The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   793,055 7,545 SH   SOLE   7,545 0 0
ABBOTT LABS COM 002824100   2,110,157 20,839 SH   SOLE   20,839 0 0
ABBOTT LABS COM 002824100   886,835 8,758 SH   DFND 13 0 8,758 0
ABBOTT LABS COM 002824100   3,009,751 29,723 SH   DFND 5 0 29,723 0
ABBOTT LABS COM 002824100   2,601,876 25,695 SH   DFND 1 0 25,695 0
ABBOTT LABS COM 002824100   531,615 5,250 SH   DFND 12 0 5,250 0
ABBOTT LABS COM 002824100   116,449 1,150 SH   DFND 14 0 1,150 0
ABBOTT LABS COM 002824100   9,113 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109   581,700 3,650 SH   SOLE   3,650 0 0
ABBVIE COM 00287Y109   337,864 2,120 SH   DFND 13 0 2,120 0
ABBVIE COM 00287Y109   1,280,538 8,035 SH   DFND 1 0 8,035 0
ABBVIE COM 00287Y109   247,023 1,550 SH   DFND 12 0 1,550 0
ABBVIE COM 00287Y109   12,750 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109   6,375 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   2,223,847 22,690 SH   SOLE   22,690 0 0
ADVANCED MICRO DEVICES COM 007903107   705,770 7,201 SH   DFND 13 0 7,201 0
ADVANCED MICRO DEVICES COM 007903107   3,660,477 37,348 SH   DFND 5 0 37,348 0
ADVANCED MICRO DEVICES COM 007903107   2,130,247 21,735 SH   DFND 1 0 21,735 0
ADVANCED MICRO DEVICES COM 007903107   455,943 4,652 SH   DFND 12 0 4,652 0
ADVANCED MICRO DEVICES COM 007903107   67,529 689 SH   DFND 14 0 689 0
ADVANCED MICRO DEVICES COM 007903107   8,821 90 SH   DFND 6 0 90 0
AIR PRODUCTS & CHEM COM 009158106   315,931 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   2,449,791 23,617 SH   SOLE   23,617 0 0
ALPHABET INC CL A COM 02079K305   789,385 7,610 SH   DFND 13 0 7,610 0
ALPHABET INC CL A COM 02079K305   3,500,680 33,748 SH   DFND 5 0 33,748 0
ALPHABET INC CL A COM 02079K305   3,441,761 33,180 SH   DFND 1 0 33,180 0
ALPHABET INC CL A COM 02079K305   470,934 4,540 SH   DFND 12 0 4,540 0
ALPHABET INC CL A COM 02079K305   29,044 280 SH   DFND 6 0 280 0
ALPHABET INC CL A COM 02079K305   119,289 1,150 SH   DFND 14 0 1,150 0
ALPHABET INC CL C COM 02079K107   249,606 2,400 SH   DFND 1 0 2,400 0
AMAZON.COM COM 023135106   1,227,085 11,880 SH   SOLE   11,880 0 0
AMAZON.COM COM 023135106   401,798 3,890 SH   DFND 13 0 3,890 0
AMAZON.COM COM 023135106   1,920,058 18,589 SH   DFND 5 0 18,589 0
AMAZON.COM COM 023135106   1,881,944 18,220 SH   DFND 1 0 18,220 0
AMAZON.COM COM 023135106   216,909 2,100 SH   DFND 12 0 2,100 0
AMAZON.COM COM 023135106   6,197 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   51,645 500 SH   DFND 14 0 500 0
AMGEN INC COM 031162100   184,939 765 SH   SOLE   765 0 0
AMGEN INC COM 031162100   18,131 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100   16,922 70 SH   DFND 1 0 70 0
ANALOG DEVICES COM 032654105   2,665,428 13,515 SH   SOLE   13,515 0 0
