The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   657,634 6,200 SH   SOLE   6,200 0 0
ABBOTT LABS COM 002824100   3,177,252 27,954 SH   SOLE   27,954 0 0
ABBOTT LABS COM 002824100   987,705 8,690 SH   DFND 13 0 8,690 0
ABBOTT LABS COM 002824100   3,084,505 27,138 SH   DFND 5 0 27,138 0
ABBOTT LABS COM 002824100   3,044,610 26,787 SH   DFND 1 0 26,787 0
ABBOTT LABS COM 002824100   10,229 90 SH   DFND 6 0 90 0
ABBOTT LABS COM 002824100   102,294 900 SH   DFND 14 0 900 0
ABBVIE COM 00287Y109   887,737 4,875 SH   SOLE   4,875 0 0
ABBVIE COM 00287Y109   322,317 1,770 SH   DFND 13 0 1,770 0
ABBVIE COM 00287Y109   1,194,758 6,561 SH   DFND 1 0 6,561 0
ABBVIE COM 00287Y109   14,568 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109   7,284 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   3,991,717 22,116 SH   SOLE   22,116 0 0
ADVANCED MICRO DEVICES COM 007903107   1,125,896 6,238 SH   DFND 13 0 6,238 0
ADVANCED MICRO DEVICES COM 007903107   4,067,162 22,534 SH   DFND 5 0 22,534 0
ADVANCED MICRO DEVICES COM 007903107   3,294,303 18,252 SH   DFND 1 0 18,252 0
ADVANCED MICRO DEVICES COM 007903107   14,439 80 SH   DFND 6 0 80 0
ADVANCED MICRO DEVICES COM 007903107   93,313 517 SH   DFND 14 0 517 0
AIR PRODUCTS & CHEM COM 009158106   266,497 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   4,292,449 28,440 SH   SOLE   28,440 0 0
ALPHABET INC CL A COM 02079K305   1,115,373 7,390 SH   DFND 13 0 7,390 0
ALPHABET INC CL A COM 02079K305   4,223,474 27,983 SH   DFND 5 0 27,983 0
ALPHABET INC CL A COM 02079K305   4,630,532 30,680 SH   DFND 1 0 30,680 0
ALPHABET INC CL A COM 02079K305   12,074 80 SH   DFND 6 0 80 0
ALPHABET INC CL A COM 02079K305   116,971 775 SH   DFND 14 0 775 0
ALPHABET INC CL C COM 02079K107   548,144 3,600 SH   DFND 1 0 3,600 0
AMAZON.COM COM 023135106   3,221,587 17,860 SH   SOLE   17,860 0 0
AMAZON.COM COM 023135106   921,742 5,110 SH   DFND 13 0 5,110 0
AMAZON.COM COM 023135106   3,272,093 18,140 SH   DFND 5 0 18,140 0
AMAZON.COM COM 023135106   3,686,065 20,435 SH   DFND 1 0 20,435 0
AMAZON.COM COM 023135106   10,823 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   99,209 550 SH   DFND 14 0 550 0
ANALOG DEVICES COM 032654105   3,100,358 15,675 SH   SOLE   15,675 0 0
ANALOG DEVICES COM 032654105   991,126 5,011 SH   DFND 13 0 5,011 0
ANALOG DEVICES COM 032654105   3,707,574 18,745 SH   DFND 5 0 18,745 0
ANALOG DEVICES COM 032654105   2,833,737 14,327 SH   DFND 1 0 14,327 0
ANALOG DEVICES COM 032654105   3,956 20 SH   DFND 6 0 20 0
ANALOG DEVICES COM 032654105   108,784 550 SH   DFND 14 0 550 0
AON PLC COM G0403H108   208,575 625 SH   SOLE   625 0 0
APPLE COM 037833100   3,816,287 22,255 SH   SOLE   22,255 0 0
APPLE COM 037833100   989,440 5,770 SH   DFND 13 0 5,770 0
APPLE COM 037833100   4,362,623 25,441 SH   DFND 5 0 25,441 0
APPLE COM 037833100   14,881,206 86,781 SH   DFND 1 0 86,781 0
APPLE COM 037833100   11,146 65 SH   DFND 6 0 65 0
APPLE COM 037833100   111,462 650 SH   DFND 14 0 650 0
APTARGROUP COM 038336103   2,959,098 20,565 SH   SOLE   20,565 0 0
