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Exhibit 4.1

NUMBER	SHARES
***	***

Organized Under the Laws of the State of Texas

Pacific Coast National Bancorp

Voting Common Stock

Authorized 10,000,000                        $.01 Par Value

This Certifies that                        is the registered holder of                        shares of the fully paid and nonassessable Common Stock of Pacific Coast National Bancorp transferable only on the books of the Corporation by the holder hereof in person or by Attorney upon surrender of this Certificate properly endorsed.

In Witness Whereof, the said Corporation has caused this Certificate to be signed by its duly authorized officers and its Corporate Seal to be hereunto affixed this        day of                         A.D.            

President Secretary

[SEAL]

The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations.

TEN COM	—	as tenants in common	UNIF GIFT MIN ACT—		Custodian
				(Cust)		(Minor)
TEN ENT	—	as tenants by the entireties		under Uniform Gifts to Minors
JT TEN	—	as joint tenants with right of survivorship and not as tenants in common		Act	(State)

        Additional abbreviations may also be used though not in the above list.

For value received,                        hereby sell, assign and transfer unto [PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE]

(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

shares represented by the within Certificate, and do hereby irrevocably constitute and appoint Attorney to transfer the said shares on the books of the within-named Corporation with full power of substitution in the premises.

Dated,

In presence of

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Exhibit 4.1

Organized Under the Laws of the State of Texas Pacific Coast National Bancorp Voting Common Stock Authorized 10,000,000 $.01 Par Value