The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 1,082 7,630 SH   SOLE   7,630 0 0
3M Common Stock 88579y101 168 1,187 SH   DFND 9 0 1,187 0
3M Common Stock 88579y101 2,889 20,375 SH   DFND 5 0 20,375 0
3M Common Stock 88579y101 1,686 11,895 SH   DFND 1 0 11,895 0
3M Common Stock 88579y101 546 3,850 SH   DFND 12 0 3,850 0
3M Common Stock 88579y101 59 415 SH   DFND 6 0 415 0
3M Common Stock 88579y101 270 1,905 SH   DFND 2 0 1,905 0
ABBOTT LABS Common Stock 002824100 512 12,725 SH   SOLE   12,725 0 0
ABBOTT LABS Common Stock 002824100 41 1,013 SH   DFND 9 0 1,013 0
ABBOTT LABS Common Stock 002824100 1,433 35,630 SH   DFND 5 0 35,630 0
ABBOTT LABS Common Stock 002824100 1,020 25,350 SH   DFND 1 0 25,350 0
ABBOTT LABS Common Stock 002824100 595 14,800 SH   DFND 12 0 14,800 0
ABBOTT LABS Common Stock 002824100 84 2,090 SH   DFND 2 0 2,090 0
ABBOTT LABS Common Stock 002824100 6 150 SH   DFND 6 0 150 0
ABBVIE Common Stock 00287Y109 71 1,300 SH   SOLE   1,300 0 0
ABBVIE Common Stock 00287Y109 580 10,655 SH   DFND 1 0 10,655 0
ABBVIE Common Stock 00287Y109 51 935 SH   DFND 2 0 935 0
ABBVIE Common Stock 00287Y109 536 9,850 SH   DFND 12 0 9,850 0
ABBVIE Common Stock 00287Y109 44 800 SH   DFND 5 0 800 0
ABBVIE Common Stock 00287Y109 7 125 SH   DFND 6 0 125 0
ACE LIMITED Common Stock H0023R105 62 600 SH   SOLE   600 0 0
ACE LIMITED Common Stock H0023R105 30 290 SH   DFND 9 0 290 0
ACE LIMITED Common Stock H0023R105 257 2,490 SH   DFND 5 0 2,490 0
ACE LIMITED Common Stock H0023R105 171 1,650 SH   DFND 1 0 1,650 0
ACE LIMITED Common Stock H0023R105 8 75 SH   DFND 2 0 75 0
AIR PRODUCTS & CHEM Common Stock 009158106 332 2,600 SH   DFND 1 0 2,600 0
AKAMAI TECHNOLOGIES Common Stock 00971T101 331 4,800 SH   DFND 1 0 4,800 0
ALNYLAM PHARMA Common Stock 02043Q107 6 75 SH   DFND 2 0 75 0
ALNYLAM PHARMA Common Stock 02043Q107 554 6,900 SH   DFND 5 0 6,900 0
ALPHABET INC CL A Common Stock 02079K305 481 754 SH   SOLE   754 0 0
ALPHABET INC CL A Common Stock 02079K305 28 44 SH   DFND 9 0 44 0
ALPHABET INC CL A Common Stock 02079K305 1,914 2,998 SH   DFND 5 0 2,998 0
ALPHABET INC CL A Common Stock 02079K305 462 723 SH   DFND 1 0 723 0
ALPHABET INC CL A Common Stock 02079K305 236 370 SH   DFND 12 0 370 0
ALPHABET INC CL A Common Stock 02079K305 6 10 SH   DFND 6 0 10 0
ALPHABET INC CL A Common Stock 02079K305 100 157 SH   DFND 2 0 157 0
ALPHABET INC CL C Common Stock 02079K107 227 373 SH   DFND 1 0 373 0
ANALOG DEVICES Common Stock 032654105 327 5,800 SH   DFND 1 0 5,800 0
APPLE INC Common Stock 037833100 622 5,640 SH   SOLE   5,640 0 0
APPLE INC Common Stock 037833100 32 290 SH   DFND 9 0 290 0
APPLE INC Common Stock 037833100 2,284 20,710 SH   DFND 5 0 20,710 0
APPLE INC Common Stock 037833100 2,681 24,308 SH   DFND 1 0 24,308 0
APPLE INC Common Stock 037833100 298 2,700 SH   DFND 12 0 2,700 0
APPLE INC Common Stock 037833100 18 160 SH   DFND 6 0 160 0
APPLE INC Common Stock 037833100 170 1,540 SH   DFND 2 0 1,540 0
APTARGROUP Common Stock 038336103 742 11,247 SH   SOLE   11,247 0 0
APTARGROUP Common Stock 038336103 29 435 SH   DFND 9 0 435 0
APTARGROUP Common Stock 038336103 2,805 42,528 SH   DFND 5 0 42,528 0
APTARGROUP Common Stock 038336103 1,130 17,135 SH   DFND 1 0 17,135 0
APTARGROUP Common Stock 038336103 613 9,300 SH   DFND 12 0 9,300 0
APTARGROUP Common Stock 038336103 277 4,205 SH   DFND 2 0 4,205 0
