The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,157 6,595 SH   SOLE   6,595 0 0
3M COM 88579Y101 921 5,250 SH   DFND 7 0 5,250 0
3M COM 88579Y101 70 400 SH   DFND 6 0 400 0
3M COM 88579Y101 211 1,200 SH   DFND 5 0 1,200 0
3M COM 88579Y101 35 200 SH   DFND 07,13 0 200 0
ABBOTT LABS COM 002824100 1,002 8,482 SH   SOLE   8,482 0 0
ABBOTT LABS COM 002824100 321 2,714 SH   DFND 6 0 2,714 0
ABBOTT LABS COM 002824100 5,653 47,854 SH   DFND 7 0 47,854 0
ABBOTT LABS COM 002824100 3,494 29,574 SH   DFND 5 0 29,574 0
ABBOTT LABS COM 002824100 65 550 SH   DFND 12 0 550 0
ABBOTT LABS COM 002824100 50 425 SH   DFND 07,13 0 425 0
ABBOTT LABS COM 002824100 180 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109 273 2,532 SH   SOLE   2,532 0 0
ABBVIE COM 00287Y109 289 2,680 SH   DFND 7 0 2,680 0
ABBVIE COM 00287Y109 36 330 SH   DFND 6 0 330 0
ABBVIE COM 00287Y109 1,119 10,370 SH   DFND 5 0 10,370 0
ALPHABET INC CL A COM 02079K305 1,224 458 SH   SOLE   458 0 0
ALPHABET INC CL A COM 02079K305 463 173 SH   DFND 6 0 173 0
ALPHABET INC CL A COM 02079K305 11,018 4,121 SH   DFND 7 0 4,121 0
ALPHABET INC CL A COM 02079K305 4,275 1,599 SH   DFND 5 0 1,599 0
ALPHABET INC CL A COM 02079K305 94 35 SH   DFND 12 0 35 0
ALPHABET INC CL A COM 02079K305 160 60 SH   DFND 07,13 0 60 0
ALPHABET INC CL A COM 02079K305 233 87 SH   DFND 13 0 87 0
AMAZON.COM COM 023135106 710 216 SH   SOLE   216 0 0
AMAZON.COM COM 023135106 3,029 922 SH   DFND 7 0 922 0
AMAZON.COM COM 023135106 174 53 SH   DFND 6 0 53 0
AMAZON.COM COM 023135106 2,415 735 SH   DFND 5 0 735 0
AMAZON.COM COM 023135106 66 20 SH   DFND 12 0 20 0
AMAZON.COM COM 023135106 89 27 SH   DFND 07,13 0 27 0
AMAZON.COM COM 023135106 148 45 SH   DFND 13 0 45 0
ANALOG DEVICES COM 032654105 936 5,590 SH   SOLE   5,590 0 0
ANALOG DEVICES COM 032654105 332 1,985 SH   DFND 6 0 1,985 0
ANALOG DEVICES COM 032654105 7,727 46,139 SH   DFND 7 0 46,139 0
ANALOG DEVICES COM 032654105 2,907 17,358 SH   DFND 5 0 17,358 0
ANALOG DEVICES COM 032654105 71 425 SH   DFND 12 0 425 0
ANALOG DEVICES COM 032654105 117 700 SH   DFND 07,13 0 700 0
ANALOG DEVICES COM 032654105 193 1,150 SH   DFND 13 0 1,150 0
APPLE INC COM 037833100 1,380 9,753 SH   SOLE   9,753 0 0
APPLE INC COM 037833100 591 4,180 SH   DFND 6 0 4,180 0
APPLE INC COM 037833100 12,753 90,125 SH   DFND 7 0 90,125 0
APPLE INC COM 037833100 4,408 31,151 SH   DFND 5 0 31,151 0
APPLE INC COM 037833100 99 700 SH   DFND 12 0 700 0
APPLE INC COM 037833100 177 1,250 SH   DFND 07,13 0 1,250 0
APPLE INC COM 037833100 226 1,600 SH   DFND 13 0 1,600 0
APTARGROUP COM 038336103 854 7,154 SH   SOLE   7,154 0 0
APTARGROUP COM 038336103 229 1,922 SH   DFND 6 0 1,922 0
APTARGROUP COM 038336103 2,643 22,145 SH   DFND 5 0 22,145 0
