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CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Jun. 30, 2014
ASSETS    
Cash and due from banks $ 210,039us-gaap_CashAndDueFromBanks $ 155,484us-gaap_CashAndDueFromBanks
Federal funds sold 100us-gaap_FederalFundsSold 100us-gaap_FederalFundsSold
Total cash and cash equivalents 210,139us-gaap_CashCashEquivalentsAndFederalFundsSold 155,584us-gaap_CashCashEquivalentsAndFederalFundsSold
Securities:    
Trading 7,862us-gaap_TradingSecurities 8,066us-gaap_TradingSecurities
Available for sale 177,095us-gaap_AvailableForSaleSecurities 214,778us-gaap_AvailableForSaleSecurities
Held-to-maturity fair value $231,527 as of December 2014 and $243,966 as of June 2014 238,392us-gaap_HeldToMaturitySecurities 247,729us-gaap_HeldToMaturitySecurities
Stock of the Federal Home Loan Bank, at cost 44,992us-gaap_FederalHomeLoanBankStock 42,770us-gaap_FederalHomeLoanBankStock
Loans held for sale, carried at fair value 22,831us-gaap_LoansHeldForSaleFairValueDisclosure 20,575us-gaap_LoansHeldForSaleFairValueDisclosure
Loans held for sale, at lower of cost or fair value 108,286bofi_LoansHeldForSaleLowerOfCostOrFairValue 114,796bofi_LoansHeldForSaleLowerOfCostOrFairValue
Loans—net of allowance for loan losses of $23,187 as of December 2014 and $18,373 as of June 2014 4,303,661us-gaap_LoansAndLeasesReceivableNetReportedAmount 3,532,841us-gaap_LoansAndLeasesReceivableNetReportedAmount
Accrued interest receivable 14,094us-gaap_InterestReceivable 13,863us-gaap_InterestReceivable
Furniture, equipment and software—net 7,459us-gaap_PropertyPlantAndEquipmentNet 6,707us-gaap_PropertyPlantAndEquipmentNet
Deferred income tax 28,292us-gaap_DeferredTaxAssetsNet 25,245us-gaap_DeferredTaxAssetsNet
Cash surrender value of life insurance 5,716us-gaap_BankOwnedLifeInsurance 5,625us-gaap_BankOwnedLifeInsurance
Mortgage servicing rights, carried at fair value 1,037us-gaap_ServicingAsset 562us-gaap_ServicingAsset
Other real estate owned and repossessed vehicles 809us-gaap_ForeclosedAssets 75us-gaap_ForeclosedAssets
Other assets 24,056us-gaap_OtherAssets 13,783us-gaap_OtherAssets
TOTAL ASSETS 5,194,721us-gaap_Assets 4,402,999us-gaap_Assets
Deposits:    
Non-interest bearing 267,130us-gaap_NoninterestBearingDepositLiabilities 186,786us-gaap_NoninterestBearingDepositLiabilities
Interest bearing 3,738,265us-gaap_InterestBearingDepositLiabilities 2,854,750us-gaap_InterestBearingDepositLiabilities
Total deposits 4,005,395us-gaap_Deposits 3,041,536us-gaap_Deposits
Securities sold under agreements to repurchase 35,000us-gaap_SecuritiesSoldUnderAgreementsToRepurchase 45,000us-gaap_SecuritiesSoldUnderAgreementsToRepurchase
Advances from the Federal Home Loan Bank 670,000us-gaap_AdvancesFromFederalHomeLoanBanks 910,000us-gaap_AdvancesFromFederalHomeLoanBanks
Subordinated debentures 5,155bofi_SubordinatedDebtAndOtherBorrowings 5,155bofi_SubordinatedDebtAndOtherBorrowings
Accrued interest payable 1,310us-gaap_InterestPayableCurrentAndNoncurrent 1,350us-gaap_InterestPayableCurrentAndNoncurrent
Accounts payable and accrued liabilities and other liabilities 27,439us-gaap_AccountsPayableAndOtherAccruedLiabilities 29,180us-gaap_AccountsPayableAndOtherAccruedLiabilities
Total liabilities 4,744,299us-gaap_Liabilities 4,032,221us-gaap_Liabilities
COMMITMENTS AND CONTINGENCIES (Note 8)      
STOCKHOLDERS’ EQUITY:    
Common stock—$0.01 par value; 50,000,000 shares authorized; 16,015,113 shares issued and 15,021,759 shares outstanding as of December 2014; 15,423,822 shares issued and 14,451,900 shares outstanding as of June 2014 160us-gaap_CommonStockValue 154us-gaap_CommonStockValue
Additional paid-in capital 250,389us-gaap_AdditionalPaidInCapital 207,579us-gaap_AdditionalPaidInCapital
Accumulated other comprehensive income (loss)—net of tax (8,917)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (10,366)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 220,518us-gaap_RetainedEarningsAccumulatedDeficit 183,460us-gaap_RetainedEarningsAccumulatedDeficit
Treasury stock, at cost; 993,354 shares as of December 2014 and 971,922 shares as of June 2014 (16,791)us-gaap_TreasuryStockValue (15,112)us-gaap_TreasuryStockValue
Total stockholders’ equity 450,422us-gaap_StockholdersEquity 370,778us-gaap_StockholdersEquity
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY 5,194,721us-gaap_LiabilitiesAndStockholdersEquity 4,402,999us-gaap_LiabilitiesAndStockholdersEquity
Convertible Series A Preferred Stock    
STOCKHOLDERS’ EQUITY:    
Preferred stock— $0.01 par value; 1,000,000 shares authorized; Series A—$10,000 stated value and liquidation preference per share; 515 shares issued and outstanding as of December 2014 and June 2014 $ 5,063us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= bofi_ConvertibleSeriesPreferredStockMember
$ 5,063us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= bofi_ConvertibleSeriesPreferredStockMember