The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   735,661 7,350 SH   SOLE   7,350 0 0
ABBOTT LABS COM 002824100   2,260,966 20,739 SH   SOLE   20,739 0 0
ABBOTT LABS COM 002824100   930,813 8,538 SH   DFND 13 0 8,538 0
ABBOTT LABS COM 002824100   3,243,127 29,748 SH   DFND 5 0 29,748 0
ABBOTT LABS COM 002824100   2,874,530 26,367 SH   DFND 1 0 26,367 0
ABBOTT LABS COM 002824100   561,453 5,150 SH   DFND 12 0 5,150 0
ABBOTT LABS COM 002824100   114,471 1,050 SH   DFND 14 0 1,050 0
ABBOTT LABS COM 002824100   9,812 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109   485,028 3,600 SH   SOLE   3,600 0 0
ABBVIE COM 00287Y109   257,334 1,910 SH   DFND 13 0 1,910 0
ABBVIE COM 00287Y109   1,069,352 7,937 SH   DFND 1 0 7,937 0
ABBVIE COM 00287Y109   188,622 1,400 SH   DFND 12 0 1,400 0
ABBVIE COM 00287Y109   10,778 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109   5,389 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   2,561,266 22,485 SH   SOLE   22,485 0 0
ADVANCED MICRO DEVICES COM 007903107   818,329 7,184 SH   DFND 13 0 7,184 0
ADVANCED MICRO DEVICES COM 007903107   4,226,972 37,108 SH   DFND 5 0 37,108 0
ADVANCED MICRO DEVICES COM 007903107   2,433,118 21,360 SH   DFND 1 0 21,360 0
ADVANCED MICRO DEVICES COM 007903107   533,668 4,685 SH   DFND 12 0 4,685 0
ADVANCED MICRO DEVICES COM 007903107   78,484 689 SH   DFND 14 0 689 0
ADVANCED MICRO DEVICES COM 007903107   10,252 90 SH   DFND 6 0 90 0
AIR PRODUCTS & CHEM COM 009158106   329,483 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   2,807,204 23,452 SH   SOLE   23,452 0 0
ALPHABET INC CL A COM 02079K305   900,144 7,520 SH   DFND 13 0 7,520 0
ALPHABET INC CL A COM 02079K305   3,978,589 33,238 SH   DFND 5 0 33,238 0
ALPHABET INC CL A COM 02079K305   3,906,409 32,635 SH   DFND 1 0 32,635 0
ALPHABET INC CL A COM 02079K305   543,438 4,540 SH   DFND 12 0 4,540 0
ALPHABET INC CL A COM 02079K305   128,677 1,075 SH   DFND 14 0 1,075 0
ALPHABET INC CL A COM 02079K305   11,970 100 SH   DFND 6 0 100 0
ALPHABET INC CL C COM 02079K107   435,499 3,600 SH   DFND 1 0 3,600 0
AMAZON.COM COM 023135106   1,596,910 12,250 SH   SOLE   12,250 0 0
AMAZON.COM COM 023135106   579,450 4,445 SH   DFND 13 0 4,445 0
AMAZON.COM COM 023135106   2,558,967 19,630 SH   DFND 5 0 19,630 0
AMAZON.COM COM 023135106   2,634,576 20,210 SH   DFND 1 0 20,210 0
AMAZON.COM COM 023135106   293,310 2,250 SH   DFND 12 0 2,250 0
AMAZON.COM COM 023135106   7,822 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   65,180 500 SH   DFND 14 0 500 0
ANALOG DEVICES COM 032654105   2,560,777 13,145 SH   SOLE   13,145 0 0
ANALOG DEVICES COM 032654105   986,907 5,066 SH   DFND 13 0 5,066 0
ANALOG DEVICES COM 032654105   4,244,520 21,788 SH   DFND 5 0 21,788 0