APTARGROUP COM 038336103 4,831 40,475 SH   DFND 7 0 40,475 0
APTARGROUP COM 038336103 36 300 SH   DFND 12 0 300 0
APTARGROUP COM 038336103 107 900 SH   DFND 07,13 0 900 0
APTARGROUP COM 038336103 119 1,000 SH   DFND 13 0 1,000 0
APTIV PLC COM G6095L109 27 180 SH   SOLE   180 0 0
APTIV PLC COM G6095L109 326 2,188 SH   DFND 5 0 2,188 0
APTIV PLC COM G6095L109 37 250 SH   DFND 7 0 250 0
AUTOMATIC DATA PROCESSING COM 053015103 1,044 5,220 SH   SOLE   5,220 0 0
AUTOMATIC DATA PROCESSING COM 053015103 384 1,919 SH   DFND 6 0 1,919 0
AUTOMATIC DATA PROCESSING COM 053015103 5,801 29,018 SH   DFND 7 0 29,018 0
AUTOMATIC DATA PROCESSING COM 053015103 3,302 16,519 SH   DFND 5 0 16,519 0
AUTOMATIC DATA PROCESSING COM 053015103 65 325 SH   DFND 12 0 325 0
AUTOMATIC DATA PROCESSING COM 053015103 120 600 SH   DFND 07,13 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 171 855 SH   DFND 13 0 855 0
BAXTER INTERNTL COM 071813109 290 3,600 SH   DFND 7 0 3,600 0
BECTON DICKINSON COM 075887109 504 2,049 SH   SOLE   2,049 0 0
BECTON DICKINSON COM 075887109 58 237 SH   DFND 6 0 237 0
BECTON DICKINSON COM 075887109 3,240 13,179 SH   DFND 7 0 13,179 0
BECTON DICKINSON COM 075887109 1,205 4,901 SH   DFND 5 0 4,901 0
BECTON DICKINSON COM 075887109 43 175 SH   DFND 12 0 175 0
BECTON DICKINSON COM 075887109 61 250 SH   DFND 07,13 0 250 0
BECTON DICKINSON COM 075887109 111 450 SH   DFND 13 0 450 0
BRISTOL-MYERS SQUIBB COM 110122108 692 11,700 SH   DFND 5 0 11,700 0
CANADIAN NATL RAILWAY COM 136375102 1,272 10,996 SH   SOLE   10,996 0 0
CANADIAN NATL RAILWAY COM 136375102 375 3,239 SH   DFND 6 0 3,239 0
CANADIAN NATL RAILWAY COM 136375102 6,836 59,106 SH   DFND 7 0 59,106 0
CANADIAN NATL RAILWAY COM 136375102 3,325 28,748 SH   DFND 5 0 28,748 0
CANADIAN NATL RAILWAY COM 136375102 64 550 SH   DFND 12 0 550 0
CANADIAN NATL RAILWAY COM 136375102 136 1,175 SH   DFND 07,13 0 1,175 0
CANADIAN NATL RAILWAY COM 136375102 156 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100 306 3,017 SH   SOLE   3,017 0 0
CHEVRON COM 166764100 89 874 SH   DFND 6 0 874 0
CHEVRON COM 166764100 1,697 16,729 SH   DFND 5 0 16,729 0
CHEVRON COM 166764100 463 4,561 SH   DFND 7 0 4,561 0
CHEVRON COM 166764100 36 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100 71 700 SH   DFND 07,13 0 700 0
CHEVRON COM 166764100 97 960 SH   DFND 13 0 960 0
CHUBB LIMITED COM H1467J104 1,941 11,190 SH   DFND 7 0 11,190 0
CHURCH & DWIGHT COM 171340102 5 60 SH   DFND 6 0 60 0
CHURCH & DWIGHT COM 171340102 845 10,230 SH   DFND 7 0 10,230 0
CHURCH & DWIGHT COM 171340102 99 1,198 SH   DFND 5 0 1,198 0
CIGNA CORP NEW COM 125523100 170 848 SH   SOLE   848 0 0
CIGNA CORP NEW COM 125523100 220 1,100 SH   DFND 7 0 1,100 0
