The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Guggenheim BulletShares 2015 Corporate Bond GUGG BULL 2015 18383M423 334 15,423 SH   SOLE 0 0 15,423 0
Guggenheim BulletShares 2016 Corporate Bond GUG BLT2016 HY 18383M415 357 16,097 SH   SOLE 0 0 16,097 0
Guggenheim BulletShares 2017 Corporate Bond GUG BLT2017 HY 18383m399 337 14,842 SH   SOLE 0 0 14,842 0
Guggenheim S&P 500 Pure Growth GUG S&P500 PU GR 78355W403 782 10,102 SH   SOLE 0 0 10,102 0
Guggenheim S&P Small Cap 600 Pure Growth GUG S&P SC600 PG 78355W809 285 3,525 SH   SOLE 0 0 3,525 0
iShares Enhanced Int'l ENH INTL L CAP 46431W408 27,964 1,270,521 SH   SOLE 0 0 1,270,521 0
iShares Momentum MSCI USAMOMFCT 46432F396 34,308 502,969 SH   SOLE 0 0 502,969 0
iShares MSCI EAFE MSCI EAFE IDX 464287465 18,023 314,434 SH   SOLE 0 0 314,434 0
iShares MSCI EAFE Growth Index MSCI GRW IDX 464288885 6,714 105,220 SH   SOLE 0 0 105,220 0
iShares MSCI EAFE Small Cap Index EAFE SML CP ETF 464288273 391 8,178 SH   SOLE 0 0 8,178 0
iShares MSCI Emerging Market MSCI EMERG MKT 464287234 700 21,343 SH   SOLE 0 0 21,343 0
iShares MSCI KLD 400 Social Index Fund MSCI KLD400 SOC 464288570 702 9,894 SH   SOLE 0 0 9,894 0
iShares Russell 1000 Growth RUSSELL 1000GRW 464287614 114,123 1,227,126 SH   SOLE 0 0 1,227,126 0
iShares Russell 1000 Index RUSSELL 1000 464287622 509 4,753 SH   SOLE 0 0 4,753 0
iShares Russell 1000 Value RUSSELL1000VAL 464287598 69,102 740,797 SH   SOLE 0 0 740,797 0
iShares Russell 2000 Growth RUSL 2000 GROW 464287648 948 7,077 SH   SOLE 0 0 7,077 0
iShares Russell 2000 Index RUSSELL 2000 464287655 271 2,484 SH   SOLE 0 0 2,484 0
iShares Russell 3000 Index RUSSELL 3000 464287689 254 2,229 SH   SOLE 0 0 2,229 0
iShares Russell Micro Cap Index Fund RUSSELL MCP IDX 464287481 703 10,073 SH   SOLE 0 0 10,073 0
iShares S&P 500 S&P 500 INDEX 464287200 67,448 349,999 SH   SOLE 0 0 349,999 0
iShares S&P 500/Barra Growth S&P500 GRW 464287309 1,726 16,013 SH   SOLE 0 0 16,013 0
iShares S&P 500/Value Index S&P 500 VALUE 464287408 590 7,024 SH   SOLE 0 0 7,024 0
iShares S&P Small Cap 600 Index CORE S&P SCP ETF 464287804 914 8,577 SH   SOLE 0 0 8,577 0
iShares S&P/Barra 600 Value S&P SMLCP VALU 464287879 330 3,144 SH   SOLE 0 0 3,144 0
PowerShares QQQ UNIT SER 1 73935A104 504 4,954 SH   SOLE 0 0 4,954 0
S&P 500 SPDR UNIT SER 1 78462F103 1,768 9,229 SH   SOLE 0 0 9,229 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 202 4,348 SH   SOLE 0 0 4,348 0
SPDR DJ Global Real Estate DJ WIL REIT 78463x749 210 4,648 SH   SOLE 0 0 4,648 0
SPDR MSCI ACWI ex-US MSCI ACWI EXUS 78463X848 2,383 78,372 SH   SOLE 0 0 78,372 0
SPDR S&P Dividend S&P DIVID ETF 78464a763 377 5,225 SH   SOLE 0 0 5,225 0