ANALOG DEVICES COM 032654105   3,064,751 15,732 SH   DFND 1 0 15,732 0
ANALOG DEVICES COM 032654105   516,246 2,650 SH   DFND 12 0 2,650 0
ANALOG DEVICES COM 032654105   146,107 750 SH   DFND 14 0 750 0
AON PLC COM G0403H108   336,570 975 SH   SOLE   975 0 0
APPLE COM 037833100   3,825,088 19,720 SH   SOLE   19,720 0 0
APPLE COM 037833100   1,160,910 5,985 SH   DFND 13 0 5,985 0
APPLE COM 037833100   5,653,450 29,146 SH   DFND 5 0 29,146 0
APPLE COM 037833100   17,379,906 89,601 SH   DFND 1 0 89,601 0
APPLE COM 037833100   669,196 3,450 SH   DFND 12 0 3,450 0
APPLE COM 037833100   164,874 850 SH   DFND 14 0 850 0
APPLE COM 037833100   12,608 65 SH   DFND 6 0 65 0
APTARGROUP COM 038336103   1,974,255 17,040 SH   SOLE   17,040 0 0
APTARGROUP COM 038336103   549,756 4,745 SH   DFND 13 0 4,745 0
APTARGROUP COM 038336103   2,754,340 23,773 SH   DFND 5 0 23,773 0
APTARGROUP COM 038336103   2,038,557 17,595 SH   DFND 1 0 17,595 0
APTARGROUP COM 038336103   382,338 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103   8,689 75 SH   DFND 6 0 75 0
APTARGROUP COM 038336103   75,309 650 SH   DFND 14 0 650 0
APTIV PLC COM G6095L109   200,096 1,960 SH   SOLE   1,960 0 0
APTIV PLC COM G6095L109   77,078 755 SH   DFND 13 0 755 0
APTIV PLC COM G6095L109   215,920 2,115 SH   DFND 5 0 2,115 0
APTIV PLC COM G6095L109   221,535 2,170 SH   DFND 1 0 2,170 0
APTIV PLC COM G6095L109   3,573 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   4,936,703 22,461 SH   SOLE   22,461 0 0
AUTOMATIC DATA PROCESSING COM 053015103   894,545 4,070 SH   DFND 13 0 4,070 0
AUTOMATIC DATA PROCESSING COM 053015103   3,985,012 18,131 SH   DFND 5 0 18,131 0
AUTOMATIC DATA PROCESSING COM 053015103   3,691,373 16,795 SH   DFND 1 0 16,795 0
AUTOMATIC DATA PROCESSING COM 053015103   538,485 2,450 SH   DFND 12 0 2,450 0
AUTOMATIC DATA PROCESSING COM 053015103   120,884 550 SH   DFND 14 0 550 0
AUTOMATIC DATA PROCESSING COM 053015103   2,198 10 SH   DFND 6 0 10 0
BANK OF AMERICA COM 060505104   17,501 610 SH   SOLE   610 0 0
BANK OF AMERICA COM 060505104   862,565 30,065 SH   DFND 1 0 30,065 0
BCE INC COM 05534B760   510,608 11,200 SH   SOLE   11,200 0 0
BECTON DICKINSON COM 075887109   465,978 1,765 SH   SOLE   1,765 0 0
BECTON DICKINSON COM 075887109   100,324 380 SH   DFND 13 0 380 0
BECTON DICKINSON COM 075887109   199,856 757 SH   DFND 1 0 757 0
BECTON DICKINSON COM 075887109   674,546 2,555 SH   DFND 5 0 2,555 0
BECTON DICKINSON COM 075887109   3,960 15 SH   DFND 6 0 15 0
BERKSHIRE HATHAWAY CL B COM 084670702   942,524 2,764 SH   SOLE   2,764 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   689,161 2,021 SH   DFND 1 0 2,021 0
BOEING COM 097023105   1,277,518 6,050 SH   SOLE   6,050 0 0
BOEING COM 097023105   148,868 705 SH   DFND 1 0 705 0