CISCO SYS INC COM 17275R102 195 3,575 SH   SOLE   3,575 0 0
CISCO SYS INC COM 17275R102 768 14,110 SH   DFND 7 0 14,110 0
CISCO SYS INC COM 17275R102 205 3,770 SH   DFND 5 0 3,770 0
CISCO SYS INC COM 17275R102 41 750 SH   DFND 6 0 750 0
CISCO SYS INC COM 17275R102 54 1,000 SH   DFND 13 0 1,000 0
COCA COLA COM 191216100 86 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100 178 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100 228 4,350 SH   DFND 7 0 4,350 0
COCA COLA COM 191216100 105 2,000 SH   DFND 5 0 2,000 0
CONOCOPHILLIPS COM 20825C104 72 1,069 SH   SOLE   1,069 0 0
CONOCOPHILLIPS COM 20825C104 204 3,015 SH   DFND 5 0 3,015 0
CSX COM 126408103 232 7,800 SH   DFND 6 0 7,800 0
CVS HEALTH COM 126650100 413 4,864 SH   SOLE   4,864 0 0
CVS HEALTH COM 126650100 1,656 19,512 SH   DFND 5 0 19,512 0
CVS HEALTH COM 126650100 2,793 32,915 SH   DFND 7 0 32,915 0
CVS HEALTH COM 126650100 39 462 SH   DFND 6 0 462 0
CVS HEALTH COM 126650100 34 400 SH   DFND 12 0 400 0
CVS HEALTH COM 126650100 51 600 SH   DFND 07,13 0 600 0
CVS HEALTH COM 126650100 81 950 SH   DFND 13 0 950 0
CYCLERION THERAPEUTICS INC COM 23255M105 3 1,000 SH   SOLE   1,000 0 0
CYCLERION THERAPEUTICS INC COM 23255M105 96 31,175 SH   DFND 7 0 31,175 0
DANAHER CORP COM 235851102 1,236 4,061 SH   SOLE   4,061 0 0
DANAHER CORP COM 235851102 295 970 SH   DFND 6 0 970 0
DANAHER CORP COM 235851102 12,903 42,383 SH   DFND 7 0 42,383 0
DANAHER CORP COM 235851102 3,353 11,015 SH   DFND 5 0 11,015 0
DANAHER CORP COM 235851102 84 275 SH   DFND 12 0 275 0
DANAHER CORP COM 235851102 149 490 SH   DFND 07,13 0 490 0
DANAHER CORP COM 235851102 216 710 SH   DFND 13 0 710 0
DEERE & CO COM 244199105 117 350 SH   SOLE   350 0 0
DEERE & CO COM 244199105 154 460 SH   DFND 7 0 460 0
DEERE & CO COM 244199105 34 100 SH   DFND 07,13 0 100 0
DENALI THERAPEUTICS INC COM 24823R105 202 4,000 SH   DFND 7 0 4,000 0
DISNEY COM 254687106 617 3,647 SH   SOLE   3,647 0 0
DISNEY COM 254687106 147 871 SH   DFND 6 0 871 0
DISNEY COM 254687106 4,927 29,122 SH   DFND 7 0 29,122 0
DISNEY COM 254687106 1,762 10,416 SH   DFND 5 0 10,416 0
DISNEY COM 254687106 59 350 SH   DFND 12 0 350 0
DISNEY COM 254687106 93 550 SH   DFND 07,13 0 550 0
DISNEY COM 254687106 140 825 SH   DFND 13 0 825 0
DOW CHEMICAL COMPANY COM 260557103 52 912 SH   SOLE   912 0 0
DOW CHEMICAL COMPANY COM 260557103 112 1,950 SH   DFND 7 0 1,950 0
DOW CHEMICAL COMPANY COM 260557103 55 960 SH   DFND 5 0 960 0
EDWARDS LIFESCIENCES COM 28176E108 74 654 SH   SOLE   654 0 0
EDWARDS LIFESCIENCES COM 28176E108 822 7,262 SH   DFND 7 0 7,262 0
EDWARDS LIFESCIENCES COM 28176E108 48 428 SH   DFND 6 0 428 0
EDWARDS LIFESCIENCES COM 28176E108 441 3,895 SH   DFND 5 0 3,895 0
