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SIGNIFICANT ACCOUNTING POLICIES (Tables)
3 Months Ended
Sep. 30, 2018
Accounting Policies [Abstract]  
Schedule of Non-interest Income, Segregated by Revenue Streams The following presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the periods indicated.
 
Three Months Ended
 
September 30,
(Dollars in thousands, except per share data)
2018
 
2017
Non-interest income
 
 
 
Deposit service fees
$
208

 
$
242

Card fees
1,754

 
857

Bankruptcy trustee and fiduciary service fees
2,203

 

Non-interest income (in-scope of Topic 606)
4,165

 
1,099

Non-interest income (out-of-scope of Topic 606)
12,378

 
12,241

Total non-interest income
$
16,543

 
$
13,340

Schedule of Revisions of Previously Issued Financial Statements Revisions of Previously Issued Financial Statements for Correction of Immaterial Errors. During the fourth quarter of 2018, the Company identified an immaterial error related to an incorrect calculation of basic and diluted earnings per common share related to unvested nonparticipating restricted stock units. The corrected calculation results in increased basic and diluted earnings per common share in certain periods. In order to correct this immaterial error, the Company revised the basic and diluted earnings per common share for the interim quarters of the fiscal year ended June 30, 2018. The revisions are reflected in the table below.
 
Three Months Ended
 
September 30, 2017
(Dollars in thousands, except per share data)
Previously Reported
 
Adjustment
 
Revised
Earnings Per Common Share
 
 
 
 
 
Net income attributable to common stockholders
$
32,306

 
$

 
$
32,306

Average common shares issued and outstanding
63,626,512

 

 
63,626,512

Average unvested RSUs
1,418,563

 
(1,324,470
)
 
94,093

Total qualifying shares
65,045,075

 
(1,324,470
)
 
63,720,605

Earnings per common share
$
0.50

 
$
0.01

 
$
0.51

Diluted Earnings Per Common Share
 
 

 
 
Dilutive net income attributable to common stockholders
$
32,306

 
$

 
$
32,306

Average common shares issued and outstanding
65,045,075

 
(1,324,470
)
 
63,720,605

Dilutive effect of average unvested RSUs

 
471,967

 
471,967

Total dilutive common shares issued and outstanding
65,045,075

 
(852,503
)
 
64,192,572

Diluted earnings per common share
$
0.50

 
$

 
$
0.50

During the fourth quarter of 2018, the Company identified an immaterial error related to the classification of proceeds from the sale of loans that were transferred from loans held-for-investment in the condensed consolidated statements of cash flows for the three months ended September 30, 2017 and revised its previously issued financial statements for the three months ended September 30, 2017 to correctly present these activities. There was no change to net change in cash and cash equivalents. The revisions to cash flows from operating and investing activities are reflected in the table below.
 
Three Months Ended 
 September 30, 2017
(Dollars in thousands)
Previously Reported
 
Adjustment
 
Revised
Cash Flows From Operating Activities:
Proceeds from sale of loans held for sale
$
332,385

 
$
81

 
$
332,466

Other assets
$
2,114

 
$
(280
)
 
$
1,834

Net cash provided by in operating activities
$
53,103

 
$
(199
)
 
$
52,904

Cash Flows From Investing Activities:
Proceeds from sale of loans held for investment
$

 
$
199

 
$
199

Net cash used in investing activities
$
(91,381
)
 
$
199

 
$
(91,182
)

The Company assessed the materiality of the errors on prior periods’ financial statements in accordance with SEC Staff Accounting Bulletin (“SAB”) No. 99, Materiality, codified in Accounting Standards Codification (“ASC”) 250, Presentation of Financial Statements and concluded that these misstatements were not material to any prior annual or interim periods. Accordingly, in accordance with ASC 250 (SAB No. 108, Considering the Effects of Prior Year Misstatements when Quantifying Misstatements in Current Year Financial Statements), Consolidated Statements of Income, Consolidated Statements of Cash Flows and Earnings Per Common Share footnote have been revised to correctly present these amounts. The above revisions had no effect on net income or retained earnings. Periods not presented herein will be revised, as applicable, as they are included in future filings.