APTARGROUP Common Stock 038336103 9 135 SH   DFND 6 0 135 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,070 13,320 SH   SOLE   13,320 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 172 2,137 SH   DFND 9 0 2,137 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 2,872 35,735 SH   DFND 5 0 35,735 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,954 24,310 SH   DFND 1 0 24,310 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 474 5,900 SH   DFND 12 0 5,900 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 257 3,195 SH   DFND 2 0 3,195 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 8 100 SH   DFND 6 0 100 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 78 600 SH   SOLE   600 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 554 4,250 SH   DFND 12 0 4,250 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 72 550 SH   DFND 1 0 550 0
BOEING Common Stock 097023105 412 3,150 SH   DFND 1 0 3,150 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 47 800 SH   SOLE   800 0 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 95 1,600 SH   DFND 5 0 1,600 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 355 6,000 SH   DFND 1 0 6,000 0
CANADIAN NATL RAILWAY Common Stock 136375102 833 14,672 SH   SOLE   14,672 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 2,711 47,755 SH   DFND 5 0 47,755 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,193 21,020 SH   DFND 1 0 21,020 0
CANADIAN NATL RAILWAY Common Stock 136375102 443 7,800 SH   DFND 12 0 7,800 0
CANADIAN NATL RAILWAY Common Stock 136375102 57 1,000 SH   DFND 6 0 1,000 0
CANADIAN NATL RAILWAY Common Stock 136375102 280 4,935 SH   DFND 2 0 4,935 0
CDK GLOBAL Common Stock 12508E101 38 801 SH   SOLE   801 0 0
CDK GLOBAL Common Stock 12508E101 0 6 SH   DFND 9 0 6 0
CDK GLOBAL Common Stock 12508E101 193 4,032 SH   DFND 1 0 4,032 0
CDK GLOBAL Common Stock 12508E101 10 200 SH   DFND 12 0 200 0
CDK GLOBAL Common Stock 12508E101 5 108 SH   DFND 2 0 108 0
CDK GLOBAL Common Stock 12508E101 13 266 SH   DFND 5 0 266 0
CHEVRON Common Stock 166764100 349 4,429 SH   SOLE   4,429 0 0
CHEVRON Common Stock 166764100 6 75 SH   DFND 9 0 75 0
CHEVRON Common Stock 166764100 851 10,787 SH   DFND 5 0 10,787 0
CHEVRON Common Stock 166764100 872 11,061 SH   DFND 1 0 11,061 0
CHEVRON Common Stock 166764100 528 6,700 SH   DFND 12 0 6,700 0
CHEVRON Common Stock 166764100 164 2,073 SH   DFND 2 0 2,073 0
CHUBB CORP Common Stock 171232101 638 5,200 SH   DFND 12 0 5,200 0
CHUBB CORP Common Stock 171232101 74 600 SH   DFND 1 0 600 0
CISCO SYS INC Common Stock 17275r102 281 10,700 SH   SOLE   10,700 0 0
CISCO SYS INC Common Stock 17275r102 56 2,150 SH   DFND 9 0 2,150 0
CISCO SYS INC Common Stock 17275r102 1,984 75,600 SH   DFND 5 0 75,600 0
CISCO SYS INC Common Stock 17275r102 453 17,250 SH   DFND 1 0 17,250 0
CISCO SYS INC Common Stock 17275r102 4 150 SH   DFND 6 0 150 0
CISCO SYS INC Common Stock 17275r102 50 1,900 SH   DFND 2 0 1,900 0
CISCO SYS INC Common Stock 17275r102 138 5,250 SH   DFND 12 0 5,250 0
COCA COLA Common Stock 191216100 164 4,100 SH   SOLE   4,100 0 0
COCA COLA Common Stock 191216100 299 7,453 SH   DFND 1 0 7,453 0
COCA COLA Common Stock 191216100 429 10,700 SH   DFND 12 0 10,700 0
COCA COLA Common Stock 191216100 211 5,250 SH   DFND 5 0 5,250 0
COLGATE-PALMOLIVE Common Stock 194162103 128 2,010 SH   DFND 2 0 2,010 0
COLGATE-PALMOLIVE Common Stock 194162103 95 1,500 SH   DFND 12 0 1,500 0