EDWARDS LIFESCIENCES COM 28176E108 9 80 SH   DFND 12 0 80 0
EDWARDS LIFESCIENCES COM 28176E108 45 400 SH   DFND 07,13 0 400 0
ELI LILLY & CO COM 532457108 4 16 SH   SOLE   16 0 0
ELI LILLY & CO COM 532457108 266 1,150 SH   DFND 7 0 1,150 0
ELI LILLY & CO COM 532457108 4 16 SH   DFND 6 0 16 0
ELI LILLY & CO COM 532457108 29 125 SH   DFND 07,13 0 125 0
EXXON MOBIL COM 30231G102 294 5,005 SH   SOLE   5,005 0 0
EXXON MOBIL COM 30231G102 719 12,217 SH   DFND 7 0 12,217 0
EXXON MOBIL COM 30231G102 226 3,850 SH   DFND 6 0 3,850 0
EXXON MOBIL COM 30231G102 1,289 21,907 SH   DFND 5 0 21,907 0
EXXON MOBIL COM 30231G102 22 375 SH   DFND 07,13 0 375 0
FISERV COM 337738108 788 7,265 SH   SOLE   7,265 0 0
FISERV COM 337738108 5,496 50,654 SH   DFND 7 0 50,654 0
FISERV COM 337738108 127 1,170 SH   DFND 6 0 1,170 0
FISERV COM 337738108 1,458 13,441 SH   DFND 5 0 13,441 0
FISERV COM 337738108 43 400 SH   DFND 12 0 400 0
FISERV COM 337738108 98 900 SH   DFND 07,13 0 900 0
FISERV COM 337738108 426 3,925 SH   DFND 13 0 3,925 0
GENERAL ELECTRIC COM 369604301 39 374 SH   SOLE   374 0 0
GENERAL ELECTRIC COM 369604301 163 1,582 SH   DFND 7 0 1,582 0
GENERAL ELECTRIC COM 369604301 116 1,124 SH   DFND 5 0 1,124 0
GENERAL ELECTRIC COM 369604301 33 325 SH   DFND 07,13 0 325 0
GENERAL MILLS COM 370334104 60 1,000 SH   SOLE   1,000 0 0
GENERAL MILLS COM 370334104 179 3,000 SH   DFND 6 0 3,000 0
GRAYSCALE BITCOIN TR BTC COM 389637109 203 6,000 SH   DFND 5 0 6,000 0
HOME DEPOT COM 437076102 744 2,265 SH   SOLE   2,265 0 0
HOME DEPOT COM 437076102 5,403 16,458 SH   DFND 7 0 16,458 0
HOME DEPOT COM 437076102 222 675 SH   DFND 6 0 675 0
HOME DEPOT COM 437076102 2,784 8,480 SH   DFND 5 0 8,480 0
HOME DEPOT COM 437076102 49 150 SH   DFND 12 0 150 0
HOME DEPOT COM 437076102 140 425 SH   DFND 07,13 0 425 0
HOME DEPOT COM 437076102 66 200 SH   DFND 13 0 200 0
HONEYWELL INTL COM 438516106 847 3,992 SH   SOLE   3,992 0 0
HONEYWELL INTL COM 438516106 99 468 SH   DFND 6 0 468 0
HONEYWELL INTL COM 438516106 2,801 13,194 SH   DFND 7 0 13,194 0
HONEYWELL INTL COM 438516106 2,335 11,000 SH   DFND 5 0 11,000 0
HONEYWELL INTL COM 438516106 32 150 SH   DFND 12 0 150 0
ILLUMINA COM 452327109 297 733 SH   SOLE   733 0 0
ILLUMINA COM 452327109 1,289 3,177 SH   DFND 5 0 3,177 0
ILLUMINA COM 452327109 3,817 9,410 SH   DFND 7 0 9,410 0
ILLUMINA COM 452327109 26 65 SH   DFND 6 0 65 0
ILLUMINA COM 452327109 51 125 SH   DFND 12 0 125 0
ILLUMINA COM 452327109 41 100 SH   DFND 07,13 0 100 0
ILLUMINA COM 452327109 81 200 SH   DFND 13 0 200 0
INGERSOLL RAND INC COM 45687V106 221 4,385 SH   DFND 5 0 4,385 0
INTEL CORP COM 458140100 184 3,450 SH   SOLE   3,450 0 0