ANALOG DEVICES COM 032654105   1,017,852 5,161 SH   DFND 13 0 5,161 0
ANALOG DEVICES COM 032654105   4,385,778 22,238 SH   DFND 5 0 22,238 0
ANALOG DEVICES COM 032654105   3,139,742 15,920 SH   DFND 1 0 15,920 0
ANALOG DEVICES COM 032654105   512,772 2,600 SH   DFND 12 0 2,600 0
ANALOG DEVICES COM 032654105   14,791 75 SH   DFND 6 0 75 0
ANALOG DEVICES COM 032654105   157,776 800 SH   DFND 14 0 800 0
AON PLC COM G0403H108   307,408 975 SH   SOLE   975 0 0
APPLE COM 037833100   3,373,854 20,460 SH   SOLE   20,460 0 0
APPLE COM 037833100   1,030,625 6,250 SH   DFND 13 0 6,250 0
APPLE COM 037833100   5,066,388 30,724 SH   DFND 5 0 30,724 0
APPLE COM 037833100   14,698,197 89,134 SH   DFND 1 0 89,134 0
APPLE COM 037833100   568,905 3,450 SH   DFND 12 0 3,450 0
APPLE COM 037833100   31,331 190 SH   DFND 6 0 190 0
APPLE COM 037833100   156,655 950 SH   DFND 14 0 950 0
APTARGROUP COM 038336103   2,032,868 17,200 SH   SOLE   17,200 0 0
APTARGROUP COM 038336103   561,993 4,755 SH   DFND 13 0 4,755 0
APTARGROUP COM 038336103   2,823,323 23,888 SH   DFND 5 0 23,888 0
APTARGROUP COM 038336103   2,103,191 17,795 SH   DFND 1 0 17,795 0
APTARGROUP COM 038336103   390,027 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103   8,864 75 SH   DFND 6 0 75 0
APTARGROUP COM 038336103   82,733 700 SH   DFND 14 0 700 0
APTIV PLC COM G6095L109   226,624 2,020 SH   SOLE   2,020 0 0
APTIV PLC COM G6095L109   84,703 755 SH   DFND 13 0 755 0
APTIV PLC COM G6095L109   339,375 3,025 SH   DFND 5 0 3,025 0
APTIV PLC COM G6095L109   205,308 1,830 SH   DFND 1 0 1,830 0
APTIV PLC COM G6095L109   3,927 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   5,022,755 22,561 SH   SOLE   22,561 0 0
AUTOMATIC DATA PROCESSING COM 053015103   910,557 4,090 SH   DFND 13 0 4,090 0
AUTOMATIC DATA PROCESSING COM 053015103   4,036,505 18,131 SH   DFND 5 0 18,131 0
AUTOMATIC DATA PROCESSING COM 053015103   3,741,297 16,805 SH   DFND 1 0 16,805 0
AUTOMATIC DATA PROCESSING COM 053015103   545,443 2,450 SH   DFND 12 0 2,450 0
AUTOMATIC DATA PROCESSING COM 053015103   16,697 75 SH   DFND 6 0 75 0
AUTOMATIC DATA PROCESSING COM 053015103   133,578 600 SH   DFND 14 0 600 0
BANK OF AMERICA COM 060505104   20,020 700 SH   SOLE   700 0 0
BANK OF AMERICA COM 060505104   859,859 30,065 SH   DFND 1 0 30,065 0
BCE INC COM 05534B760   501,648 11,200 SH   SOLE   11,200 0 0
BECTON DICKINSON COM 075887109   381,212 1,540 SH   SOLE   1,540 0 0
BECTON DICKINSON COM 075887109   48,270 195 SH   DFND 13 0 195 0
BECTON DICKINSON COM 075887109   44,557 180 SH   DFND 1 0 180 0
BECTON DICKINSON COM 075887109   621,325 2,510 SH   DFND 5 0 2,510 0
BECTON DICKINSON COM 075887109   1,238 5 SH   DFND 6 0 5 0
BERKSHIRE HATHAWAY CL B COM 084670702   853,440 2,764 SH   SOLE   2,764 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   430,734 1,395 SH   DFND 1 0 1,395 0
