The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Guggenheim BulletShares 2015 Corporate Bond GUGG BULL 2015 18383M423 496 22,883 SH   SOLE 0 0 22,883 0
Guggenheim BulletShares 2016 Corporate Bond GUG BLT2016 HY 18383M415 492 22,160 SH   SOLE 0 0 22,160 0
Guggenheim BulletShares 2017 Corporate Bond GUG BLT2017 HY 18383m399 478 21,017 SH   SOLE 0 0 21,017 0
Guggenheim S&P 500 Pure Growth GUG S&P500 PU GR 78355W403 820 10,102 SH   SOLE 0 0 10,102 0
Guggenheim S&P Small Cap 600 Pure Growth GUG S&P SC600 PG 78355W809 317 3,525 SH   SOLE 0 0 3,525 0
Guggenheim S&P Small Cap 600 Pure Value GUG S&P SC600 PV 78355W700 248 3,869 SH   SOLE 0 0 3,869 0
iShares Enhanced Int'l ENH INTL L CAP 46431W408 33,915 1,400,874 SH   SOLE 0 0 1,400,874 0
iShares Momentum MSCI USAMOMFCT 46432F396 35,219 492,994 SH   SOLE 0 0 492,994 0
iShares MSCI EAFE MSCI EAFE IDX 464287465 15,581 245,408 SH   SOLE 0 0 245,408 0
iShares MSCI EAFE Growth Index MSCI GRW IDX 464288885 7,546 107,982 SH   SOLE 0 0 107,982 0
iShares MSCI EAFE Small Cap Index EAFE SML CP ETF 464288273 416 8,158 SH   SOLE 0 0 8,158 0
iShares MSCI Emerging Market MSCI EMERG MKT 464287234 968 24,441 SH   SOLE 0 0 24,441 0
iShares MSCI KLD 400 Social Index Fund MSCI KLD400 SOC 464288570 753 9,894 SH   SOLE 0 0 9,894 0
iShares Russell 1000 Growth RUSSELL 1000GRW 464287614 124,117 1,253,576 SH   SOLE 0 0 1,253,576 0
iShares Russell 1000 Index RUSSELL 1000 464287622 568 4,895 SH   SOLE 0 0 4,895 0
iShares Russell 1000 Value RUSSELL1000VAL 464287598 79,272 768,512 SH   SOLE 0 0 768,512 0
iShares Russell 2000 Growth RUSL 2000 GROW 464287648 318 2,054 SH   SOLE 0 0 2,054 0
iShares Russell 2000 Index RUSSELL 2000 464287655 310 2,484 SH   SOLE 0 0 2,484 0
iShares Russell 3000 Index RUSSELL 3000 464287689 276 2,229 SH   SOLE 0 0 2,229 0
iShares Russell Micro Cap Index Fund RUSSELL MCP IDX 464287481 317 3,883 SH   SOLE 0 0 3,883 0
iShares Russell Midcap Value Index RUS MDCP VAL ETF 464287473 207 2,800 SH   SOLE 0 0 2,800 0
iShares S&P 500 S&P 500 INDEX 464287200 73,464 354,521 SH   SOLE 0 0 354,521 0
iShares S&P 500/Barra Growth S&P500 GRW 464287309 1,755 15,410 SH   SOLE 0 0 15,410 0
iShares S&P 500/Value Index S&P 500 VALUE 464287408 478 5,179 SH   SOLE 0 0 5,179 0
iShares S&P/Barra 600 Value S&P SMLCP VALU 464287879 370 3,144 SH   SOLE 0 0 3,144 0
PowerShares QQQ UNIT SER 1 73935A104 372 3,478 SH   SOLE 0 0 3,478 0
S&P 500 SPDR UNIT SER 1 78462F103 1,681 8,167 SH   SOLE 0 0 8,167 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 216 4,296 SH   SOLE 0 0 4,296 0
SPDR MSCI ACWI ex-US MSCI ACWI EXUS 78463X848 2,725 79,179 SH   SOLE 0 0 79,179 0
SPDR S&P Dividend S&P DIVID ETF 78464a763 398 5,225 SH   SOLE 0 0 5,225 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 303 4,500 SH   SOLE 0 0 4,500 0
Vanguard Large Cap Growth ETF GROWTH ETF 922908736 1,368 12,778 SH   SOLE 0 0 12,778 0