APTARGROUP COM 038336103   692,111 4,810 SH   DFND 13 0 4,810 0
APTARGROUP COM 038336103   3,137,234 21,803 SH   DFND 5 0 21,803 0
APTARGROUP COM 038336103   2,442,533 16,975 SH   DFND 1 0 16,975 0
APTARGROUP COM 038336103   10,792 75 SH   DFND 6 0 75 0
APTARGROUP COM 038336103   93,528 650 SH   DFND 14 0 650 0
APTIV PLC COM G6095L109   186,779 2,345 SH   SOLE   2,345 0 0
APTIV PLC COM G6095L109   70,092 880 SH   DFND 13 0 880 0
APTIV PLC COM G6095L109   591,401 7,425 SH   DFND 5 0 7,425 0
APTIV PLC COM G6095L109   222,223 2,790 SH   DFND 1 0 2,790 0
APTIV PLC COM G6095L109   2,788 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   5,858,651 23,459 SH   SOLE   23,459 0 0
AUTOMATIC DATA PROCESSING COM 053015103   986,473 3,950 SH   DFND 13 0 3,950 0
AUTOMATIC DATA PROCESSING COM 053015103   3,768,826 15,091 SH   DFND 5 0 15,091 0
AUTOMATIC DATA PROCESSING COM 053015103   3,894,945 15,596 SH   DFND 1 0 15,596 0
AUTOMATIC DATA PROCESSING COM 053015103   4,995 20 SH   DFND 6 0 20 0
AUTOMATIC DATA PROCESSING COM 053015103   99,896 400 SH   DFND 14 0 400 0
BALL CORP COM 058498106   620,049 9,205 SH   SOLE   9,205 0 0
BALL CORP COM 058498106   180,525 2,680 SH   DFND 13 0 2,680 0
BALL CORP COM 058498106   490,718 7,285 SH   DFND 5 0 7,285 0
BALL CORP COM 058498106   99,019 1,470 SH   DFND 1 0 1,470 0
BANK OF AMERICA COM 060505104   18,960 500 SH   SOLE   500 0 0
BANK OF AMERICA COM 060505104   1,140,065 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109   348,904 1,410 SH   SOLE   1,410 0 0
BECTON DICKINSON COM 075887109   111,352 450 SH   DFND 13 0 450 0
BECTON DICKINSON COM 075887109   200,929 812 SH   DFND 1 0 812 0
BECTON DICKINSON COM 075887109   480,053 1,940 SH   DFND 5 0 1,940 0
BECTON DICKINSON COM 075887109   3,712 15 SH   DFND 6 0 15 0
BERKSHIRE HATHAWAY CL B COM 084670702   1,050,879 2,499 SH   SOLE   2,499 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   743,479 1,768 SH   DFND 1 0 1,768 0
BOEING COM 097023105   1,128,991 5,850 SH   SOLE   5,850 0 0
BOEING COM 097023105   136,058 705 SH   DFND 1 0 705 0
BRISTOL-MYERS SQUIBB COM 110122108   271,150 5,000 SH   SOLE   5,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108   10,846 200 SH   DFND 5 0 200 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   624,823 3,050 SH   SOLE   3,050 0 0
CANADIAN NATL RAILWAY COM 136375102   3,277,603 24,885 SH   SOLE   24,885 0 0
CANADIAN NATL RAILWAY COM 136375102   900,896 6,840 SH   DFND 13 0 6,840 0
CANADIAN NATL RAILWAY COM 136375102   3,269,437 24,823 SH   DFND 5 0 24,823 0
CANADIAN NATL RAILWAY COM 136375102   2,802,130 21,275 SH   DFND 1 0 21,275 0
CANADIAN NATL RAILWAY COM 136375102   10,537 80 SH   DFND 6 0 80 0
CANADIAN NATL RAILWAY COM 136375102   88,904 675 SH   DFND 14 0 675 0
CARRIER GLOBAL COM 14448C104   628,967 10,820 SH   SOLE   10,820 0 0
CARRIER GLOBAL COM 14448C104   162,764 2,800 SH   DFND 13 0 2,800 0
CARRIER GLOBAL COM 14448C104   432,197 7,435 SH   DFND 5 0 7,435 0
CARRIER GLOBAL COM 14448C104   262,748 4,520 SH   DFND 1 0 4,520 0
CHEVRON COM 166764100   1,482,441 9,398 SH   SOLE   9,398 0 0