COLGATE-PALMOLIVE Common Stock 194162103 40 625 SH   DFND 1 0 625 0
CVS HEALTH Common Stock 126650100 1,104 11,443 SH   SOLE   11,443 0 0
CVS HEALTH Common Stock 126650100 168 1,740 SH   DFND 9 0 1,740 0
CVS HEALTH Common Stock 126650100 4,572 47,388 SH   DFND 5 0 47,388 0
CVS HEALTH Common Stock 126650100 1,988 20,609 SH   DFND 1 0 20,609 0
CVS HEALTH Common Stock 126650100 533 5,525 SH   DFND 12 0 5,525 0
CVS HEALTH Common Stock 126650100 16 165 SH   DFND 6 0 165 0
CVS HEALTH Common Stock 126650100 371 3,845 SH   DFND 2 0 3,845 0
DEERE & CO Common Stock 244199105 225 3,045 SH   SOLE   3,045 0 0
DEERE & CO Common Stock 244199105 398 5,375 SH   DFND 1 0 5,375 0
DEERE & CO Common Stock 244199105 818 11,050 SH   DFND 5 0 11,050 0
DEERE & CO Common Stock 244199105 55 750 SH   DFND 2 0 750 0
DEERE & CO Common Stock 244199105 104 1,400 SH   DFND 12 0 1,400 0
DEERE & CO Common Stock 244199105 4 50 SH   DFND 6 0 50 0
DISNEY Common Stock 254687106 255 2,500 SH   DFND 1 0 2,500 0
DISNEY Common Stock 254687106 61 600 SH   DFND 5 0 600 0
DOMINION RES INC Common Stock 25746u109 11 150 SH   SOLE   150 0 0
DOMINION RES INC Common Stock 25746u109 49 700 SH   DFND 6 0 700 0
DOMINION RES INC Common Stock 25746u109 14 200 SH   DFND 2 0 200 0
DOMINION RES INC Common Stock 25746u109 170 2,410 SH   DFND 1 0 2,410 0
DOMINION RES INC Common Stock 25746u109 106 1,500 SH   DFND 12 0 1,500 0
DU PONT Common Stock 263534109 75 1,550 SH   SOLE   1,550 0 0
DU PONT Common Stock 263534109 208 4,309 SH   DFND 1 0 4,309 0
DU PONT Common Stock 263534109 5 100 SH   DFND 2 0 100 0
DU PONT Common Stock 263534109 48 1,000 SH   DFND 12 0 1,000 0
E M C CORP MASS Common Stock 268648102 495 20,500 SH   SOLE   20,500 0 0
E M C CORP MASS Common Stock 268648102 87 3,600 SH   DFND 9 0 3,600 0
E M C CORP MASS Common Stock 268648102 2,049 84,800 SH   DFND 5 0 84,800 0
E M C CORP MASS Common Stock 268648102 837 34,630 SH   DFND 1 0 34,630 0
E M C CORP MASS Common Stock 268648102 381 15,750 SH   DFND 12 0 15,750 0
E M C CORP MASS Common Stock 268648102 25 1,020 SH   DFND 6 0 1,020 0
E M C CORP MASS Common Stock 268648102 180 7,450 SH   DFND 2 0 7,450 0
EMERSON ELECTRIC Common Stock 291011104 646 14,630 SH   SOLE   14,630 0 0
EMERSON ELECTRIC Common Stock 291011104 90 2,030 SH   DFND 9 0 2,030 0
EMERSON ELECTRIC Common Stock 291011104 2,299 52,055 SH   DFND 5 0 52,055 0
EMERSON ELECTRIC Common Stock 291011104 1,053 23,845 SH   DFND 1 0 23,845 0
EMERSON ELECTRIC Common Stock 291011104 435 9,850 SH   DFND 12 0 9,850 0
EMERSON ELECTRIC Common Stock 291011104 188 4,255 SH   DFND 2 0 4,255 0
EMERSON ELECTRIC Common Stock 291011104 7 160 SH   DFND 6 0 160 0
EXXON MOBIL Common Stock 30231g102 1,933 26,002 SH   SOLE   26,002 0 0
EXXON MOBIL Common Stock 30231g102 65 870 SH   DFND 9 0 870 0
EXXON MOBIL Common Stock 30231g102 2,063 27,750 SH   DFND 1 0 27,750 0
EXXON MOBIL Common Stock 30231g102 14 190 SH   DFND 6 0 190 0
EXXON MOBIL Common Stock 30231g102 1,667 22,423 SH   DFND 5 0 22,423 0
EXXON MOBIL Common Stock 30231g102 98 1,320 SH   DFND 2 0 1,320 0
EXXON MOBIL Common Stock 30231g102 186 2,500 SH   DFND 12 0 2,500 0
FIDELITY NATL INFO SVCS Common Stock 31620m106 248 3,700 SH   DFND 5 0 3,700 0
FISERV Common Stock 337738108 1,038 11,983 SH   SOLE   11,983 0 0
FISERV Common Stock 337738108 142 1,640 SH   DFND 9 0 1,640 0
