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LOANS & ALLOWANCE FOR CREDIT LOSSES - NARRATIVE (Details)
12 Months Ended
Dec. 07, 2023
loanPortfolio
Jun. 30, 2024
USD ($)
segment
Jun. 30, 2023
USD ($)
loan
Financing Receivable, Impaired [Line Items]      
Number of loan portfolio segments 2 5  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]   Other assets Other assets
Accrued interest receivable   $ 119,800,000 $ 77,900,000
Advances, collateral pledged   4,942,800,000 5,128,400,000
FRBSF and FRB, loans pledged   $ 8,197,200,000 3,689,500,000
Effective weighted-average LTV (in percent)   49.70%  
Nonaccrual loans, without an allowance   $ 0 0
Interest recognized on performing loans temporarily modified as TDRs   0 0
Loans past due ninety days or more and still accruing   20,200,000 14,100,000
Mortgage loans in process of foreclosure, amount   $ 20,100,000 $ 17,700,000
Nonaccrual      
Financing Receivable, Impaired [Line Items]      
Ratio of nonaccrual loans and leases considered TDRs     1.77%
Period over which borrowers can make timely payments after TDR considered non-performing (in months)   6 months  
Performing      
Financing Receivable, Impaired [Line Items]      
Number or TDRs classified as performing | loan     0
Financing Receivable | Single Family - Mortgage & Warehouse | Geographic concentration risk | California      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   69.30% 71.40%
Financing Receivable | Single Family - Mortgage & Warehouse | Geographic concentration risk | New York      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   11.70% 11.00%
Financing Receivable | Multifamily Loan Category | Geographic concentration risk | California      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   49.60% 69.10%
Financing Receivable | Multifamily Loan Category | Geographic concentration risk | New York      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   38.90% 19.70%
Financing Receivable | Commercial Real Estate | Geographic concentration risk | New York      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   34.20% 37.50%
Financing Receivable | Commercial Real Estate | Geographic concentration risk | FLORIDA      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   10.40% 10.50%