Vanguard FTSE Developed Markets ETF MSCI EAFE IDX 921943858 215 6,037 SH   SOLE 0 0 6,037 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 282 4,500 SH   SOLE 0 0 4,500 0
Vanguard Large Cap Growth ETF GROWTH ETF 922908736 1,282 12,778 SH   SOLE 0 0 12,778 0
Vanguard Large Cap Value ETF VALUE ETF 922908744 865 11,274 SH   SOLE 0 0 11,274 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 68,541 581,939 SH   SOLE 0 0 581,939 0
Vanguard Total Stock Mkt VIPER TOTAL STK MKT 922908769 448 4,542 SH   SOLE 0 0 4,542 0
3M Co. COM 88579y101 435 3,068 SH   SOLE 0 0 3,068 0
Abbott Laboratories COM 002824100 523 13,007 SH   SOLE 0 0 13,007 0
AbbVie Inc. COM 00287y109 711 13,074 SH   SOLE 0 0 13,074 0
Accenture LTD Cl A COM g1151c101 249 2,539 SH   SOLE 0 0 2,539 0
Aetna Inc. COM 00817Y108 434 3,968 SH   SOLE 0 0 3,968 0
Alaska Air Group, Inc. COM 11659109 557 7,013 SH   SOLE 0 0 7,013 0
Allergan Inc. COM 184901023 219 804 SH   SOLE 0 0 804 0
Allstate Corp COM 020002101 622 10,681 SH   SOLE 0 0 10,681 0
Alphabet Inc. Class A Voting Shares CL A 38259P508 1,161 1,818 SH   SOLE 0 0 1,818 0
Alphabet Inc. Class C Non Voting Shares CL C 38259p706 932 1,531 SH   SOLE 0 0 1,531 0
Altria Group COM 718154107 1,475 27,109 SH   SOLE 0 0 27,109 0
Amazon.Com COM 231351065 1,140 2,228 SH   SOLE 0 0 2,228 0
Ambarella, Inc SHS G037AX101 207 3,590 SH   SOLE 0 0 3,590 0
American Capital Agency Corp. COM 02503X105 308 16,463 SH   SOLE 0 0 16,463 0
American Express Co. COM 025816109 247 3,337 SH   SOLE 0 0 3,337 0
American Intl Group Inc COM 026874784 655 11,534 SH   SOLE 0 0 11,534 0
American Shared Hospital Service COM 029595105 108 56,000 SH   SOLE 0 0 56,000 0
Amgen Inc. COM 311621007 786 5,679 SH   SOLE 0 0 5,679 0
AmTrust Financial Services, Inc. COM 323593095 549 8,715 SH   SOLE 0 0 8,715 0
Anadarko Pete Corp COM 032511107 239 3,950 SH   SOLE 0 0 3,950 0
Anthem Inc. COM 036752103 986 7,043 SH   SOLE 0 0 7,043 0
AON Corp. COM 0408v1025 890 10,040 SH   SOLE 0 0 10,040 0
Apple Computer, Inc. COM 378331003 6,329 57,381 SH   SOLE 0 0 57,381 0
Applied Materials Inc COM 382221059 324 22,037 SH   SOLE 0 0 22,037 0
Aptar Group COM 383361037 792 12,000 SH   SOLE 0 0 12,000 0
Assurant Inc. COM 04621X108 266 3,366 SH   SOLE 0 0 3,366 0
Assured Guaranty Ltd. COM G0585R106 1,584 63,354 SH   SOLE 0 0 63,354 0
AT&T Inc. COM 00206R102 1,384 42,495 SH   SOLE 0 0 42,495 0
Atwood Oceanics COM 500951082 322 21,710 SH   SOLE 0 0 21,710 0
Autozone Inc. COM 533321022 226 312 SH   SOLE 0 0 312 0
Avnet Inc. COM 053807103 704 16,484 SH   SOLE 0 0 16,484 0
Bank of America Corp. COM 605051044 1,065 68,371 SH   SOLE 0 0 68,371 0
Berkshire Hathaway CL B NEW 846707024 2,708 20,766 SH   SOLE 0 0 20,766 0
Berkshire Hathaway CL A CL A 084990175 5,271 2,700 SH   SOLE 0 0 2,700 0
Biogen Idec Inc. COM 09062x103 294 1,009 SH   SOLE 0 0 1,009 0
