Schedule of Segment Reporting Information, by Segment [Table Text Block] |
The following table presents segment information as of and for the years ended December 31, 2016, 2015 and 2014. (in thousands): | | Commercial | | | Mortgage | | | | | | Consolidated | | | | Banking | | | Banking | | | Eliminations | | | Totals | | Year Ended December 31, 2016 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revenues | | | | | | | | | | | | | | | | | Interest income | | $ | 15,636 | | | $ | 470 | | | $ | (117) | | | $ | 15,989 | | Gain on sale of loans | | | - | | | | 6,430 | | | | - | | | | 6,430 | | Other revenues | | | 3,868 | | | | 742 | | | | (190) | | | | 4,420 | | Total revenues | | | 19,504 | | | | 7,642 | | | | (307) | | | | 26,839 | | | | | | | | | | | | | | | | | | | Expenses | | | | | | | | | | | | | | | | | Interest expense | | | 2,609 | | | | 117 | | | | (117) | | | | 2,609 | | Salaries and benefits | | | 7,702 | | | | 3,593 | | | | - | | | | 11,295 | | Commissions | | | - | | | | 1,606 | | | | - | | | | 1,606 | | Other expenses | | | 8,088 | | | | 1,090 | | | | (190) | | | | 8,988 | | Total operating expenses | | | 18,399 | | | | 6,406 | | | | (307) | | | | 24,498 | | | | | | | | | | | | | | | | | | | Income before income taxes | | $ | 1,105 | | | $ | 1,236 | | | $ | - | | | $ | 2,341 | | | | | | | | | | | | | | | | | | | Total assets | | $ | 448,373 | | | $ | 10,026 | | | $ | (13,597) | | | $ | 444,802 | | | | Commercial | | | Mortgage | | | | | | Consolidated | | | | Banking | | | Banking | | | Eliminations | | | Totals | | Year Ended December 31, 2015 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revenues | | | | | | | | | | | | | | | | | Interest income | | $ | 15,165 | | | $ | 446 | | | $ | (107) | | | $ | 15,504 | | Gain on sale of loans | | | - | | | | 6,076 | | | | - | | | | 6,076 | | Other revenues | | | 3,473 | | | | 749 | | | | (240) | | | | 3,982 | | Total revenues | | | 18,638 | | | | 7,271 | | | | (347) | | | | 25,562 | | | | | | | | | | | | | | | | | | | Expenses | | | | | | | | | | | | | | | | | Interest expense | | | 2,877 | | | | 107 | | | | (117) | | | | 2,867 | | Salaries and benefits | | | 7,346 | | | | 3,500 | | | | - | | | | 10,846 | | Commissions | | | - | | | | 1,555 | | | | - | | | | 1,555 | | Other expenses | | | 8,787 | | | | 1,091 | | | | (230) | | | | 9,648 | | Total operating expenses | | | 19,010 | | | | 6,253 | | | | (347) | | | | 24,916 | | | | | | | | | | | | | | | | | | | Income (loss) before income taxes | | $ | (372) | | | $ | 1,018 | | | $ | - | | | $ | 646 | | | | | | | | | | | | | | | | | | | Total assets | | $ | 426,038 | | | $ | 8,806 | | | $ | (14,903) | | | $ | 419,941 | | | | Commercial | | | Mortgage | | | | | | Consolidated | | | | Banking | | | Banking | | | Eliminations | | | Totals | | Year Ended December 31, 2014 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Revenues | | | | | | | | | | | | | | | | | Interest income | | $ | 16,287 | | | $ | 347 | | | $ | (56) | | | $ | 16,578 | | Gain on sale of loans | | | - | | | | 4,449 | | | | - | | | | 4,449 | | Other revenues | | | 3,078 | | | | 706 | | | | (344) | | | | 3,440 | | Total revenues | | | 19,365 | | | | 5,502 | | | | (400) | | | | 24,467 | | | | | | | | | | | | | | | | | | | Expenses | | | | | | | | | | | | | | | | | Interest expense | | | 3,561 | | | | 55 | | | | (56) | | | | 3,560 | | Salaries and benefits | | | 7,454 | | | | 3,231 | | | | - | | | | 10,685 | | Commissions | | | - | | | | 1,165 | | | | - | | | | 1,165 | | Other expenses | | | 9,237 | | | | 1,201 | | | | (344) | | | | 10,094 | | Total operating expenses | | | 20,252 | | | | 5,652 | | | | (400) | | | | 25,504 | | | | | | | | | | | | | | | | | | | Income (loss) before income taxes | | $ | (887) | | | $ | (150) | | | $ | - | | | $ | (1,037) | | | | | | | | | | | | | | | | | | | Total assets | | $ | 435,046 | | | $ | 8,081 | | | $ | (9,123) | | | $ | 434,004 | |
|