SH   OTR   1,819 0 200
INVESCO ETF-EQUITY 46090E103 17 43 SH   SOLE   43 0 0
INVESCO ETF-EQUITY 46090E103 309 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 1,029 1,600 SH   SOLE   1,600 0 0
INVESCO COMMON STOCK 46138E578 6,685 106,126 SH   SOLE   101,776 0 4,350
INVESCO COMMON STOCK 46138E578 88 1,391 SH   DFND   1,391 0 0
INVESCO COMMON STOCK 46138E578 195 3,101 SH   OTR   3,101 0 0
ISHARES ETF-EQUITY 464287150 4,073 38,076 SH   SOLE   38,076 0 0
ISHARES ETF-EQUITY 464287150 2,471 23,099 SH   OTR   23,099 0 0
ISHARES ETF-FIXED INCOM 464287176 185 1,432 SH   SOLE   1,432 0 0
ISHARES ETF-FIXED INCOM 464287176 556 4,303 SH   OTR   4,303 0 0
ISHARES ETF-EQUITY 464287200 18,693 39,190 SH   SOLE   39,190 0 0
ISHARES ETF-EQUITY 464287200 344 722 SH   OTR   419 0 303
ISHARES ETF-FIXED INCOM 464287226 668 5,853 SH   SOLE   5,774 0 79
ISHARES ETF-FIXED INCOM 464287226 963 8,441 SH   OTR   8,441 0 0
ISHARES ETF-EQUITY 464287234 6,405 131,120 SH   SOLE   114,424 0 16,696
ISHARES ETF-EQUITY 464287234 625 12,802 SH   OTR   12,802 0 0
ISHARES ETF-FIXED INCOM 464287242 447 3,376 SH   SOLE   3,300 0 76
ISHARES ETF-FIXED INCOM 464287242 109 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 12,328 147,337 SH   SOLE   146,635 0 702
ISHARES ETF-EQUITY 464287309 11 136 SH   OTR   136 0 0
ISHARES ETF-FIXED INCOM 464287457 302 3,533 SH   SOLE   3,533 0 0
ISHARES ETF-FIXED INCOM 464287457 346 4,045 SH   OTR   4,045 0 0
ISHARES ETF-EQUITY 464287465 11,606 147,511 SH   SOLE   118,949 0 28,562
ISHARES ETF-EQUITY 464287465 9 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,830 23,261 SH   OTR   23,261 0 0
ISHARES ETF-EQUITY 464287499 472 5,688 SH   SOLE   5,688 0 0
ISHARES ETF-EQUITY 464287499 73 877 SH   OTR   877 0 0
ISHARES COMMON STOCK 464287523 2,511 4,630 SH   SOLE   4,630 0 0
ISHARES COMMON STOCK 464287523 288 531 SH   OTR   531 0 0
ISHARES ETF-EQUITY 464287556 330 2,159 SH   SOLE   2,159 0 0
ISHARES ETF-EQUITY 464287598 210 1,249 SH   SOLE   1,249 0 0
ISHARES ETF-EQUITY 464287630 330 1,986 SH   SOLE   1,986 0 0
ISHARES ETF-EQUITY 464287630 50 300 SH   OTR   300 0 0
ISHARES ETF-EQUITY 464287655 54,974 247,130 SH   SOLE   243,410 0 3,720
ISHARES ETF-EQUITY 464287655 567 2,550 SH   DFND   2,550 0 0
ISHARES ETF-EQUITY 464287655 1,480 6,651 SH   OTR   6,557 0 94
ISHARES ETF-EQUITY 464287804 20,346 177,678 SH   SOLE   177,678 0 0
ISHARES ETF-EQUITY 464287804 86 748 SH   OTR   556 0 192
ISHARES ETF-EQUITY 464287879 530 5,069 SH   SOLE   5,069 0 0
ISHARES ETF-EQUITY 464287879 42 400 SH   OTR   400 0 0
ISHARES ETF-EQUITY 464287887 260 1,876 SH   SOLE   1,876 0 0
ISHARES ETF-FIXED INCOM 464288687 1,294 32,808 SH   SOLE   32,808 0 0
ISHARES ETF-FIXED INCOM 464288687 752 19,073 SH   OTR   18,440 0 633
ISHARES MSCI ETF-EQUITY 46429B697 741 9,156 SH   SOLE   9,156 0 0
ISHARES ETF-EQUITY 46432F339 1,437 9,873 SH   SOLE   9,873 0 0
ISHARES ETF-EQUITY 46432F339 6 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 233 1,601 SH   OTR   1,510 0 91
ISHARES ETF-EQUITY 46432F388 19,617 179,200 SH   SOLE   178,337 0 863
ISHARES ETF-EQUITY 46432F388 54 492 SH   OTR   492 0 0
ISHARES ETF-EQUITY 46432F842 75,030 1,005,220 SH   SOLE   1,002,712 0 2,508
ISHARES ETF-EQUITY 46432F842 1,360 18,226 SH   DFND   18,226 0 0
ISHARES ETF-EQUITY 46432F842 757 10,148 SH   OTR   9,373 0 775
ISHARES ETF-EQUITY 46434G103 18,273 305,258 SH   SOLE   305,258 0 0
ISHARES ETF-EQUITY 46434G103 326 5,452 SH   OTR   4,818 0 634
ISHARES ETF-EQUITY 46435G516 1,166 14,668 SH   SOLE   14,668 0 0
JP MORGAN COMMON STOCK 46625H100 14,355 90,651 SH   SOLE   85,199 0 5,452
JP MORGAN COMMON STOCK 46625H100 111 701 SH   DFND   701 0 0
JP MORGAN COMMON STOCK 46625H100 1,104 6,969 SH   OTR   6,969 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 21 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 529 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 12,893 75,368 SH   SOLE   73,797 0 1,571