BOEING COM 097023105   1,285,201 6,050 SH   SOLE   6,050 0 0
BOEING COM 097023105   149,763 705 SH   DFND 1 0 705 0
BRISTOL-MYERS SQUIBB COM 110122108   346,550 5,000 SH   SOLE   5,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108   5,614 81 SH   DFND 1 0 81 0
BRISTOL-MYERS SQUIBB COM 110122108   27,724 400 SH   DFND 5 0 400 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   447,038 3,050 SH   SOLE   3,050 0 0
CANADIAN NATL RAILWAY COM 136375102   2,586,492 21,925 SH   SOLE   21,925 0 0
CANADIAN NATL RAILWAY COM 136375102   827,560 7,015 SH   DFND 13 0 7,015 0
CANADIAN NATL RAILWAY COM 136375102   3,384,087 28,686 SH   DFND 5 0 28,686 0
CANADIAN NATL RAILWAY COM 136375102   2,691,486 22,815 SH   DFND 1 0 22,815 0
CANADIAN NATL RAILWAY COM 136375102   530,865 4,500 SH   DFND 12 0 4,500 0
CANADIAN NATL RAILWAY COM 136375102   28,313 240 SH   DFND 6 0 240 0
CANADIAN NATL RAILWAY COM 136375102   103,224 875 SH   DFND 14 0 875 0
CHEVRON COM 166764100   767,341 4,703 SH   SOLE   4,703 0 0
CHEVRON COM 166764100   252,898 1,550 SH   DFND 13 0 1,550 0
CHEVRON COM 166764100   2,014,700 12,348 SH   DFND 5 0 12,348 0
CHEVRON COM 166764100   1,058,093 6,485 SH   DFND 1 0 6,485 0
CHEVRON COM 166764100   228,424 1,400 SH   DFND 12 0 1,400 0
CHEVRON COM 166764100   65,264 400 SH   DFND 14 0 400 0
COCA COLA COM 191216100   443,514 7,150 SH   SOLE   7,150 0 0
COCA COLA COM 191216100   161,278 2,600 SH   DFND 1 0 2,600 0
COCA COLA COM 191216100   93,045 1,500 SH   DFND 12 0 1,500 0
COCA COLA COM 191216100   111,654 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100   647,240 8,710 SH   SOLE   8,710 0 0
CVS HEALTH COM 126650100   503,079 6,770 SH   DFND 13 0 6,770 0
CVS HEALTH COM 126650100   1,523,875 20,507 SH   DFND 5 0 20,507 0
CVS HEALTH COM 126650100   755,138 10,162 SH   DFND 1 0 10,162 0
CVS HEALTH COM 126650100   12,261 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100   130,042 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100   27,866 375 SH   DFND 14 0 375 0
DANAHER CORP COM 235851102   1,982,799 7,867 SH   SOLE   7,867 0 0
DANAHER CORP COM 235851102   797,707 3,165 SH   DFND 13 0 3,165 0
DANAHER CORP COM 235851102   3,300,716 13,096 SH   DFND 5 0 13,096 0
DANAHER CORP COM 235851102   2,038,247 8,087 SH   DFND 1 0 8,087 0
DANAHER CORP COM 235851102   390,662 1,550 SH   DFND 12 0 1,550 0
DANAHER CORP COM 235851102   120,979 480 SH   DFND 14 0 480 0
DANAHER CORP COM 235851102   8,821 35 SH   DFND 6 0 35 0
DEERE & CO COM 244199105   361,270 875 SH   SOLE   875 0 0
DEERE & CO COM 244199105   898,014 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   1,238,640 3,000 SH   DFND 5 0 3,000 0
DEERE & CO COM 244199105   289,016 700 SH   DFND 12 0 700 0
DEERE & CO COM 244199105   24,773 60 SH   DFND 13 0 60 0
