The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Guggenheim S&P 500 Pure Growth GUG S&P500 PU GR 78355W403 940 9,981 SH   SOLE 0 0 9,981 0
Guggenheim S&P Small Cap 600 Pure Growth GUG S&P SC600 PG 78355W809 357 3,468 SH   SOLE 0 0 3,468 0
Guggenheim S&P Small Cap 600 Pure Value GUG S&P SC600 PV 78355W700 262 3,957 SH   SOLE 0 0 3,957 0
Health Fund Sector SPDR SBI HEALTHCARE 81369Y209 238 3,000 SH   SOLE 0 0 3,000 0
iShares Momentum MSCI USAMOMFCT 46432F396 56,247 632,773 SH   SOLE 0 0 632,773 0
iShares MSCI EAFE MSCI EAFE IDX 464287465 12,318 188,922 SH   SOLE 0 0 188,922 0
iShares MSCI EAFE Growth Index MSCI GRW IDX 464288885 7,055 95,395 SH   SOLE 0 0 95,395 0
iShares MSCI EAFE Small Cap Index EAFE SML CP ETF 464288273 455 7,861 SH   SOLE 0 0 7,861 0
iShares MSCI EAFE Value Index EAFE VALUE ETF 464288877 203 3,932 SH   SOLE 0 0 3,932 0
iShares MSCI Emerging Market MSCI EMERG MKT 464287234 510 12,311 SH   SOLE 0 0 12,311 0
iShares MSCI KLD 400 Social Index Fund MSCI KLD400 SOC 464288570 1,185 13,265 SH   SOLE 0 0 13,265 0
iShares Russell 1000 Growth RUSSELL 1000GRW 464287614 126,429 1,062,246 SH   SOLE 0 0 1,062,246 0
iShares Russell 1000 Index RUSSELL 1000 464287622 761 5,624 SH   SOLE 0 0 5,624 0
iShares Russell 1000 Value RUSSELL1000VAL 464287598 71,335 612,689 SH   SOLE 0 0 612,689 0
iShares Russell 2000 Growth RUSL 2000 GROW 464287648 549 3,253 SH   SOLE 0 0 3,253 0
iShares Russell 2000 Index RUSSELL 2000 464287655 471 3,339 SH   SOLE 0 0 3,339 0
iShares Russell 3000 Index RUSSELL 3000 464287689 454 3,151 SH   SOLE 0 0 3,151 0
iShares Russell Midcap Value Index RUS MDCP VAL ETF 464287473 235 2,800 SH   SOLE 0 0 2,800 0
iShares S&P 500 S&P 500 INDEX 464287200 65,181 267,784 SH   SOLE 0 0 267,784 0
iShares S&P 500/Barra Growth S&P500 GRW 464287309 2,115 15,455 SH   SOLE 0 0 15,455 0
iShares S&P 500/Value Index S&P 500 VALUE 464287408 577 5,493 SH   SOLE 0 0 5,493 0
iShares S&P Small Cap 600 Index CORE S&P SCP ETF 464287804 418 5,960 SH   SOLE 0 0 5,960 0
PowerShares QQQ UNIT SER 1 73935A104 544 3,954 SH   SOLE 0 0 3,954 0
S&P 500 SPDR UNIT SER 1 78462F103 2,156 8,915 SH   SOLE 0 0 8,915 0
SPDR MSCI A CWI ex-US MSCI ACWI EXUS 78463X848 1,945 54,536 SH   SOLE 0 0 54,536 0
SPDR Russell 2000 SPDR RUSSEL 2000 78468R853 216 2,592 SH   SOLE 0 0 2,592 0
SPDR S&P Dividend S&P DIVID ETF 78464a763 303 3,410 SH   SOLE 0 0 3,410 0
Vanguard FTSE Developed Markets ETF MSCI EAFE IDX 921943858 226 5,458 SH   SOLE 0 0 5,458 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 352 4,500 SH   SOLE 0 0 4,500 0
Vanguard Large Cap Growth ETF GROWTH ETF 922908736 1,111 8,742 SH   SOLE 0 0 8,742 0
Vanguard Large Cap Value ETF VALUE ETF 922908744 990 10,256 SH   SOLE 0 0 10,256 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 90,236 619,200 SH   SOLE 0 0 619,200 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 299 2,434 SH   SOLE 0 0 2,434 0
3M Co. COM 88579y101 771 3,702 SH   SOLE 0 0 3,702 0
