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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2010
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 89,308 $ 60,508 $ 43,697
Investments 26,425 32,427 41,875
Total interest and dividend income 115,733 92,935 85,572
INTEREST EXPENSE:      
Deposits 24,889 22,276 21,254
Advances from the Federal Home Loan Bank 5,955 6,263 7,725
Other borrowings 5,701 5,883 5,974
Total interest expense 36,545 34,422 34,953
Net interest income 79,188 58,513 50,619
Provision for loan losses 8,063 5,800 5,775
Net interest income, after provision for loan losses 71,125 52,713 44,844
Realized gain (loss) on securities:      
Sale of mortgage-backed securities 0 2,420 13,037
Total realized gain (loss) on securities 0 2,420 13,037
Other-than-temporary loss on securities:      
Total impairment losses (3,583) (5,942) (6,910)
Loss recognized in other comprehensive income loss 780 4,401 872
Net impairment loss recognized in earnings (2,803) (1,541) (6,038)
Fair value gain (loss) on trading securities 785 651 (1,039)
Total unrealized loss on securities (2,018) (890) (7,077)
Prepayment penalty fee income 863 1,073 122
Mortgage banking income 16,708 4,731 1,694
Banking service fees and other income 817 659 540
Total non-interest income (loss) 16,370 7,993 8,316
NON-INTEREST EXPENSE:      
Salaries, employee benefits and stock-based compensation 20,339 14,524 7,371
Professional services 2,213 2,108 1,519
Occupancy and equipment 1,133 834 419
Data processing and internet 2,251 983 891
Advertising and promotional 2,703 1,025 444
Depreciation and amortization 1,316 618 235
Real estate owned and repossessed vehicles 2,382 1,554 2,661
FDIC and regulatory fees 1,527 2,017 1,562
Other general and administrative 4,094 2,871 2,181
Total non-interest expense 37,958 26,534 17,283
INCOME BEFORE INCOME TAXES 49,537 34,172 35,877
INCOME TAXES 20,061 13,593 14,749
NET INCOME 29,476 20,579 21,128
NET INCOME ATTRIBUTABLE TO COMMON STOCK $ 28,205 $ 20,270 $ 20,517
Basic earnings per share $ 2.45 $ 1.88 $ 2.31
Diluted earnings per share $ 2.33 $ 1.87 $ 2.22