The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Guggenheim S&P 500 Pure Growth GUG S&P500 PU GR 78355W403 895 9,981 SH   SOLE 0 0 9,981 0
Guggenheim S&P Small Cap 600 Pure Growth GUG S&P SC600 PG 78355W809 349 3,468 SH   SOLE 0 0 3,468 0
Guggenheim S&P Small Cap 600 Pure Value GUG S&P SC600 PV 78355W700 271 3,957 SH   SOLE 0 0 3,957 0
Health Fund Sector SPDR SBI HEALTHCARE 81369Y209 223 3,000 SH   SOLE 0 0 3,000 0
iShares Momentum MSCI USAMOMFCT 46432F396 51,835 627,161 SH   SOLE 0 0 627,161 0
iShares MSCI EAFE MSCI EAFE IDX 464287465 11,922 191,392 SH   SOLE 0 0 191,392 0
iShares MSCI EAFE Growth Index MSCI GRW IDX 464288885 6,734 96,907 SH   SOLE 0 0 96,907 0
iShares MSCI EAFE Small Cap Index EAFE SML CP ETF 464288273 372 6,879 SH   SOLE 0 0 6,879 0
iShares MSCI Emerging Market MSCI EMERG MKT 464287234 603 15,321 SH   SOLE 0 0 15,321 0
iShares MSCI KLD 400 Social Index Fund MSCI KLD400 SOC 464288570 1,151 13,265 SH   SOLE 0 0 13,265 0
iShares Russell 1000 Growth RUSSELL 1000GRW 464287614 122,683 1,078,062 SH   SOLE 0 0 1,078,062 0
iShares Russell 1000 Index RUSSELL 1000 464287622 773 5,892 SH   SOLE 0 0 5,892 0
iShares Russell 1000 Value RUSSELL1000VAL 464287598 71,661 623,461 SH   SOLE 0 0 623,461 0
iShares Russell 2000 Growth RUSL 2000 GROW 464287648 526 3,253 SH   SOLE 0 0 3,253 0
iShares Russell 2000 Index RUSSELL 2000 464287655 413 3,004 SH   SOLE 0 0 3,004 0
iShares Russell 3000 Index RUSSELL 3000 464287689 456 3,259 SH   SOLE 0 0 3,259 0
iShares Russell Midcap Value Index RUS MDCP VAL ETF 464287473 232 2,800 SH   SOLE 0 0 2,800 0
iShares S&P 500 S&P 500 INDEX 464287200 64,060 269,988 SH   SOLE 0 0 269,988 0
iShares S&P 500/Barra Growth S&P500 GRW 464287309 2,062 15,678 SH   SOLE 0 0 15,678 0
iShares S&P 500/Value Index S&P 500 VALUE 464287408 571 5,493 SH   SOLE 0 0 5,493 0
iShares S&P Small Cap 600 Index CORE S&P SCP ETF 464287804 412 5,960 SH   SOLE 0 0 5,960 0
PowerShares QQQ UNIT SER 1 73935A104 523 3,954 SH   SOLE 0 0 3,954 0
S&P 500 SPDR UNIT SER 1 78462F103 2,109 8,947 SH   SOLE 0 0 8,947 0
SPDR MSCI A CWI ex-US MSCI ACWI EXUS 78463X848 1,817 53,282 SH   SOLE 0 0 53,282 0
SPDR Russell 2000 SPDR RUSSEL 2000 78468R853 211 2,592 SH   SOLE 0 0 2,592 0
SPDR S&P Dividend S&P DIVID ETF 78464a763 307 3,487 SH   SOLE 0 0 3,487 0
Vanguard FTSE Developed Markets ETF MSCI EAFE IDX 921943858 212 5,394 SH   SOLE 0 0 5,394 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 349 4,500 SH   SOLE 0 0 4,500 0
Vanguard Large Cap Growth ETF GROWTH ETF 922908736 1,509 12,404 SH   SOLE 0 0 12,404 0
Vanguard Large Cap Value ETF VALUE ETF 922908744 1,231 12,904 SH   SOLE 0 0 12,904 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 86,785 616,938 SH   SOLE 0 0 616,938 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 245 1,993 SH   SOLE 0 0 1,993 0
3M Co. COM 88579y101 560 2,925 SH   SOLE 0 0 2,925 0