JOHNSON & JOHNSON COMMON STOCK 478160104 86 501 SH   DFND   501 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,852 10,825 SH   OTR   10,075 0 750
KELLOGG COMPANY COMMON STOCK 487836108 6,411 99,517 SH   SOLE   94,912 0 4,605
KELLOGG COMPANY COMMON STOCK 487836108 84 1,302 SH   DFND   1,302 0 0
KELLOGG COMPANY COMMON STOCK 487836108 58 895 SH   OTR   895 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 511 3,578 SH   SOLE   3,578 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 75 526 SH   OTR   526 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 41 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 688 1,858 SH   OTR   1,858 0 0
ELI LILLY & COMMON STOCK 532457108 2,124 7,689 SH   SOLE   2,526 0 5,163
ELI LILLY & COMMON STOCK 532457108 112 407 SH   OTR   157 0 250
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,206 3,394 SH   SOLE   3,394 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 300 843 SH   OTR   843 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 11,472 44,384 SH   SOLE   43,617 0 767
LOWES COMPANIES INC COMMON STOCK 548661107 101 390 SH   DFND   390 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,143 4,422 SH   OTR   4,422 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 4,264 15,905 SH   SOLE   15,905 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 782 2,919 SH   OTR   2,919 0 0
MERCK & CO COMMON STOCK 58933Y105 2,807 36,628 SH   SOLE   29,577 0 7,051
MERCK & CO COMMON STOCK 58933Y105 613 8,002 SH   OTR   8,002 0 0
MICROSOFT COMMON STOCK 594918104 30,096 89,486 SH   SOLE   87,846 0 1,640
MICROSOFT COMMON STOCK 594918104 184 546 SH   DFND   546 0 0
MICROSOFT COMMON STOCK 594918104 4,168 12,393 SH   OTR   12,068 0 325
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 691 7,932 SH   SOLE   7,932 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 31 360 SH   OTR   360 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 1,748 26,355 SH   SOLE   26,355 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 32 480 SH   OTR   480 0 0
MORGAN STANLEY COMMON STOCK 617446448 63 643 SH   SOLE   643 0 0
MORGAN STANLEY COMMON STOCK 617446448 333 3,393 SH   OTR   3,393 0 0
NANOVIRICIDES INC COMMON STOCK 630087302 40 10,881 SH   SOLE   10,881 0 0
NATIONAL RETAIL COMMON STOCK 637417106 582 12,098 SH   SOLE   12,098 0 0
NATIONAL RETAIL COMMON STOCK 637417106 88 1,830 SH   OTR   1,830 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 249 2,664 SH   SOLE   2,664 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 27 290 SH   OTR   290 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 4,229 25,376 SH   SOLE   25,376 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 1,271 7,624 SH   OTR   7,624 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 679 2,282 SH   SOLE   2,282 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 71 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 729 6,383 SH   SOLE   6,383 0 0
NUCOR CORPORATION COMMON STOCK 670346105 277 2,426 SH   OTR   2,151 0 275
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 781 10,657 SH   SOLE   10,657 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 592 8,083 SH   OTR   8,083 0 0
ORACLE COMMON STOCK 68389X105 2,763 31,685 SH   SOLE   31,685 0 0
ORACLE COMMON STOCK 68389X105 1,285 14,738 SH   OTR   14,738 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 757 6,718 SH   SOLE   6,718 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 87 775 SH   OTR   775 0 0
PNC COMMON STOCK 693475105 1,167 5,821 SH   SOLE   5,821 0 0
PAYCHEX INC COMMON STOCK 704326107 10,614 77,756 SH   SOLE   75,275 0 2,481
PAYCHEX INC COMMON STOCK 704326107 123 901 SH   DFND   901 0 0
PAYCHEX INC COMMON STOCK 704326107 593 4,341 SH   OTR   4,341 0 0
PEPSICO COMMON STOCK 713448108 12,120 69,774 SH   SOLE   68,923 0 851
PEPSICO COMMON STOCK 713448108 87 501 SH   DFND   501 0 0
PEPSICO COMMON STOCK 713448108 1,431 8,239 SH   OTR   8,239 0 0
PFIZER COMMON STOCK 717081103 10,814 183,137 SH   SOLE   176,420 0 6,717