BRISTOL-MYERS SQUIBB COM 110122108   319,750 5,000 SH   SOLE   5,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108   5,180 81 SH   DFND 1 0 81 0
BRISTOL-MYERS SQUIBB COM 110122108   25,580 400 SH   DFND 5 0 400 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   505,171 3,050 SH   SOLE   3,050 0 0
CANADIAN NATL RAILWAY COM 136375102   2,632,062 21,740 SH   SOLE   21,740 0 0
CANADIAN NATL RAILWAY COM 136375102   852,938 7,045 SH   DFND 13 0 7,045 0
CANADIAN NATL RAILWAY COM 136375102   3,441,536 28,426 SH   DFND 5 0 28,426 0
CANADIAN NATL RAILWAY COM 136375102   2,741,025 22,640 SH   DFND 1 0 22,640 0
CANADIAN NATL RAILWAY COM 136375102   544,815 4,500 SH   DFND 12 0 4,500 0
CANADIAN NATL RAILWAY COM 136375102   96,856 800 SH   DFND 14 0 800 0
CANADIAN NATL RAILWAY COM 136375102   10,896 90 SH   DFND 6 0 90 0
CARRIER GLOBAL COM 14448C104   62,137 1,250 SH   SOLE   1,250 0 0
CARRIER GLOBAL COM 14448C104   149,130 3,000 SH   DFND 1 0 3,000 0
CHEVRON COM 166764100   784,862 4,988 SH   SOLE   4,988 0 0
CHEVRON COM 166764100   275,362 1,750 SH   DFND 13 0 1,750 0
CHEVRON COM 166764100   2,029,500 12,898 SH   DFND 5 0 12,898 0
CHEVRON COM 166764100   1,008,613 6,410 SH   DFND 1 0 6,410 0
CHEVRON COM 166764100   220,290 1,400 SH   DFND 12 0 1,400 0
CHEVRON COM 166764100   62,940 400 SH   DFND 14 0 400 0
CHUBB LIMITED COM H1467J104   121,313 630 SH   SOLE   630 0 0
CHUBB LIMITED COM H1467J104   89,733 466 SH   DFND 1 0 466 0
COCA COLA COM 191216100   430,573 7,150 SH   SOLE   7,150 0 0
COCA COLA COM 191216100   156,572 2,600 SH   DFND 1 0 2,600 0
COCA COLA COM 191216100   84,308 1,400 SH   DFND 12 0 1,400 0
COCA COLA COM 191216100   108,396 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100   595,209 8,610 SH   SOLE   8,610 0 0
CVS HEALTH COM 126650100   468,010 6,770 SH   DFND 13 0 6,770 0
CVS HEALTH COM 126650100   1,417,649 20,507 SH   DFND 5 0 20,507 0
CVS HEALTH COM 126650100   695,586 10,062 SH   DFND 1 0 10,062 0
CVS HEALTH COM 126650100   120,977 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100   6,913 100 SH   DFND 6 0 100 0
DANAHER CORP COM 235851102   1,883,280 7,847 SH   SOLE   7,847 0 0
DANAHER CORP COM 235851102   768,000 3,200 SH   DFND 13 0 3,200 0
DANAHER CORP COM 235851102   3,145,440 13,106 SH   DFND 5 0 13,106 0
DANAHER CORP COM 235851102   1,972,080 8,217 SH   DFND 1 0 8,217 0
DANAHER CORP COM 235851102   372,000 1,550 SH   DFND 12 0 1,550 0
DANAHER CORP COM 235851102   115,200 480 SH   DFND 14 0 480 0
DANAHER CORP COM 235851102   8,400 35 SH   DFND 6 0 35 0
DEERE & CO COM 244199105   353,326 872 SH   SOLE   872 0 0
DEERE & CO COM 244199105   881,288 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   1,215,570 3,000 SH   DFND 5 0 3,000 0