Aaron's, Inc COM PAR $0.50 002535300 689 23,164 SH   SOLE 0 0 23,164 0
Abbott Laboratories COM 002824100 454 10,223 SH   SOLE 0 0 10,223 0
AbbVie Inc. COM 00287y109 970 14,889 SH   SOLE 0 0 14,889 0
ABIOMED, Inc COM 003654100 356 2,846 SH   SOLE 0 0 2,846 0
Accenture LTD Cl A COM g1151c101 1,120 9,342 SH   SOLE 0 0 9,342 0
Adobe Systems Inc. COM 00724f101 212 1,629 SH   SOLE 0 0 1,629 0
Aetna Inc. COM 00817Y108 461 3,614 SH   SOLE 0 0 3,614 0
Allstate Corp COM 020002101 954 11,706 SH   SOLE 0 0 11,706 0
Alphabet Inc. Class A Voting Shares CL A 38259P508 1,816 2,142 SH   SOLE 0 0 2,142 0
Alphabet Inc. Class C Non Voting Shares CL C 38259p706 1,225 1,477 SH   SOLE 0 0 1,477 0
Altria Group COM 718154107 2,096 29,345 SH   SOLE 0 0 29,345 0
Amazon.Com COM 231351065 1,139 1,285 SH   SOLE 0 0 1,285 0
American Eagle Outfitters COM 02553E106 299 21,345 SH   SOLE 0 0 21,345 0
American Intl Group Inc COM 026874784 774 12,403 SH   SOLE 0 0 12,403 0
American Shared Hospital Service COM 029595105 244 56,500 SH   SOLE 0 0 56,500 0
Amgen Inc. COM 311621007 1,023 6,236 SH   SOLE 0 0 6,236 0
AMR Corp. Escrow Pending Possible Future Distribution COM 001esc102 0 14,833 SH   SOLE 0 0 14,833 0
Annaly Mtg. Management COM 357104090 508 45,766 SH   SOLE 0 0 45,766 0
Anthem Inc. COM 036752103 469 2,837 SH   SOLE 0 0 2,837 0
AON Corp. COM 0408v1025 455 3,830 SH   SOLE 0 0 3,830 0
Apple Computer, Inc. COM 378331003 9,872 68,716 SH   SOLE 0 0 68,716 0
Aptar Group COM 383361037 893 11,600 SH   SOLE 0 0 11,600 0
Arrow Electronics Inc. COM 427351002 326 4,446 SH   SOLE 0 0 4,446 0
Assurant Inc. COM 04621X108 358 3,737 SH   SOLE 0 0 3,737 0
Assured Guaranty Ltd. COM G0585R106 2,482 66,881 SH   SOLE 0 0 66,881 0
AT&T Inc. COM 00206R102 2,260 54,398 SH   SOLE 0 0 54,398 0
Autozone Inc. COM 533321022 215 298 SH   SOLE 0 0 298 0
Bank of America Corp. COM 605051044 1,466 62,135 SH   SOLE 0 0 62,135 0
Baxter International Inc. COM 718131097 525 10,122 SH   SOLE 0 0 10,122 0
Berkshire Hathaway CL B NEW 846707024 2,218 13,308 SH   SOLE 0 0 13,308 0
Berkshire Hathaway CL A CL A 084990175 6,746 2,700 SH   SOLE 0 0 2,700 0
Best Buy Inc. COM 865161012 372 7,573 SH   SOLE 0 0 7,573 0
Biogen Idec Inc. COM 09062x103 296 1,082 SH   SOLE 0 0 1,082 0
Boeing Co. COM 970231056 751 4,249 SH   SOLE 0 0 4,249 0
Bristol-Myers Squibb Company COM 110122108 1,158 21,287 SH   SOLE 0 0 21,287 0
British Petroleum Amoco COM 556221042 322 9,327 SH   SOLE 0 0 9,327 0
Broadcom Ltd. SHS y0486s104 369 1,684 SH   SOLE 0 0 1,684 0
C H Robinson COM 12541W100 427 5,528 SH   SOLE 0 0 5,528 0
Capital One Financial COM 14040H105 258 2,979 SH   SOLE 0 0 2,979 0
Caterpillar Inc. COM 149123101 343 3,693 SH   SOLE 0 0 3,693 0
Celgene Corp. COM 151020104 497 3,998 SH   SOLE 0 0 3,998 0
Charles Schwab COM 808513105 387 9,481 SH   SOLE 0 0 9,481 0
Chemical Financial COM 163731102 222 4,335 SH   SOLE 0 0 4,335 0
