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Loans Receivable (Tables)
 9 Months Ended
Sep. 30, 2018
Receivables [Abstract]  
Loans By Class Modified As Troubled Debt Restructurings With Payment Default [Table Text Block]
 
 
 
 
 
 
 
 
 
2018
 
2017
 
Number
of loans
 
Recorded
investment
 
Number
of loans
 
Recorded
investment
One-to-four family residential real estate
—

 
$
—

 
1

 
$
17
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
Loans receivable are as follows:
 
September 30, 2018
 
December 31, 2017
One-to-four family residential real estate
$
77,591

 
$
97,814

Multi-family mortgage
581,880

 
588,383

Nonresidential real estate
148,010

 
169,971

Construction and land
1,130

 
1,358

Commercial loans
167,547

 
152,552

Commercial leases
297,103

 
310,076

Consumer
1,416

 
1,597

 
1,274,677

 
1,321,751

Net deferred loan origination costs
1,213

 
1,266

Allowance for loan losses
(8,103
)
 
(8,366
)
Loans, net
$
1,267,787

 
$
1,314,651


The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method:
 
Allowance for loan losses
 
Loan Balances
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
September 30, 2018
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential real estate
$
—

 
$
762

 
$
762

 
$
2,724

 
$
74,867

 
$
77,591

Multi-family mortgage
—

 
3,722

 
3,722

 
661

 
581,219

 
581,880

Nonresidential real estate
—

 
1,410

 
1,410

 
—

 
148,010

 
148,010

Construction and land
—

 
27

 
27

 
—

 
1,130

 
1,130

Commercial loans
—

 
1,482

 
1,482

 
—

 
167,547

 
167,547

Commercial leases
—

 
684

 
684

 
—

 
297,103

 
297,103

Consumer
—

 
16

 
16

 
—

 
1,416

 
1,416

 
$
—

 
$
8,103

 
$
8,103

 
$
3,385

 
$
1,271,292

 
1,274,677

Net deferred loan origination costs
 
 
 
 
 
 
 
 
 
1,213

Allowance for loan losses
 
 
 
 
 
 
 
 
 
(8,103
)
Loans, net
 
 
 
 
 
 
 
 
 
 
$
1,267,787


 
Allowance for loan losses
 
Loan Balances
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential real estate
$
—

 
$
850

 
$
850

 
$
4,265

 
$
93,549

 
$
97,814

Multi-family mortgage
—

 
3,849

 
3,849

 
949

 
587,434

 
588,383

Nonresidential real estate
—

 
1,605

 
1,605

 
—

 
169,971

 
169,971

Construction and land
—

 
32

 
32

 
—

 
1,358

 
1,358

Commercial loans
—

 
1,357

 
1,357

 
—

 
152,552

 
152,552

Commercial leases
—

 
655

 
655

 
—

 
310,076

 
310,076

Consumer
—

 
18

 
18

 
—

 
1,597

 
1,597

 
$
—

 
$
8,366

 
$
8,366

 
$
5,214

 
$
1,316,537

 
1,321,751

Net deferred loan origination costs
 
 
 
 
 
 
 
 
 
1,266

Allowance for loan losses
 
 
 
 
 
 
 
 
 
(8,366
)
Loans, net
 
 
 
 
 
 
 
 
 
 
$
1,314,651


Activity in the allowance for loan losses is as follows:
 
Three Months Ended
September 30,
 
Nine Months Ended
September 30,
 
2018
 
2017
 
2018
 
2017
Beginning balance
$
8,179

 
$
8,122

 
$
8,366

 
$
8,127

Loans charged off:
 
 
 
 
 
 
 
One-to-four family residential real estate
(84
)
 
(89
)
 
(214
)
 
(282
)
Multi-family mortgage
—

 
(7
)
 
(35
)
 
(10
)
Nonresidential real estate
—

 
—

 
—

 
(165
)
Commercial loans
—

 
—

 
(140
)
 