CHEVRON COM 166764100   376,210 2,385 SH   DFND 13 0 2,385 0
CHEVRON COM 166764100   2,336,129 14,810 SH   DFND 5 0 14,810 0
CHEVRON COM 166764100   948,806 6,015 SH   DFND 1 0 6,015 0
CHEVRON COM 166764100   70,983 450 SH   DFND 14 0 450 0
CHUBB LIMITED COM H1467J104   163,252 630 SH   SOLE   630 0 0
CHUBB LIMITED COM H1467J104   112,981 436 SH   DFND 1 0 436 0
COCA COLA COM 191216100   442,331 7,230 SH   SOLE   7,230 0 0
COCA COLA COM 191216100   33,649 550 SH   DFND 1 0 550 0
COCA COLA COM 191216100   110,124 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100   228,512 2,865 SH   SOLE   2,865 0 0
CVS HEALTH COM 126650100   160,318 2,010 SH   DFND 13 0 2,010 0
CVS HEALTH COM 126650100   398,720 4,999 SH   DFND 1 0 4,999 0
CVS HEALTH COM 126650100   582,248 7,300 SH   DFND 5 0 7,300 0
CVS HEALTH COM 126650100   1,595 20 SH   DFND 6 0 20 0
DANAHER CORP COM 235851102   2,704,967 10,832 SH   SOLE   10,832 0 0
DANAHER CORP COM 235851102   891,001 3,568 SH   DFND 13 0 3,568 0
DANAHER CORP COM 235851102   3,217,642 12,885 SH   DFND 5 0 12,885 0
DANAHER CORP COM 235851102   1,974,536 7,907 SH   DFND 1 0 7,907 0
DANAHER CORP COM 235851102   9,989 40 SH   DFND 6 0 40 0
DANAHER CORP COM 235851102   106,131 425 SH   DFND 14 0 425 0
DEERE & CO COM 244199105   634,593 1,545 SH   SOLE   1,545 0 0
DEERE & CO COM 244199105   893,359 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   1,232,220 3,000 SH   DFND 5 0 3,000 0
DEERE & CO COM 244199105   20,537 50 SH   DFND 13 0 50 0
DOMINION RES INC COM 25746U109   464,304 9,439 SH   SOLE   9,439 0 0
EMERSON ELECTRIC COM 291011104   22,684 200 SH   SOLE   200 0 0
EMERSON ELECTRIC COM 291011104   90,736 800 SH   DFND 1 0 800 0
EMERSON ELECTRIC COM 291011104   88,468 780 SH   DFND 13 0 780 0
EXXON MOBIL COM 30231G102   1,630,266 14,025 SH   SOLE   14,025 0 0
EXXON MOBIL COM 30231G102   314,662 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   470,772 4,050 SH   DFND 1 0 4,050 0
EXXON MOBIL COM 30231G102   68,000 585 SH   DFND 5 0 585 0
EXXON MOBIL COM 30231G102   10,462 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   43,590 375 SH   DFND 14 0 375 0
FASTENAL CO COM 311900104   249,162 3,230 SH   SOLE   3,230 0 0
FIDELITY NATL INFO SVCS COM 31620M106   229,958 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108   3,412,636 21,353 SH   SOLE   21,353 0 0
FISERV COM 337738108   1,018,373 6,372 SH   DFND 13 0 6,372 0
FISERV COM 337738108   3,885,863 24,314 SH   DFND 5 0 24,314 0
FISERV COM 337738108   4,703,662 29,431 SH   DFND 1 0 29,431 0
FISERV COM 337738108   11,986 75 SH   DFND 6 0 75 0
FISERV COM 337738108   111,874 700 SH   DFND 14 0 700 0
GENERAL ELECTRIC COM 369604301   209,407 1,193 SH   SOLE   1,193 0 0
GENERAL ELECTRIC COM 369604301   70,212 400 SH   DFND 13 0 400 0
GENERAL ELECTRIC COM 369604301   163,945 934 SH   DFND 1 0 934 0
GENERAL MILLS COM 370334104   17,492 250 SH   DFND 13 0 250 0
GENERAL MILLS COM 370334104   174,925 2,500 SH   DFND 5 0 2,500 0
GENERAL MILLS COM 370334104   230,901 3,300 SH   DFND 1 0 3,300 0