FISERV Common Stock 337738108 2,596 29,971 SH   DFND 5 0 29,971 0
FISERV Common Stock 337738108 1,714 19,790 SH   DFND 1 0 19,790 0
FISERV Common Stock 337738108 208 2,400 SH   DFND 12 0 2,400 0
FISERV Common Stock 337738108 297 3,430 SH   DFND 2 0 3,430 0
FISERV Common Stock 337738108 12 140 SH   DFND 6 0 140 0
FOCUS ENHANCEMENTS Common Stock 344159108 0 11,500 SH   DFND 2 0 11,500 0
GENERAL ELECTRIC Common Stock 369604103 405 16,040 SH   SOLE   16,040 0 0
GENERAL ELECTRIC Common Stock 369604103 110 4,350 SH   DFND 9 0 4,350 0
GENERAL ELECTRIC Common Stock 369604103 1,637 64,921 SH   DFND 1 0 64,921 0
GENERAL ELECTRIC Common Stock 369604103 261 10,336 SH   DFND 5 0 10,336 0
GENERAL ELECTRIC Common Stock 369604103 404 16,000 SH   DFND 12 0 16,000 0
GENERAL ELECTRIC Common Stock 369604103 8 310 SH   DFND 2 0 310 0
GENERAL MILLS Common Stock 370334104 494 8,800 SH   DFND 1 0 8,800 0
GENERAL MILLS Common Stock 370334104 28 500 SH   DFND 2 0 500 0
GENERAL MILLS Common Stock 370334104 225 4,000 SH   DFND 5 0 4,000 0
GILEAD SCIENCES Common Stock 375558103 265 2,700 SH   DFND 1 0 2,700 0
HELMERICH & PAYNE Common Stock 423452101 241 5,103 SH   SOLE   5,103 0 0
HELMERICH & PAYNE Common Stock 423452101 1,427 30,190 SH   DFND 5 0 30,190 0
HELMERICH & PAYNE Common Stock 423452101 578 12,220 SH   DFND 1 0 12,220 0
HELMERICH & PAYNE Common Stock 423452101 371 7,850 SH   DFND 12 0 7,850 0
HELMERICH & PAYNE Common Stock 423452101 86 1,815 SH   DFND 2 0 1,815 0
HELMERICH & PAYNE Common Stock 423452101 2 50 SH   DFND 6 0 50 0
HERSHEY COMPANY Common Stock 427866108 290 3,160 SH   DFND 1 0 3,160 0
HOME DEPOT Common Stock 437076102 589 5,096 SH   SOLE   5,096 0 0
HOME DEPOT Common Stock 437076102 3,658 31,675 SH   DFND 5 0 31,675 0
HOME DEPOT Common Stock 437076102 465 4,023 SH   DFND 1 0 4,023 0
HOME DEPOT Common Stock 437076102 23 200 SH   DFND 6 0 200 0
HOME DEPOT Common Stock 437076102 162 1,400 SH   DFND 2 0 1,400 0
HOME DEPOT Common Stock 437076102 318 2,750 SH   DFND 12 0 2,750 0
ILLUMINA Common Stock 452327109 99 565 SH   SOLE   565 0 0
ILLUMINA Common Stock 452327109 825 4,695 SH   DFND 5 0 4,695 0
ILLUMINA Common Stock 452327109 37 213 SH   DFND 2 0 213 0
ILLUMINA Common Stock 452327109 12 70 SH   DFND 1 0 70 0
INTEL CORP Common Stock 458140100 857 28,440 SH   SOLE   28,440 0 0
INTEL CORP Common Stock 458140100 87 2,900 SH   DFND 9 0 2,900 0
INTEL CORP Common Stock 458140100 2,555 84,774 SH   DFND 5 0 84,774 0
INTEL CORP Common Stock 458140100 1,414 46,920 SH   DFND 1 0 46,920 0
INTEL CORP Common Stock 458140100 31 1,025 SH   DFND 2 0 1,025 0
INTEL CORP Common Stock 458140100 319 10,600 SH   DFND 12 0 10,600 0
INTEL CORP Common Stock 458140100 8 250 SH   DFND 6 0 250 0
IPG PHOTONICS Common Stock 44980X109 205 2,696 SH   SOLE   2,696 0 0
IPG PHOTONICS Common Stock 44980X109 919 12,091 SH   DFND 5 0 12,091 0
IPG PHOTONICS Common Stock 44980X109 46 600 SH   DFND 12 0 600 0
IPG PHOTONICS Common Stock 44980X109 30 400 SH   DFND 2 0 400 0
IPG PHOTONICS Common Stock 44980X109 76 1,000 SH   DFND 1 0 1,000 0
ISHARES S&P 500 Common Stock 464287200 989 5,132 SH   SOLE   5,132 0 0
ISIS PHARMACEUTICAL Common Stock 464330109 51 1,250 SH   SOLE   1,250 0 0
ISIS PHARMACEUTICAL Common Stock 464330109 131 3,240 SH   DFND 5 0 3,240 0
ISIS PHARMACEUTICAL Common Stock 464330109 51 1,250 SH   DFND 1 0 1,250 0
ISIS PHARMACEUTICAL Common Stock 464330109 6 140 SH   DFND 2 0 140 0
