FWP 1 d767369dfwp.htm FWP FWP

Filed pursuant to Rule 433

Registration Nos.: 333-179309, 333-179309-01, 333-179309-02 and 333-179309-03

 

LOGO   

Free Writing Prospectus, dated September 15, 2014

 

American Express Credit Account Master Trust

Issuing Entity

 

SERIES 2014-3

 

$650,000,000* Class A [l]% Asset Backed Certificates

$28,180,000* Class B [l]% Asset Backed Certificates

 

American Express Receivables Financing Corporation II

American Express Receivables Financing Corporation III LLC

American Express Receivables Financing Corporation IV LLC

Depositors and Transferors

 

American Express Travel Related Services Company, Inc.

Servicer

 

American Express Centurion Bank

American Express Bank, FSB

Sponsors

  

The depositors and transferors have prepared a preliminary prospectus supplement dated September 15, 2014 and prospectus dated September 15, 2014 which describe the certificates to be issued by the issuing entity. You should review the preliminary prospectus supplement and the prospectus in their entirety before deciding to purchase any of the certificates.

 

* Subject to increase or decrease as further described in the preliminary prospectus supplement.

Ratings

The depositors and transferors expect that the certificates issued by the issuing entity will receive the indicated ratings from the nationally recognized statistical rating organizations, or “rating agencies,” listed below.

 

    

Moody’s Investors
Service, Inc.

            

Standard & Poor’s
Rating Services

Class A certificates

   Aaa (sf)          AAA sf

Class B certificates

   A2 (sf)          AA+ sf

It is a condition to the issuance of the certificates that each class of certificates receive the ratings listed above, except that the minimum required rating by Standard & Poor’s Rating Services of the Class B certificates is A.

Underwriters of the Class A certificates

Barclays   Deutsche Bank Securities     Wells Fargo Securities
                BNY Mellon Capital Markets, LLC
                                              Mischler Financial Group, Inc.
                                       Mitsubishi UFJ Securities
       

                  TD  Securities

         

The Williams Capital Group, L.P.    

 

Underwriters of the Class B certificates**

 
Barclays   Deutsche Bank Securities   Wells Fargo Securities

The depositors and transferors have filed a registration statement (including a prospectus supplement and prospectus) with the Securities and Exchange Commission (“SEC”) (SEC File No. 333-179309) for the offering to which this communication relates. Before you invest, you should read the prospectus supplement and the prospectus in that registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuing entity and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositors and the transferors, any underwriter or any dealer participating in the offering will arrange to send you the prospectus supplement and prospectus if you request it by calling 1-888-603-5847 or by emailing abssyndicateteam@barclays.com.

 

** All or a portion of the Class B certificates may be purchased directly by an affiliate of the transferors. There will be no underwriting arrangement for any Class B certificates purchased directly by that affiliate.