DEERE & CO COM 244199105   273,503 675 SH   DFND 12 0 675 0
DEERE & CO COM 244199105   22,285 55 SH   DFND 13 0 55 0
DISNEY COM 254687106   270,072 3,025 SH   SOLE   3,025 0 0
DISNEY COM 254687106   81,691 915 SH   DFND 13 0 915 0
DISNEY COM 254687106   453,096 5,075 SH   DFND 5 0 5,075 0
DISNEY COM 254687106   449,525 5,035 SH   DFND 1 0 5,035 0
DISNEY COM 254687106   53,568 600 SH   DFND 12 0 600 0
DOMINION RES INC COM 25746U109   442,235 8,539 SH   SOLE   8,539 0 0
DOMINION RES INC COM 25746U109   46,611 900 SH   DFND 12 0 900 0
EDWARDS LIFESCIENCES COM 28176E108   449,011 4,760 SH   SOLE   4,760 0 0
EDWARDS LIFESCIENCES COM 28176E108   71,691 760 SH   DFND 13 0 760 0
EDWARDS LIFESCIENCES COM 28176E108   473,537 5,020 SH   DFND 5 0 5,020 0
EDWARDS LIFESCIENCES COM 28176E108   178,284 1,890 SH   DFND 1 0 1,890 0
EDWARDS LIFESCIENCES COM 28176E108   2,830 30 SH   DFND 6 0 30 0
EXXON MOBIL COM 30231G102   1,515,979 14,135 SH   SOLE   14,135 0 0
EXXON MOBIL COM 30231G102   290,326 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   686,936 6,405 SH   DFND 1 0 6,405 0
EXXON MOBIL COM 30231G102   412,912 3,850 SH   DFND 5 0 3,850 0
EXXON MOBIL COM 30231G102   107,250 1,000 SH   DFND 12 0 1,000 0
EXXON MOBIL COM 30231G102   9,652 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   40,219 375 SH   DFND 14 0 375 0
FASTENAL CO COM 311900104   526,781 8,930 SH   SOLE   8,930 0 0
FISERV COM 337738108   2,295,047 18,193 SH   SOLE   18,193 0 0
FISERV COM 337738108   827,670 6,561 SH   DFND 13 0 6,561 0
FISERV COM 337738108   3,735,806 29,614 SH   DFND 5 0 29,614 0
FISERV COM 337738108   3,831,302 30,371 SH   DFND 1 0 30,371 0
FISERV COM 337738108   460,447 3,650 SH   DFND 12 0 3,650 0
FISERV COM 337738108   9,461 75 SH   DFND 6 0 75 0
FISERV COM 337738108   88,305 700 SH   DFND 14 0 700 0
GENERAL ELECTRIC COM 369604301   122,812 1,118 SH   SOLE   1,118 0 0
GENERAL ELECTRIC COM 369604301   123,142 1,121 SH   DFND 1 0 1,121 0
GENERAL ELECTRIC COM 369604301   49,432 450 SH   DFND 13 0 450 0
GENERAL ELECTRIC COM 369604301   16,477 150 SH   DFND 12 0 150 0
GENERAL MILLS COM 370334104   383,500 5,000 SH   DFND 1 0 5,000 0
GENERAL MILLS COM 370334104   23,010 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104   191,750 2,500 SH   DFND 5 0 2,500 0
GILEAD SCIENCES COM 375558103   280,535 3,640 SH   SOLE   3,640 0 0
GILEAD SCIENCES COM 375558103   115,605 1,500 SH   DFND 1 0 1,500 0
GOLDMAN SACHS GROUP COM 38141G104   216,102 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   1,814,138 5,840 SH   SOLE   5,840 0 0
HOME DEPOT COM 437076102   720,685 2,320 SH   DFND 13 0 2,320 0
HOME DEPOT COM 437076102   3,038,370 9,781 SH   DFND 5 0 9,781 0
HOME DEPOT COM 437076102   2,790,479 8,983 SH   DFND 1 0 8,983 0