GOLDMAN SACHS GROUP COM 38141G104   279,852 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   2,985,942 7,784 SH   SOLE   7,784 0 0
HOME DEPOT COM 437076102   894,939 2,333 SH   DFND 13 0 2,333 0
HOME DEPOT COM 437076102   3,197,690 8,336 SH   DFND 5 0 8,336 0
HOME DEPOT COM 437076102   3,294,357 8,588 SH   DFND 1 0 8,588 0
HOME DEPOT COM 437076102   5,754 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   86,310 225 SH   DFND 14 0 225 0
INTEL COM 458140100   1,037,112 23,480 SH   SOLE   23,480 0 0
INTEL COM 458140100   167,846 3,800 SH   DFND 1 0 3,800 0
INTEL COM 458140100   66,255 1,500 SH   DFND 5 0 1,500 0
ISHARES S&P 500 COM 464287200   446,870 850 SH   DFND 13 0 850 0
JOHNSON & JOHNSON COM 478160104   4,216,871 26,657 SH   SOLE   26,657 0 0
JOHNSON & JOHNSON COM 478160104   865,299 5,470 SH   DFND 13 0 5,470 0
JOHNSON & JOHNSON COM 478160104   4,077,189 25,774 SH   DFND 5 0 25,774 0
JOHNSON & JOHNSON COM 478160104   2,534,204 16,020 SH   DFND 1 0 16,020 0
JOHNSON & JOHNSON COM 478160104   9,491 60 SH   DFND 6 0 60 0
JOHNSON & JOHNSON COM 478160104   102,823 650 SH   DFND 14 0 650 0
JPMORGAN CHASE COM 46625H100   1,366,447 6,822 SH   SOLE   6,822 0 0
JPMORGAN CHASE COM 46625H100   881,320 4,400 SH   DFND 1 0 4,400 0
LOCKHEED MARTIN CORP COM 539830109   181,948 400 SH   SOLE   400 0 0
LOCKHEED MARTIN CORP COM 539830109   19,559 43 SH   DFND 1 0 43 0
MASTERCARD COM 57636Q104   3,971,508 8,247 SH   SOLE   8,247 0 0
MASTERCARD COM 57636Q104   1,157,694 2,404 SH   DFND 13 0 2,404 0
MASTERCARD COM 57636Q104   4,349,059 9,031 SH   DFND 5 0 9,031 0
MASTERCARD COM 57636Q104   4,452,596 9,246 SH   DFND 1 0 9,246 0
MASTERCARD COM 57636Q104   12,039 25 SH   DFND 6 0 25 0
MASTERCARD COM 57636Q104   132,432 275 SH   DFND 14 0 275 0
MEDTRONIC COM G5960L103   330,298 3,790 SH   SOLE   3,790 0 0
MEDTRONIC COM G5960L103   250,120 2,870 SH   DFND 13 0 2,870 0
MEDTRONIC COM G5960L103   607,435 6,970 SH   DFND 5 0 6,970 0
MEDTRONIC COM G5960L103   501,112 5,750 SH   DFND 1 0 5,750 0
MEDTRONIC COM G5960L103   4,357 50 SH   DFND 6 0 50 0
MEDTRONIC COM G5960L103   34,860 400 SH   DFND 14 0 400 0
MERCK COM 58933Y105   762,011 5,775 SH   SOLE   5,775 0 0
MERCK COM 58933Y105   47,898 363 SH   DFND 5 0 363 0
MERCK COM 58933Y105   391,364 2,966 SH   DFND 1 0 2,966 0
MICROSOFT COM 594918104   4,086,453 9,713 SH   SOLE   9,713 0 0
MICROSOFT COM 594918104   1,372,389 3,262 SH   DFND 13 0 3,262 0
MICROSOFT COM 594918104   5,044,433 11,990 SH   DFND 5 0 11,990 0
MICROSOFT COM 594918104   4,418,401 10,502 SH   DFND 1 0 10,502 0
MICROSOFT COM 594918104   12,622 30 SH   DFND 6 0 30 0
MICROSOFT COM 594918104   147,252 350 SH   DFND 14 0 350 0
NESTLE SA ADR COM 641069406   2,472,336 23,280 SH   SOLE   23,280 0 0
NESTLE SA ADR COM 641069406   669,591 6,305 SH   DFND 13 0 6,305 0
NESTLE SA ADR COM 641069406   2,486,567 23,414 SH   DFND 5 0 23,414 0
NESTLE SA ADR COM 641069406   1,963,638 18,490 SH   DFND 1 0 18,490 0
NESTLE SA ADR COM 641069406   9,027 85 SH   DFND 6 0 85 0
NESTLE SA ADR COM 641069406   63,720 600 SH   DFND 14 0 600 0
