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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2019
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 584,410 $ 582,748 $ 525,317
Securities borrowed and customer receivables 20,466 16,585 8,746
Investments 12,987 23,506 30,824
Total interest and dividend income 617,863 622,839 564,887
INTEREST EXPENSE:      
Deposits 60,529 126,916 117,080
Advances from the Federal Home Loan Bank 4,672 11,988 32,834
Securities loaned 1,496 679 748
Other borrowings 12,424 5,645 5,620
Total interest expense 79,121 145,228 156,282
Net interest income 538,742 477,611 408,605
Provision for credit losses 23,750 42,200 27,350
Net interest income, after provision for credit losses 514,992 435,411 381,255
NON-INTEREST INCOME:      
Realized gain on sale of securities 0 0 709
Other-than-temporary loss on securities:      
Other-than-temporary loss on securities: 0 0 (1,666)
Less: Portion of other temporary impairment losses recognized in OCI 0 0 845
Change to net impairment losses recognized in earnings on securities 0 0 (821)
Total unrealized loss on securities 0 0 (821)
Prepayment penalty fee income 7,166 5,993 5,851
Gain on sale - other 491 6,871 6,160
Mortgage banking income 42,150 20,646 5,267
Broker-dealer fee income 26,317 23,210 11,737
Banking and service fees 29,137 46,267 53,854
Total non-interest income 105,261 102,987 82,757
NON-INTEREST EXPENSE:      
Salaries and related costs 152,576 144,341 127,433
Data processing 40,719 30,671 24,150
Depreciation and amortization 24,124 24,443 16,471
Professional services 22,241 11,095 11,916
Advertising and promotional 14,212 14,523 14,710
Occupancy and equipment 13,402 12,059 8,571
Broker-dealer clearing charges 11,152 8,210 2,822
FDIC and regulatory fees 10,603 5,538 9,005
General and administrative expense 25,481 24,886 36,128
Total non-interest expense 314,510 275,766 251,206
INCOME BEFORE INCOME TAXES 305,743 262,632 212,806
INCOME TAXES 90,036 79,194 57,675
NET INCOME 215,707 183,438 155,131
NET INCOME ATTRIBUTABLE TO COMMON STOCK 215,518 183,129 154,822
COMPREHENSIVE INCOME $ 219,151 $ 182,485 $ 155,760
Basic earnings per share (in dollars per share) $ 3.64 $ 3.01 $ 2.50
Diluted earnings per share (in dollars per share) $ 3.56 $ 2.98 $ 2.48