ChevronTexaco Corp. COM 166764100 2,003 18,652 SH   SOLE 0 0 18,652 0
Chimera Investment Corp. REIT COM 16934Q109 634 31,409 SH   SOLE 0 0 31,409 0
Cigna Corp COM 125509109 268 1,827 SH   SOLE 0 0 1,827 0
Circuit City Stores Inc COM 172737108 314 8,164 SH   SOLE 0 0 8,164 0
Cisco Systems Inc. COM 17275R102 823 24,358 SH   SOLE 0 0 24,358 0
Citigroup Inc. COM 172967424 814 13,606 SH   SOLE 0 0 13,606 0
Coca Cola COM 191216100 495 11,665 SH   SOLE 0 0 11,665 0
Colgate-Palmolive Co COM 194162103 332 4,539 SH   SOLE 0 0 4,539 0
ComCast COM 20030N101 937 24,934 SH   SOLE 0 0 24,934 0
Commerce Bancshares Inc. COM 200525103 1,275 22,708 SH   SOLE 0 0 22,708 0
Consolidated Edison COM 209115104 449 5,787 SH   SOLE 0 0 5,787 0
Corning Inc. COM 219350105 291 10,782 SH   SOLE 0 0 10,782 0
CostCo Companies Inc. COM 22160k105 307 1,832 SH   SOLE 0 0 1,832 0
Cummins Inc. COM 231021106 201 1,332 SH   SOLE 0 0 1,332 0
CVS Health Corporation COM 126650100 590 7,514 SH   SOLE 0 0 7,514 0
Danaher Corp. COM 235851102 459 5,364 SH   SOLE 0 0 5,364 0
DCT Industrial Trust Inc COM 233153105 563 11,691 SH   SOLE 0 0 11,691 0
Dean Foods COM 242370104 422 21,455 SH   SOLE 0 0 21,455 0
Dell Technologies Inc. Class V COM CL V 24703L103 1,139 17,773 SH   SOLE 0 0 17,773 0
Dow Chemical Co. COM 260543103 465 7,311 SH   SOLE 0 0 7,311 0
Duke Energy COM 264399106 498 6,074 SH   SOLE 0 0 6,074 0
DXC Technology Company COM 23355L106 569 8,004 SH   SOLE 0 0 8,004 0
Ebay, Inc. COM 278642103 242 7,216 SH   SOLE 0 0 7,216 0
Edwards Lifesciences COM 28176E108 590 6,276 SH   SOLE 0 0 6,276 0
EI DuPont de Nemours & Co. COM 263534109 217 2,702 SH   SOLE 0 0 2,702 0
Eli Lilly & Co. COM 532457108 281 3,345 SH   SOLE 0 0 3,345 0
Equity Residential PPTY Trust COM 29476L107 538 8,643 SH   SOLE 0 0 8,643 0
Exelon Corporation COM 30161N101 868 24,123 SH   SOLE 0 0 24,123 0
Exxon Mobil Corporation COM 30231G102 1,814 22,123 SH   SOLE 0 0 22,123 0
Facebook, Inc. COM 30303m102 1,176 8,282 SH   SOLE 0 0 8,282 0
Fed Ex Corp COM 31428X106 240 1,229 SH   SOLE 0 0 1,229 0
Fleetcor Technologies Inc. COM 339041105 17,270 114,046 SH   SOLE 0 0 114,046 0
Ford Motor Company COM 345370860 327 28,093 SH   SOLE 0 0 28,093 0
Gamestop Corp. COM 36467w109 360 15,949 SH   SOLE 0 0 15,949 0
General Dynamics Corp. COM 369550108 202 1,079 SH   SOLE 0 0 1,079 0
General Electric COM 369604103 835 28,005 SH   SOLE 0 0 28,005 0
General Motors Corporation - Old COM 37045v100 1,709 48,334 SH   SOLE 0 0 48,334 0
Gilead Sciences Inc. COM 375558103 836 12,310 SH   SOLE 0 0 12,310 0
Glaxosmithkline COM 37733W105 296 7,030 SH   SOLE 0 0 7,030 0
Goldman Sachs Group COM 38141G104 212 924 SH   SOLE 0 0 924 0
Goodyear Tire & Rubber COM 382550101 259 7,183 SH   SOLE 0 0 7,183 0
Half Robert Int'l COM 770323103 775 15,870 SH   SOLE 0 0 15,870 0