DISNEY COM 254687106   275,357 2,750 SH   SOLE   2,750 0 0
DISNEY COM 254687106   96,625 965 SH   DFND 13 0 965 0
DISNEY COM 254687106   322,419 3,220 SH   DFND 5 0 3,220 0
DISNEY COM 254687106   404,025 4,035 SH   DFND 1 0 4,035 0
DISNEY COM 254687106   40,052 400 SH   DFND 12 0 400 0
DISNEY COM 254687106   20,026 200 SH   DFND 14 0 200 0
DOMINION RES INC COM 25746U109   477,415 8,539 SH   SOLE   8,539 0 0
DOMINION RES INC COM 25746U109   50,319 900 SH   DFND 12 0 900 0
EDWARDS LIFESCIENCES COM 28176E108   377,249 4,560 SH   SOLE   4,560 0 0
EDWARDS LIFESCIENCES COM 28176E108   62,875 760 SH   DFND 13 0 760 0
EDWARDS LIFESCIENCES COM 28176E108   473,216 5,720 SH   DFND 5 0 5,720 0
EDWARDS LIFESCIENCES COM 28176E108   148,500 1,795 SH   DFND 1 0 1,795 0
EDWARDS LIFESCIENCES COM 28176E108   2,482 30 SH   DFND 6 0 30 0
EXXON MOBIL COM 30231G102   1,557,720 14,205 SH   SOLE   14,205 0 0
EXXON MOBIL COM 30231G102   296,850 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   714,983 6,520 SH   DFND 1 0 6,520 0
EXXON MOBIL COM 30231G102   427,016 3,894 SH   DFND 5 0 3,894 0
EXXON MOBIL COM 30231G102   120,626 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102   9,869 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   41,122 375 SH   DFND 14 0 375 0
FASTENAL CO COM 311900104   481,684 8,930 SH   SOLE   8,930 0 0
FISERV COM 337738108   2,074,440 18,353 SH   SOLE   18,353 0 0
FISERV COM 337738108   742,155 6,566 SH   DFND 13 0 6,566 0
FISERV COM 337738108   3,355,748 29,689 SH   DFND 5 0 29,689 0
FISERV COM 337738108   3,363,208 29,755 SH   DFND 1 0 29,755 0
FISERV COM 337738108   412,559 3,650 SH   DFND 12 0 3,650 0
FISERV COM 337738108   14,129 125 SH   DFND 6 0 125 0
FISERV COM 337738108   90,424 800 SH   DFND 14 0 800 0
GENERAL ELECTRIC COM 369604301   106,881 1,118 SH   SOLE   1,118 0 0
GENERAL ELECTRIC COM 369604301   107,168 1,121 SH   DFND 1 0 1,121 0
GENERAL ELECTRIC COM 369604301   43,020 450 SH   DFND 13 0 450 0
GENERAL ELECTRIC COM 369604301   14,340 150 SH   DFND 12 0 150 0
GENERAL MILLS COM 370334104   452,938 5,300 SH   DFND 1 0 5,300 0
GENERAL MILLS COM 370334104   25,638 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104   213,650 2,500 SH   DFND 5 0 2,500 0
GILEAD SCIENCES COM 375558103   302,011 3,640 SH   SOLE   3,640 0 0
GILEAD SCIENCES COM 375558103   124,455 1,500 SH   DFND 1 0 1,500 0
GOLDMAN SACHS GROUP COM 38141G104   219,164 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   1,733,830 5,875 SH   SOLE   5,875 0 0
HOME DEPOT COM 437076102   666,971 2,260 SH   DFND 13 0 2,260 0
HOME DEPOT COM 437076102   2,877,715 9,751 SH   DFND 5 0 9,751 0
HOME DEPOT COM 437076102   2,614,173 8,858 SH   DFND 1 0 8,858 0
HOME DEPOT COM 437076102   376,278 1,275 SH   DFND 12 0 1,275 0
HOME DEPOT COM 437076102   22,134 75 SH   DFND 6 0 75 0