—

Consumer
(6
)
 
(7
)
 
(7
)
 
(7
)
 
(90
)
 
(103
)
 
(396
)
 
(464
)
Recoveries:
 
 
 
 
 
 
 
One-to-four family residential real estate
25

 
15

 
130

 
100

Multi-family mortgage
8

 
11

 
26

 
62

Nonresidential real estate
—

 
10

 
—

 
10

Construction and land
2

 
—

 
2

 
—

Commercial loans
2

 
542

 
227

 
552

Commercial leases
—

 
2

 
5

 
2

Consumer
—

 
—

 
1

 
—

 
37

 
580

 
391

 
726

Net recoveries (charge-offs)
(53
)
 
477

 
(5
)
 
262

Recovery of loan losses
(23
)
 
(225
)
 
(258
)
 
(15
)
Ending balance
$
8,103

 
$
8,374

 
$
8,103

 
$
8,374

The following tables present the recorded investment in nonaccrual loans and loans past due over 90 days still on accrual by class of loans:
 
Loan Balance
 
Recorded
Investment
 
Loans Past
Due Over 90
Days, Still
Accruing
September 30, 2018
 
 
 
 
 
One-to-four family residential real estate
$
1,646

 
$
1,313

 
$
—

One-to-four family residential real estate – non-owner occupied
95

 
56

 
—

Multi-family mortgage - Illinois
102

 
102

 
—

 
$
1,843

 
$
1,471

 
$
—

December 31, 2017
 
 
 
 
 
One-to-four family residential real estate
$
3,413

 
$
1,918

 
$
—

One-to-four family residential real estate – non-owner occupied
308

 
109

 
—

Multi-family mortgage - Illinois
376

 
363

 
—

 
$
4,097

 
$
2,390

 
$
—


Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some loans may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.
The Company’s reserve for uncollected loan interest was $36,000 and $103,000 at September 30, 2018 and December 31, 2017, respectively. When a loan is on nonaccrual status and the ultimate collectability of the total principal of an impaired loan is in doubt, all payments are applied to principal under the cost recovery method. Alternatively, when a loan is on non-accrual status but there is doubt concerning only the ultimate collectability of interest, contractual interest is credited to interest income only when received, under the cash basis method pursuant to the provisions of FASB ASC 310–10, as applicable. In all cases, the average balances are calculated based on the month–end balances of the financing receivables within the period reported pursuant to the provisions of FASB ASC 310–10, as applicable.
The following tables present the aging of the recorded investment of loans at September 30, 2018 by class of loans:
 
30-59 Days
Past Due
 
60-89 Days
Past Due
 
90 Days or
Greater
Past Due
 
Total Past
Due
 
Loans Not
Past Due
 
Total
One-to-four family residential real estate loans
$
392

 
$
—

 
$
1,329

 
$
1,721

 
$
59,925

 
$
61,646

One-to-four family residential real estate loans – non-owner occupied
34

 
8

 
48

 
90

 
15,817

 
15,907

Multi-family mortgage - Illinois
—

 
—

 
102

 
102

 
275,714

 
275,816

Multi-family mortgage - Other
—

 
—

 
—

 
—

 
299,469

 
299,469

Nonresidential real estate
607

 
—

 
—

 
607

 
146,394

 
147,001

Construction
—

 
—

 
—

 
—

 
932

 
932

Land
—

 
—

 
—

 
—

 
198

 
198

Commercial loans:
 
 
 
 
 
 

 
 
 

Regional commercial banking
—

 
—

 
—

 
—

 
50,105

 
50,105

Health care
—

 
—

 
—

 
—

 
69,248

 
69,248

Direct commercial lessor
—

 
—

 
—

 
—

 
48,942

 
48,942

Commercial leases:
 
 
 
 
 
 


 
 
 