NIKE INC CLASS B COM 654106103   911,606 9,700 SH   SOLE   9,700 0 0
NIKE INC CLASS B COM 654106103   308,724 3,285 SH   DFND 13 0 3,285 0
NIKE INC CLASS B COM 654106103   1,225,405 13,039 SH   DFND 5 0 13,039 0
NIKE INC CLASS B COM 654106103   723,928 7,703 SH   DFND 1 0 7,703 0
NIKE INC CLASS B COM 654106103   4,699 50 SH   DFND 6 0 50 0
NIKE INC CLASS B COM 654106103   28,194 300 SH   DFND 14 0 300 0
NOVARTIS AG ADR COM 66987V109   428,998 4,435 SH   SOLE   4,435 0 0
NOVARTIS AG ADR COM 66987V109   153,801 1,590 SH   DFND 13 0 1,590 0
NOVARTIS AG ADR COM 66987V109   329,753 3,409 SH   DFND 1 0 3,409 0
NOVARTIS AG ADR COM 66987V109   249,080 2,575 SH   DFND 5 0 2,575 0
NOVARTIS AG ADR COM 66987V109   38,692 400 SH   DFND 14 0 400 0
NOVO NORDISK A S ADR COM 670100205   394,188 3,070 SH   SOLE   3,070 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   279,196 4,775 SH   SOLE   4,775 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   173,949 2,975 SH   DFND 5 0 2,975 0
NVIDIA CORP COM 67066G104   3,426,300 3,792 SH   SOLE   3,792 0 0
NVIDIA CORP COM 67066G104   1,058,069 1,171 SH   DFND 13 0 1,171 0
NVIDIA CORP COM 67066G104   3,107,343 3,439 SH   DFND 5 0 3,439 0
NVIDIA CORP COM 67066G104   2,636,588 2,918 SH   DFND 1 0 2,918 0
NVIDIA CORP COM 67066G104   13,553 15 SH   DFND 6 0 15 0
NVIDIA CORP COM 67066G104   121,981 135 SH   DFND 14 0 135 0
PAYCHEX COM 704326107   267,090 2,175 SH   SOLE   2,175 0 0
PEPSICO COM 713448108   1,538,338 8,790 SH   SOLE   8,790 0 0
PEPSICO COM 713448108   1,129,690 6,455 SH   DFND 5 0 6,455 0
PEPSICO COM 713448108   1,780,377 10,173 SH   DFND 1 0 10,173 0
PEPSICO COM 713448108   235,213 1,344 SH   DFND 13 0 1,344 0
PEPSICO COM 713448108   68,254 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   3,141,485 19,362 SH   SOLE   19,362 0 0
PROCTER & GAMBLE COM 742718109   881,180 5,431 SH   DFND 13 0 5,431 0
PROCTER & GAMBLE COM 742718109   3,017,201 18,596 SH   DFND 5 0 18,596 0
PROCTER & GAMBLE COM 742718109   2,860,467 17,630 SH   DFND 1 0 17,630 0
PROCTER & GAMBLE COM 742718109   10,546 65 SH   DFND 6 0 65 0
PROCTER & GAMBLE COM 742718109   89,237 550 SH   DFND 14 0 550 0
ROCKWELL AUTOMATION COM 773903109   2,259,264 7,755 SH   SOLE   7,755 0 0
ROCKWELL AUTOMATION COM 773903109   723,955 2,485 SH   DFND 13 0 2,485 0
ROCKWELL AUTOMATION COM 773903109   2,820,366 9,681 SH   DFND 5 0 9,681 0
ROCKWELL AUTOMATION COM 773903109   2,579,727 8,855 SH   DFND 1 0 8,855 0
ROCKWELL AUTOMATION COM 773903109   10,197 35 SH   DFND 6 0 35 0
ROCKWELL AUTOMATION COM 773903109   101,965 350 SH   DFND 14 0 350 0
RTX CORPORATION COM 75513E101   2,507,984 25,715 SH   SOLE   25,715 0 0
RTX CORPORATION COM 75513E101   712,067 7,301 SH   DFND 13 0 7,301 0
RTX CORPORATION COM 75513E101   2,688,512 27,566 SH   DFND 5 0 27,566 0
RTX CORPORATION COM 75513E101   2,411,819 24,729 SH   DFND 1 0 24,729 0
RTX CORPORATION COM 75513E101   9,753 100 SH   DFND 6 0 100 0
