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CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Mar. 31, 2014
Mar. 31, 2013
INTEREST AND DIVIDEND INCOME:        
Loans, including fees $ 38,931 $ 29,271 $ 104,273 $ 82,598
Investments 6,232 5,364 18,463 16,593
Total interest and dividend income 45,163 34,635 122,736 99,191
INTEREST EXPENSE:        
Deposits 6,572 5,749 17,894 17,035
Advances from the Federal Home Loan Bank 2,021 1,425 4,888 4,573
Other borrowings 907 1,259 3,353 3,960
Total interest expense 9,500 8,433 26,135 25,568
Net interest income 35,663 26,202 96,601 73,623
Provision for loan losses 1,600 1,550 3,100 6,050
Net interest income, after provision for loan losses 34,063 24,652 93,501 67,573
NON-INTEREST INCOME:        
Realized gain on sale of mortgage-backed securities 0 420 208 420
Other-than-temporary loss on securities:        
Total impairment losses (617) 1,075 (1,969) (4,670)
Loss recognized in other comprehensive income (102) (1,611) (195) 2,440
Net impairment loss recognized in earnings (719) (536) (2,164) (2,230)
Fair value gain on trading securities 53 459 488 1,356
Total unrealized loss on securities (666) (77) (1,676) (874)
Prepayment penalty fee income 458 470 2,286 1,185
Gain on sale - other 1,915 0 6,051 0
Mortgage banking income 2,358 5,372 7,483 17,407
Banking service fees and other income 1,147 649 3,380 1,706
Total non-interest income (loss) 5,212 6,834 17,732 19,844
NON-INTEREST EXPENSE:        
Salaries and related costs 7,721 7,510 23,464 20,831
Professional services 1,404 860 4,325 2,504
Occupancy and equipment 589 549 1,715 1,533
Data processing and internet 1,562 715 4,068 1,942
Advertising and promotional 670 1,020 2,473 2,930
Depreciation and amortization 744 493 2,161 1,279
Real estate owned and repossessed vehicles (51) 234 (146) 347
FDIC and regulatory fees 572 520 1,666 1,502
Other general and administrative 1,136 2,020 4,441 5,366
Total non-interest expense 14,347 13,921 44,167 38,234
INCOME BEFORE INCOME TAXES 24,928 17,565 67,066 49,183
INCOME TAXES 10,318 7,163 27,120 20,024
NET INCOME 14,610 10,402 39,946 29,159
NET INCOME ATTRIBUTABLE TO COMMON STOCK 14,533 10,053 39,714 28,401
COMPREHENSIVE INCOME $ 15,268 $ 10,439 $ 39,377 $ 27,092
Basic earnings per share, in dollars per share $ 1.00 $ 0.76 $ 2.78 $ 2.20
Diluted earnings per share, in dollars per share $ 1.00 $ 0.74 $ 2.76 $ 2.12