Boeing Co. COM 970231056 643 4,909 SH   SOLE 0 0 4,909 0
Bristol-Myers Squibb Company COM 110122108 576 9,735 SH   SOLE 0 0 9,735 0
British Petroleum Amoco COM 556221042 386 12,617 SH   SOLE 0 0 12,617 0
Carmax COM 143130102 301 5,067 SH   SOLE 0 0 5,067 0
Catalyst Pharmaceuticals, Inc. COM 14888U101 45 15,000 SH   SOLE 0 0 15,000 0
Caterpillar Inc. COM 149123101 542 8,285 SH   SOLE 0 0 8,285 0
Celgene Corp. COM 151020104 519 4,798 SH   SOLE 0 0 4,798 0
Charles Schwab COM 808513105 349 12,231 SH   SOLE 0 0 12,231 0
ChevronTexaco Corp. COM 166764100 622 7,883 SH   SOLE 0 0 7,883 0
Cigna Corp COM 125509109 492 3,645 SH   SOLE 0 0 3,645 0
Circuit City Stores Inc COM 172737108 399 61,606 SH   SOLE 0 0 61,606 0
Cisco Systems Inc. COM 17275R102 460 17,505 SH   SOLE 0 0 17,505 0
Citigroup Inc. COM 172967424 458 9,241 SH   SOLE 0 0 9,241 0
Coca Cola COM 191216100 426 10,607 SH   SOLE 0 0 10,607 0
Colgate-Palmolive Co COM 194162103 352 5,543 SH   SOLE 0 0 5,543 0
ComCast COM 20030N101 654 11,504 SH   SOLE 0 0 11,504 0
Consolidated Edison COM 209115104 423 6,334 SH   SOLE 0 0 6,334 0
CostCo Companies Inc. COM 22160k105 322 2,229 SH   SOLE 0 0 2,229 0
Cummins Inc. COM 231021106 389 3,586 SH   SOLE 0 0 3,586 0
CVS Health Corporation COM 126650100 795 8,240 SH   SOLE 0 0 8,240 0
Danaher Corp. COM 235851102 281 3,296 SH   SOLE 0 0 3,296 0
DCT Industrial Trust Inc COM 233153105 394 11,691 SH   SOLE 0 0 11,691 0
Diageo COM 25243Q205 213 1,979 SH   SOLE 0 0 1,979 0
Domtar Corp. COM 257559203 605 16,924 SH   SOLE 0 0 16,924 0
Duke Energy COM 264399106 293 4,075 SH   SOLE 0 0 4,075 0
Ebay, Inc. COM 278642103 660 26,999 SH   SOLE 0 0 26,999 0
Edwards Lifesciences COM 28176E108 455 3,197 SH   SOLE 0 0 3,197 0
Eli Lilly & Co. COM 532457108 335 3,998 SH   SOLE 0 0 3,998 0
EP Energy Corporation CL A 268785102 107 20,794 SH   SOLE 0 0 20,794 0
Equity Residential PPTY Trust COM 29476L107 567 7,547 SH   SOLE 0 0 7,547 0
Everest RE Group LTD COM G3223R108 916 5,285 SH   SOLE 0 0 5,285 0
Exelon Corporation COM 30161N101 371 12,490 SH   SOLE 0 0 12,490 0
Express Scripts Inc. COM 302182100 269 3,328 SH   SOLE 0 0 3,328 0
Exxon Mobil Corporation COM 30231G102 1,433 19,270 SH   SOLE 0 0 19,270 0
Facebook, Inc. COM 30303m102 478 5,313 SH   SOLE 0 0 5,313 0
Fed Ex Corp COM 31428X106 429 2,981 SH   SOLE 0 0 2,981 0
Fleetcor Technologies Inc. COM 339041105 18,502 134,444 SH   SOLE 0 0 134,444 0
Ford Motor Company COM 345370860 324 23,888 SH   SOLE 0 0 23,888 0
Gaming & Leisure Properties Inc. COM 36467J108 252 8,489 SH   SOLE 0 0 8,489 0
General Electric COM 369604103 774 30,692 SH   SOLE 0 0 30,692 0
General Motors Corporation - Old COM 37045v100 514 17,120 SH   SOLE 0 0 17,120 0
Gilead Sciences Inc. COM 375558103 1,271 12,940 SH   SOLE 0 0 12,940 0