HOME DEPOT COM 437076102   51,646 175 SH   DFND 14 0 175 0
HONEYWELL INTL COM 438516106   454,866 2,380 SH   SOLE   2,380 0 0
HONEYWELL INTL COM 438516106   98,427 515 SH   DFND 13 0 515 0
HONEYWELL INTL COM 438516106   1,602,350 8,384 SH   DFND 5 0 8,384 0
HONEYWELL INTL COM 438516106   970,890 5,080 SH   DFND 1 0 5,080 0
HONEYWELL INTL COM 438516106   57,336 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109   429,752 1,848 SH   SOLE   1,848 0 0
ILLUMINA COM 452327109   174,412 750 SH   DFND 13 0 750 0
ILLUMINA COM 452327109   1,304,140 5,608 SH   DFND 5 0 5,608 0
ILLUMINA COM 452327109   116,275 500 SH   DFND 12 0 500 0
ILLUMINA COM 452327109   433,241 1,863 SH   DFND 1 0 1,863 0
ILLUMINA COM 452327109   4,651 20 SH   DFND 6 0 20 0
ILLUMINA COM 452327109   34,882 150 SH   DFND 14 0 150 0
INTEL COM 458140100   762,518 23,340 SH   SOLE   23,340 0 0
INTEL COM 458140100   6,534 200 SH   DFND 13 0 200 0
INTEL COM 458140100   169,884 5,200 SH   DFND 1 0 5,200 0
INTEL COM 458140100   39,204 1,200 SH   DFND 12 0 1,200 0
INTEL COM 458140100   49,005 1,500 SH   DFND 5 0 1,500 0
ISHARES S&P 500 COM 464287200   411,080 1,000 SH   DFND 13 0 1,000 0
JOHNSON & JOHNSON COM 478160104   3,688,535 23,797 SH   SOLE   23,797 0 0
JOHNSON & JOHNSON COM 478160104   835,140 5,388 SH   DFND 13 0 5,388 0
JOHNSON & JOHNSON COM 478160104   4,898,000 31,600 SH   DFND 5 0 31,600 0
JOHNSON & JOHNSON COM 478160104   2,506,970 16,174 SH   DFND 1 0 16,174 0
JOHNSON & JOHNSON COM 478160104   484,375 3,125 SH   DFND 12 0 3,125 0
JOHNSON & JOHNSON COM 478160104   8,525 55 SH   DFND 6 0 55 0
JOHNSON & JOHNSON COM 478160104   96,100 620 SH   DFND 14 0 620 0
JPMORGAN CHASE COM 46625H100   933,932 7,167 SH   SOLE   7,167 0 0
JPMORGAN CHASE COM 46625H100   469,116 3,600 SH   DFND 1 0 3,600 0
LOCKHEED MARTIN CORP COM 539830109   189,092 400 SH   SOLE   400 0 0
LOCKHEED MARTIN CORP COM 539830109   20,327 43 SH   DFND 1 0 43 0
MASTERCARD COM 57636Q104   2,630,725 7,239 SH   SOLE   7,239 0 0
MASTERCARD COM 57636Q104   906,345 2,494 SH   DFND 13 0 2,494 0
MASTERCARD COM 57636Q104   4,006,959 11,026 SH   DFND 5 0 11,026 0
MASTERCARD COM 57636Q104   3,683,160 10,135 SH   DFND 1 0 10,135 0
MASTERCARD COM 57636Q104   601,444 1,655 SH   DFND 12 0 1,655 0
MASTERCARD COM 57636Q104   29,073 80 SH   DFND 6 0 80 0
MASTERCARD COM 57636Q104   118,108 325 SH   DFND 14 0 325 0
MEDTRONIC COM G5960L103   289,023 3,585 SH   SOLE   3,585 0 0
MEDTRONIC COM G5960L103   214,449 2,660 SH   DFND 13 0 2,660 0
MEDTRONIC COM G5960L103   378,108 4,690 SH   DFND 5 0 4,690 0
MEDTRONIC COM G5960L103   372,867 4,625 SH   DFND 1 0 4,625 0
MEDTRONIC COM G5960L103   4,031 50 SH   DFND 6 0 50 0
MEDTRONIC COM G5960L103   32,248 400 SH   DFND 14 0 400 0
MERCK COM 58933Y105   539,929 5,075 SH   SOLE   5,075 0 0