HOME DEPOT COM 437076102   396,066 1,275 SH   DFND 12 0 1,275 0
HOME DEPOT COM 437076102   4,660 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   54,362 175 SH   DFND 14 0 175 0
HONEYWELL INTL COM 438516106   493,850 2,380 SH   SOLE   2,380 0 0
HONEYWELL INTL COM 438516106   101,675 490 SH   DFND 13 0 490 0
HONEYWELL INTL COM 438516106   1,562,268 7,529 SH   DFND 5 0 7,529 0
HONEYWELL INTL COM 438516106   661,925 3,190 SH   DFND 1 0 3,190 0
HONEYWELL INTL COM 438516106   62,250 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109   346,482 1,848 SH   SOLE   1,848 0 0
ILLUMINA COM 452327109   138,743 740 SH   DFND 13 0 740 0
ILLUMINA COM 452327109   1,051,444 5,608 SH   DFND 5 0 5,608 0
ILLUMINA COM 452327109   93,745 500 SH   DFND 12 0 500 0
ILLUMINA COM 452327109   330,545 1,763 SH   DFND 1 0 1,763 0
ILLUMINA COM 452327109   3,750 20 SH   DFND 6 0 20 0
ILLUMINA COM 452327109   28,123 150 SH   DFND 14 0 150 0
INTEL COM 458140100   773,802 23,140 SH   SOLE   23,140 0 0
INTEL COM 458140100   167,200 5,000 SH   DFND 1 0 5,000 0
INTEL COM 458140100   40,128 1,200 SH   DFND 12 0 1,200 0
INTEL COM 458140100   50,160 1,500 SH   DFND 5 0 1,500 0
ISHARES S&P 500 COM 464287200   445,710 1,000 SH   DFND 13 0 1,000 0
JOHNSON & JOHNSON COM 478160104   3,943,017 23,822 SH   SOLE   23,822 0 0
JOHNSON & JOHNSON COM 478160104   883,546 5,338 SH   DFND 13 0 5,338 0
JOHNSON & JOHNSON COM 478160104   5,233,742 31,620 SH   DFND 5 0 31,620 0
JOHNSON & JOHNSON COM 478160104   2,767,329 16,719 SH   DFND 1 0 16,719 0
JOHNSON & JOHNSON COM 478160104   517,250 3,125 SH   DFND 12 0 3,125 0
JOHNSON & JOHNSON COM 478160104   9,104 55 SH   DFND 6 0 55 0
JOHNSON & JOHNSON COM 478160104   102,622 620 SH   DFND 14 0 620 0
JPMORGAN CHASE COM 46625H100   1,042,368 7,167 SH   SOLE   7,167 0 0
JPMORGAN CHASE COM 46625H100   639,936 4,400 SH   DFND 1 0 4,400 0
LOCKHEED MARTIN CORP COM 539830109   184,152 400 SH   SOLE   400 0 0
LOCKHEED MARTIN CORP COM 539830109   19,796 43 SH   DFND 1 0 43 0
MASTERCARD COM 57636Q104   2,795,970 7,109 SH   SOLE   7,109 0 0
MASTERCARD COM 57636Q104   973,024 2,474 SH   DFND 13 0 2,474 0
MASTERCARD COM 57636Q104   4,238,201 10,776 SH   DFND 5 0 10,776 0
MASTERCARD COM 57636Q104   3,954,238 10,054 SH   DFND 1 0 10,054 0
MASTERCARD COM 57636Q104   641,079 1,630 SH   DFND 12 0 1,630 0
MASTERCARD COM 57636Q104   9,832 25 SH   DFND 6 0 25 0
MASTERCARD COM 57636Q104   108,157 275 SH   DFND 14 0 275 0
MEDTRONIC COM G5960L103   357,686 4,060 SH   SOLE   4,060 0 0
MEDTRONIC COM G5960L103   249,763 2,835 SH   DFND 13 0 2,835 0
MEDTRONIC COM G5960L103   475,740 5,400 SH   DFND 5 0 5,400 0
MEDTRONIC COM G5960L103   551,946 6,265 SH   DFND 1 0 6,265 0
MEDTRONIC COM G5960L103   4,405 50 SH   DFND 6 0 50 0
MEDTRONIC COM G5960L103   35,240 400 SH   DFND 14 0 400 0