Glaxosmithkline COM 37733W105 294 7,659 SH   SOLE 0 0 7,659 0
Goldman Sachs Group COM 38141G104 338 1,947 SH   SOLE 0 0 1,947 0
Goodyear Tire & Rubber COM 382550101 1,097 37,389 SH   SOLE 0 0 37,389 0
Graham Holdings Company COM 384637104 863 1,495 SH   SOLE 0 0 1,495 0
Halliburton Co COM 406216101 279 7,894 SH   SOLE 0 0 7,894 0
Home Depot COM 437076102 1,082 9,371 SH   SOLE 0 0 9,371 0
Honeywell International COM 438516106 373 3,934 SH   SOLE 0 0 3,934 0
Horizon Pharma Inc COM 44047T109 2,982 150,464 SH   SOLE 0 0 150,464 0
IBM COM 459200101 1,139 7,855 SH   SOLE 0 0 7,855 0
Illinois Tool Works COM 452308109 463 5,628 SH   SOLE 0 0 5,628 0
IMD Companies, Inc. COM 44969g101 0 300,000 SH   SOLE 0 0 300,000 0
Ingram Micro Inc. CL A 457153104 228 8,377 SH   SOLE 0 0 8,377 0
Intel Corp. COM 458140100 1,509 50,068 SH   SOLE 0 0 50,068 0
Intercontinental Hotels Group plc SPON ADR NEW2014 45857P509 218 6,305 SH   SOLE 0 0 6,305 0
J P Morgan Chase & Co. COM 46625H100 1,611 26,428 SH   SOLE 0 0 26,428 0
JetBlue Airways Corp COM 477143101 995 38,615 SH   SOLE 0 0 38,615 0
Johnson & Johnson COM 478160104 1,688 18,080 SH   SOLE 0 0 18,080 0
Kimberly Clark Corp. COM 494368103 271 2,482 SH   SOLE 0 0 2,482 0
Kraft Heinz Co. COM 500754106 211 2,983 SH   SOLE 0 0 2,983 0
Kroger Co. COM 501044101 201 5,574 SH   SOLE 0 0 5,574 0
Lockheed Martin Corp. COM 539830109 832 4,012 SH   SOLE 0 0 4,012 0
Lowes Companies Inc. COM 548661107 319 4,624 SH   SOLE 0 0 4,624 0
LyondellBasell Industries NV SHS - A - n53745100 246 2,957 SH   SOLE 0 0 2,957 0
Marathon Petroleum Corporation COM 56585A102 311 6,715 SH   SOLE 0 0 6,715 0
Mastercard Incorporated COM 57636Q104 458 5,087 SH   SOLE 0 0 5,087 0
McDonald's Corporation COM 580135101 15,491 157,223 SH   SOLE 0 0 157,223 0
McKesson Corp. COM 58155Q103 283 1,531 SH   SOLE 0 0 1,531 0
Merck & Co, Inc. COM 589331107 700 14,181 SH   SOLE 0 0 14,181 0
Metlife Inc. COM 59156R108 245 5,201 SH   SOLE 0 0 5,201 0
Microsoft Corp. COM 594918104 2,030 45,855 SH   SOLE 0 0 45,855 0
Mondelez International Inc. COM 609207105 229 5,481 SH   SOLE 0 0 5,481 0
Morgan Stanley / Dean Witter COM 617446448 418 13,260 SH   SOLE 0 0 13,260 0
Nano Labs Corp COM 148411101 0 620,614 SH   SOLE 0 0 620,614 0
Nextera Energy, Inc. COM 65339f101 225 2,311 SH   SOLE 0 0 2,311 0
Nike Inc Cl B COM 654106103 517 4,203 SH   SOLE 0 0 4,203 0
Nisource Inc COM 65473P105 732 39,438 SH   SOLE 0 0 39,438 0
Northern Trust COM 665859104 316 4,631 SH   SOLE 0 0 4,631 0
Northrop Grumman Corp COM 666807102 297 1,789 SH   SOLE 0 0 1,789 0
Occidental Petroleum Corp COM 674599105 254 3,833 SH   SOLE 0 0 3,833 0
Oracle Corp. COM 68389X105 1,169 32,368 SH   SOLE 0 0 32,368 0
PartnerRe Ltd. COM G6852T105 1,072 7,721 SH   SOLE 0 0 7,721 0