Aaron's, Inc COM PAR $0.50 002535300 1,020 26,216 SH   SOLE 0 0 26,216 0
Abbott Laboratories COM 002824100 534 10,995 SH   SOLE 0 0 10,995 0
AbbVie Inc. COM 00287y109 1,174 16,196 SH   SOLE 0 0 16,196 0
ABIOMED, Inc COM 003654100 374 2,611 SH   SOLE 0 0 2,611 0
Accenture LTD Cl A COM g1151c101 1,189 9,617 SH   SOLE 0 0 9,617 0
Adobe Systems Inc. COM 00724f101 303 2,142 SH   SOLE 0 0 2,142 0
Aetna Inc. COM 00817Y108 549 3,614 SH   SOLE 0 0 3,614 0
Allergan Inc. COM 184901023 213 875 SH   SOLE 0 0 875 0
Allstate Corp COM 020002101 961 10,869 SH   SOLE 0 0 10,869 0
Alphabet Inc. Class A Voting Shares CL A 38259P508 2,155 2,318 SH   SOLE 0 0 2,318 0
Alphabet Inc. Class C Non Voting Shares CL C 38259p706 1,347 1,482 SH   SOLE 0 0 1,482 0
Altria Group COM 718154107 2,268 30,454 SH   SOLE 0 0 30,454 0
Amazon.Com COM 231351065 1,404 1,450 SH   SOLE 0 0 1,450 0
American Capital Agency Corp. COM 02503X105 898 42,157 SH   SOLE 0 0 42,157 0
American Intl Group Inc COM 026874784 599 9,581 SH   SOLE 0 0 9,581 0
American Shared Hospital Service COM 029595105 220 56,500 SH   SOLE 0 0 56,500 0
Amgen Inc. COM 311621007 1,157 6,716 SH   SOLE 0 0 6,716 0
AMR Corp. Escrow Pending Possible Future Distribution COM 001esc102 0 14,833 SH   SOLE 0 0 14,833 0
Annaly Mtg. Management COM 357104090 1,816 150,664 SH   SOLE 0 0 150,664 0
Anthem Inc. COM 036752103 581 3,090 SH   SOLE 0 0 3,090 0
AON Corp. COM 0408v1025 377 2,838 SH   SOLE 0 0 2,838 0
Apple Computer, Inc. COM 378331003 9,956 69,127 SH   SOLE 0 0 69,127 0
Aptar Group COM 383361037 1,008 11,600 SH   SOLE 0 0 11,600 0
Arrow Electronics Inc. COM 427351002 361 4,606 SH   SOLE 0 0 4,606 0
Assurant Inc. COM 04621X108 375 3,612 SH   SOLE 0 0 3,612 0
Assured Guaranty Ltd. COM G0585R106 2,968 71,107 SH   SOLE 0 0 71,107 0
AT&T Inc. COM 00206R102 1,926 51,038 SH   SOLE 0 0 51,038 0
Avnet Inc. COM 053807103 239 6,149 SH   SOLE 0 0 6,149 0
Bank of America Corp. COM 605051044 1,589 65,492 SH   SOLE 0 0 65,492 0
Bard C R Inc. COM 673831095 204 645 SH   SOLE 0 0 645 0
Baxter International Inc. COM 718131097 691 11,407 SH   SOLE 0 0 11,407 0
Becton Dickinson & Co. COM 758871099 210 1,075 SH   SOLE 0 0 1,075 0
Berkshire Hathaway CL B NEW 846707024 2,466 14,559 SH   SOLE 0 0 14,559 0
Berkshire Hathaway CL A CL A 084990175 6,877 2,700 SH   SOLE 0 0 2,700 0
Best Buy Inc. COM 865161012 617 10,765 SH   SOLE 0 0 10,765 0
Biogen Idec Inc. COM 09062x103 270 996 SH   SOLE 0 0 996 0
Boeing Co. COM 970231056 856 4,330 SH   SOLE 0 0 4,330 0
Bristol-Myers Squibb Company COM 110122108 1,507 27,043 SH   SOLE 0 0 27,043 0
British Petroleum Amoco COM 556221042 327 9,448 SH   SOLE 0 0 9,448 0
Broadcom Ltd. SHS y0486s104 382 1,640 SH   SOLE 0 0 1,640 0
Capital One Financial COM 14040H105 207 2,507 SH   SOLE 0 0 2,507 0
Caterpillar Inc. COM 149123101 385 3,587 SH   SOLE 0 0 3,587 0
Celgene Corp. COM 151020104 531 4,089 SH   SOLE 0 0 4,089 0
Charles Schwab COM 808513105 470 10,952 SH   SOLE 0 0 10,952 0
