EXHIBIT 32.2

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the quarterly report of Discovery Bancorp (the “Company”) on Form 10-QSB for the period ending March 31, 2005 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Lou Ellen Ficke, Executive Vice President and Chief Financial Officer of the Company, certify that:

(1) The Report fully complies with the requirements of Section 13 (a) or 15 (d), as applicable, of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

     This certification is provided solely pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, and shall not be deemed to be part of the Report of “filed” for any purpose whatsoever.

/s/ Lou Ellen Ficke  

Lou Ellen Ficke, 

Executive Vice President and Chief Financial Officer 

June 30, 2005