The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Guggenheim BulletShares 2015 Corporate Bond GUGG BULL 2015 18383M423 26,179 1,208,038 SH   SOLE 0 0 1,208,038 0
Guggenheim BulletShares 2016 Corporate Bond GUG BLT2016 HY 18383M415 28,600 1,294,110 SH   SOLE 0 0 1,294,110 0
Guggenheim BulletShares 2017 Corporate Bond GUG BLT2017 HY 18383m399 28,139 1,239,071 SH   SOLE 0 0 1,239,071 0
Guggenheim S&P 500 Pure Growth GUG S&P500 PU GR 78355w403 813 10,224 SH   SOLE 0 0 10,224 0
Guggenheim S&P Small Cap 600 Pure Growth GUG S&P SC600 PG 78355W809 289 3,584 SH   SOLE 0 0 3,584 0
Guggenheim S&P Small Cap 600 Pure Value GUG S&P SC600 PV 78355W700 251 3,948 SH   SOLE 0 0 3,948 0
iShares Enhanced Int'l ENH INTL L CAP 46431W408 28,797 1,262,474 SH   SOLE 0 0 1,262,474 0
iShares Momentum MSCI USAMOMFCT 46432F396 30,650 450,334 SH   SOLE 0 0 450,334 0
iShares MSCI EAFE MSCI EAFE IDX 464287465 16,274 267,490 SH   SOLE 0 0 267,490 0
iShares MSCI EAFE Growth Index MSCI GRW IDX 464288885 7,263 110,356 SH   SOLE 0 0 110,356 0
iShares MSCI EAFE Small Cap Index EAFE SML CP ETF 464288273 381 8,158 SH   SOLE 0 0 8,158 0
iShares MSCI Emerging Market MSCI EMERG MKT 464287234 925 23,551 SH   SOLE 0 0 23,551 0
iShares MSCI KLD 400 Social Index Fund MSCI KLD400 SOC 464288570 758 9,902 SH   SOLE 0 0 9,902 0
iShares Russell 1000 Growth RUSSELL 1000GRW 464287614 126,965 1,327,942 SH   SOLE 0 0 1,327,942 0
iShares Russell 1000 Index RUSSELL 1000 464287622 561 4,895 SH   SOLE 0 0 4,895 0
iShares Russell 1000 Value RUSSELL1000VAL 464287598 86,268 826,323 SH   SOLE 0 0 826,323 0
iShares Russell 2000 Growth RUSL 2000 GROW 464287648 292 2,054 SH   SOLE 0 0 2,054 0
iShares Russell 2000 Index RUSSELL 2000 464287655 273 2,281 SH   SOLE 0 0 2,281 0
iShares Russell 3000 Index RUSSELL 3000 464287689 273 2,229 SH   SOLE 0 0 2,229 0
iShares Russell Micro Cap Index Fund RUSSELL MCP IDX 464287481 386 5,018 SH   SOLE 0 0 5,018 0
iShares Russell Midcap Value Index RUS MDCP VAL ETF 464287473 207 2,800 SH   SOLE 0 0 2,800 0
iShares S&P 500 S&P 500 INDEX 464287200 81,477 393,857 SH   SOLE 0 0 393,857 0
iShares S&P 500/Barra Growth S&P500 GRW 464287309 1,720 15,410 SH   SOLE 0 0 15,410 0
iShares S&P 500/Value Index S&P 500 VALUE 464287408 486 5,179 SH   SOLE 0 0 5,179 0
iShares S&P/Barra 600 Value S&P SMLCP VALU 464287879 371 3,142 SH   SOLE 0 0 3,142 0
PowerShares QQQ UNIT SER 1 73935A104 485 4,694 SH   SOLE 0 0 4,694 0
S&P 500 SPDR UNIT SER 1 78462F103 1,823 8,869 SH   SOLE 0 0 8,869 0
Schwab 1000 Missing Security User-Defined Field 1 808517106 700 13,337 SH   SOLE 0 0 13,337 0
SPDR MSCI ACWI ex-US MSCI ACWI EXUS 78463X848 3,354 100,231 SH   SOLE 0 0 100,231 0
SPDR S&P Dividend S&P DIVID ETF 78464a763 412 5,225 SH   SOLE 0 0 5,225 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 309 4,500 SH   SOLE 0 0 4,500 0