Investment rated commercial leases
787

 
—

 
—

 
787

 
181,402

 
182,189

Other commercial leases
—

 
—

 
—

 
—

 
116,651

 
116,651

Consumer
12

 
5

 
—

 
17

 
1,410

 
1,427

 
$
1,832

 
$
13

 
$
1,479

 
$
3,324

 
$
1,266,207

 
$
1,269,531


The following tables present the aging of the recorded investment of loans at December 31, 2017 by class of loans:
 
30-59 Days
Past Due
 
60-89 Days
Past Due
 
90 Days or
Greater
Past Due
 
Total Past
Due
 
Loans Not
Past Due
 
Total
One-to-four family residential real estate loans
$
86

 
$
99

 
$
1,801

 
$
1,986

 
$
74,216

 
$
76,202

One-to-four family residential real estate loans – non-owner occupied
10

 
3

 
86

 
99

 
20,944

 
21,043

Multi-family mortgage - Illinois
172

 
—

 
364

 
536

 
287,171

 
287,707

Multi-family mortgage - Other
—

 
—

 
—

 
—

 
296,440

 
296,440

Nonresidential real estate
608

 
—

 
—

 
608

 
166,071

 
166,679

Construction
—

 
—

 
—

 
—

 
1,103

 
1,103

Land
—

 
—

 
—

 
—

 
259

 
259

Commercial loans:
 
 
 
 
 
 

 
 
 

Regional commercial banking
—

 
—

 
—

 
—

 
40,935

 
40,935

Health care
—

 
—

 
—

 
—

 
71,738

 
71,738

Direct commercial lessor
—

 
—

 
—

 
—

 
40,237

 
40,237

Commercial leases:
 
 
 
 
 
 


 
 
 


Investment rated commercial leases
934

 
—

 
—

 
934

 
207,747

 
208,681

Other commercial leases
288

 
—

 
—

 
288

 
102,873

 
103,161

Consumer
—

 
—

 
—

 
—

 
1,605

 
1,605

 
$
2,098

 
$
102

 
$
2,251

 
$
4,451

 
$
1,311,339

 
$
1,315,790

The Company evaluates loan extensions or modifications in accordance with FASB ASC 310–40 with respect to the classification of the loan as a Troubled Debt Restructuring ("TDR"). In general, if the Company grants a loan extension or modification to a borrower experiencing financial difficulties for other than an insignificant period of time that includes a below–market interest rate, principal forgiveness, payment forbearance or other concession intended to minimize the economic loss to the Company, the loan extension or loan modification is classified as a TDR. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal then due and payable, management measures any impairment on the restructured loan in the same manner as for impaired loans as noted above.
The Company had $17,000 of TDRs at September 30, 2018 and December 31, 2017. No specific valuation reserves were allocated to those loans at September 30, 2018 and December 31, 2017. The Company had no outstanding commitments to borrowers whose loans were classified as TDRs at either date.
The following table presents loans classified as TDRs:
 
September 30, 2018
 
December 31, 2017
One-to-four family residential real estate - nonaccrual
$
17

 
$
17


During the three and nine months ended September 30, 2018 and 2017, there were no loans modified and classified as TDRs.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

The following table presents TDRs for which there was a payment default within twelve months following the modification.
 
 
 
 
 
 
 
 
 