JOHNSON & JOHNSON Common Stock 478160104 1,523 16,317 SH   SOLE   16,317 0 0
JOHNSON & JOHNSON Common Stock 478160104 81 870 SH   DFND 9 0 870 0
JOHNSON & JOHNSON Common Stock 478160104 4,966 53,195 SH   DFND 5 0 53,195 0
JOHNSON & JOHNSON Common Stock 478160104 2,145 22,977 SH   DFND 1 0 22,977 0
JOHNSON & JOHNSON Common Stock 478160104 838 8,975 SH   DFND 12 0 8,975 0
JOHNSON & JOHNSON Common Stock 478160104 274 2,935 SH   DFND 2 0 2,935 0
JOHNSON & JOHNSON Common Stock 478160104 10 105 SH   DFND 6 0 105 0
JOHNSON CONTROLS Common Stock 478366107 443 10,720 SH   SOLE   10,720 0 0
JOHNSON CONTROLS Common Stock 478366107 1,942 46,960 SH   DFND 5 0 46,960 0
JOHNSON CONTROLS Common Stock 478366107 530 12,805 SH   DFND 1 0 12,805 0
JOHNSON CONTROLS Common Stock 478366107 153 3,700 SH   DFND 12 0 3,700 0
JOHNSON CONTROLS Common Stock 478366107 58 1,400 SH   DFND 2 0 1,400 0
JOHNSON CONTROLS Common Stock 478366107 4 100 SH   DFND 6 0 100 0
KIMBERLY CLARK Common Stock 494368103 22 200 SH   DFND 5 0 200 0
KIMBERLY CLARK Common Stock 494368103 300 2,750 SH   DFND 1 0 2,750 0
MASTERCARD Common Stock 57636q104 711 7,885 SH   SOLE   7,885 0 0
MASTERCARD Common Stock 57636q104 58 643 SH   DFND 9 0 643 0
MASTERCARD Common Stock 57636q104 2,690 29,850 SH   DFND 5 0 29,850 0
MASTERCARD Common Stock 57636q104 1,102 12,225 SH   DFND 1 0 12,225 0
MASTERCARD Common Stock 57636q104 351 3,900 SH   DFND 12 0 3,900 0
MASTERCARD Common Stock 57636q104 16 175 SH   DFND 6 0 175 0
MASTERCARD Common Stock 57636q104 243 2,695 SH   DFND 2 0 2,695 0
MEDTRONIC Common Stock G5960L103 161 2,398 SH   SOLE   2,398 0 0
MEDTRONIC Common Stock G5960L103 22 334 SH   DFND 12 0 334 0
MEDTRONIC Common Stock G5960L103 107 1,595 SH   DFND 1 0 1,595 0
MEDTRONIC Common Stock G5960L103 509 7,600 SH   DFND 5 0 7,600 0
MERCK Common Stock 58933y105 74 1,500 SH   SOLE   1,500 0 0
MERCK Common Stock 58933y105 449 9,100 SH   DFND 1 0 9,100 0
MERCK Common Stock 58933y105 57 1,150 SH   DFND 5 0 1,150 0
MERCK Common Stock 58933y105 2 35 SH   DFND 2 0 35 0
MERCK Common Stock 58933y105 49 1,000 SH   DFND 12 0 1,000 0
MICROSOFT CORP Common Stock 594918104 477 10,775 SH   SOLE   10,775 0 0
MICROSOFT CORP Common Stock 594918104 145 3,280 SH   DFND 9 0 3,280 0
MICROSOFT CORP Common Stock 594918104 1,638 37,000 SH   DFND 5 0 37,000 0
MICROSOFT CORP Common Stock 594918104 513 11,593 SH   DFND 1 0 11,593 0
MICROSOFT CORP Common Stock 594918104 34 775 SH   DFND 2 0 775 0
MICROSOFT CORP Common Stock 594918104 243 5,500 SH   DFND 12 0 5,500 0
MONSANTO Common Stock 61166w101 158 1,850 SH   SOLE   1,850 0 0
MONSANTO Common Stock 61166w101 9 100 SH   DFND 9 0 100 0
MONSANTO Common Stock 61166w101 350 4,105 SH   DFND 5 0 4,105 0
MONSANTO Common Stock 61166w101 278 3,255 SH   DFND 1 0 3,255 0
MONSANTO Common Stock 61166w101 76 890 SH   DFND 2 0 890 0
MONSANTO Common Stock 61166w101 55 650 SH   DFND 12 0 650 0
NESTLE SA ADR Common Stock 641069406 957 12,716 SH   SOLE   12,716 0 0
NESTLE SA ADR Common Stock 641069406 136 1,811 SH   DFND 9 0 1,811 0
NESTLE SA ADR Common Stock 641069406 3,226 42,878 SH   DFND 5 0 42,878 0
NESTLE SA ADR Common Stock 641069406 1,394 18,530 SH   DFND 1 0 18,530 0
NESTLE SA ADR Common Stock 641069406 587 7,800 SH   DFND 12 0 7,800 0
NESTLE SA ADR Common Stock 641069406 29 380 SH   DFND 6 0 380 0
NESTLE SA ADR Common Stock 641069406 253 3,359 SH   DFND 2 0 3,359 0