INTEL CORP COM 458140100 151 2,830 SH   DFND 6 0 2,830 0
INTEL CORP COM 458140100 1,203 22,575 SH   DFND 7 0 22,575 0
INTEL CORP COM 458140100 1,120 21,025 SH   DFND 5 0 21,025 0
INTEL CORP COM 458140100 45 850 SH   DFND 07,13 0 850 0
INTL BUSINESS MACH COM 459200101 219 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101 13 97 SH   DFND 6 0 97 0
INTL BUSINESS MACH COM 459200101 17 125 SH   DFND 07,13 0 125 0
IRONWOOD PHARMACEUTICALS COM 46333X108 29 2,250 SH   SOLE   2,250 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108 1,817 139,100 SH   DFND 7 0 139,100 0
JOHNSON & JOHNSON COM 478160104 1,072 6,635 SH   SOLE   6,635 0 0
JOHNSON & JOHNSON COM 478160104 296 1,835 SH   DFND 6 0 1,835 0
JOHNSON & JOHNSON COM 478160104 5,704 35,321 SH   DFND 7 0 35,321 0
JOHNSON & JOHNSON COM 478160104 3,192 19,762 SH   DFND 5 0 19,762 0
JOHNSON & JOHNSON COM 478160104 48 300 SH   DFND 12 0 300 0
JOHNSON & JOHNSON COM 478160104 125 775 SH   DFND 07,13 0 775 0
JOHNSON & JOHNSON COM 478160104 81 500 SH   DFND 13 0 500 0
KONINKLIJKE DSM NV COM 780249108 387 7,745 SH   SOLE   7,745 0 0
KONINKLIJKE DSM NV COM 780249108 53 1,052 SH   DFND 6 0 1,052 0
KONINKLIJKE DSM NV COM 780249108 1,911 38,245 SH   DFND 7 0 38,245 0
KONINKLIJKE DSM NV COM 780249108 1,430 28,616 SH   DFND 5 0 28,616 0
KONINKLIJKE DSM NV COM 780249108 40 800 SH   DFND 12 0 800 0
KONINKLIJKE DSM NV COM 780249108 55 1,100 SH   DFND 07,13 0 1,100 0
KONINKLIJKE DSM NV COM 780249108 70 1,400 SH   DFND 13 0 1,400 0
MASTERCARD COM 57636Q104 928 2,669 SH   SOLE   2,669 0 0
MASTERCARD COM 57636Q104 324 931 SH   DFND 6 0 931 0
MASTERCARD COM 57636Q104 8,978 25,824 SH   DFND 7 0 25,824 0
MASTERCARD COM 57636Q104 3,249 9,345 SH   DFND 5 0 9,345 0
MASTERCARD COM 57636Q104 52 150 SH   DFND 12 0 150 0
MASTERCARD COM 57636Q104 132 380 SH   DFND 07,13 0 380 0
MASTERCARD COM 57636Q104 179 515 SH   DFND 13 0 515 0
MCDONALDS CORP COM 580135101 60 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 145 600 SH   DFND 7 0 600 0
MCDONALDS CORP COM 580135101 60 250 SH   DFND 6 0 250 0
MERCK COM 58933Y105 51 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 285 3,793 SH   DFND 7 0 3,793 0
MERCK COM 58933Y105 339 4,515 SH   DFND 5 0 4,515 0
MERCK COM 58933Y105 8 100 SH   DFND 07,13 0 100 0
MICROSOFT CORP COM 594918104 642 2,278 SH   SOLE   2,278 0 0
MICROSOFT CORP COM 594918104 282 1,000 SH   DFND 6 0 1,000 0
MICROSOFT CORP COM 594918104 3,974 14,096 SH   DFND 5 0 14,096 0
MICROSOFT CORP COM 594918104 8,715 30,912 SH   DFND 7 0 30,912 0
MICROSOFT CORP COM 594918104 92 325 SH   DFND 12 0 325 0
MICROSOFT CORP COM 594918104 101 360 SH   DFND 07,13 0 360 0
MICROSOFT CORP COM 594918104 62 220 SH   DFND 13 0 220 0