Vanguard Large Cap Value ETF VALUE ETF 922908744 940 11,274 SH   SOLE 0 0 11,274 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 78,464 584,502 SH   SOLE 0 0 584,502 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 248 2,300 SH   SOLE 0 0 2,300 0
Vanguard Total Stock Mkt VIPER TOTAL STK MKT 922908769 486 4,542 SH   SOLE 0 0 4,542 0
3M Co. COM 88579y101 505 3,272 SH   SOLE 0 0 3,272 0
Abbott Laboratories COM 002824100 647 13,172 SH   SOLE 0 0 13,172 0
AbbVie Inc. COM 00287y109 895 13,326 SH   SOLE 0 0 13,326 0
Accenture LTD Cl A COM g1151c101 214 2,210 SH   SOLE 0 0 2,210 0
Aetna Inc. COM 00817Y108 394 3,091 SH   SOLE 0 0 3,091 0
Allergan Inc. COM 184901023 299 985 SH   SOLE 0 0 985 0
Allstate Corp COM 020002101 735 11,328 SH   SOLE 0 0 11,328 0
Altria Group COM 718154107 1,189 24,304 SH   SOLE 0 0 24,304 0
Amazon.Com COM 231351065 1,081 2,491 SH   SOLE 0 0 2,491 0
AMC Entertainment Holdings, Inc. CL A COM 00165C104 607 19,783 SH   SOLE 0 0 19,783 0
American Express Co. COM 025816109 252 3,245 SH   SOLE 0 0 3,245 0
American Intl Group Inc COM 026874784 757 12,249 SH   SOLE 0 0 12,249 0
American Shared Hospital Service COM 029595105 142 56,000 SH   SOLE 0 0 56,000 0
Amgen Inc. COM 311621007 857 5,580 SH   SOLE 0 0 5,580 0
AmTrust Financial Services, Inc. COM 323593095 394 6,020 SH   SOLE 0 0 6,020 0
Anthem Inc. COM 036752103 1,140 6,947 SH   SOLE 0 0 6,947 0
AON Corp. COM 0408v1025 714 7,164 SH   SOLE 0 0 7,164 0
Apple Computer, Inc. COM 378331003 6,392 50,964 SH   SOLE 0 0 50,964 0
Applied Materials Inc COM 382221059 410 21,311 SH   SOLE 0 0 21,311 0
Aptar Group COM 383361037 765 12,000 SH   SOLE 0 0 12,000 0
Archer-Daniels-Midland COM 394831028 209 4,337 SH   SOLE 0 0 4,337 0
Assured Guaranty Ltd. COM G0585R106 212 8,828 SH   SOLE 0 0 8,828 0
AT&T Inc. COM 00206R102 1,415 39,840 SH   SOLE 0 0 39,840 0
Autozone Inc. COM 533321022 208 312 SH   SOLE 0 0 312 0
Bank of America Corp. COM 605051044 1,119 65,722 SH   SOLE 0 0 65,722 0
Berkshire Hathaway CL B NEW 846707024 2,936 21,569 SH   SOLE 0 0 21,569 0
Berkshire Hathaway CL A CL A 084990175 4,097 2,000 SH   SOLE 0 0 2,000 0
Biogen Idec Inc. COM 09062x103 435 1,078 SH   SOLE 0 0 1,078 0
Boeing Co. COM 970231056 660 4,755 SH   SOLE 0 0 4,755 0
Bristol-Myers Squibb Company COM 110122108 648 9,743 SH   SOLE 0 0 9,743 0
British Petroleum Amoco COM 556221042 501 12,527 SH   SOLE 0 0 12,527 0
Capital One Financial COM 14040H105 275 3,131 SH   SOLE 0 0 3,131 0
Carmax COM 143130102 335 5,067 SH   SOLE 0 0 5,067 0
Caterpillar Inc. COM 149123101 655 7,722 SH   SOLE 0 0 7,722 0
Celgene Corp. COM 151020104 551 4,762 SH   SOLE 0 0 4,762 0
Charles Schwab COM 808513105 452 13,829 SH   SOLE 0 0 13,829 0
ChevronTexaco Corp. COM 166764100 976 10,122 SH   SOLE 0 0 10,122 0
Cigna Corp COM 125509109 510 3,146 SH   SOLE 0 0 3,146 0