NOVARTIS AG ADR Common Stock 66987V109 987 10,735 SH   SOLE   10,735 0 0
NOVARTIS AG ADR Common Stock 66987V109 147 1,595 SH   DFND 9 0 1,595 0
NOVARTIS AG ADR Common Stock 66987V109 3,282 35,700 SH   DFND 5 0 35,700 0
NOVARTIS AG ADR Common Stock 66987V109 1,460 15,884 SH   DFND 1 0 15,884 0
NOVARTIS AG ADR Common Stock 66987V109 496 5,400 SH   DFND 12 0 5,400 0
NOVARTIS AG ADR Common Stock 66987V109 265 2,888 SH   DFND 2 0 2,888 0
NOVARTIS AG ADR Common Stock 66987V109 9 100 SH   DFND 6 0 100 0
NOVO NORDISK A S ADR Common Stock 670100205 174 3,200 SH   SOLE   3,200 0 0
NOVO NORDISK A S ADR Common Stock 670100205 33 600 SH   DFND 1 0 600 0
NOVO NORDISK A S ADR Common Stock 670100205 54 1,000 SH   DFND 2 0 1,000 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 486 11,155 SH   SOLE   11,155 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 44 1,013 SH   DFND 9 0 1,013 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 2,661 61,085 SH   DFND 5 0 61,085 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 1,074 24,655 SH   DFND 1 0 24,655 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 370 8,500 SH   DFND 12 0 8,500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 167 3,825 SH   DFND 2 0 3,825 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 9 200 SH   DFND 6 0 200 0
NXP SEMICONDUCTORS Common Stock N6596X109 70 800 SH   SOLE   800 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 1,409 16,180 SH   DFND 5 0 16,180 0
NXP SEMICONDUCTORS Common Stock N6596X109 225 2,589 SH   DFND 1 0 2,589 0
NXP SEMICONDUCTORS Common Stock N6596X109 87 1,000 SH   DFND 12 0 1,000 0
ORACLE Common Stock 68389x105 355 9,825 SH   SOLE   9,825 0 0
ORACLE Common Stock 68389x105 73 2,030 SH   DFND 9 0 2,030 0
ORACLE Common Stock 68389x105 2,338 64,730 SH   DFND 5 0 64,730 0
ORACLE Common Stock 68389x105 540 14,945 SH   DFND 1 0 14,945 0
ORACLE Common Stock 68389x105 126 3,500 SH   DFND 12 0 3,500 0
ORACLE Common Stock 68389x105 142 3,920 SH   DFND 2 0 3,920 0
ORACLE Common Stock 68389x105 9 250 SH   DFND 6 0 250 0
PEMBINA PIPELINE CO Common Stock 706327103 64 2,650 SH   SOLE   2,650 0 0
PEMBINA PIPELINE CO Common Stock 706327103 58 2,400 SH   DFND 1 0 2,400 0
PEMBINA PIPELINE CO Common Stock 706327103 47 1,950 SH   DFND 5 0 1,950 0
PEMBINA PIPELINE CO Common Stock 706327103 38 1,600 SH   DFND 2 0 1,600 0
PEMBINA PIPELINE CO Common Stock 706327103 2 75 SH   DFND 6 0 75 0
PEPSICO Common Stock 713448108 405 4,295 SH   SOLE   4,295 0 0
PEPSICO Common Stock 713448108 1,771 18,780 SH   DFND 5 0 18,780 0
PEPSICO Common Stock 713448108 1,664 17,650 SH   DFND 1 0 17,650 0
PEPSICO Common Stock 713448108 19 200 SH   DFND 6 0 200 0
PEPSICO Common Stock 713448108 123 1,300 SH   DFND 2 0 1,300 0
PEPSICO Common Stock 713448108 75 800 SH   DFND 12 0 800 0
PERRIGO CO Common Stock G97822103 302 1,920 SH   SOLE   1,920 0 0
PERRIGO CO Common Stock G97822103 1,321 8,400 SH   DFND 5 0 8,400 0
PERRIGO CO Common Stock G97822103 197 1,250 SH   DFND 1 0 1,250 0
PERRIGO CO Common Stock G97822103 75 475 SH   DFND 2 0 475 0
PERRIGO CO Common Stock G97822103 79 500 SH   DFND 12 0 500 0
PFIZER Common Stock 717081103 46 1,450 SH   SOLE   1,450 0 0
PFIZER Common Stock 717081103 296 9,411 SH   DFND 1 0 9,411 0
PNC FINCL SERVICES Common Stock 693475105 268 3,000 SH   DFND 1 0 3,000 0
PORTLAND GENL Common Stock 736508847 31 840 SH   SOLE   840 0 0