Vanguard Large Cap Growth ETF GROWTH ETF 922908736 1,338 12,817 SH   SOLE 0 0 12,817 0
Vanguard Large Cap Value ETF VALUE ETF 922908744 953 11,274 SH   SOLE 0 0 11,274 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 72,310 574,159 SH   SOLE 0 0 574,159 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 236 2,232 SH   SOLE 0 0 2,232 0
Vanguard Total Stock Mkt VIPER TOTAL STK MKT 922908769 457 4,312 SH   SOLE 0 0 4,312 0
3M Co. COM 88579y101 706 4,299 SH   SOLE 0 0 4,299 0
Abbott Laboratories COM 002824100 683 15,166 SH   SOLE 0 0 15,166 0
AbbVie Inc. COM 00287y109 975 14,905 SH   SOLE 0 0 14,905 0
Accenture LTD Cl A COM g1151c101 226 2,532 SH   SOLE 0 0 2,532 0
Aetna Inc. COM 00817Y108 200 2,253 SH   SOLE 0 0 2,253 0
Allergan Inc. COM 184901023 482 2,265 SH   SOLE 0 0 2,265 0
Allstate Corp COM 020002101 750 10,680 SH   SOLE 0 0 10,680 0
Altria Group COM 718154107 847 17,182 SH   SOLE 0 0 17,182 0
Amazon.Com COM 231351065 842 2,712 SH   SOLE 0 0 2,712 0
American Express Co. COM 025816109 581 6,244 SH   SOLE 0 0 6,244 0
American Intl Group Inc COM 026874784 701 12,509 SH   SOLE 0 0 12,509 0
American Shared Hospital Service COM 029595105 156 55,500 SH   SOLE 0 0 55,500 0
Ameriprise Financial COM 03076c106 231 1,746 SH   SOLE 0 0 1,746 0
Amgen Inc. COM 311621007 882 5,540 SH   SOLE 0 0 5,540 0
Anthem Inc. COM 036752103 370 2,943 SH   SOLE 0 0 2,943 0
AON Corp. COM 0408v1025 610 6,435 SH   SOLE 0 0 6,435 0
Apple Computer, Inc. COM 378331003 6,657 60,306 SH   SOLE 0 0 60,306 0
Applied Materials Inc COM 382221059 818 32,821 SH   SOLE 0 0 32,821 0
Aptar Group COM 383361037 802 12,000 SH   SOLE 0 0 12,000 0
AT&T Inc. COM 00206R102 1,515 45,106 SH   SOLE 0 0 45,106 0
Automatic Data Processing Inc. COM 530151034 222 2,657 SH   SOLE 0 0 2,657 0
Autozone Inc. COM 533321022 288 465 SH   SOLE 0 0 465 0
Baidu, Inc. SPON ADR REP A 56752108 222 975 SH   SOLE 0 0 975 0
Bank of America Corp. COM 605051044 893 49,891 SH   SOLE 0 0 49,891 0
Baxter International Inc. COM 718131097 236 3,214 SH   SOLE 0 0 3,214 0
Berkshire Hathaway CL B NEW 846707024 3,247 21,623 SH   SOLE 0 0 21,623 0
Berkshire Hathaway CL A CL A 084990175 4,520 2,000 SH   SOLE 0 0 2,000 0
Biogen Idec Inc. COM 09062x103 359 1,058 SH   SOLE 0 0 1,058 0
Boeing Co. COM 970231056 680 5,234 SH   SOLE 0 0 5,234 0
Bristol-Myers Squibb Company COM 110122108 721 12,217 SH   SOLE 0 0 12,217 0
British Petroleum Amoco COM 556221042 541 14,199 SH   SOLE 0 0 14,199 0
C H Robinson COM 12541W100 1,253 16,726 SH   SOLE 0 0 16,726 0
Capital One Financial COM 14040H105 302 3,655 SH   SOLE 0 0 3,655 0
Carmax COM 143130102 537 8,067 SH   SOLE 0 0 8,067 0
Caterpillar Inc. COM 149123101 611 6,677 SH   SOLE 0 0 6,677 0