2018
 
2017
 
Number
of loans
 
Recorded
investment
 
Number
of loans
 
Recorded
investment
One-to-four family residential real estate
—

 
$
—

 
1

 
$
17


A TDR is considered to be in payment default once it is 90 days contractually past due under the modified terms.
There were no payment defaults on TDRs within twelve months following the modification during the three and nine months ended September 30, 2018.
There were no loan modifications during the three and nine months ended September 30, 2018. There were certain loan modifications during the three and nine months ended September 30, 2017 that did not meet the definition of a TDR. These loans had a total recorded investment of $149,000 at September 30, 2017. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant.
In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings:
Special Mention. A Special Mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special Mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
Substandard. Loans categorized as Substandard continue to accrue interest, but exhibit a well-defined weakness or weaknesses that may jeopardize the liquidation of the debt. The loans continue to accrue interest because they are well secured and collection of principal and interest is expected within a reasonable time. The risk rating guidance published by the Office of the Comptroller of the Currency clarifies that a loan with a well-defined weakness does not have to present a probability of default for the loan to be rated Substandard, and that an individual loan’s loss potential does not have to be distinct for the loan to be rated Substandard.
Nonaccrual. An asset classified Nonaccrual has all the weaknesses inherent in one classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered “Pass” rated loans.
As of September 30, 2018, based on the most recent analysis performed, the risk categories of loans by class of loans are as follows:
 
Pass
 
Special
Mention
 
Substandard
 
Nonaccrual
 
Total
One-to-four family residential real estate loans
$
59,714

 
$
310

 
$
372

 
$
1,314

 
$
61,710

One-to-four family residential real estate loans – non-owner occupied
15,755

 
33

 
37

 
56

 
15,881

Multi-family mortgage loans - Illinois
276,398

 
—

 
310

 
102

 
276,810

Multi-family mortgage loans - Other
305,070

 
—

 
—

 
—

 
305,070

Nonresidential real estate loans
147,911

 
—

 
99

 
—

 
148,010

Construction loans
929

 
—

 
—

 
—

 
929

Land loans
201

 
—

 
—

 
—

 
201

Commercial loans:
 
 
 
 
 
 
 
 

Regional commercial banking
45,170

 
4,815

 
—

 
—

 
49,985

Health care
64,374

 
—

 
4,699

 
—

 
69,073

Direct commercial lessor
48,489

 
—

 
—

 
—

 
48,489

Commercial leases:
 
 
 
 
 
 
 
 


Investment rated commercial leases
180,383

 
748

 
—

 
—

 
181,131

Other commercial leases
115,972

 
—

 
—

 
—

 
115,972

Consumer
1,401

 
5

 
10

 
—

 
1,416


$
1,261,767

 
$
5,911

 
$
5,527

 
$
1,472

 
$
1,274,677

 
As of December 31, 2017, the risk categories of loans by class of loans are as follows:
 
Pass
 
Special
Mention
 
Substandard
 
Nonaccrual
 
Total
One-to-four family residential real estate loans
$
74,437

 
$
—

 
$
255

 
$
1,914

 
$
76,606

One-to-four family residential real estate loans – non-owner occupied
21,059

 
—

 
40

 
109

 
21,208

Multi-family mortgage loans - Illinois
290,765

 
—

 
225

 
368

 
291,358

Multi-family mortgage loans - Other
297,025

 
—

 
—

 
—

 
297,025

Nonresidential real estate loans
169,817

 
—

 
154

 
—

 
169,971

Construction loans
1,099

 
—

 
—

 
—

 
1,099

Land loans
259

 
—

 
—

 
—

 
259

Commercial loans:
 
 
 
 
 
 
 
 

Regional commercial banking
36,373

 
4,528

 
—

 
—

 
40,901

Health care
69,480

 
—

 
2,248

 
—

 
71,728

Direct commercial lessor
39,923

 
—

 
—

 
—

 
39,923

Commercial leases:
 
 
 
 
 
 
 
 


Investment rated commercial leases
207,460

 
—

 
—

 
—

 
207,460

Other commercial leases
102,616

 
—

 
—

 
—

 
102,616

Consumer
1,597

 
—

 
—

 
—

 
1,597

 
$
1,311,910

 
$
4,528

 
$
2,922

 
$
2,391

 
$
1,321,751
Loans receivable
Loans receivable are as follows:
 