MERCK COM 58933Y105   585,604 5,075 SH   SOLE   5,075 0 0
MERCK COM 58933Y105   53,426 463 SH   DFND 5 0 463 0
MERCK COM 58933Y105   342,247 2,966 SH   DFND 1 0 2,966 0
MERCK COM 58933Y105   80,773 700 SH   DFND 12 0 700 0
MICROSOFT COM 594918104   2,771,996 8,140 SH   SOLE   8,140 0 0
MICROSOFT COM 594918104   1,133,998 3,330 SH   DFND 13 0 3,330 0
MICROSOFT COM 594918104   4,743,722 13,930 SH   DFND 5 0 13,930 0
MICROSOFT COM 594918104   3,952,648 11,607 SH   DFND 1 0 11,607 0
MICROSOFT COM 594918104   493,783 1,450 SH   DFND 12 0 1,450 0
MICROSOFT COM 594918104   161,756 475 SH   DFND 14 0 475 0
MICROSOFT COM 594918104   8,513 25 SH   DFND 6 0 25 0
NESTLE SA ADR COM 641069406   2,177,131 18,090 SH   SOLE   18,090 0 0
NESTLE SA ADR COM 641069406   747,975 6,215 SH   DFND 13 0 6,215 0
NESTLE SA ADR COM 641069406   3,023,312 25,121 SH   DFND 5 0 25,121 0
NESTLE SA ADR COM 641069406   2,301,694 19,125 SH   DFND 1 0 19,125 0
NESTLE SA ADR COM 641069406   484,409 4,025 SH   DFND 12 0 4,025 0
NESTLE SA ADR COM 641069406   10,230 85 SH   DFND 6 0 85 0
NESTLE SA ADR COM 641069406   72,210 600 SH   DFND 14 0 600 0
NIKE INC CLASS B COM 654106103   932,075 8,445 SH   SOLE   8,445 0 0
NIKE INC CLASS B COM 654106103   351,528 3,185 SH   DFND 13 0 3,185 0
NIKE INC CLASS B COM 654106103   1,477,744 13,389 SH   DFND 5 0 13,389 0
NIKE INC CLASS B COM 654106103   892,121 8,083 SH   DFND 1 0 8,083 0
NIKE INC CLASS B COM 654106103   137,962 1,250 SH   DFND 12 0 1,250 0
NIKE INC CLASS B COM 654106103   5,518 50 SH   DFND 6 0 50 0
NIKE INC CLASS B COM 654106103   33,111 300 SH   DFND 14 0 300 0
NOVARTIS AG ADR COM 66987V109   1,172,171 11,616 SH   SOLE   11,616 0 0
NOVARTIS AG ADR COM 66987V109   417,364 4,136 SH   DFND 13 0 4,136 0
NOVARTIS AG ADR COM 66987V109   485,276 4,809 SH   DFND 1 0 4,809 0
NOVARTIS AG ADR COM 66987V109   587,700 5,824 SH   DFND 5 0 5,824 0
NOVARTIS AG ADR COM 66987V109   121,092 1,200 SH   DFND 12 0 1,200 0
NOVARTIS AG ADR COM 66987V109   50,455 500 SH   DFND 14 0 500 0
NOVO NORDISK A S ADR COM 670100205   267,019 1,650 SH   SOLE   1,650 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   228,743 4,925 SH   SOLE   4,925 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   32,512 700 SH   DFND 1 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902   207,842 4,475 SH   DFND 5 0 4,475 0
NVIDIA CORP COM 67066G104   1,635,818 3,867 SH   SOLE   3,867 0 0
NVIDIA CORP COM 67066G104   520,315 1,230 SH   DFND 13 0 1,230 0
NVIDIA CORP COM 67066G104   1,539,793 3,640 SH   DFND 5 0 3,640 0
NVIDIA CORP COM 67066G104   1,366,355 3,230 SH   DFND 1 0 3,230 0
NVIDIA CORP COM 67066G104   74,028 175 SH   DFND 12 0 175 0
NVIDIA CORP COM 67066G104   8,460 20 SH   DFND 6 0 20 0