Hewlett Packard Enterprise Company COM 42824C109 2,217 93,555 SH   SOLE 0 0 93,555 0
Home Depot COM 437076102 1,867 12,716 SH   SOLE 0 0 12,716 0
Honeywell International COM 438516106 487 3,903 SH   SOLE 0 0 3,903 0
Horizon Pharma Inc COM 44047T109 739 50,000 SH   SOLE 0 0 50,000 0
HP Inc. COM 428236103 1,259 70,419 SH   SOLE 0 0 70,419 0
IBM COM 459200101 1,024 5,880 SH   SOLE 0 0 5,880 0
Illinois Tool Works COM 452308109 535 4,042 SH   SOLE 0 0 4,042 0
IMD Companies, Inc. COM 44969g101 1 300,000 SH   SOLE 0 0 300,000 0
Intel Corp. COM 458140100 1,425 39,499 SH   SOLE 0 0 39,499 0
Intuit Inc. COM 461202103 312 2,692 SH   SOLE 0 0 2,692 0
J P Morgan Chase & Co. COM 46625H100 1,512 17,208 SH   SOLE 0 0 17,208 0
Johnson & Johnson COM 478160104 3,023 24,274 SH   SOLE 0 0 24,274 0
KB Home COM 48666k109 566 28,463 SH   SOLE 0 0 28,463 0
Kimberly Clark Corp. COM 494368103 737 5,596 SH   SOLE 0 0 5,596 0
Kraft Heinz Co. COM 500754106 231 2,539 SH   SOLE 0 0 2,539 0
Kroger Co. COM 501044101 238 8,083 SH   SOLE 0 0 8,083 0
Lear Corp. COM 521865105 223 1,574 SH   SOLE 0 0 1,574 0
Lincoln National Corp. COM 534187109 308 4,701 SH   SOLE 0 0 4,701 0
Lockheed Martin Corp. COM 539830109 1,080 4,035 SH   SOLE 0 0 4,035 0
Lowes Companies Inc. COM 548661107 348 4,236 SH   SOLE 0 0 4,236 0
LyondellBasell Industries NV SHS - A - n53745100 455 4,990 SH   SOLE 0 0 4,990 0
Marathon Petroleum Corporation COM 56585A102 260 5,148 SH   SOLE 0 0 5,148 0
Masimo Corp. COM 574795100 279 2,996 SH   SOLE 0 0 2,996 0
Mastercard Incorporated COM 57636Q104 441 3,919 SH   SOLE 0 0 3,919 0
McDonald's Corporation COM 580135101 523 4,036 SH   SOLE 0 0 4,036 0
Medtronic PLC Ordinary SHS G5960L103 252 3,129 SH   SOLE 0 0 3,129 0
Merck & Co, Inc. COM 589331107 874 13,750 SH   SOLE 0 0 13,750 0
Metlife Inc. COM 59156R108 321 6,069 SH   SOLE 0 0 6,069 0
Microsoft Corp. COM 594918104 2,820 42,826 SH   SOLE 0 0 42,826 0
Mondelez International Inc. COM 609207105 234 5,421 SH   SOLE 0 0 5,421 0
Morgan Stanley / Dean Witter COM 617446448 407 9,496 SH   SOLE 0 0 9,496 0
Nano Labs Corp COM 148411101 0 620,614 SH   SOLE 0 0 620,614 0
NeuStar, Inc. CL A 64126X201 403 12,153 SH   SOLE 0 0 12,153 0
Nextera Energy, Inc. COM 65339f101 307 2,389 SH   SOLE 0 0 2,389 0
Nike Inc Cl B COM 654106103 457 8,207 SH   SOLE 0 0 8,207 0
Nisource Inc COM 65473P105 508 21,364 SH   SOLE 0 0 21,364 0
Northern Trust COM 665859104 453 5,227 SH   SOLE 0 0 5,227 0
Northrop Grumman Corp COM 666807102 499 2,096 SH   SOLE 0 0 2,096 0
Nvidia Corp. COM 67066G104 1,960 17,991 SH   SOLE 0 0 17,991 0
ONE Gas, Inc. COM 68235P108 605 8,951 SH   SOLE 0 0 8,951 0
Oracle Corp. COM 68389X105 611 13,703 SH   SOLE 0 0 13,703 0
Penumbra, Inc COM 70975L107 4,848 58,092 SH   SOLE 0 0 58,092 0
Pepsico Inc COM 713448108 792 7,084 SH   SOLE 0 0 7,084 0
Pfizer Inc. COM 717081103 1,226 35,843 SH   SOLE 0 0 35,843 0