Celgene Corp. COM 151020104 593 5,300 SH   SOLE 0 0 5,300 0
Charles Schwab COM 808513105 531 17,595 SH   SOLE 0 0 17,595 0
ChevronTexaco Corp. COM 166764100 1,237 11,023 SH   SOLE 0 0 11,023 0
Chimera Investment Corp. REIT COM 16934Q109 38 12,081 SH   SOLE 0 0 12,081 0
Cigna Corp COM 125509109 203 1,975 SH   SOLE 0 0 1,975 0
Cisco Systems Inc. COM 17275R102 519 18,662 SH   SOLE 0 0 18,662 0
Citigroup Inc. COM 172967424 620 11,466 SH   SOLE 0 0 11,466 0
Coca Cola COM 191216100 907 21,483 SH   SOLE 0 0 21,483 0
Colgate-Palmolive Co COM 194162103 471 6,807 SH   SOLE 0 0 6,807 0
ComCast COM 20030N101 763 13,146 SH   SOLE 0 0 13,146 0
Conocophillips COM 20825C104 576 8,346 SH   SOLE 0 0 8,346 0
CostCo Companies Inc. COM 22160k105 305 2,149 SH   SOLE 0 0 2,149 0
Cummins Inc. COM 231021106 282 1,953 SH   SOLE 0 0 1,953 0
CVS Health Corporation COM 126650100 739 7,669 SH   SOLE 0 0 7,669 0
Danaher Corp. COM 235851102 345 4,029 SH   SOLE 0 0 4,029 0
DCT Industrial Trust Inc COM 233153105 417 11,691 SH   SOLE 0 0 11,691 0
Deere & Co. COM 244199105 226 2,557 SH   SOLE 0 0 2,557 0
Delphi Automotive PLC SHS G27823106 482 6,631 SH   SOLE 0 0 6,631 0
Diageo COM 25243Q205 223 1,953 SH   SOLE 0 0 1,953 0
DirecTV COM 25490A309 200 2,312 SH   SOLE 0 0 2,312 0
Dominion Res Inc VA New COM 25746u109 295 3,837 SH   SOLE 0 0 3,837 0
Dow Chemical Co. COM 260543103 236 5,167 SH   SOLE 0 0 5,167 0
Duke Energy COM 264399106 385 4,606 SH   SOLE 0 0 4,606 0
Ebay, Inc. COM 278642103 296 5,275 SH   SOLE 0 0 5,275 0
Edwards Lifesciences COM 28176E108 363 2,846 SH   SOLE 0 0 2,846 0
EI DuPont de Nemours & Co. COM 263534109 369 4,995 SH   SOLE 0 0 4,995 0
Eli Lilly & Co. COM 532457108 241 3,494 SH   SOLE 0 0 3,494 0
EMC Corp. Mass. COM 268648102 309 10,396 SH   SOLE 0 0 10,396 0
Emerson Electric COM 291011104 258 4,175 SH   SOLE 0 0 4,175 0
Equity Residential PPTY Trust COM 29476L107 567 7,896 SH   SOLE 0 0 7,896 0
Exelon Corporation COM 30161N101 425 11,471 SH   SOLE 0 0 11,471 0
Express Scripts Inc. COM 302182100 367 4,338 SH   SOLE 0 0 4,338 0
Exxon Mobil Corporation COM 30231G102 2,640 28,555 SH   SOLE 0 0 28,555 0
Facebook, Inc. COM 30303m102 452 5,795 SH   SOLE 0 0 5,795 0
Family Dollar Stores COM 307000109 236 2,978 SH   SOLE 0 0 2,978 0
Fed Ex Corp COM 31428X106 672 3,870 SH   SOLE 0 0 3,870 0
Fleetcor Technologies Inc. COM 339041105 20,134 135,394 SH   SOLE 0 0 135,394 0
Ford Motor Company COM 345370860 431 27,809 SH   SOLE 0 0 27,809 0
Fortune Brands Home & Security COM 34964c106 1,293 28,553 SH   SOLE 0 0 28,553 0
Franklin Resources Inc. COM 354613101 448 8,091 SH   SOLE 0 0 8,091 0
Gaming & Leisure Properties Inc. COM 36467J108 249 8,489 SH   SOLE 0 0 8,489 0