ChevronTexaco Corp. COM 166764100 1,810 17,350 SH   SOLE 0 0 17,350 0
Chimera Investment Corp. REIT COM 16934Q109 580 31,114 SH   SOLE 0 0 31,114 0
Cigna Corp COM 125509109 306 1,827 SH   SOLE 0 0 1,827 0
Circuit City Stores Inc COM 172737108 285 7,512 SH   SOLE 0 0 7,512 0
Cisco Systems Inc. COM 17275R102 751 24,004 SH   SOLE 0 0 24,004 0
Citigroup Inc. COM 172967424 1,093 16,342 SH   SOLE 0 0 16,342 0
Coca Cola COM 191216100 493 10,990 SH   SOLE 0 0 10,990 0
Colgate-Palmolive Co COM 194162103 447 6,025 SH   SOLE 0 0 6,025 0
ComCast COM 20030N101 972 24,972 SH   SOLE 0 0 24,972 0
Commerce Bancshares Inc. COM 200525103 1,025 18,036 SH   SOLE 0 0 18,036 0
Consolidated Edison COM 209115104 478 5,911 SH   SOLE 0 0 5,911 0
Corning Inc. COM 219350105 367 12,218 SH   SOLE 0 0 12,218 0
CostCo Companies Inc. COM 22160k105 342 2,139 SH   SOLE 0 0 2,139 0
Cummins Inc. COM 231021106 222 1,368 SH   SOLE 0 0 1,368 0
CVS Health Corporation COM 126650100 594 7,383 SH   SOLE 0 0 7,383 0
Danaher Corp. COM 235851102 457 5,417 SH   SOLE 0 0 5,417 0
DCT Industrial Trust Inc COM 233153105 625 11,691 SH   SOLE 0 0 11,691 0
Dean Foods COM 242370104 207 12,192 SH   SOLE 0 0 12,192 0
Dell Technologies Inc. Class V COM CL V 24703L103 397 6,490 SH   SOLE 0 0 6,490 0
Dow Chemical Co. COM 260543103 525 8,319 SH   SOLE 0 0 8,319 0
Duke Energy COM 264399106 564 6,744 SH   SOLE 0 0 6,744 0
DXC Technology Company COM 23355L106 603 7,855 SH   SOLE 0 0 7,855 0
Ebay, Inc. COM 278642103 449 12,865 SH   SOLE 0 0 12,865 0
Edwards Lifesciences COM 28176E108 730 6,176 SH   SOLE 0 0 6,176 0
EI DuPont de Nemours & Co. COM 263534109 215 2,667 SH   SOLE 0 0 2,667 0
Eli Lilly & Co. COM 532457108 276 3,351 SH   SOLE 0 0 3,351 0
Equity Residential PPTY Trust COM 29476L107 569 8,643 SH   SOLE 0 0 8,643 0
Estee Lauder Companies Inc. CL A 518439104 242 2,518 SH   SOLE 0 0 2,518 0
Exelon Corporation COM 30161N101 968 26,837 SH   SOLE 0 0 26,837 0
Express Scripts Inc. COM 302182100 246 3,861 SH   SOLE 0 0 3,861 0
Exxon Mobil Corporation COM 30231G102 1,874 23,219 SH   SOLE 0 0 23,219 0
Facebook, Inc. COM 30303m102 1,381 9,149 SH   SOLE 0 0 9,149 0
Fed Ex Corp COM 31428X106 331 1,521 SH   SOLE 0 0 1,521 0
Fleetcor Technologies Inc. COM 339041105 16,447 114,046 SH   SOLE 0 0 114,046 0
Ford Motor Company COM 345370860 256 22,834 SH   SOLE 0 0 22,834 0
Gamestop Corp. CL A 36467W109 384 17,768 SH   SOLE 0 0 17,768 0
General Dynamics Corp. COM 369550108 222 1,123 SH   SOLE 0 0 1,123 0
General Electric COM 369604103 2,398 88,773 SH   SOLE 0 0 88,773 0
General Motors Corporation - Old COM 37045v100 1,348 38,584 SH   SOLE 0 0 38,584 0
Gilead Sciences Inc. COM 375558103 1,345 19,008 SH   SOLE 0 0 19,008 0
Glaxosmithkline COM 37733W105 299 6,942 SH   SOLE 0 0 6,942 0
Goldman Sachs Group COM 38141G104 219 987 SH   SOLE 0 0 987 0
Goodyear Tire & Rubber COM 382550101 200 5,735 SH   SOLE 0 0 5,735 0
Half Robert Int'l COM 770323103 636 13,275 SH   SOLE 0 0 13,275 0
