OFF-BALANCE-SHEET ACTIVITIES	12 Months Ended
Jun. 30, 2014
Fair Value Disclosures [Abstract]
OFF-BALANCE-SHEET ACTIVITIES	OFF-BALANCE-SHEET ACTIVITIES Credit-Related Financial Instruments. The Company is a party to credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments are commitments to extend credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments. At June 30, 2014, we had fixed and variable rate commitments to originate or purchase loans with an aggregate outstanding principal balance of $40.5 million and $133.5 million for total commitments to originate of $174.0 million. For June 30, 2014, our fixed rate commitments to originate had a weighted-average rate of 4.06%. For June 30, 2013, we had fixed and variable rate commitments to originate or purchase loans with an aggregate outstanding principal balance of $204.3 million and $41.7 million for total commitments to originate of $205.9 million. For June 30, 2013, our fixed rate commitments to originate had a weighted average rate of 4.92%. At June 30, 2014, we also had fixed and variable rate commitments to sell loans with an aggregate outstanding principal balance of $45.1 million and $9.8 million for total commitments to sell of $54.9 million. For June 30, 2013, we had fixed and variable rate commitments to sell of $98.0 million and $8.3 million for total commitments to sell of $106.3 million. At June 30, 2014 and 2013, 26.3% and 70.7% of the commitments to originate loans are matched with commitments to sell related to conforming single family loans classified as held for sale, respectively. Commitments to extend credit are agreements to lend to a customer so long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.

OFF-BALANCE-SHEET ACTIVITIES

Credit-Related Financial Instruments. The Company is a party to credit-related financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments are commitments to extend credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.

The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments.

At June 30, 2014, we had fixed and variable rate commitments to originate or purchase loans with an aggregate outstanding principal balance of $40.5 million and $133.5 million for total commitments to originate of $174.0 million. For June 30, 2014, our fixed rate commitments to originate had a weighted-average rate of 4.06%. For June 30, 2013, we had fixed and variable rate commitments to originate or purchase loans with an aggregate outstanding principal balance of $204.3 million and $41.7 million for total commitments to originate of $205.9 million. For June 30, 2013, our fixed rate commitments to originate had a weighted average rate of 4.92%. At June 30, 2014, we also had fixed and variable rate commitments to sell loans with an aggregate outstanding principal balance of $45.1 million and $9.8 million for total commitments to sell of $54.9 million. For June 30, 2013, we had fixed and variable rate commitments to sell of $98.0 million and $8.3 million for total commitments to sell of $106.3 million. At June 30, 2014 and 2013, 26.3% and 70.7% of the commitments to originate loans are matched with commitments to sell related to conforming single family loans classified as held for sale, respectively.

Commitments to extend credit are agreements to lend to a customer so long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.