The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 4,488,133 41,055 SH   SOLE   0 0 41,055
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 603,299 3,893 SH   SOLE   0 0 3,893
ABRDN GLOBAL PREMIER PPTYS F COM SH BEN INT 00302L108 BBG001SSZNJ6 65,960 17,000 SH   SOLE   0 0 17,000
ADOBE INC COM 00724F101 BBG001S5NCQ5 411,654 690 SH   SOLE   0 0 690
AGILENT TECHNOLOGIES INC COM 00846U101 BBG001SCTQY4 60,291,529 433,658 SH   SOLE   0 0 433,658
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 73,294,564 524,694 SH   SOLE   0 0 524,694
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,920,031 13,624 SH   SOLE   0 0 13,624
AMAZON COM INC COM 023135106 BBG001S5PQL7 71,698,055 471,884 SH   SOLE   0 0 471,884
APPLE INC COM 037833100 BBG001S5N8V8 5,189,069 26,952 SH   SOLE   0 0 26,952
AT&T INC COM 00206R102 BBG001S5VWH2 3,715,025 221,396 SH   SOLE   0 0 221,396
BANK AMERICA CORP 7.25%CNV PFD L 060505682   2,497,341 2,072 SH   SOLE   0 0 2,072
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 735,434 21,842 SH   SOLE   0 0 21,842
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 71,463,577 200,369 SH   SOLE   0 0 200,369
BLACKROCK INC COM 09247X101 BBG001SDBP55 346,639 427 SH   SOLE   0 0 427
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 322,798 91 SH   SOLE   0 0 91
BROADCOM INC COM 11135F101 BBG00KHY5SY8 206,507 185 SH   SOLE   0 0 185
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 BBG019Z17GF9 5,236,682 130,363 SH   SOLE   0 0 130,363
CARMAX INC COM 143130102 BBG001SD9561 54,830,123 714,492 SH   SOLE   0 0 714,492
CATERPILLAR INC COM 149123101 BBG001S5PJ06 5,966,917 20,181 SH   SOLE   0 0 20,181
CENCORA INC COM 03073E105 BBG001S8X7P0 6,961,766 33,897 SH   SOLE   0 0 33,897
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 441,610 2,961 SH   SOLE   0 0 2,961
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 1,112,146 4,921 SH   SOLE   0 0 4,921
CISCO SYS INC COM 17275R102 BBG001S6HC62 4,430,756 87,703 SH   SOLE   0 0 87,703
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 239,865 4,663 SH   SOLE   0 0 4,663
COCA COLA CO COM 191216100 BBG001S5SMQ8 567,850 9,636 SH   SOLE   0 0 9,636
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 205,544 311 SH   SOLE   0 0 311
DEERE & CO COM 244199105 BBG001S5QFF7 395,072 988 SH   SOLE   0 0 988
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 473,541 3,251 SH   SOLE   0 0 3,251
DISNEY WALT CO COM 254687106 BBG001S5QHF3 54,487,186 603,468 SH   SOLE   0 0 603,468
EATON CORP PLC SHS G29183103 BBG001S5QZ45 7,812,683 32,442 SH   SOLE   0 0 32,442
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 6,172,961 63,423 SH   SOLE   0 0 63,423
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 240,049 9,110 SH   SOLE   0 0 9,110
EOG RES INC COM 26875P101 BBG001S5ZB93 543,792 4,496 SH   SOLE   0 0 4,496
ESSEX PPTY TR INC COM 297178105 BBG001S81418 396,457 1,599 SH   SOLE   0 0 1,599
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 288,043 2,881 SH   SOLE   0 0 2,881
FISERV INC COM 337738108 BBG001S5R6Q4 71,355,431 537,153 SH   SOLE   0 0 537,153
GRAINGER W W INC COM 384802104 BBG001S5RRD2 34,176,737 41,242 SH   SOLE   0 0 41,242
HOME DEPOT INC COM 437076102 BBG001S5RTW7 405,811 1,171 SH   SOLE   0 0 1,171
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 375,838 2,298 SH   SOLE   0 0 2,298
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 33,262,393 337,381 SH   SOLE   0 0 337,381
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 705,677 1,477 SH   SOLE   0 0 1,477
ISHARES TR IBONDS DEC 2030 46436E726 BBG00VJHRTY3 31,864,157 1,472,466 SH   SOLE   0 0 1,472,466
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 21,514,893 1,035,864 SH   SOLE   0 0 1,035,864
ISHARES TR IBONDS DEC 2032 46436E312 BBG018GV5WV5 31,792,978 1,260,126 SH   SOLE   0 0 1,260,126
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 21,154,437 916,967 SH   SOLE   0 0 916,967
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 20,510,488 858,179 SH   SOLE   0 0 858,179
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 28,819,085 1,156,928 SH   SOLE   0 0 1,156,928