Pepsico Inc COM 713448108 551 5,848 SH   SOLE 0 0 5,848 0
Pfizer Inc. COM 717081103 1,100 35,026 SH   SOLE 0 0 35,026 0
Philip Morris International Inc. COM 718172109 211 2,657 SH   SOLE 0 0 2,657 0
Phillips 66 COM 718546104 342 4,452 SH   SOLE 0 0 4,452 0
Pilgrim's Pride Corp COM 72147K108 330 15,879 SH   SOLE 0 0 15,879 0
PNC Bank Corp. COM 693475105 216 2,423 SH   SOLE 0 0 2,423 0
Procter & Gamble COM 742718109 535 7,441 SH   SOLE 0 0 7,441 0
Prudential Securities COM 744320102 260 3,410 SH   SOLE 0 0 3,410 0
Public Service Enterprise Group Inc. COM 744573106 224 5,305 SH   SOLE 0 0 5,305 0
Qualcomm, Inc. COM 747525103 291 5,415 SH   SOLE 0 0 5,415 0
Reinsurance Group of America Inc. COM NEW 759351604 559 6,174 SH   SOLE 0 0 6,174 0
Reynolds American Inc. COM 761713106 266 6,003 SH   SOLE 0 0 6,003 0
Rite Aid Corporation COM 767754104 82 13,547 SH   SOLE 0 0 13,547 0
Rockwell Medical, Inc. COM 774374102 230 29,800 SH   SOLE 0 0 29,800 0
Solar Wind Energy Tower Inc. COM 83416B109 0 65,000 SH   SOLE 0 0 65,000 0
Starbucks Corp. COM 855244109 689 12,121 SH   SOLE 0 0 12,121 0
TE Connectivity LTD COM H84989104 283 4,723 SH   SOLE 0 0 4,723 0
Tesoro Corp. COM 881609101 719 7,391 SH   SOLE 0 0 7,391 0
Texas Instruments Inc. COM 882508104 294 5,928 SH   SOLE 0 0 5,928 0
Thermo Fisher Scientific Inc COM 883556102 250 2,048 SH   SOLE 0 0 2,048 0
Tiffany & Co COM 886547108 325 4,210 SH   SOLE 0 0 4,210 0
Time Warner Inc. New COM 887317105 412 5,988 SH   SOLE 0 0 5,988 0
TJX Companies Inc. COM 872540109 305 4,272 SH   SOLE 0 0 4,272 0
Travelers Companies Inc COM 89417E109 390 3,917 SH   SOLE 0 0 3,917 0
Triple-S Management Corporation CL B 896749108 276 15,489 SH   SOLE 0 0 15,489 0
Tyson Foods Inc. Class A COM 902494103 324 7,524 SH   SOLE 0 0 7,524 0
Union Pacific COM 907818108 523 5,915 SH   SOLE 0 0 5,915 0
United Health Care Corp. COM 91324P102 917 7,908 SH   SOLE 0 0 7,908 0
United Parcel Service Class B COM 911312106 223 2,260 SH   SOLE 0 0 2,260 0
United Technologies Corp. COM 913017109 321 3,607 SH   SOLE 0 0 3,607 0
US Bancorp COM 902973304 268 6,526 SH   SOLE 0 0 6,526 0
Valero Energy Corp. COM 91913Y100 1,173 19,516 SH   SOLE 0 0 19,516 0
Validus Holdings Ltd COM SHS G9319H102 260 5,762 SH   SOLE 0 0 5,762 0
Verizon Communications COM 92343V104 999 22,958 SH   SOLE 0 0 22,958 0
Visa, Inc. COM 82826C839 1,294 18,577 SH   SOLE 0 0 18,577 0
Voya Financial Inc. COM 929089100 1,531 39,483 SH   SOLE 0 0 39,483 0
Wal-Mart COM 931142103 838 12,925 SH   SOLE 0 0 12,925 0
Walgreen Boots Alliance, Inc. COM 931427108 929 11,174 SH   SOLE 0 0 11,174 0
Walt Disney Co. COM 254687106 2,850 27,884 SH   SOLE 0 0 27,884 0
WEC Energy Group Inc. COM 976657106 327 6,257 SH   SOLE 0 0 6,257 0
Wells Fargo & Co New COM 949746101 3,590 69,920 SH   SOLE 0 0 69,920 0