Cisco Systems Inc. COM 17275R102 521 18,957 SH   SOLE 0 0 18,957 0
Citigroup Inc. COM 172967424 579 10,477 SH   SOLE 0 0 10,477 0
Coca Cola COM 191216100 468 11,939 SH   SOLE 0 0 11,939 0
Colgate-Palmolive Co COM 194162103 371 5,668 SH   SOLE 0 0 5,668 0
ComCast COM 20030N101 699 11,630 SH   SOLE 0 0 11,630 0
Conocophillips COM 20825C104 317 5,166 SH   SOLE 0 0 5,166 0
Consolidated Edison COM 209115104 326 5,626 SH   SOLE 0 0 5,626 0
CostCo Companies Inc. COM 22160k105 301 2,229 SH   SOLE 0 0 2,229 0
Cummins Inc. COM 231021106 228 1,736 SH   SOLE 0 0 1,736 0
CVS Health Corporation COM 126650100 820 7,821 SH   SOLE 0 0 7,821 0
Danaher Corp. COM 235851102 286 3,346 SH   SOLE 0 0 3,346 0
DCT Industrial Trust Inc COM 233153105 368 11,691 SH   SOLE 0 0 11,691 0
Deere & Co. COM 244199105 215 2,213 SH   SOLE 0 0 2,213 0
Diageo COM 25243Q205 227 1,953 SH   SOLE 0 0 1,953 0
Duke Energy COM 264399106 344 4,870 SH   SOLE 0 0 4,870 0
Ebay, Inc. COM 278642103 295 4,896 SH   SOLE 0 0 4,896 0
Edwards Lifesciences COM 28176E108 469 3,293 SH   SOLE 0 0 3,293 0
EI DuPont de Nemours & Co. COM 263534109 258 4,036 SH   SOLE 0 0 4,036 0
Eli Lilly & Co. COM 532457108 308 3,684 SH   SOLE 0 0 3,684 0
EMC Corp. Mass. COM 268648102 205 7,783 SH   SOLE 0 0 7,783 0
ePlus inc. COM 294268107 235 3,060 SH   SOLE 0 0 3,060 0
Equity Residential PPTY Trust COM 29476L107 530 7,547 SH   SOLE 0 0 7,547 0
Everest RE Group LTD COM G3223R108 579 3,181 SH   SOLE 0 0 3,181 0
Exelon Corporation COM 30161N101 396 12,602 SH   SOLE 0 0 12,602 0
Express Scripts Inc. COM 302182100 299 3,367 SH   SOLE 0 0 3,367 0
Exxon Mobil Corporation COM 30231G102 1,841 22,132 SH   SOLE 0 0 22,132 0
Facebook, Inc. COM 30303m102 439 5,123 SH   SOLE 0 0 5,123 0
Fed Ex Corp COM 31428X106 543 3,185 SH   SOLE 0 0 3,185 0
Fleetcor Technologies Inc. COM 339041105 20,981 134,444 SH   SOLE 0 0 134,444 0
Ford Motor Company COM 345370860 375 24,956 SH   SOLE 0 0 24,956 0
Franklin Resources Inc. COM 354613101 330 6,731 SH   SOLE 0 0 6,731 0
Gaming & Leisure Properties Inc. COM 36467J108 311 8,489 SH   SOLE 0 0 8,489 0
General Electric COM 369604103 913 34,368 SH   SOLE 0 0 34,368 0
General Motors Corporation - Old COM 37045v100 496 14,880 SH   SOLE 0 0 14,880 0
Gilead Sciences Inc. COM 375558103 1,451 12,396 SH   SOLE 0 0 12,396 0
Glaxosmithkline COM 37733W105 315 7,569 SH   SOLE 0 0 7,569 0
Goldman Sachs Group COM 38141G104 406 1,946 SH   SOLE 0 0 1,946 0
Goodyear Tire & Rubber COM 382550101 695 23,038 SH   SOLE 0 0 23,038 0
Google Inc. Class A Voting Shares CL A 38259P508 968 1,793 SH   SOLE 0 0 1,793 0
Google Inc. Class C Non Voting Shares CL C 38259p706 794 1,526 SH   SOLE 0 0 1,526 0
Halliburton Co COM 406216101 357 8,288 SH   SOLE 0 0 8,288 0
Hewlett Packard Co COM 428236103 214 7,125 SH   SOLE 0 0 7,125 0
Home Depot COM 437076102 1,031 9,273 SH   SOLE 0 0 9,273 0