RTX CORPORATION COM 75513E101   70,709 725 SH   DFND 14 0 725 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,325,704 29,265 SH   SOLE   29,265 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   415,854 9,180 SH   DFND 13 0 9,180 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,464,096 32,320 SH   DFND 5 0 32,320 0
SCHNEIDER ELEC SA ADR COM 80687P106   833,293 18,395 SH   DFND 1 0 18,395 0
SCHNEIDER ELEC SA ADR COM 80687P106   4,530 100 SH   DFND 6 0 100 0
SCHNEIDER ELEC SA ADR COM 80687P106   27,180 600 SH   DFND 14 0 600 0
SPDR S&P 500 ETF COM 78462F103   235,381 450 SH   SOLE   450 0 0
SPDR S&P 500 ETF COM 78462F103   627,684 1,200 SH   DFND 5 0 1,200 0
STATE STREET COM 857477103   19,330 250 SH   SOLE   250 0 0
STATE STREET COM 857477103   69,588 900 SH   DFND 13 0 900 0
STATE STREET COM 857477103   185,568 2,400 SH   DFND 1 0 2,400 0
STRYKER CORP COM 863667101   591,559 1,653 SH   DFND 1 0 1,653 0
STRYKER CORP COM 863667101   53,323 149 SH   DFND 13 0 149 0
TJX COS COM 872540109   2,252,335 22,208 SH   SOLE   22,208 0 0
TJX COS COM 872540109   732,759 7,225 SH   DFND 13 0 7,225 0
TJX COS COM 872540109   2,703,756 26,659 SH   DFND 5 0 26,659 0
TJX COS COM 872540109   1,820,083 17,946 SH   DFND 1 0 17,946 0
TJX COS COM 872540109   9,128 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   81,136 800 SH   DFND 14 0 800 0
UNION PACIFIC COM 907818108   1,036,595 4,215 SH   SOLE   4,215 0 0
UNION PACIFIC COM 907818108   39,349 160 SH   DFND 5 0 160 0
UNION PACIFIC COM 907818108   39,349 160 SH   DFND 13 0 160 0
UNION PACIFIC COM 907818108   45,497 185 SH   DFND 1 0 185 0
UNITED HEALTH GROUP COM 91324P102   1,961,980 3,966 SH   SOLE   3,966 0 0
UNITED HEALTH GROUP COM 91324P102   639,152 1,292 SH   DFND 13 0 1,292 0
UNITED HEALTH GROUP COM 91324P102   2,491,804 5,037 SH   DFND 5 0 5,037 0
UNITED HEALTH GROUP COM 91324P102   1,709,683 3,456 SH   DFND 1 0 3,456 0
UNITED HEALTH GROUP COM 91324P102   7,420 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102   74,205 150 SH   DFND 14 0 150 0
VERIZON COMMUNICATIONS COM 92343V104   268,544 6,400 SH   SOLE   6,400 0 0
VERTEX PHARMACEUTICALS COM 92532F100   106,593 255 SH   SOLE   255 0 0
VERTEX PHARMACEUTICALS COM 92532F100   78,586 188 SH   DFND 13 0 188 0
VERTEX PHARMACEUTICALS COM 92532F100   48,071 115 SH   DFND 1 0 115 0
VERTEX PHARMACEUTICALS COM 92532F100   6,270 15 SH   DFND 5 0 15 0
VISA COM 92826C839   283,545 1,016 SH   DFND 1 0 1,016 0
WAL-MART STORES COM 931142103   270,765 4,500 SH   SOLE   4,500 0 0
WAL-MART STORES COM 931142103   370,045 6,150 SH   DFND 1 0 6,150 0
WAL-MART STORES COM 931142103   236,468 3,930 SH   DFND 5 0 3,930 0
WAL-MART STORES COM 931142103   72,204 1,200 SH   DFND 14 0 1,200 0
XYLEM INC COM 98419M100   1,789,974 13,850 SH   SOLE   13,850 0 0
XYLEM INC COM 98419M100   598,381 4,630 SH   DFND 13 0 4,630 0
XYLEM INC COM 98419M100   2,482,700 19,210 SH   DFND 5 0 19,210 0
XYLEM INC COM 98419M100   1,435,210 11,105 SH   DFND 1 0 11,105 0
XYLEM INC COM 98419M100   6,462 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   71,082 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   753,218 138,714 SH   DFND 1 0 138,714 0