Hewlett Packard Enterprise Company COM 42824C109 1,680 101,253 SH   SOLE 0 0 101,253 0
Home Depot COM 437076102 2,066 13,467 SH   SOLE 0 0 13,467 0
Honeywell International COM 438516106 533 4,001 SH   SOLE 0 0 4,001 0
Horizon Pharma Inc COM 44047T109 593 50,000 SH   SOLE 0 0 50,000 0
HP Inc. COM 428236103 1,129 64,583 SH   SOLE 0 0 64,583 0
IBM COM 459200101 652 4,240 SH   SOLE 0 0 4,240 0
Illinois Tool Works COM 452308109 585 4,082 SH   SOLE 0 0 4,082 0
Intel Corp. COM 458140100 1,507 44,654 SH   SOLE 0 0 44,654 0
Intuit Inc. COM 461202103 493 3,711 SH   SOLE 0 0 3,711 0
J P Morgan Chase & Co. COM 46625H100 1,691 18,501 SH   SOLE 0 0 18,501 0
Johnson & Johnson COM 478160104 3,532 26,701 SH   SOLE 0 0 26,701 0
KB Home COM 48666k109 681 28,402 SH   SOLE 0 0 28,402 0
Kimberly Clark Corp. COM 494368103 764 5,921 SH   SOLE 0 0 5,921 0
Kraft Heinz Co. COM 500754106 213 2,484 SH   SOLE 0 0 2,484 0
Kroger Co. COM 501044101 245 10,502 SH   SOLE 0 0 10,502 0
Lear Corp. COM 521865105 223 1,569 SH   SOLE 0 0 1,569 0
Lincoln National Corp. COM 534187109 318 4,701 SH   SOLE 0 0 4,701 0
Lockheed Martin Corp. COM 539830109 1,104 3,977 SH   SOLE 0 0 3,977 0
Lowes Companies Inc. COM 548661107 351 4,531 SH   SOLE 0 0 4,531 0
Marathon Petroleum Corporation COM 56585A102 285 5,443 SH   SOLE 0 0 5,443 0
Mastercard Incorporated COM 57636Q104 560 4,613 SH   SOLE 0 0 4,613 0
McDonald's Corporation COM 580135101 619 4,039 SH   SOLE 0 0 4,039 0
Medtronic Inc. COM 585055106 350 3,943 SH   SOLE 0 0 3,943 0
Merck & Co, Inc. COM 589331107 897 13,989 SH   SOLE 0 0 13,989 0
Metlife Inc. COM 59156R108 316 5,750 SH   SOLE 0 0 5,750 0
Michael Kors Holdings Limited SHS G60754101 264 7,273 SH   SOLE 0 0 7,273 0
Microsoft Corp. COM 594918104 3,232 46,890 SH   SOLE 0 0 46,890 0
Mondelez International Inc. COM 609207105 219 5,061 SH   SOLE 0 0 5,061 0
Morgan Stanley COM 617446448 441 9,890 SH   SOLE 0 0 9,890 0
Nano Labs Corp COM 148411101 0 620,614 SH   SOLE 0 0 620,614 0
NeuStar, Inc. CL A 64126X201 1,058 31,733 SH   SOLE 0 0 31,733 0
Nextera Energy, Inc. COM 65339f101 347 2,479 SH   SOLE 0 0 2,479 0
Nike Inc Cl B COM 654106103 489 8,280 SH   SOLE 0 0 8,280 0
Nisource Inc COM 65473P105 540 21,295 SH   SOLE 0 0 21,295 0
Northern Trust COM 665859104 507 5,216 SH   SOLE 0 0 5,216 0
Northrop Grumman Corp COM 666807102 538 2,096 SH   SOLE 0 0 2,096 0
Nvidia Corp. COM 67066G104 2,344 16,218 SH   SOLE 0 0 16,218 0
Office Depot Inc. COM 676220106 67 11,935 SH   SOLE 0 0 11,935 0
ONE Gas, Inc. COM 68235P108 550 7,877 SH   SOLE 0 0 7,877 0
Oracle Corp. COM 68389X105 751 14,983 SH   SOLE 0 0 14,983 0
Panera Bread Co CL A 69840W108 451 1,433 SH   SOLE 0 0 1,433 0
Park Hotels & Resorts Inc COM 700517105 307 11,390 SH   SOLE 0 0 11,390 0
PayPal Holdings, Inc. COM 70450Y103 271 5,052 SH   SOLE 0 0 5,052 0
Penumbra, Inc COM 70975L107 2,746 31,292 SH   SOLE 0 0 31,292 0
Pepsico Inc COM 713448108 1,014 8,779 SH   SOLE 0 0 8,779 0
Pfizer Inc. COM 717081103 1,224 36,430 SH   SOLE 0 0 36,430 0