Philip Morris International Inc. COM 718172109 324 2,873 SH   SOLE 0 0 2,873 0
Phillips 66 COM 718546104 312 3,935 SH   SOLE 0 0 3,935 0
Popular Inc New F COM NEW 733174700 209 5,124 SH   SOLE 0 0 5,124 0
PPG Industries COM 693506107 210 1,996 SH   SOLE 0 0 1,996 0
Procter & Gamble COM 742718109 968 10,776 SH   SOLE 0 0 10,776 0
Prudential Securities COM 744320102 894 8,384 SH   SOLE 0 0 8,384 0
Quality Care Properties, Inc COM 747545101 790 41,908 SH   SOLE 0 0 41,908 0
Reinsurance Group of America Inc. COM NEW 759351604 1,160 9,138 SH   SOLE 0 0 9,138 0
Reynolds American Inc. COM 761713106 496 7,871 SH   SOLE 0 0 7,871 0
Rockwell Medical, Inc. COM 774374102 321 51,300 SH   SOLE 0 0 51,300 0
Rollins Inc. COM 775711107 286 7,711 SH   SOLE 0 0 7,711 0
Ross Stores Inc COM 778296103 229 3,482 SH   SOLE 0 0 3,482 0
Rowan Companies Inc COM 779382100 194 12,469 SH   SOLE 0 0 12,469 0
Sherwin Williams COM 824348106 276 891 SH   SOLE 0 0 891 0
Solar Wind Energy Tower Inc. COM 83416B109 0 65,000 SH   SOLE 0 0 65,000 0
Starbucks Corp. COM 855244109 610 10,444 SH   SOLE 0 0 10,444 0
TE Connectivity LTD COM H84989104 206 2,757 SH   SOLE 0 0 2,757 0
Technology Data Corp. COM 878237106 501 5,331 SH   SOLE 0 0 5,331 0
Texas Instruments Inc. COM 882508104 490 6,087 SH   SOLE 0 0 6,087 0
Thermo Fisher Scientific Inc COM 883556102 327 2,131 SH   SOLE 0 0 2,131 0
Time Warner Inc. New COM 887317105 560 5,726 SH   SOLE 0 0 5,726 0
TJX Companies Inc. COM 872540109 461 5,830 SH   SOLE 0 0 5,830 0
Travelers Companies Inc COM 89417E109 416 3,448 SH   SOLE 0 0 3,448 0
Twenty-First Century Fox, Inc. COM 90130A101 203 6,281 SH   SOLE 0 0 6,281 0
Tyson Foods Inc. Class A COM 902494103 1,123 18,205 SH   SOLE 0 0 18,205 0
Ulta Salon, Cosmetics & Fragrance COM 90384S303 282 989 SH   SOLE 0 0 989 0
Union Pacific COM 907818108 376 3,553 SH   SOLE 0 0 3,553 0
United Continental Holdings COM 910047109 1,093 15,466 SH   SOLE 0 0 15,466 0
United Health Care Corp. COM 91324P102 1,405 8,568 SH   SOLE 0 0 8,568 0
United Technologies Corp. COM 913017109 280 2,499 SH   SOLE 0 0 2,499 0
United Therapeutics Corporation COM 91307C102 346 2,559 SH   SOLE 0 0 2,559 0
US Bancorp COM 902973304 341 6,617 SH   SOLE 0 0 6,617 0
Valero Energy Corp. COM 91913Y100 937 14,130 SH   SOLE 0 0 14,130 0
Verizon Communications COM 92343V104 818 16,776 SH   SOLE 0 0 16,776 0
Visa, Inc. COM 82826C839 737 8,293 SH   SOLE 0 0 8,293 0
Wal-Mart COM 931142103 3,044 42,224 SH   SOLE 0 0 42,224 0
Walgreen Boots Alliance, Inc. COM 931427108 944 11,372 SH   SOLE 0 0 11,372 0
Walt Disney Co. COM 254687106 3,091 27,264 SH   SOLE 0 0 27,264 0
WEC Energy Group Inc. COM 976657106 362 5,974 SH   SOLE 0 0 5,974 0
Wells Fargo & Co New COM 949746101 2,647 47,561 SH   SOLE 0 0 47,561 0
Whole Foods Market, Inc. COM 966837106 634 21,325 SH   SOLE 0 0 21,325 0
World Fuel Services COM 981475106 487 13,437 SH   SOLE 0 0 13,437 0