NESTLE SA ADR COM 641069406 889 7,397 SH   SOLE   7,397 0 0
NESTLE SA ADR COM 641069406 6,304 52,438 SH   DFND 7 0 52,438 0
NESTLE SA ADR COM 641069406 360 2,996 SH   DFND 6 0 2,996 0
NESTLE SA ADR COM 641069406 3,044 25,321 SH   DFND 5 0 25,321 0
NESTLE SA ADR COM 641069406 72 600 SH   DFND 12 0 600 0
NESTLE SA ADR COM 641069406 135 1,125 SH   DFND 07,13 0 1,125 0
NESTLE SA ADR COM 641069406 150 1,250 SH   DFND 13 0 1,250 0
NEXTERA ENERGY COM 65339F101 79 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY COM 65339F101 157 2,000 SH   DFND 6 0 2,000 0
NEXTERA ENERGY COM 65339F101 63 800 SH   DFND 07,13 0 800 0
NIKE INC CLASS B COM 654106103 335 2,310 SH   SOLE   2,310 0 0
NIKE INC CLASS B COM 654106103 114 786 SH   DFND 6 0 786 0
NIKE INC CLASS B COM 654106103 2,882 19,847 SH   DFND 7 0 19,847 0
NIKE INC CLASS B COM 654106103 496 3,418 SH   DFND 5 0 3,418 0
NIKE INC CLASS B COM 654106103 29 200 SH   DFND 12 0 200 0
NIKE INC CLASS B COM 654106103 58 400 SH   DFND 07,13 0 400 0
NIKE INC CLASS B COM 654106103 87 600 SH   DFND 13 0 600 0
NOVARTIS AG ADR COM 66987V109 505 6,180 SH   SOLE   6,180 0 0
NOVARTIS AG ADR COM 66987V109 287 3,504 SH   DFND 6 0 3,504 0
NOVARTIS AG ADR COM 66987V109 3,288 40,208 SH   DFND 7 0 40,208 0
NOVARTIS AG ADR COM 66987V109 1,354 16,553 SH   DFND 5 0 16,553 0
NOVARTIS AG ADR COM 66987V109 16 200 SH   DFND 12 0 200 0
NOVARTIS AG ADR COM 66987V109 45 550 SH   DFND 07,13 0 550 0
NOVARTIS AG ADR COM 66987V109 98 1,200 SH   DFND 13 0 1,200 0
NOVO NORDISK A S ADR COM 670100205 223 2,325 SH   SOLE   2,325 0 0
NOVO NORDISK A S ADR COM 670100205 168 1,750 SH   DFND 7 0 1,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 141 2,065 SH   SOLE   2,065 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 3,892 56,960 SH   DFND 7 0 56,960 0
NOVOZYMES A S DKK 2.0 COM B798FW902 717 10,494 SH   DFND 5 0 10,494 0
NVIDIA CORP COM 67066G104 406 1,958 SH   SOLE   1,958 0 0
NVIDIA CORP COM 67066G104 1,869 9,022 SH   DFND 7 0 9,022 0
NVIDIA CORP COM 67066G104 3,521 16,995 SH   DFND 5 0 16,995 0
NVIDIA CORP COM 67066G104 98 475 SH   DFND 12 0 475 0
NVIDIA CORP COM 67066G104 6 30 SH   DFND 6 0 30 0
NVIDIA CORP COM 67066G104 124 600 SH   DFND 07,13 0 600 0
PAYPAL HOLDINGS COM 70450Y103 755 2,900 SH   SOLE   2,900 0 0
PAYPAL HOLDINGS COM 70450Y103 162 621 SH   DFND 6 0 621 0
PAYPAL HOLDINGS COM 70450Y103 7,513 28,873 SH   DFND 7 0 28,873 0
PAYPAL HOLDINGS COM 70450Y103 2,673 10,273 SH   DFND 5 0 10,273 0
PAYPAL HOLDINGS COM 70450Y103 57 220 SH   DFND 12 0 220 0
PAYPAL HOLDINGS COM 70450Y103 104 400 SH   DFND 07,13 0 400 0
PAYPAL HOLDINGS COM 70450Y103 156 600 SH   DFND 13 0 600 0
PEMBINA PIPELINE CO COM 706327103 97 3,050 SH   SOLE   3,050 0 0