General Electric COM 369604103 1,197 47,353 SH   SOLE 0 0 47,353 0
General Motors Corporation - Old COM 37045v100 332 9,523 SH   SOLE 0 0 9,523 0
Gilead Sciences Inc. COM 375558103 910 9,658 SH   SOLE 0 0 9,658 0
Glaxosmithkline COM 37733W105 333 7,796 SH   SOLE 0 0 7,796 0
Goldman Sachs Group COM 38141G104 424 2,186 SH   SOLE 0 0 2,186 0
Google Inc. Class A Voting Shares CL A 38259P508 1,094 2,061 SH   SOLE 0 0 2,061 0
Google Inc. Class C Non Voting Shares CL C 38259p706 945 1,796 SH   SOLE 0 0 1,796 0
Hewlett Packard Co COM 428236103 351 8,737 SH   SOLE 0 0 8,737 0
Home Depot COM 437076102 954 9,092 SH   SOLE 0 0 9,092 0
Honeywell International COM 438516106 408 4,088 SH   SOLE 0 0 4,088 0
Horizon Pharma Inc COM 44047T109 2,585 200,564 SH   SOLE 0 0 200,564 0
IBM COM 459200101 1,193 7,435 SH   SOLE 0 0 7,435 0
Illinois Tool Works COM 452308109 666 7,029 SH   SOLE 0 0 7,029 0
IMD Companies, Inc. COM 44969g101 3 300,000 SH   SOLE 0 0 300,000 0
Intel Corp. COM 458140100 1,976 54,447 SH   SOLE 0 0 54,447 0
J P Morgan Chase & Co. COM 46625H100 1,607 25,676 SH   SOLE 0 0 25,676 0
Johnson & Johnson COM 478160104 2,236 21,383 SH   SOLE 0 0 21,383 0
Kimberly Clark Corp. COM 494368103 349 3,020 SH   SOLE 0 0 3,020 0
Kinder Morgan, Inc. COM 49456b101 268 6,335 SH   SOLE 0 0 6,335 0
Lockheed Martin Corp. COM 539830109 261 1,353 SH   SOLE 0 0 1,353 0
Lorillard, Inc. COM 544147101 204 3,243 SH   SOLE 0 0 3,243 0
Lowes Companies Inc. COM 548661107 366 5,313 SH   SOLE 0 0 5,313 0
Mastercard Incorporated COM 57636Q104 434 5,033 SH   SOLE 0 0 5,033 0
McDonald's Corporation COM 580135101 15,196 162,177 SH   SOLE 0 0 162,177 0
McKesson Corp. COM 58155Q103 344 1,658 SH   SOLE 0 0 1,658 0
Mead Johnson Nutrition Company COM 582839106 219 2,181 SH   SOLE 0 0 2,181 0
Medtronic Inc. COM 585055106 336 4,649 SH   SOLE 0 0 4,649 0
Merck & Co, Inc. COM 589331107 930 16,368 SH   SOLE 0 0 16,368 0
Metlife Inc. COM 59156R108 244 4,509 SH   SOLE 0 0 4,509 0
Microsoft Corp. COM 594918104 2,026 43,616 SH   SOLE 0 0 43,616 0
Mondelez International Inc. COM 609207105 278 7,644 SH   SOLE 0 0 7,644 0
Monsanto Co. COM 61166W101 381 3,186 SH   SOLE 0 0 3,186 0
Morgan Stanley / Dean Witter COM 617446448 611 15,760 SH   SOLE 0 0 15,760 0
Nano Labs Corp COM 148411101 9 620,614 SH   SOLE 0 0 620,614 0
National Oilwell Varco COM 637071101 401 6,125 SH   SOLE 0 0 6,125 0
Nextera Energy, Inc. COM 65339f101 256 2,407 SH   SOLE 0 0 2,407 0
Nike Inc Cl B COM 654106103 465 4,834 SH   SOLE 0 0 4,834 0
Northern Trust COM 665859104 335 4,973 SH   SOLE 0 0 4,973 0
Northrop Grumman Corp COM 666807102 202 1,368 SH   SOLE 0 0 1,368 0
Occidental Petroleum Corp COM 674599105 520 6,448 SH   SOLE 0 0 6,448 0
Oracle Corp. COM 68389X105 1,813 40,323 SH   SOLE 0 0 40,323 0