September 30, 2018
 
December 31, 2017
One-to-four family residential real estate
$
77,591

 
$
97,814

Multi-family mortgage
581,880

 
588,383

Nonresidential real estate
148,010

 
169,971

Construction and land
1,130

 
1,358

Commercial loans
167,547

 
152,552

Commercial leases
297,103

 
310,076

Consumer
1,416

 
1,597

 
1,274,677

 
1,321,751

Net deferred loan origination costs
1,213

 
1,266

Allowance for loan losses
(8,103
)
 
(8,366
)
Loans, net
$
1,267,787

 
$
1,314,651
Loans Receivable Based On Impairment Method [Table Text Block]
The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method:
 
Allowance for loan losses
 
Loan Balances
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
 
Individually
evaluated  for
impairment
 
Collectively
evaluated  for
impairment
 
Total
September 30, 2018
 
 
 
 
 
 
 
 
 
 
 
One-to-four family residential real estate
$
—

 
$
762

 
$
762

 
$
2,724

 
$
74,867

 
$
77,591

Multi-family mortgage
—

 
3,722

 
3,722

 
661

 
581,219

 
581,880

Nonresidential real estate
—

 
1,410

 
1,410

 
—

 
148,010

 
148,010

Construction and land
—

 
27

 
27

 
—

 
1,130

 
1,130

Commercial loans
—

 
1,482

 
1,482

 
—

 
167,547

 
167,547

Commercial leases
—

 
684

 
684

 
—

 
297,103

 
297,103

Consumer
—

 
16

 
16

 
—

 
1,416

 
1,416

 
$
—

 
$
8,103

 
$
8,103

 
$
3,385

 
$
1,271,292

 
1,274,677

Net deferred loan origination costs
 
 
 
 
 
 
 
 
 
1,213

Allowance for loan losses
 
 
 
 
 
 
 
 
 
(8,103
)
Loans, net
 
 
 
 
 
 
 
 
 
 
$
1,267,787
Allowance for loan losses
ctivity in the allowance for loan losses is as follows:
 
Three Months Ended
September 30,
 
Nine Months Ended
September 30,
 
2018
 
2017
 
2018
 
2017
Beginning balance
$
8,179

 
$
8,122

 
$
8,366

 
$
8,127

Loans charged off:
 
 
 
 
 
 
 
One-to-four family residential real estate
(84
)
 
(89
)
 
(214
)
 
(282
)
Multi-family mortgage
—

 
(7
)
 
(35
)
 
(10
)
Nonresidential real estate
—

 
—

 
—

 
(165
)
Commercial loans
—

 
—

 
(140
)
 
—

Consumer
(6
)
 
(7
)
 
(7
)
 
(7
)
 
(90
)
 
(103
)
 
(396
)
 
(464
)
Recoveries:
 
 
 
 
 
 
 
One-to-four family residential real estate
25

 
15

 
130

 
100

Multi-family mortgage
8

 
11

 
26

 
62

Nonresidential real estate
—

 
10

 
—

 
10

Construction and land
2

 
—

 
2

 
—

Commercial loans
2

 
542

 
227

 
552

Commercial leases
—

 
2

 
5

 
2

Consumer
—

 
—

 
1

 
—

 
37

 
580

 
391

 
726

Net recoveries (charge-offs)
(53
)
 
477

 
(5
)
 
262

Recovery of loan losses
(23
)
 
(225
)
 
(258
)
 
(15
)
Ending balance
$
8,103

 
$
8,374

 
$
8,103

 
$
8,374
Schedule of Financing Receivables, Non Accrual Status
The following tables present the recorded investment in nonaccrual loans and loans past due over 90 days still on accrual by class of loans:
 
Loan Balance
 
Recorded
Investment
 
Loans Past
Due Over 90
Days, Still
Accruing
September 30, 2018
 
 
 
 
 
One-to-four family residential real estate
$
1,646

 
$
1,313

 
$
—

One-to-four family residential real estate – non-owner occupied
95

 
56

 
—

Multi-family mortgage - Illinois
102

 
102

 
—

 
$
1,843

 
$
1,471

 
$
—

December 31, 2017
 
 
 
 
 