NVIDIA CORP COM 67066G104   57,108 135 SH   DFND 14 0 135 0
PAYCHEX COM 704326107   243,317 2,175 SH   SOLE   2,175 0 0
PAYPAL HOLDINGS COM 70450Y103   393,373 5,895 SH   SOLE   5,895 0 0
PAYPAL HOLDINGS COM 70450Y103   132,459 1,985 SH   DFND 13 0 1,985 0
PAYPAL HOLDINGS COM 70450Y103   490,799 7,355 SH   DFND 5 0 7,355 0
PAYPAL HOLDINGS COM 70450Y103   569,541 8,535 SH   DFND 1 0 8,535 0
PAYPAL HOLDINGS COM 70450Y103   60,057 900 SH   DFND 12 0 900 0
PAYPAL HOLDINGS COM 70450Y103   2,336 35 SH   DFND 6 0 35 0
PEPSICO COM 713448108   1,534,548 8,285 SH   SOLE   8,285 0 0
PEPSICO COM 713448108   1,392,854 7,520 SH   DFND 5 0 7,520 0
PEPSICO COM 713448108   2,210,786 11,936 SH   DFND 1 0 11,936 0
PEPSICO COM 713448108   256,900 1,387 SH   DFND 13 0 1,387 0
PEPSICO COM 713448108   148,176 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108   72,236 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,619,033 17,260 SH   SOLE   17,260 0 0
PROCTER & GAMBLE COM 742718109   839,274 5,531 SH   DFND 13 0 5,531 0
PROCTER & GAMBLE COM 742718109   3,407,474 22,456 SH   DFND 5 0 22,456 0
PROCTER & GAMBLE COM 742718109   2,659,547 17,527 SH   DFND 1 0 17,527 0
PROCTER & GAMBLE COM 742718109   364,176 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109   121,392 800 SH   DFND 14 0 800 0
PROCTER & GAMBLE COM 742718109   9,863 65 SH   DFND 6 0 65 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,047,364 20,900 SH   SOLE   20,900 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   696,104 7,106 SH   DFND 13 0 7,106 0
RAYTHEON TECHNOLOGIES COM 75513E101   3,060,368 31,241 SH   DFND 5 0 31,241 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,536,870 25,897 SH   DFND 1 0 25,897 0
RAYTHEON TECHNOLOGIES COM 75513E101   350,207 3,575 SH   DFND 12 0 3,575 0
RAYTHEON TECHNOLOGIES COM 75513E101   83,266 850 SH   DFND 14 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101   9,796 100 SH   DFND 6 0 100 0
ROCKWELL AUTOMATION COM 773903109   2,099,585 6,373 SH   SOLE   6,373 0 0
ROCKWELL AUTOMATION COM 773903109   808,800 2,455 SH   DFND 13 0 2,455 0
ROCKWELL AUTOMATION COM 773903109   3,771,544 11,448 SH   DFND 5 0 11,448 0
ROCKWELL AUTOMATION COM 773903109   3,077,722 9,342 SH   DFND 1 0 9,342 0
ROCKWELL AUTOMATION COM 773903109   280,032 850 SH   DFND 12 0 850 0
ROCKWELL AUTOMATION COM 773903109   141,663 430 SH   DFND 14 0 430 0
ROCKWELL AUTOMATION COM 773903109   11,531 35 SH   DFND 6 0 35 0
SPDR S&P 500 ETF COM 78462F103   243,804 550 SH   DFND 12 0 550 0
SPDR S&P 500 ETF COM 78462F103   13,298 30 SH   DFND 1 0 30 0
SPDR S&P 500 ETF COM 78462F103   531,936 1,200 SH   DFND 5 0 1,200 0
STATE STREET COM 857477103   36,590 500 SH   SOLE   500 0 0
STATE STREET COM 857477103   67,691 925 SH   DFND 13 0 925 0