PEMBINA PIPELINE CO COM 706327103 612 19,300 SH   DFND 5 0 19,300 0
PEMBINA PIPELINE CO COM 706327103 2 78 SH   DFND 7 0 78 0
PEPSICO COM 713448108 602 4,005 SH   SOLE   4,005 0 0
PEPSICO COM 713448108 2,173 14,448 SH   DFND 7 0 14,448 0
PEPSICO COM 713448108 552 3,670 SH   DFND 5 0 3,670 0
PEPSICO COM 713448108 34 225 SH   DFND 6 0 225 0
PEPSICO COM 713448108 79 525 SH   DFND 07,13 0 525 0
PEPSICO COM 713448108 45 300 SH   DFND 13 0 300 0
PFIZER COM 717081103 71 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103 206 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103 30 700 SH   DFND 07,13 0 700 0
PROCTER & GAMBLE COM 742718109 1,073 7,672 SH   SOLE   7,672 0 0
PROCTER & GAMBLE COM 742718109 432 3,093 SH   DFND 6 0 3,093 0
PROCTER & GAMBLE COM 742718109 6,188 44,265 SH   DFND 7 0 44,265 0
PROCTER & GAMBLE COM 742718109 3,357 24,011 SH   DFND 5 0 24,011 0
PROCTER & GAMBLE COM 742718109 70 500 SH   DFND 12 0 500 0
PROCTER & GAMBLE COM 742718109 134 955 SH   DFND 07,13 0 955 0
PROCTER & GAMBLE COM 742718109 168 1,200 SH   DFND 13 0 1,200 0
RAYTHEON TECHNOLOGIES COM 75513E101 727 8,460 SH   SOLE   8,460 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 246 2,861 SH   DFND 6 0 2,861 0
RAYTHEON TECHNOLOGIES COM 75513E101 4,486 52,191 SH   DFND 7 0 52,191 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,323 27,027 SH   DFND 5 0 27,027 0
RAYTHEON TECHNOLOGIES COM 75513E101 43 500 SH   DFND 12 0 500 0
RAYTHEON TECHNOLOGIES COM 75513E101 86 1,000 SH   DFND 07,13 0 1,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 155 1,800 SH   DFND 13 0 1,800 0
ROCHE HLDG LTD ADR COM 771195104 202 4,440 SH   SOLE   4,440 0 0
ROCHE HLDG LTD ADR COM 771195104 1,044 22,950 SH   DFND 5 0 22,950 0
ROCHE HLDG LTD ADR COM 771195104 23 500 SH   DFND 7 0 500 0
ROCHE HLDG LTD ADR COM 771195104 2 40 SH   DFND 6 0 40 0
ROCHE HLDG LTD ADR COM 771195104 73 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 870 2,960 SH   SOLE   2,960 0 0
ROCKWELL AUTOMATION COM 773903109 226 767 SH   DFND 6 0 767 0
ROCKWELL AUTOMATION COM 773903109 6,217 21,143 SH   DFND 7 0 21,143 0
ROCKWELL AUTOMATION COM 773903109 3,115 10,594 SH   DFND 5 0 10,594 0
ROCKWELL AUTOMATION COM 773903109 74 250 SH   DFND 12 0 250 0
ROCKWELL AUTOMATION COM 773903109 154 525 SH   DFND 07,13 0 525 0
ROCKWELL AUTOMATION COM 773903109 184 625 SH   DFND 13 0 625 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805 1,860 35,100 SH   DFND 13 0 35,100 0
THERMO FISHER SCIENTIFIC COM 883556102 77 135 SH   DFND 6 0 135 0
THERMO FISHER SCIENTIFIC COM 883556102 543 950 SH   DFND 13 0 950 0
TJX COS COM 872540109 387 5,860 SH   SOLE   5,860 0 0
TJX COS COM 872540109 105 1,585 SH   DFND 6 0 1,585 0