MERCK COM 58933Y105   49,259 463 SH   DFND 5 0 463 0
MERCK COM 58933Y105   74,473 700 SH   DFND 12 0 700 0
MERCK COM 58933Y105   265,975 2,500 SH   DFND 1 0 2,500 0
MICROSOFT COM 594918104   2,441,901 8,470 SH   SOLE   8,470 0 0
MICROSOFT COM 594918104   1,009,627 3,502 SH   DFND 13 0 3,502 0
MICROSOFT COM 594918104   4,174,584 14,480 SH   DFND 5 0 14,480 0
MICROSOFT COM 594918104   3,219,734 11,168 SH   DFND 1 0 11,168 0
MICROSOFT COM 594918104   432,450 1,500 SH   DFND 12 0 1,500 0
MICROSOFT COM 594918104   21,622 75 SH   DFND 6 0 75 0
MICROSOFT COM 594918104   151,357 525 SH   DFND 14 0 525 0
MULLEN AUTOMOTIVE COM 62526P109   7,090 54,000 SH   DFND 14 0 54,000 0
NESTLE SA ADR COM 641069406   2,224,493 18,280 SH   SOLE   18,280 0 0
NESTLE SA ADR COM 641069406   751,436 6,175 SH   DFND 13 0 6,175 0
NESTLE SA ADR COM 641069406   3,058,191 25,131 SH   DFND 5 0 25,131 0
NESTLE SA ADR COM 641069406   2,342,532 19,250 SH   DFND 1 0 19,250 0
NESTLE SA ADR COM 641069406   489,802 4,025 SH   DFND 12 0 4,025 0
NESTLE SA ADR COM 641069406   28,597 235 SH   DFND 6 0 235 0
NESTLE SA ADR COM 641069406   73,014 600 SH   DFND 14 0 600 0
NIKE INC CLASS B COM 654106103   1,014,846 8,275 SH   SOLE   8,275 0 0
NIKE INC CLASS B COM 654106103   345,232 2,815 SH   DFND 13 0 2,815 0
NIKE INC CLASS B COM 654106103   1,405,945 11,464 SH   DFND 5 0 11,464 0
NIKE INC CLASS B COM 654106103   908,149 7,405 SH   DFND 1 0 7,405 0
NIKE INC CLASS B COM 654106103   153,300 1,250 SH   DFND 12 0 1,250 0
NIKE INC CLASS B COM 654106103   4,906 40 SH   DFND 6 0 40 0
NIKE INC CLASS B COM 654106103   36,792 300 SH   DFND 14 0 300 0
NOVARTIS AG ADR COM 66987V109   1,068,672 11,616 SH   SOLE   11,616 0 0
NOVARTIS AG ADR COM 66987V109   372,232 4,046 SH   DFND 13 0 4,046 0
NOVARTIS AG ADR COM 66987V109   442,428 4,809 SH   DFND 1 0 4,809 0
NOVARTIS AG ADR COM 66987V109   535,808 5,824 SH   DFND 5 0 5,824 0
NOVARTIS AG ADR COM 66987V109   110,400 1,200 SH   DFND 12 0 1,200 0
NOVARTIS AG ADR COM 66987V109   46,000 500 SH   DFND 14 0 500 0
NOVO NORDISK A S ADR COM 670100205   278,495 1,750 SH   SOLE   1,750 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   250,759 4,925 SH   SOLE   4,925 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   35,641 700 SH   DFND 1 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902   278,763 5,475 SH   DFND 5 0 5,475 0
NVIDIA CORP COM 67066G104   1,124,135 4,047 SH   SOLE   4,047 0 0
NVIDIA CORP COM 67066G104   344,435 1,240 SH   DFND 13 0 1,240 0
NVIDIA CORP COM 67066G104   1,016,638 3,660 SH   DFND 5 0 3,660 0
NVIDIA CORP COM 67066G104   905,530 3,260 SH   DFND 1 0 3,260 0
NVIDIA CORP COM 67066G104   48,610 175 SH   DFND 12 0 175 0
NVIDIA CORP COM 67066G104   5,555 20 SH   DFND 6 0 20 0
NVIDIA CORP COM 67066G104   41,665 150 SH   DFND 14 0 150 0