PFIZER COMMON STOCK 717081103 106 1,793 SH   DFND   1,793 0 0
PFIZER COMMON STOCK 717081103 803 13,593 SH   OTR   12,993 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 454 4,776 SH   SOLE   4,776 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 12 127 SH   OTR   127 0 0
PHILLIPS 66 COMMON STOCK 718546104 202 2,791 SH   SOLE   2,791 0 0
PHILLIPS 66 COMMON STOCK 718546104 74 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 43,157 263,829 SH   SOLE   262,077 0 1,752
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 102 624 SH   DFND   624 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 4,173 25,508 SH   OTR   24,728 0 780
QUALCOMM INCORPORATED COMMON STOCK 747525103 6,386 34,922 SH   SOLE   33,968 0 954
QUALCOMM INCORPORATED COMMON STOCK 747525103 65 356 SH   DFND   356 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 426 2,328 SH   OTR   2,328 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 12,711 73,468 SH   SOLE   71,764 0 1,704
QUEST DIAGNOSTICS COMMON STOCK 74834L100 156 901 SH   DFND   901 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 605 3,497 SH   OTR   3,497 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 554 6,439 SH   SOLE   6,439 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 81 946 SH   OTR   946 0 0
ROYCE COMMON STOCK 780910105 214 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 124 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 28,583 60,180 SH   SOLE   60,169 0 11
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 142 300 SH   DFND   300 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 2,413 5,080 SH   OTR   5,080 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 305 1,782 SH   SOLE   1,782 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 203 1,185 SH   OTR   1,185 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 11,846 22,883 SH   SOLE   22,883 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 1,197 2,313 SH   OTR   2,313 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 122 4,062 SH   SOLE   4,062 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 87 2,903 SH   OTR   2,903 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 8,042 95,626 SH   SOLE   92,288 0 3,338
CHARLES SCHWAB CORP COMMON STOCK 808513105 101 1,203 SH   DFND   1,203 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 123 1,465 SH   OTR   1,465 0 0
SPDR ETF-EQUITY 81369Y209 1,173 8,324 SH   SOLE   8,324 0 0
SPDR ETF-EQUITY 81369Y209 320 2,268 SH   OTR   2,268 0 0
SPDR COMMON STOCK 81369Y308 480 6,225 SH   SOLE   6,225 0 0
SPDR ETF-EQUITY 81369Y605 4,037 103,386 SH   SOLE   102,892 0 494
SPDR ETF-EQUITY 81369Y605 4 101 SH   OTR   101 0 0
SPDR ETF-EQUITY 81369Y704 2,511 23,734 SH   SOLE   23,621 0 113
SPDR ETF-EQUITY 81369Y704 2 23 SH   OTR   23 0 0
SPDR ETF-EQUITY 81369Y803 3,158 18,161 SH   SOLE   18,161 0 0
SPDR ETF-EQUITY 81369Y803 749 4,305 SH   OTR   4,305 0 0
SPDR COMMON STOCK 81369Y886 9,257 129,318 SH   SOLE   127,310 0 2,008
SPDR COMMON STOCK 81369Y886 96 1,347 SH   DFND   1,347 0 0
SPDR COMMON STOCK 81369Y886 562 7,851 SH   OTR   7,851 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 5,514 15,658 SH   SOLE   15,227 0 431
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 47 133 SH   DFND   133 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 140 398 SH   OTR   398 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 283 2,081 SH   SOLE   2,081 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 48 357 SH   OTR   357 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 317 4,621 SH   SOLE   4,621 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 19 283 SH   OTR   283 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 1,622 13,866 SH   SOLE   13,866 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 84 722 SH   OTR   722 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 384 6,018 SH   SOLE   6,018 0 0
STRYKER CORPORATION COMMON STOCK 863667101 13,255 49,567 SH   SOLE   48,348 0 1,219
