0001157523-19-000686.txt : 20190325 0001157523-19-000686.hdr.sgml : 20190325 20190325090528 ACCESSION NUMBER: 0001157523-19-000686 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20190325 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20190325 DATE AS OF CHANGE: 20190325 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WEX Inc. CENTRAL INDEX KEY: 0001309108 STANDARD INDUSTRIAL CLASSIFICATION: SERVICES-BUSINESS SERVICES, NEC [7389] IRS NUMBER: 010526993 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-32426 FILM NUMBER: 19701438 BUSINESS ADDRESS: STREET 1: 97 DARLING AVENUE CITY: SOUTH PORTLAND STATE: ME ZIP: 04106 BUSINESS PHONE: (207) 773-8171 MAIL ADDRESS: STREET 1: 97 DARLING AVENUE CITY: SOUTH PORTLAND STATE: ME ZIP: 04106 FORMER COMPANY: FORMER CONFORMED NAME: Wright Express CORP DATE OF NAME CHANGE: 20041118 8-K 1 a51958912.htm WEX INC. 8-K


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

 

March 25, 2019 (March 25, 2019)

GRAPHIC

WEX INC.

(Exact name of registrant as specified in its charter)


Delaware

 

001-32426

 

01-0526993

(State or other jurisdiction of
incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1 Hancock Street, Portland, ME

 

04101

Address of principal executive offices

Zip Code

 

Registrant's telephone number, including area code

(207) 773-8171

 

(Former name or former address if changes since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.




Item 7.01. Regulation FD Disclosure.

On March 25, 2019, the Company issued a press release captioned “WEX to Acquire Fuel Card Business of EG Group, Go Fuel Card.” A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information in this Item 7.01 of this Current Report on Form 8-K (including Exhibit 99.1) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing.


Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

See Exhibit Index attached hereto.


SAFE HARBOR FOR FORWARD-LOOKING STATEMENTS

This Current Report on Form 8-K, including the information on Exhibit 99.1, contains forward-looking statements, including statements regarding: market expansion; reduction to retail fuel price sensitivity; opportunities for growth. Any statements that are not statements of historical facts may be deemed to be forward-looking statements. When used in this press release, the words “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “project” and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain such words. These forward-looking statements are subject to a number of risks and uncertainties that could cause actual results to differ materially, including: the effects of general economic conditions on fueling patterns as well as payment and transaction processing activity; the impact of foreign currency exchange rates on the Company’s operations, revenue and income; changes in interest rates; the impact of fluctuations in fuel prices; the effects of the Company’s business expansion and acquisition efforts; potential adverse changes to business or employee relationships, including those resulting from the completion of an acquisition; competitive responses to any acquisitions; uncertainty of the expected financial performance of the combined operations following completion of an acquisition; the failure to successfully integrate the Company's acquisitions; the ability to realize anticipated synergies and cost savings; unexpected costs, charges or expenses resulting from an acquisition; the Company's ability to successfully acquire, integrate, operate and expand commercial fuel card programs; the failure of corporate investments to result in anticipated strategic value; the impact and size of credit losses; the impact of changes to the Company's credit standards; breaches of the Company’s technology systems or those of the Company's third-party service providers and any resulting negative impact on the Company's reputation, liabilities or relationships with customers or merchants; the Company’s failure to maintain or renew key commercial agreements; failure to expand the Company’s technological capabilities and service offerings as rapidly as the Company’s competitors; failure to successfully implement the Company's information technology strategies and capabilities in connection with its technology outsourcing and insourcing arrangements and any resulting cost associated with that failure; the actions of regulatory bodies, including banking and securities regulators, or possible changes in banking or financial regulations impacting the Company’s industrial bank, the Company as the corporate parent or other subsidiaries or affiliates; the impact of the material weaknesses disclosed in Item 9A of the Company's annual report on Form 10-K for the year ended December 31, 2018 and the effects of the Company's investigation and remediation efforts in connection with certain immaterial errors in the financial statements of our Brazilian subsidiary; the impact of the Company’s outstanding notes on its operations; the impact of increased leverage on the Company's operations, results or borrowing capacity generally, and as a result of acquisitions specifically; the incurrence of impairment charges if our assessment of the fair value of certain of our reporting units changes; the uncertainties of litigation; as well as other risks and uncertainties identified in Item 1A of our Annual Report for the year ended December 31, 2018, filed on Form 10-K with the Securities and Exchange Commission on March 18, 2019.

The Company's forward-looking statements do not reflect the potential future impact of any alliance, merger, acquisition, disposition or stock repurchases. The forward-looking statements speak only as of the date of this Current Report on Form 8-K and undue reliance should not be placed on these statements. The Company disclaims any obligation to update any forward-looking statements as a result of new information, future events or otherwise.


EXHIBIT INDEX

Exhibit No.   Exhibit Description
 

99.1

Press Release of WEX Inc. dated March 25, 2019.


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

WEX INC.

