-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Anf2Az5rFaJoPEPF5yxUU4gT1eyVq5lOEdT5gqUqUnHYvCy1C2yYyXpH11y+QB+4
 zE8PLf23CjYqlra76rOMww==

<SEC-DOCUMENT>9999999995-08-003728.txt : 20081222
<SEC-HEADER>9999999995-08-003728.hdr.sgml : 20081222
<ACCEPTANCE-DATETIME>20081222001522
ACCESSION NUMBER:		9999999995-08-003728
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20081219
DATE AS OF CHANGE:		20081222
EFFECTIVENESS DATE:		20081219

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Tower Group, Inc.
		CENTRAL INDEX KEY:			0001289592
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				133894120
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-153736
		FILM NUMBER:		081262538

	BUSINESS ADDRESS:	
		STREET 1:		120 BROADWAY
		STREET 2:		31ST FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10271
		BUSINESS PHONE:		(212) 655-2000

	MAIL ADDRESS:	
		STREET 1:		120 BROADWAY
		STREET 2:		31ST FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10271
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2008-12-19</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>12:00:00</finalEffectivenessDispTime>
        <form>S-4</form>
        <filer>
            <cik>0001289592</cik>
            <entityName>Tower Group, Inc.</entityName>
            <fileNumber>333-153736</fileNumber>
        </filer>
    </effectiveData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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