STRYKER CORPORATION COMMON STOCK 863667101 140 523 SH   DFND   523 0 0
STRYKER CORPORATION COMMON STOCK 863667101 833 3,116 SH   OTR   3,116 0 0
SYSCO CORP COMMON STOCK 871829107 292 3,721 SH   SOLE   3,721 0 0
SYSCO CORP COMMON STOCK 871829107 64 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109 11,629 153,177 SH   SOLE   150,108 0 3,069
TJX COS INC COMMON STOCK 872540109 117 1,547 SH   DFND   1,547 0 0
TJX COS INC COMMON STOCK 872540109 706 9,297 SH   OTR   9,297 0 0
TARGET COMMON STOCK 87612E106 13,901 60,064 SH   SOLE   57,122 0 2,942
TARGET COMMON STOCK 87612E106 150 646 SH   DFND   646 0 0
TARGET COMMON STOCK 87612E106 579 2,503 SH   OTR   2,503 0 0
3M COMPANY COMMON STOCK 88579Y101 1,224 6,889 SH   SOLE   6,409 0 480
3M COMPANY COMMON STOCK 88579Y101 364 2,052 SH   OTR   2,052 0 0
US BANCORP COMMON STOCK 902973304 1,118 19,908 SH   SOLE   19,908 0 0
US BANCORP COMMON STOCK 902973304 915 16,289 SH   OTR   16,289 0 0
UNION PACIFIC COMMON STOCK 907818108 582 2,309 SH   SOLE   2,309 0 0
UNION PACIFIC COMMON STOCK 907818108 252 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,210 5,645 SH   SOLE   5,645 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 252 1,177 SH   OTR   1,177 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,650 3,285 SH   SOLE   3,285 0 0
VF CORPORATION COMMON STOCK 918204108 564 7,697 SH   SOLE   7,697 0 0
VF CORPORATION COMMON STOCK 918204108 53 727 SH   OTR   727 0 0
VANGUARD ETF-FIXED INCOM 92206C771 520 9,835 SH   SOLE   9,835 0 0
VANGUARD ETF-EQUITY 922908538 847 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 29,651 255,590 SH   SOLE   251,951 0 3,639
VANGUARD ETF-ALTERNATIVE 922908553 3 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 1,220 10,517 SH   OTR   10,216 0 301
VANGUARD ETF-EQUITY 922908629 447 1,754 SH   SOLE   1,754 0 0
VANGUARD ETF-EQUITY 922908637 359 1,625 SH   SOLE   1,625 0 0
VANGUARD ETF-EQUITY 922908744 3,746 25,461 SH   SOLE   25,461 0 0
VANGUARD ETF-EQUITY 922908744 7 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 171 1,160 SH   OTR   1,160 0 0
VERIZON COMMON STOCK 92343V104 1,227 23,607 SH   SOLE   23,607 0 0
VERIZON COMMON STOCK 92343V104 319 6,132 SH   OTR   5,682 0 450
VISA INC CL A COMMON STOCK 92826C839 11,644 53,733 SH   SOLE   51,738 0 1,995
VISA INC CL A COMMON STOCK 92826C839 106 491 SH   DFND   491 0 0
VISA INC CL A COMMON STOCK 92826C839 900 4,154 SH   OTR   3,914 0 240
WAL-MART COMMON STOCK 931142103 948 6,554 SH   SOLE   6,554 0 0
WAL-MART COMMON STOCK 931142103 608 4,200 SH   OTR   4,200 0 0
WATERS CORP COM COMMON STOCK 941848103 123 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 373 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101 1,229 25,618 SH   SOLE   25,618 0 0
WELLS FARGO COMMON STOCK 949746101 92 1,910 SH   OTR   1,410 0 500
YUM BRANDS INC COMMON STOCK 988498101 269 1,937 SH   SOLE   1,937 0 0
YUM BRANDS INC COMMON STOCK 988498101 49 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 2,210 5,330 SH   SOLE   5,330 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,383 3,335 SH   OTR   3,335 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 10,403 60,198 SH   SOLE   59,061 0 1,137
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 106 612 SH   DFND   612 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 296 1,712 SH   OTR   1,712 0 0
JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 268 3,295 SH   SOLE   3,295 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 758 7,329 SH   SOLE   7,329 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 370 3,580 SH   OTR   3,580 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 606 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 265 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 94 488 SH   SOLE   488 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 134 695 SH   OTR   695 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 551 3,413 SH   SOLE   3,413 0 0