Honeywell International COM 438516106 421 4,131 SH   SOLE 0 0 4,131 0
Horizon Pharma Inc COM 44047T109 6,968 200,564 SH   SOLE 0 0 200,564 0
IBM COM 459200101 1,528 9,396 SH   SOLE 0 0 9,396 0
Illinois Tool Works COM 452308109 518 5,648 SH   SOLE 0 0 5,648 0
IMD Companies, Inc. COM 44969g101 1 300,000 SH   SOLE 0 0 300,000 0
Intel Corp. COM 458140100 1,557 51,192 SH   SOLE 0 0 51,192 0
Intercontinental Hotels Group plc SPON ADR NEW2014 45857P509 254 6,305 SH   SOLE 0 0 6,305 0
J P Morgan Chase & Co. COM 46625H100 1,716 25,321 SH   SOLE 0 0 25,321 0
JetBlue Airways Corp COM 477143101 779 37,529 SH   SOLE 0 0 37,529 0
Johnson & Johnson COM 478160104 1,869 19,179 SH   SOLE 0 0 19,179 0
Kimberly Clark Corp. COM 494368103 263 2,478 SH   SOLE 0 0 2,478 0
Kraft Foods Group Inc. COM 50076q106 219 2,568 SH   SOLE 0 0 2,568 0
Kroger Co. COM 501044101 339 4,678 SH   SOLE 0 0 4,678 0
Lincoln National Corp. COM 534187109 226 3,818 SH   SOLE 0 0 3,818 0
Lockheed Martin Corp. COM 539830109 493 2,654 SH   SOLE 0 0 2,654 0
Lowes Companies Inc. COM 548661107 325 4,856 SH   SOLE 0 0 4,856 0
LyondellBasell Industries NV SHS - A - n53745100 433 4,186 SH   SOLE 0 0 4,186 0
Marathon Petroleum Corporation COM 56585A102 273 5,228 SH   SOLE 0 0 5,228 0
Mastercard Incorporated COM 57636Q104 431 4,607 SH   SOLE 0 0 4,607 0
McDonald's Corporation COM 580135101 15,025 158,041 SH   SOLE 0 0 158,041 0
McKesson Corp. COM 58155Q103 357 1,590 SH   SOLE 0 0 1,590 0
Merck & Co, Inc. COM 589331107 767 13,466 SH   SOLE 0 0 13,466 0
Metlife Inc. COM 59156R108 264 4,717 SH   SOLE 0 0 4,717 0
Microsoft Corp. COM 594918104 1,958 44,350 SH   SOLE 0 0 44,350 0
Mondelez International Inc. COM 609207105 225 5,481 SH   SOLE 0 0 5,481 0
Monsanto Co. COM 61166W101 231 2,170 SH   SOLE 0 0 2,170 0
Morgan Stanley / Dean Witter COM 617446448 565 14,577 SH   SOLE 0 0 14,577 0
Nano Labs Corp COM 148411101 3 620,614 SH   SOLE 0 0 620,614 0
National Oilwell Varco COM 637071101 260 5,390 SH   SOLE 0 0 5,390 0
Nextera Energy, Inc. COM 65339f101 210 2,138 SH   SOLE 0 0 2,138 0
Nike Inc Cl B COM 654106103 443 4,097 SH   SOLE 0 0 4,097 0
Noble Corporation PLC COM 655042109 174 11,296 SH   SOLE 0 0 11,296 0
Northern Trust COM 665859104 360 4,713 SH   SOLE 0 0 4,713 0
Northrop Grumman Corp COM 666807102 281 1,772 SH   SOLE 0 0 1,772 0
Occidental Petroleum Corp COM 674599105 344 4,419 SH   SOLE 0 0 4,419 0
ONE Gas, Inc. COM 68235P108 262 6,165 SH   SOLE 0 0 6,165 0
Oracle Corp. COM 68389X105 1,395 34,625 SH   SOLE 0 0 34,625 0
PartnerRe Ltd. COM G6852T105 738 5,747 SH   SOLE 0 0 5,747 0
Pepsico Inc COM 713448108 582 6,233 SH   SOLE 0 0 6,233 0
Pfizer Inc. COM 717081103 1,165 34,736 SH   SOLE 0 0 34,736 0
Philip Morris International Inc. COM 718172109 262 3,263 SH   SOLE 0 0 3,263 0
Phillips 66 COM 718546104 296 3,675 SH   SOLE 0 0 3,675 0