Pepsico Inc COM 713448108 843 8,915 SH   SOLE 0 0 8,915 0
Pfizer Inc. COM 717081103 1,187 38,122 SH   SOLE 0 0 38,122 0
Philip Morris International Inc. COM 718172109 850 10,431 SH   SOLE 0 0 10,431 0
Phillips 66 COM 718546104 278 3,882 SH   SOLE 0 0 3,882 0
PNC Bank Corp. COM 693475105 206 2,254 SH   SOLE 0 0 2,254 0
Polo Ralph Lauren Corp COM 731572103 457 2,470 SH   SOLE 0 0 2,470 0
PPG Industries COM 693506107 323 1,396 SH   SOLE 0 0 1,396 0
Praxair Inc COM 74005P104 411 3,174 SH   SOLE 0 0 3,174 0
Priceline Group, Inc. COM 741503106 333 292 SH   SOLE 0 0 292 0
Procter & Gamble COM 742718109 1,278 14,025 SH   SOLE 0 0 14,025 0
Prudential Securities COM 744320102 257 2,844 SH   SOLE 0 0 2,844 0
Qualcomm, Inc. COM 747525103 698 9,393 SH   SOLE 0 0 9,393 0
Rockwell Medical, Inc. COM 774374102 198 19,300 SH   SOLE 0 0 19,300 0
Schlumberger Ltd. COM 806857108 574 6,721 SH   SOLE 0 0 6,721 0
Sempra Energy COM 816851109 214 1,918 SH   SOLE 0 0 1,918 0
Simon Property Group COM 828806109 310 1,700 SH   SOLE 0 0 1,700 0
Solar Wind Energy Tower Inc. COM 83416B109 0 65,000 SH   SOLE 0 0 65,000 0
Southern Corp. COM 842587107 262 5,342 SH   SOLE 0 0 5,342 0
Starbucks Corp. COM 855244109 484 5,900 SH   SOLE 0 0 5,900 0
Starwood Hotels and Resorts COM 85590A203 474 5,850 SH   SOLE 0 0 5,850 0
Target COM 87612E106 220 2,901 SH   SOLE 0 0 2,901 0
TE Connectivity LTD COM H84989104 299 4,721 SH   SOLE 0 0 4,721 0
Texas Instruments Inc. COM 882508104 360 6,732 SH   SOLE 0 0 6,732 0
Thermo Fisher Scientific Inc COM 883556102 269 2,144 SH   SOLE 0 0 2,144 0
Tiffany & Co COM 886547108 470 4,397 SH   SOLE 0 0 4,397 0
Time Warner Inc. New COM 887317105 540 6,319 SH   SOLE 0 0 6,319 0
TJX Companies Inc. COM 872540109 312 4,556 SH   SOLE 0 0 4,556 0
Travelers Companies Inc COM 89417E109 376 3,552 SH   SOLE 0 0 3,552 0
Twenty-First Century Fox, Inc. COM 90130A101 384 9,993 SH   SOLE 0 0 9,993 0
Union Pacific COM 907818108 844 7,087 SH   SOLE 0 0 7,087 0
United Health Care Corp. COM 91324P102 613 6,060 SH   SOLE 0 0 6,060 0
United Parcel Service Class B COM 911312106 391 3,519 SH   SOLE 0 0 3,519 0
United Technologies Corp. COM 913017109 582 5,061 SH   SOLE 0 0 5,061 0
US Bancorp COM 902973304 374 8,322 SH   SOLE 0 0 8,322 0
Verizon Communications COM 92343V104 947 20,238 SH   SOLE 0 0 20,238 0
Visa, Inc. COM 82826C839 1,391 5,306 SH   SOLE 0 0 5,306 0
Wal-Mart COM 931142103 1,201 13,983 SH   SOLE 0 0 13,983 0
Walgreen Boots Alliance, Inc. COM 931427108 846 11,109 SH   SOLE 0 0 11,109 0
Walt Disney Co. COM 254687106 2,680 28,453 SH   SOLE 0 0 28,453 0
Wells Fargo & Co New COM 949746101 3,817 69,622 SH   SOLE 0 0 69,622 0
Wyndham Worldwide COM 98310W108 239 2,791 SH   SOLE 0 0 2,791 0
Yahoo Inc. COM 984332106 224 4,444 SH   SOLE 0 0 4,444 0