PORTLAND GENL Common Stock 736508847 13 350 SH   DFND 2 0 350 0
PORTLAND GENL Common Stock 736508847 464 12,550 SH   DFND 5 0 12,550 0
PROCTER & GAMBLE Common Stock 742718109 1,097 15,250 SH   SOLE   15,250 0 0
PROCTER & GAMBLE Common Stock 742718109 174 2,422 SH   DFND 9 0 2,422 0
PROCTER & GAMBLE Common Stock 742718109 3,063 42,577 SH   DFND 5 0 42,577 0
PROCTER & GAMBLE Common Stock 742718109 1,451 20,175 SH   DFND 1 0 20,175 0
PROCTER & GAMBLE Common Stock 742718109 608 8,450 SH   DFND 12 0 8,450 0
PROCTER & GAMBLE Common Stock 742718109 13 175 SH   DFND 6 0 175 0
PROCTER & GAMBLE Common Stock 742718109 232 3,227 SH   DFND 2 0 3,227 0
QUALCOMM Common Stock 747525103 490 9,120 SH   SOLE   9,120 0 0
QUALCOMM Common Stock 747525103 69 1,280 SH   DFND 9 0 1,280 0
QUALCOMM Common Stock 747525103 1,423 26,485 SH   DFND 5 0 26,485 0
QUALCOMM Common Stock 747525103 888 16,520 SH   DFND 1 0 16,520 0
QUALCOMM Common Stock 747525103 183 3,400 SH   DFND 12 0 3,400 0
QUALCOMM Common Stock 747525103 8 150 SH   DFND 6 0 150 0
QUALCOMM Common Stock 747525103 203 3,779 SH   DFND 2 0 3,779 0
ROCHE HLDG LTD ADR Common Stock 771195104 383 11,615 SH   SOLE   11,615 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 2,064 62,640 SH   DFND 5 0 62,640 0
ROCHE HLDG LTD ADR Common Stock 771195104 165 5,000 SH   DFND 12 0 5,000 0
ROCHE HLDG LTD ADR Common Stock 771195104 340 10,330 SH   DFND 1 0 10,330 0
ROCHE HLDG LTD ADR Common Stock 771195104 84 2,538 SH   DFND 2 0 2,538 0
ROCKWELL AUTOMATION Common Stock 773903109 496 4,884 SH   SOLE   4,884 0 0
ROCKWELL AUTOMATION Common Stock 773903109 79 783 SH   DFND 9 0 783 0
ROCKWELL AUTOMATION Common Stock 773903109 1,789 17,630 SH   DFND 5 0 17,630 0
ROCKWELL AUTOMATION Common Stock 773903109 903 8,895 SH   DFND 1 0 8,895 0
ROCKWELL AUTOMATION Common Stock 773903109 76 750 SH   DFND 12 0 750 0
ROCKWELL AUTOMATION Common Stock 773903109 36 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION Common Stock 773903109 91 895 SH   DFND 2 0 895 0
S P D R TRUST SER 1 Common Stock 78462F103 184 960 SH   DFND 12 0 960 0
S P D R TRUST SER 1 Common Stock 78462F103 1,236 6,450 SH   DFND 5 0 6,450 0
SCHLUMBERGER Common Stock 806857108 298 4,325 SH   SOLE   4,325 0 0
SCHLUMBERGER Common Stock 806857108 120 1,740 SH   DFND 9 0 1,740 0
SCHLUMBERGER Common Stock 806857108 1,872 27,135 SH   DFND 5 0 27,135 0
SCHLUMBERGER Common Stock 806857108 864 12,520 SH   DFND 1 0 12,520 0
SCHLUMBERGER Common Stock 806857108 145 2,100 SH   DFND 12 0 2,100 0
SCHLUMBERGER Common Stock 806857108 103 1,495 SH   DFND 2 0 1,495 0
SCHLUMBERGER Common Stock 806857108 5 75 SH   DFND 6 0 75 0
SMUCKER J M Common Stock 832696405 83 725 SH   SOLE   725 0 0
SMUCKER J M Common Stock 832696405 128 1,120 SH   DFND 2 0 1,120 0
SMUCKER J M Common Stock 832696405 80 700 SH   DFND 12 0 700 0
SNAP ON Common Stock 833034101 302 2,000 SH   DFND 12 0 2,000 0
STATE STREET Common Stock 857477103 329 4,900 SH   SOLE   4,900 0 0
STATE STREET Common Stock 857477103 606 9,014 SH   DFND 1 0 9,014 0
STATE STREET Common Stock 857477103 72 1,075 SH   DFND 2 0 1,075 0
STRYKER CORP Common Stock 863667101 188 2,000 SH   SOLE   2,000 0 0
STRYKER CORP Common Stock 863667101 263 2,800 SH   DFND 1 0 2,800 0
SYSCO Common Stock 871829107 55 1,400 SH   SOLE   1,400 0 0
SYSCO Common Stock 871829107 429 11,000 SH   DFND 12 0 11,000 0
SYSCO Common Stock 871829107 308 7,900 SH   DFND 1 0 7,900 0