Pilgrim's Pride Corp COM 72147K108 636 27,668 SH   SOLE 0 0 27,668 0
PNC Bank Corp. COM 693475105 233 2,433 SH   SOLE 0 0 2,433 0
PPG Industries COM 693506107 257 2,242 SH   SOLE 0 0 2,242 0
Praxair Inc COM 74005P104 230 1,923 SH   SOLE 0 0 1,923 0
Procter & Gamble COM 742718109 698 8,915 SH   SOLE 0 0 8,915 0
Protein Design COM 74369L103 559 86,988 SH   SOLE 0 0 86,988 0
Prudential Securities COM 744320102 272 3,111 SH   SOLE 0 0 3,111 0
Qualcomm, Inc. COM 747525103 438 6,987 SH   SOLE 0 0 6,987 0
Reinsurance Group of America Inc. COM NEW 759351604 873 9,200 SH   SOLE 0 0 9,200 0
Renewable Energy Group, Inc. COM NEW 75972A301 515 44,547 SH   SOLE 0 0 44,547 0
Rockwell Medical, Inc. COM 774374102 303 18,800 SH   SOLE 0 0 18,800 0
Schlumberger Ltd. COM 806857108 253 2,939 SH   SOLE 0 0 2,939 0
Simmons First Nat'l COM 828730200 226 4,844 SH   SOLE 0 0 4,844 0
Skywork Solutions COM 83088M102 546 5,244 SH   SOLE 0 0 5,244 0
Solar Wind Energy Tower Inc. COM 83416B109 0 65,000 SH   SOLE 0 0 65,000 0
Starbucks Corp. COM 855244109 636 11,869 SH   SOLE 0 0 11,869 0
Target COM 87612E106 203 2,481 SH   SOLE 0 0 2,481 0
TE Connectivity LTD COM H84989104 290 4,508 SH   SOLE 0 0 4,508 0
Tesoro Corp. COM 881609101 397 4,702 SH   SOLE 0 0 4,702 0
Texas Instruments Inc. COM 882508104 305 5,924 SH   SOLE 0 0 5,924 0
Thermo Fisher Scientific Inc COM 883556102 256 1,976 SH   SOLE 0 0 1,976 0
Tiffany & Co COM 886547108 386 4,210 SH   SOLE 0 0 4,210 0
Time Warner Inc. New COM 887317105 577 6,601 SH   SOLE 0 0 6,601 0
TJX Companies Inc. COM 872540109 287 4,332 SH   SOLE 0 0 4,332 0
Travelers Companies Inc COM 89417E109 338 3,499 SH   SOLE 0 0 3,499 0
Tribune Media Company CL A 896047503 251 4,700 SH   SOLE 0 0 4,700 0
Triple-S Management Corporation CL B 896749108 407 15,851 SH   SOLE 0 0 15,851 0
Twenty-First Century Fox, Inc. COM 90130A101 243 7,457 SH   SOLE 0 0 7,457 0
Union Pacific COM 907818108 612 6,418 SH   SOLE 0 0 6,418 0
United Health Care Corp. COM 91324P102 834 6,839 SH   SOLE 0 0 6,839 0
United Parcel Service Class B COM 911312106 217 2,241 SH   SOLE 0 0 2,241 0
United Technologies Corp. COM 913017109 475 4,280 SH   SOLE 0 0 4,280 0
US Bancorp COM 902973304 300 6,916 SH   SOLE 0 0 6,916 0
Valero Energy Corp. COM 91913Y100 739 11,805 SH   SOLE 0 0 11,805 0
Verizon Communications COM 92343V104 994 21,318 SH   SOLE 0 0 21,318 0
Visa, Inc. COM 82826C839 1,340 19,952 SH   SOLE 0 0 19,952 0
Voya Financial Inc. COM 929089100 1,531 32,941 SH   SOLE 0 0 32,941 0
Wal-Mart COM 931142103 885 12,479 SH   SOLE 0 0 12,479 0
Walgreen Boots Alliance, Inc. COM 931427108 905 10,712 SH   SOLE 0 0 10,712 0
Walt Disney Co. COM 254687106 3,158 27,664 SH   SOLE 0 0 27,664 0
Wells Fargo & Co New COM 949746101 3,998 71,089 SH   SOLE 0 0 71,089 0
Yahoo Inc. COM 984332106 243 6,187 SH   SOLE 0 0 6,187 0