One-to-four family residential real estate
$
3,413

 
$
1,918

 
$
—

One-to-four family residential real estate – non-owner occupied
308

 
109

 
—

Multi-family mortgage - Illinois
376

 
363

 
—

 
$
4,097

 
$
2,390

 
$
—
Past Due Financing Receivables
The following tables present the aging of the recorded investment of loans at September 30, 2018 by class of loans:
 
30-59 Days
Past Due
 
60-89 Days
Past Due
 
90 Days or
Greater
Past Due
 
Total Past
Due
 
Loans Not
Past Due
 
Total
One-to-four family residential real estate loans
$
392

 
$
—

 
$
1,329

 
$
1,721

 
$
59,925

 
$
61,646

One-to-four family residential real estate loans – non-owner occupied
34

 
8

 
48

 
90

 
15,817

 
15,907

Multi-family mortgage - Illinois
—

 
—

 
102

 
102

 
275,714

 
275,816

Multi-family mortgage - Other
—

 
—

 
—

 
—

 
299,469

 
299,469

Nonresidential real estate
607

 
—

 
—

 
607

 
146,394

 
147,001

Construction
—

 
—

 
—

 
—

 
932

 
932

Land
—

 
—

 
—

 
—

 
198

 
198

Commercial loans:
 
 
 
 
 
 

 
 
 

Regional commercial banking
—

 
—

 
—

 
—

 
50,105

 
50,105

Health care
—

 
—

 
—

 
—

 
69,248

 
69,248

Direct commercial lessor
—

 
—

 
—

 
—

 
48,942

 
48,942

Commercial leases:
 
 
 
 
 
 


 
 
 


Investment rated commercial leases
787

 
—

 
—

 
787

 
181,402

 
182,189

Other commercial leases
—

 
—

 
—

 
—

 
116,651

 
116,651

Consumer
12

 
5

 
—

 
17

 
1,410

 
1,427

 
$
1,832

 
$
13

 
$
1,479

 
$
3,324

 
$
1,266,207

 
$
1,269,531
Troubled Debt Restructurings on Financing Receivables
The following table presents loans classified as TDRs:
 
September 30, 2018
 
December 31, 2017
One-to-four family residential real estate - nonaccrual
$
17

 
$
17
Financing Receivable Credit Quality Indicators
As of September 30, 2018, based on the most recent analysis performed, the risk categories of loans by class of loans are as follows:
 
Pass
 
Special
Mention
 
Substandard
 
Nonaccrual
 
Total
One-to-four family residential real estate loans
$
59,714

 
$
310

 
$
372

 
$
1,314

 
$
61,710

One-to-four family residential real estate loans – non-owner occupied
15,755

 
33

 
37

 
56

 
15,881

Multi-family mortgage loans - Illinois
276,398

 
—

 
310

 
102

 
276,810

Multi-family mortgage loans - Other
305,070

 
—

 
—

 
—

 
305,070

Nonresidential real estate loans
147,911

 
—

 
99

 
—

 
148,010

Construction loans
929

 
—

 
—

 
—

 
929

Land loans
201

 
—

 
—

 
—

 
201

Commercial loans:
 
 
 
 
 
 
 
 

Regional commercial banking
45,170

 
4,815

 
—

 
—

 
49,985

Health care
64,374

 
—

 
4,699

 
—

 
69,073

Direct commercial lessor
48,489

 
—

 
—

 
—

 
48,489

Commercial leases:
 
 
 
 
 
 
 
 


Investment rated commercial leases
180,383

 
748

 
—

 
—

 
181,131

Other commercial leases
115,972

 
—

 
—

 
—

 
115,972

Consumer
1,401

 
5

 
10

 
—

 
1,416


$
1,261,767

 
$
5,911

 
$
5,527

 
$
1,472

 
$
1,274,677
Loans By Class Modified As Troubled Debt Restructuring On Financing Receivables [Table Text Block]