TARGET CORP Common Stock 87612e106 421 5,354 SH   SOLE   5,354 0 0
TARGET CORP Common Stock 87612e106 160 2,030 SH   DFND 9 0 2,030 0
TARGET CORP Common Stock 87612e106 1,171 14,884 SH   DFND 5 0 14,884 0
TARGET CORP Common Stock 87612e106 380 4,835 SH   DFND 1 0 4,835 0
TARGET CORP Common Stock 87612e106 63 800 SH   DFND 12 0 800 0
TARGET CORP Common Stock 87612e106 0 5 SH   DFND 2 0 5 0
TARGET CORP Common Stock 87612e106 6 75 SH   DFND 6 0 75 0
UNILEVER PLC NEW ADR Common Stock 904767704 104 2,540 SH   SOLE   2,540 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 47 1,145 SH   DFND 9 0 1,145 0
UNILEVER PLC NEW ADR Common Stock 904767704 657 16,100 SH   DFND 5 0 16,100 0
UNILEVER PLC NEW ADR Common Stock 904767704 242 5,925 SH   DFND 1 0 5,925 0
UNILEVER PLC NEW ADR Common Stock 904767704 63 1,550 SH   DFND 12 0 1,550 0
UNILEVER PLC NEW ADR Common Stock 904767704 55 1,350 SH   DFND 2 0 1,350 0
UNION PACIFIC Common Stock 907818108 94 1,064 SH   SOLE   1,064 0 0
UNION PACIFIC Common Stock 907818108 71 800 SH   DFND 5 0 800 0
UNION PACIFIC Common Stock 907818108 31 350 SH   DFND 2 0 350 0
UNION PACIFIC Common Stock 907818108 251 2,840 SH   DFND 1 0 2,840 0
UNITED TECHNOLOGIES Common Stock 913017109 449 5,043 SH   SOLE   5,043 0 0
UNITED TECHNOLOGIES Common Stock 913017109 90 1,013 SH   DFND 9 0 1,013 0
UNITED TECHNOLOGIES Common Stock 913017109 1,746 19,625 SH   DFND 5 0 19,625 0
UNITED TECHNOLOGIES Common Stock 913017109 1,166 13,103 SH   DFND 1 0 13,103 0
UNITED TECHNOLOGIES Common Stock 913017109 174 1,950 SH   DFND 12 0 1,950 0
UNITED TECHNOLOGIES Common Stock 913017109 165 1,855 SH   DFND 2 0 1,855 0
UNITED TECHNOLOGIES Common Stock 913017109 4 50 SH   DFND 6 0 50 0
US BANCORP Common Stock 902973304 330 8,037 SH   DFND 1 0 8,037 0
US BANCORP Common Stock 902973304 74 1,800 SH   DFND 5 0 1,800 0
WAL-MART STORES Common Stock 931142103 220 3,400 SH   SOLE   3,400 0 0
WAL-MART STORES Common Stock 931142103 243 3,741 SH   DFND 1 0 3,741 0
WAL-MART STORES Common Stock 931142103 71 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES Common Stock 931142103 661 10,200 SH   DFND 5 0 10,200 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 135 1,630 SH   SOLE   1,630 0 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 222 2,666 SH   DFND 5 0 2,666 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 524 6,300 SH   DFND 1 0 6,300 0
WELLS FARGO Common Stock 949746101 14 277 SH   DFND 1 0 277 0
WELLS FARGO Common Stock 949746101 411 8,000 SH   DFND 12 0 8,000 0
XILINX Common Stock 983919101 433 10,223 SH   SOLE   10,223 0 0
XILINX Common Stock 983919101 1,751 41,305 SH   DFND 5 0 41,305 0
XILINX Common Stock 983919101 140 3,300 SH   DFND 12 0 3,300 0
XILINX Common Stock 983919101 364 8,590 SH   DFND 1 0 8,590 0
XILINX Common Stock 983919101 45 1,065 SH   DFND 2 0 1,065 0
XILINX Common Stock 983919101 4 100 SH   DFND 6 0 100 0
XYLEM INC Common Stock 98419m100 84 2,550 SH   SOLE   2,550 0 0
XYLEM INC Common Stock 98419m100 38 1,160 SH   DFND 9 0 1,160 0
XYLEM INC Common Stock 98419m100 483 14,715 SH   DFND 5 0 14,715 0
XYLEM INC Common Stock 98419m100 72 2,200 SH   DFND 12 0 2,200 0
XYLEM INC Common Stock 98419m100 34 1,020 SH   DFND 2 0 1,020 0
XYLEM INC Common Stock 98419m100 62 1,900 SH   DFND 1 0 1,900 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 2,450 278,714 SH   DFND 1 0 278,714 0