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JUNIOR SUBORDINATED DEBTURES AND OTHER BORROWINGS (Details 1) (USD $)
Jun. 30, 2014
Jun. 30, 2013
Short-term Debt [Line Items]    
Consumer loans pledged as collateral $ 13,938,000  
Mortgage-backed securities pledged as collateral 6,576,000  
Federal Reserve Bank Advances
   
Short-term Debt [Line Items]    
Short-term borrowings outstanding 0 0
Maximum borrowing capacity $ 16,582,000 $ 28,197,000