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 20,106,998 812,076 SH   SOLE   0 0 812,076
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 633,332 5,892 SH   SOLE   0 0 5,892
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 29,983,522 594,086 SH   SOLE   0 0 594,086
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 4,634,981 29,571 SH   SOLE   0 0 29,571
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 469,987 2,763 SH   SOLE   0 0 2,763
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 4,071,193 33,505 SH   SOLE   0 0 33,505
LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 210,244 925 SH   SOLE   0 0 925
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 4,479,825 9,884 SH   SOLE   0 0 9,884
LOWES COS INC COM 548661107 BBG001S5SVL3 59,198,600 266,001 SH   SOLE   0 0 266,001
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 58,709,410 137,651 SH   SOLE   0 0 137,651
MCDONALDS CORP COM 580135101 BBG001S5T110 5,072,101 17,106 SH   SOLE   0 0 17,106
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 29,929,094 363,305 SH   SOLE   0 0 363,305
MERCK & CO INC COM 58933Y105 BBG001S5TC52 324,778 2,979 SH   SOLE   0 0 2,979
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 62,988,170 177,953 SH   SOLE   0 0 177,953
MICROSOFT CORP COM 594918104 BBG001S5TD05 52,343,689 139,197 SH   SOLE   0 0 139,197
MOODYS CORP COM 615369105 BBG001S5VP87 48,237,679 123,509 SH   SOLE   0 0 123,509
NETFLIX INC COM 64110L106 BBG001SF6L46 33,859,096 69,543 SH   SOLE   0 0 69,543
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 314,406 5,176 SH   SOLE   0 0 5,176
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 465,012 939 SH   SOLE   0 0 939
OXFORD LANE CAP CORP COM 691543102 BBG001T93HP8 148,200 30,000 SH   SOLE   0 0 30,000
PEPSICO INC COM 713448108 BBG001S695T1 735,160 4,329 SH   SOLE   0 0 4,329
PIMCO DYNAMIC INCOME FD SHS 72201Y101 BBG002Q8P804 215,400 12,000 SH   SOLE   0 0 12,000
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 4,984,852 34,017 SH   SOLE   0 0 34,017
QUALCOMM INC COM 747525103 BBG001S6VS70 717,431 4,960 SH   SOLE   0 0 4,960
ROSS STORES INC COM 778296103 BBG001S5VRS1 46,036,862 332,660 SH   SOLE   0 0 332,660
SALESFORCE INC COM 79466L302 BBG001SDLP09 52,198,293 198,367 SH   SOLE   0 0 198,367
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 64,338,824 935,157 SH   SOLE   0 0 935,157
SOUTHERN CO COM 842587107 BBG001S5W777 522,394 7,450 SH   SOLE   0 0 7,450
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 606,496 1,276 SH   SOLE   0 0 1,276
STARBUCKS CORP COM 855244109 BBG001S72KH6 31,843,591 331,670 SH   SOLE   0 0 331,670
SYSCO CORP COM 871829107 BBG001S5WJS8 4,799,814 65,634 SH   SOLE   0 0 65,634
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 76,910,209 739,520 SH   SOLE   0 0 739,520
TARGET CORP COM 87612E106 BBG001SC0K41 5,788,234 40,642 SH   SOLE   0 0 40,642
TESLA INC COM 88160R101 BBG001SQKGD7 3,371,874 13,570 SH   SOLE   0 0 13,570
TRIPLEPOINT VENTURE GROWTH B COM 89677Y100 BBG005GXFKK5 108,600 10,000 SH   SOLE   0 0 10,000
ULTA BEAUTY INC COM 90384S303 BBG00FWQ4W44 78,946,669 161,119 SH   SOLE   0 0 161,119
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,488,568 6,060 SH   SOLE   0 0 6,060
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 3,992,227 25,391 SH   SOLE   0 0 25,391
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 5,016,023 115,897 SH   SOLE   0 0 115,897
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 3,690,906 97,902 SH   SOLE   0 0 97,902
VISA INC COM CL A 92826C839 BBG001SRCFY3 78,007,955 299,627 SH   SOLE   0 0 299,627
WALMART INC COM 931142103 BBG001S5XH92 302,373 1,918 SH   SOLE   0 0 1,918
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 44,262,380 899,276 SH   SOLE   0 0 899,276
WELLS FARGO CO NEW PERP PFD CNV A 949746804   2,813,295 2,353 SH   SOLE   0 0 2,353
XAI OCTAGON FLOATING RATE & COM 98400T106 BBG00HMS4SD6 71,400 10,000 SH   SOLE   0 0 10,000
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 BBG001S6SX73 51,117,202 187,016 SH   SOLE   0 0 187,016