TJX COS COM 872540109 3,201 48,522 SH   DFND 7 0 48,522 0
TJX COS COM 872540109 1,275 19,324 SH   DFND 5 0 19,324 0
TJX COS COM 872540109 40 600 SH   DFND 12 0 600 0
TJX COS COM 872540109 53 800 SH   DFND 07,13 0 800 0
TJX COS COM 872540109 92 1,400 SH   DFND 13 0 1,400 0
TRANE TECHNOLOGIES PLC COM G8994E103 703 4,070 SH   DFND 5 0 4,070 0
UNILEVER PLC NEW ADR COM 904767704 442 8,149 SH   SOLE   8,149 0 0
UNILEVER PLC NEW ADR COM 904767704 34 627 SH   DFND 6 0 627 0
UNILEVER PLC NEW ADR COM 904767704 1,132 20,873 SH   DFND 5 0 20,873 0
UNILEVER PLC NEW ADR COM 904767704 3,551 65,490 SH   DFND 7 0 65,490 0
UNILEVER PLC NEW ADR COM 904767704 49 900 SH   DFND 12 0 900 0
UNILEVER PLC NEW ADR COM 904767704 103 1,900 SH   DFND 13 0 1,900 0
UNION PACIFIC COM 907818108 196 1,000 SH   SOLE   1,000 0 0
UNION PACIFIC COM 907818108 248 1,265 SH   DFND 5 0 1,265 0
UNION PACIFIC COM 907818108 279 1,424 SH   DFND 7 0 1,424 0
UNITED HEALTH GROUP COM 91324P102 326 835 SH   SOLE   835 0 0
UNITED HEALTH GROUP COM 91324P102 1,407 3,601 SH   DFND 5 0 3,601 0
UNITED HEALTH GROUP COM 91324P102 2,861 7,323 SH   DFND 7 0 7,323 0
UNITED HEALTH GROUP COM 91324P102 6 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102 49 125 SH   DFND 12 0 125 0
UNITED HEALTH GROUP COM 91324P102 51 130 SH   DFND 07,13 0 130 0
UNITED HEALTH GROUP COM 91324P102 70 180 SH   DFND 13 0 180 0
WAL-MART STORES COM 931142103 77 550 SH   DFND 5 0 550 0
WAL-MART STORES COM 931142103 139 1,000 SH   DFND 13 0 1,000 0
WELLTOWER COM 95040Q104 817 9,910 SH   DFND 7 0 9,910 0
XILINX COM 983919101 646 4,280 SH   SOLE   4,280 0 0
XILINX COM 983919101 288 1,905 SH   DFND 6 0 1,905 0
XILINX COM 983919101 7,164 47,445 SH   DFND 7 0 47,445 0
XILINX COM 983919101 2,170 14,374 SH   DFND 5 0 14,374 0
XILINX COM 983919101 60 400 SH   DFND 12 0 400 0
XILINX COM 983919101 91 600 SH   DFND 07,13 0 600 0
XILINX COM 983919101 174 1,150 SH   DFND 13 0 1,150 0
XYLEM INC COM 98419M100 289 2,340 SH   SOLE   2,340 0 0
XYLEM INC COM 98419M100 70 568 SH   DFND 6 0 568 0
XYLEM INC COM 98419M100 1,073 8,674 SH   DFND 5 0 8,674 0
XYLEM INC COM 98419M100 6,108 49,386 SH   DFND 7 0 49,386 0
XYLEM INC COM 98419M100 49 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100 173 1,400 SH   DFND 13 0 1,400 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 6,110 154,331 SH   DFND 7 0 154,331 0
HARDING LOEVNER INSTL EMERGING Equity Mutual Fu 412295701 5,292 209,509 SH   DFND 7 0 209,509 0
MATTHEWS ASIA DIVIDEND FUND IN Equity Mutual Fu 577130750 1,963 87,835 SH   DFND 7 0 87,835 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608 5,390 304,843 SH   DFND 7 0 304,843 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 5,347 317,337 SH   DFND 7 0 317,337 0