Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from other financial institutions	$ 18,533	$ 19,781
Interest-bearing deposits in other financial institutions	113,907	158,703
Cash and cash equivalents	132,440	178,484
Interest-bearing time deposits in other financial institutions	30,748	29,513
Securities, at fair value	239,549	153,203
Loans receivable, net of allowance for credit losses: March 31, 2024, $8,249 and December 31, 2023, $8,345	1,007,980	1,050,761
Foreclosed assets, net	2,332	2,777
Stock in Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB"), at cost	7,490	7,490
Premises held-for-sale	0	523
Premises and equipment, net	22,614	22,950
Accrued interest receivable	7,709	7,542
Bank-owned life insurance	18,382	18,469
Deferred taxes	4,159	4,512
Other assets	6,655	11,160
Total assets	1,480,058	1,487,384
Liabilities
Noninterest-bearing	256,698	260,851
Interest-bearing	1,002,588	1,000,772
Total deposits	1,259,286	1,261,623
Borrowings	25,000	25,000
Subordinated notes, net of unamortized issuance costs	18,705	19,678
Advance payments by borrowers for taxes and insurance	7,021	9,003
Accrued interest payable and other liabilities	14,015	16,697
Total liabilities	1,324,027	1,332,001
Stockholders’ equity
Preferred stock, $0.01 par value, 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 100,000,000 shares authorized; 12,460,678 shares issued at March 31, 2024 and 12,475,881 shares issued at December 31, 2023	125	125
Additional paid-in capital	83,301	83,457
Retained earnings	74,889	74,426
Accumulated other comprehensive loss	(2,284)	(2,625)
Total stockholders’ equity	156,031	155,383
Total liabilities and stockholders’ equity	$ 1,480,058	$ 1,487,384