Philip Morris International Inc. COM 718172109 381 3,245 SH   SOLE 0 0 3,245 0
Phillips 66 COM 718546104 257 3,102 SH   SOLE 0 0 3,102 0
Popular Inc New F COM NEW 733174700 214 5,124 SH   SOLE 0 0 5,124 0
PPG Industries COM 693506107 223 2,027 SH   SOLE 0 0 2,027 0
Praxair Inc COM 74005P104 211 1,589 SH   SOLE 0 0 1,589 0
Priceline Group, Inc. COM 741503106 228 122 SH   SOLE 0 0 122 0
Procter & Gamble COM 742718109 934 10,714 SH   SOLE 0 0 10,714 0
Prudential Securities COM 744320102 991 9,165 SH   SOLE 0 0 9,165 0
Quality Care Properties, Inc COM 747545101 893 48,794 SH   SOLE 0 0 48,794 0
Raytheon Company COM 755111507 201 1,243 SH   SOLE 0 0 1,243 0
Reinsurance Group of America Inc. COM NEW 759351604 1,142 8,892 SH   SOLE 0 0 8,892 0
Reynolds American Inc. COM 761713106 520 7,988 SH   SOLE 0 0 7,988 0
Rockwell Medical, Inc. COM 774374102 431 54,300 SH   SOLE 0 0 54,300 0
Rollins Inc. COM 775711107 584 14,355 SH   SOLE 0 0 14,355 0
Sherwin Williams COM 824348106 399 1,137 SH   SOLE 0 0 1,137 0
Solar Wind Energy Tower Inc. COM 83416B109 0 65,000 SH   SOLE 0 0 65,000 0
Starbucks Corp. COM 855244109 677 11,603 SH   SOLE 0 0 11,603 0
TE Connectivity LTD COM H84989104 217 2,757 SH   SOLE 0 0 2,757 0
Technology Data Corp. COM 878237106 542 5,365 SH   SOLE 0 0 5,365 0
Texas Instruments Inc. COM 882508104 508 6,603 SH   SOLE 0 0 6,603 0
The Liberty Siriusxm Group Series A COM A SIRIUSXM 531229409 355 8,451 SH   SOLE 0 0 8,451 0
Thermo Fisher Scientific Inc COM 883556102 371 2,127 SH   SOLE 0 0 2,127 0
Time Warner Inc. New COM 887317105 589 5,868 SH   SOLE 0 0 5,868 0
TJX Companies Inc. COM 872540109 491 6,804 SH   SOLE 0 0 6,804 0
Travelers Companies Inc COM 89417E109 468 3,696 SH   SOLE 0 0 3,696 0
Tyson Foods Inc. Class A COM 902494103 899 14,354 SH   SOLE 0 0 14,354 0
Ulta Salon, Cosmetics & Fragrance COM 90384S303 287 999 SH   SOLE 0 0 999 0
Union Pacific COM 907818108 396 3,633 SH   SOLE 0 0 3,633 0
United Continental Holdings COM 910047109 1,101 14,636 SH   SOLE 0 0 14,636 0
United Health Care Corp. COM 91324P102 1,630 8,793 SH   SOLE 0 0 8,793 0
United Technologies Corp. COM 913017109 288 2,359 SH   SOLE 0 0 2,359 0
US Bancorp COM 902973304 327 6,297 SH   SOLE 0 0 6,297 0
Valero Energy Corp. COM 91913Y100 1,030 15,271 SH   SOLE 0 0 15,271 0
Verizon Communications COM 92343V104 676 15,145 SH   SOLE 0 0 15,145 0
Visa, Inc. COM 82826C839 773 8,248 SH   SOLE 0 0 8,248 0
Vital Therapies, Inc. COM 92847R104 71 24,575 SH   SOLE 0 0 24,575 0
Wal-Mart COM 931142103 3,428 45,300 SH   SOLE 0 0 45,300 0
Walgreen Boots Alliance, Inc. COM 931427108 822 10,497 SH   SOLE 0 0 10,497 0
Walt Disney Co. COM 254687106 2,945 27,720 SH   SOLE 0 0 27,720 0
WEC Energy Group Inc. COM 976657106 359 5,846 SH   SOLE 0 0 5,846 0
Wells Fargo & Co New COM 949746101 2,610 47,109 SH   SOLE 0 0 47,109 0
Whole Foods Market, Inc. COM 966837106 1,021 24,242 SH   SOLE 0 0 24,242 0
World Fuel Services COM 981475106 695 18,070 SH   SOLE 0 0 18,070 0