8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 25, 2018

REGIONS FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

DELAWARE	001-34034	63-0589368
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1900 FIFTH AVENUE NORTH

BIRMINGHAM, ALABAMA 35203

(Address, including zip code, of principal executive office)

Registrant’s telephone number, including area code: (800) 734-4667

Not applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2). Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 5.02     Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On July 25, 2018, the Board of Directors ("Board") of Regions Financial Corporation ("Regions" or the "Company") appointed John B. Owen to serve as the Company's Chief Operating Officer. Mr. Owen previously served as Head of Enterprise Services and Consumer Banking since March of this year.

Mr. Owen, 57, joined Regions in 2007 as head of Operations and Technology, where he served until 2009 when he was named head of the bank’s Consumer Services Group. He also served two years as head of Business Lines, which included the Business Services, Consumer Services, Consumer Lending, and Wealth Management groups, before becoming head of the Regional Banking Group in 2014. He was named head of Enterprise Services and Consumer Banking in March 2018.

There is no arrangement or understanding with any person pursuant to which Mr. Owen was appointed as Chief Operating Officer. There are no family relationships between Mr. Owen and any director or executive officer of the Company, and he is not a party to any transaction requiring disclosure under Item 404(a) of Regulation S-K. Information with respect to Mr. Owen's employment and compensatory agreements is set forth in the Company's proxy statement filed on March 9, 2018, and in its Annual Report on Form 10-K filed on February 26, 2018, which information is incorporated herein by reference.

ITEM 9.01    Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Index

Exhibit No.    Exhibit

99.1        Press Release dated July 25, 2018

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

REGIONS FINANCIAL CORPORATION
By:	/s/ Fournier J. Gale, III
Name:	Fournier J. Gale, III
Title:	Senior Executive Vice President, General Counsel and Corporate Secretary

Date: July 25, 2018

EX-99.1

EXHIBIT 99.1

Media Contact:

Evelyn MitchellRegions News Online: regions.doingmoretoday.com

Regions Bank                Regions News on Twitter: @RegionsNews

205-264-4551

Regions Names John Owen as Chief Operating Officer

BIRMINGHAM, Ala. - July 26, 2018 - Regions Financial Corp. today announced that it has named John Owen its Chief Operating Officer.

“John is an outstanding leader who has demonstrated an ability to build strong teams and highly effective products and businesses,” said John Turner, Regions President and CEO.

As Chief Operating Officer, Owen will oversee the Enterprise Operations, Information Technology, Data and Analytics, Corporate Real Estate and Procurement, Corporate Marketing, and Digital Banking Groups, while heading up Simplify and Grow, Regions’ initiative to improve the customer experience and create more efficient and effective processes.

“John is uniquely qualified to lead these enterprise functions, while also working closely with me and our three business segments, Consumer, Corporate and Wealth, to achieve our business objectives,” Turner said.

John Owen Biographical Information:

John Owen is Senior Executive Vice President and Chief Operating Officer for Regions. Owen joined Regions in 2007 as head of Operations and Technology, where he served until 2009, when he was named head of the bank’s Consumer Services Group. He also served two years as head of Business Lines, which included the Business Services, Consumer Services, Consumer Lending, and Wealth Management groups, before becoming head of the Regional Banking Group in 2014. He was named head of Enterprise Services and Consumer Banking in March 2018.

Prior to joining Regions, Owen was chief executive officer of Assurant Specialty Property, a Fortune 500 company based in Atlanta. He joined Assurant in 1998 as senior vice president of Information Technology. Owen also was senior vice president of global systems development for Citicorp Credit Services, chief information officer of North American operations for Arrow Electronics and senior vice president of technology for American Airlines. He began his career in information systems with McDonnell-Douglas.

Owen holds a bachelor’s degree in Aviation Management from Auburn University School of Engineering in Auburn, Ala. He is a graduate of Leadership Alabama, a member of the Financial Services Roundtable, and a former board member for the Consumer Bankers Association. He serves on the boards of directors for the Birmingham Business Alliance,

Innovation Depot, and the United Way of Central Alabama, and the advisory board for the UAB Collat School of Business.

About Regions Financial Corporation

Regions Financial Corporation (NYSE:RF), with $125 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, mortgage, and insurance products and services. Regions serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,500 banking offices and 2,000 ATMs. Additional information about Regions and its full line of products and services can be found at www.regions.com.

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