 

Date:

March 25, 2019

By:

/s/ Gregory A. Wiessner

 

Gregory A. Wiessner

 

Vice President, Corporate Securities Counsel

EX-99.1 2 a51958912ex99_1.htm EXHBIIT 99.1

Exhibit 99.1

WEX to Acquire Fuel Card Business of EG Group, Go Fuel Card

Acquisition Strengthens WEX’s European Fleet Solutions Business

SOUTH PORTLAND, Maine--(BUSINESS WIRE)--March 25, 2019--WEX Inc. (NYSE:WEX), a leading financial technology service provider, announced today that it plans to acquire the fuel card business (“Go Fuel Card”) of EG Group, an independent fuel station and convenience retailer in Europe. The anticipated transaction is subject to completion of employee information and consultation processes, and other approvals, as appropriate.

The Go Fuel Card business is headquartered in Breda, Netherlands with approximately 200,000 proprietary cards in circulation across the Netherlands, France, Belgium and Luxembourg. Go Fuel Card offers fuel cards for vehicles to a range of customers from small and medium enterprises, commonly called SMEs, to larger fleet operators. Go Fuel Card operates on an independent proprietary card network with acceptance at over 5,000 retail sites.

“The addition of the Go Fuel Card business will strengthen our position in Europe by expanding our footprint in attractive markets and broadening our card acceptance through an independent, proprietary card network,” said Scott Phillips, President, Global Fleet, WEX. “I am also extremely excited about the opportunity to partner with EG Group to expand our Fleet business throughout EG locations in the U.S., Europe and Australia. This is an attractive business that projects further reductions to our sensitivity to retail fuel prices, while providing us a strong pathway for organic growth and value creation over time.”

WEX expects the transaction to close in the second quarter of 2019, subject to customary closing conditions.


Forward-Looking Statements

This press release contains forward-looking statements, including statements regarding: market expansion; projected reduction to retail fuel price sensitivity; and, opportunities for growth. Any statements that are not statements of historical facts may be deemed to be forward-looking statements. When used in this press release, the words “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “project” and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain such words. These forward-looking statements are subject to a number of risks and uncertainties that could cause actual results to differ materially, including: the effects of general economic conditions on fueling patterns as well as payment and transaction processing activity; the impact of foreign currency exchange rates on the Company’s operations, revenue and income; changes in interest rates; the impact of fluctuations in fuel prices; the effects of the Company’s business expansion and acquisition efforts; potential adverse changes to business or employee relationships, including those resulting from the completion of an acquisition; competitive responses to any acquisitions; uncertainty of the expected financial performance of the combined operations following completion of an acquisition; the failure to successfully integrate the Company's acquisitions; the ability to realize anticipated synergies and cost savings; unexpected costs, charges or expenses resulting from an acquisition; the Company's ability to successfully acquire, integrate, operate and expand commercial fuel card programs; the failure of corporate investments to result in anticipated strategic value; the impact and size of credit losses; the impact of changes to the Company's credit standards; breaches of the Company’s technology systems or those of the Company's third-party service providers and any resulting negative impact on the Company's reputation, liabilities or relationships with customers or merchants; the Company’s failure to maintain or renew key commercial agreements; failure to expand the Company’s technological capabilities and service offerings as rapidly as the Company’s competitors; failure to successfully implement the Company's information technology strategies and capabilities in connection with its technology outsourcing and insourcing arrangements and any resulting cost associated with that failure; the actions of regulatory bodies, including banking and securities regulators, or possible changes in banking or financial regulations impacting the Company’s industrial bank, the Company as the corporate parent or other subsidiaries or affiliates; the impact of the material weaknesses disclosed in Item 9A of the Company's annual report on Form 10-K for the year ended December 31, 2018 and the effects of the Company's investigation and remediation efforts in connection with certain immaterial errors in the financial statements of our Brazilian subsidiary; the impact of the Company’s outstanding notes on its operations; the impact of increased leverage on the Company's operations, results or borrowing capacity generally, and as a result of acquisitions specifically; the incurrence of impairment charges if our assessment of the fair value of certain of our reporting units changes; the uncertainties of litigation; as well as other risks and uncertainties identified in Item 1A of our Annual Report for the year ended December 31, 2018, filed on Form 10-K with the Securities and Exchange Commission on March 18, 2019. The Company's forward-looking statements do not reflect the potential future impact of any alliance, merger, acquisition, disposition or stock repurchases. The forward-looking statements speak only as of the date of this press release and undue reliance should not be placed on these statements. The Company disclaims any obligation to update any forward-looking statements as a result of new information, future events or otherwise.


About WEX

Powered by the belief that complex payment systems can be made simple, WEX (NYSE: WEX) is a leading financial technology service provider across a wide spectrum of sectors, including fleet, travel and healthcare. WEX operates in more than 10 countries and in more than 20 currencies through more than 4,800 associates around the world. WEX fleet cards offer 11.5 million vehicles exceptional payment security and control; Purchase volume in its travel and corporate solutions grew to $30.3 billion in 2017; and the WEX Health financial technology platform helps 300,000 employers and more than 25 million consumers better manage healthcare expenses. For more information, visit www.wexinc.com.

CONTACT:
Media:
Jessica Roy
jessica.roy@wexinc.com
207.523.6763

Investors:
Steve Elder
steve.elder@wexinc.com
207.523.7769

GRAPHIC 3 logo.jpg LOGO begin 644 logo.jpg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end