STATE STREET COM 857477103   175,632 2,400 SH   DFND 1 0 2,400 0
STRYKER CORP COM 863667101   523,534 1,716 SH   DFND 1 0 1,716 0
STRYKER CORP COM 863667101   52,475 172 SH   DFND 13 0 172 0
TELEFLEX COM 879369106   205,725 850 SH   SOLE   850 0 0
TJX COS COM 872540109   1,480,688 17,463 SH   SOLE   17,463 0 0
TJX COS COM 872540109   614,304 7,245 SH   DFND 13 0 7,245 0
TJX COS COM 872540109   2,564,813 30,249 SH   DFND 5 0 30,249 0
TJX COS COM 872540109   1,640,771 19,351 SH   DFND 1 0 19,351 0
TJX COS COM 872540109   305,244 3,600 SH   DFND 12 0 3,600 0
TJX COS COM 872540109   7,631 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   67,832 800 SH   DFND 14 0 800 0
UNILEVER PLC NEW ADR COM 904767704   223,638 4,290 SH   SOLE   4,290 0 0
UNILEVER PLC NEW ADR COM 904767704   31,278 600 SH   DFND 13 0 600 0
UNILEVER PLC NEW ADR COM 904767704   49,523 950 SH   DFND 5 0 950 0
UNION PACIFIC COM 907818108   983,199 4,805 SH   SOLE   4,805 0 0
UNION PACIFIC COM 907818108   35,808 175 SH   DFND 5 0 175 0
UNION PACIFIC COM 907818108   34,785 170 SH   DFND 13 0 170 0
UNION PACIFIC COM 907818108   39,901 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102   1,092,975 2,274 SH   SOLE   2,274 0 0
UNITED HEALTH GROUP COM 91324P102   542,643 1,129 SH   DFND 13 0 1,129 0
UNITED HEALTH GROUP COM 91324P102   2,473,373 5,146 SH   DFND 5 0 5,146 0
UNITED HEALTH GROUP COM 91324P102   1,500,077 3,121 SH   DFND 1 0 3,121 0
UNITED HEALTH GROUP COM 91324P102   307,610 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102   96,128 200 SH   DFND 14 0 200 0
UNITED HEALTH GROUP COM 91324P102   4,806 10 SH   DFND 6 0 10 0
VERIZON COMMUNICATIONS COM 92343V104   223,140 6,000 SH   SOLE   6,000 0 0
VERIZON COMMUNICATIONS COM 92343V104   7,661 206 SH   DFND 1 0 206 0
VERIZON COMMUNICATIONS COM 92343V104   26,033 700 SH   DFND 12 0 700 0
VISA COM 92826C839   268,827 1,132 SH   DFND 1 0 1,132 0
WAL-MART STORES COM 931142103   62,872 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103   172,898 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103   341,866 2,175 SH   DFND 1 0 2,175 0
WAL-MART STORES COM 931142103   927,362 5,900 SH   DFND 5 0 5,900 0
WAL-MART STORES COM 931142103   62,872 400 SH   DFND 14 0 400 0
XYLEM INC COM 98419M100   1,124,511 9,985 SH   SOLE   9,985 0 0
XYLEM INC COM 98419M100   460,053 4,085 SH   DFND 13 0 4,085 0
XYLEM INC COM 98419M100   2,385,404 21,181 SH   DFND 5 0 21,181 0
XYLEM INC COM 98419M100   1,228,684 10,910 SH   DFND 1 0 10,910 0
XYLEM INC COM 98419M100   292,812 2,600 SH   DFND 12 0 2,600 0
XYLEM INC COM 98419M100   5,631 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   61,941 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   847,544 138,714 SH   DFND 1 0 138,714 0