Exhibit 23.1



            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We hereby consent to the incorporation by reference in this Registration
Statement on Form S-3 of our report dated February 22, 2005 relating to the
financial statements and financial statement schedules, which appears in Tower
Group, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2004.
We also consent to the reference to us under the headings "Experts" in such
Registration Statement.


                           /s/ Johnson Lambert & Co.


Reston, Virginia
October 31, 2005