PARAMOUNT GLOBAL COM 92556H206   200,790 9,000 SH   DFND 1 0 9,000 0
PAYCHEX COM 704326107   249,233 2,175 SH   SOLE   2,175 0 0
PAYPAL HOLDINGS COM 70450Y103   465,892 6,135 SH   SOLE   6,135 0 0
PAYPAL HOLDINGS COM 70450Y103   154,538 2,035 SH   DFND 13 0 2,035 0
PAYPAL HOLDINGS COM 70450Y103   711,558 9,370 SH   DFND 5 0 9,370 0
PAYPAL HOLDINGS COM 70450Y103   642,452 8,460 SH   DFND 1 0 8,460 0
PAYPAL HOLDINGS COM 70450Y103   68,346 900 SH   DFND 12 0 900 0
PAYPAL HOLDINGS COM 70450Y103   2,658 35 SH   DFND 6 0 35 0
PAYPAL HOLDINGS COM 70450Y103   28,477 375 SH   DFND 14 0 375 0
PEPSICO COM 713448108   1,516,736 8,320 SH   SOLE   8,320 0 0
PEPSICO COM 713448108   1,370,896 7,520 SH   DFND 5 0 7,520 0
PEPSICO COM 713448108   2,069,105 11,350 SH   DFND 1 0 11,350 0
PEPSICO COM 713448108   18,230 100 SH   DFND 6 0 100 0
PEPSICO COM 713448108   263,788 1,447 SH   DFND 13 0 1,447 0
PEPSICO COM 713448108   145,840 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108   71,097 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,573,081 17,305 SH   SOLE   17,305 0 0
PROCTER & GAMBLE COM 742718109   822,404 5,531 SH   DFND 13 0 5,531 0
PROCTER & GAMBLE COM 742718109   3,336,752 22,441 SH   DFND 5 0 22,441 0
PROCTER & GAMBLE COM 742718109   2,606,536 17,530 SH   DFND 1 0 17,530 0
PROCTER & GAMBLE COM 742718109   356,856 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109   28,251 190 SH   DFND 6 0 190 0
PROCTER & GAMBLE COM 742718109   126,386 850 SH   DFND 14 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,062,406 21,060 SH   SOLE   21,060 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   695,891 7,106 SH   DFND 13 0 7,106 0
RAYTHEON TECHNOLOGIES COM 75513E101   3,059,921 31,246 SH   DFND 5 0 31,246 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,473,320 25,256 SH   DFND 1 0 25,256 0
RAYTHEON TECHNOLOGIES COM 75513E101   337,858 3,450 SH   DFND 12 0 3,450 0
RAYTHEON TECHNOLOGIES COM 75513E101   22,622 231 SH   DFND 6 0 231 0
RAYTHEON TECHNOLOGIES COM 75513E101   90,585 925 SH   DFND 14 0 925 0
ROCKWELL AUTOMATION COM 773903109   1,881,895 6,413 SH   SOLE   6,413 0 0
ROCKWELL AUTOMATION COM 773903109   705,747 2,405 SH   DFND 13 0 2,405 0
ROCKWELL AUTOMATION COM 773903109   3,359,416 11,448 SH   DFND 5 0 11,448 0
ROCKWELL AUTOMATION COM 773903109   2,725,270 9,287 SH   DFND 1 0 9,287 0
ROCKWELL AUTOMATION COM 773903109   212,751 725 SH   DFND 12 0 725 0
ROCKWELL AUTOMATION COM 773903109   27,878 95 SH   DFND 6 0 95 0
ROCKWELL AUTOMATION COM 773903109   133,520 455 SH   DFND 14 0 455 0
SPDR S&P 500 ETF COM 78462F103   225,164 550 SH   DFND 12 0 550 0
SPDR S&P 500 ETF COM 78462F103   532,207 1,300 SH   DFND 5 0 1,300 0
STATE STREET COM 857477103   37,845 500 SH   SOLE   500 0 0
STATE STREET COM 857477103   70,013 925 SH   DFND 13 0 925 0
STATE STREET COM 857477103   105,966 1,400 SH   DFND 1 0 1,400 0
STRYKER CORP COM 863667101   299,743 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101   49,101 172 SH   DFND 13 0 172 0
TELEFLEX COM 879369106   215,313 850 SH   SOLE   850 0 0
TESLA MOTORS COM 88160R101   207,460 1,000 SH   DFND 14 0 1,000 0
TJX COS COM 872540109   1,376,237 17,563 SH   SOLE   17,563 0 0
TJX COS COM 872540109   570,069 7,275 SH   DFND 13 0 7,275 0
TJX COS COM 872540109   2,370,312 30,249 SH   DFND 5 0 30,249 0
TJX COS COM 872540109   1,386,580 17,695 SH   DFND 1 0 17,695 0
TJX COS COM 872540109   282,096 3,600 SH   DFND 12 0 3,600 0
TJX COS COM 872540109   7,052 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   62,688 800 SH   DFND 14 0 800 0
UNILEVER PLC NEW ADR COM 904767704   233,166 4,490 SH   SOLE   4,490 0 0
UNILEVER PLC NEW ADR COM 904767704   41,544 800 SH   DFND 13 0 800 0
UNILEVER PLC NEW ADR COM 904767704   49,333 950 SH   DFND 5 0 950 0
UNILEVER PLC NEW ADR COM 904767704   12,982 250 SH   DFND 14 0 250 0
UNION PACIFIC COM 907818108   972,086 4,830 SH   SOLE   4,830 0 0
UNION PACIFIC COM 907818108   35,220 175 SH   DFND 5 0 175 0
UNION PACIFIC COM 907818108   34,214 170 SH   DFND 13 0 170 0
UNION PACIFIC COM 907818108   39,246 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102   1,053,403 2,229 SH   SOLE   2,229 0 0
UNITED HEALTH GROUP COM 91324P102   508,507 1,076 SH   DFND 13 0 1,076 0
UNITED HEALTH GROUP COM 91324P102   2,408,319 5,096 SH   DFND 5 0 5,096 0
UNITED HEALTH GROUP COM 91324P102   1,340,265 2,836 SH   DFND 1 0 2,836 0
UNITED HEALTH GROUP COM 91324P102   302,458 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102   94,518 200 SH   DFND 14 0 200 0
UNITED HEALTH GROUP COM 91324P102   4,726 10 SH   DFND 6 0 10 0
VERIZON COMMUNICATIONS COM 92343V104   233,340 6,000 SH   SOLE   6,000 0 0
VERIZON COMMUNICATIONS COM 92343V104   8,011 206 SH   DFND 1 0 206 0
VERIZON COMMUNICATIONS COM 92343V104   27,223 700 SH   DFND 12 0 700 0
WAL-MART STORES COM 931142103   58,980 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103   162,195 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103   320,704 2,175 SH   DFND 1 0 2,175 0
WAL-MART STORES COM 931142103   869,955 5,900 SH   DFND 5 0 5,900 0
WAL-MART STORES COM 931142103   58,980 400 SH   DFND 14 0 400 0
XYLEM INC COM 98419M100   1,043,859 9,970 SH   SOLE   9,970 0 0
XYLEM INC COM 98419M100   425,605 4,065 SH   DFND 13 0 4,065 0
XYLEM INC COM 98419M100   2,207,181 21,081 SH   DFND 5 0 21,081 0
XYLEM INC COM 98419M100   1,142,277 10,910 SH   DFND 1 0 10,910 0
XYLEM INC COM 98419M100   272,220 2,600 SH   DFND 12 0 2,600 0
XYLEM INC COM 98419M100   5,235 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   57,585 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   901,642 138,714 SH   DFND 1 0 138,714 0