The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 3,478,929 34,758 SH   SOLE   0 0 34,758
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 526,256 3,906 SH   SOLE   0 0 3,906
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 352,073 720 SH   SOLE   0 0 720
AGILENT TECHNOLOGIES INC COM 00846U101 BBG001SCTQY4 51,200,793 425,786 SH   SOLE   0 0 425,786
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 62,956,146 525,949 SH   SOLE   0 0 525,949
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,717,774 14,200 SH   SOLE   0 0 14,200
AMAZON COM INC COM 023135106 BBG001S5PQL7 65,035,301 498,890 SH   SOLE   0 0 498,890
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 6,395,989 33,238 SH   SOLE   0 0 33,238
APPLE INC COM 037833100 BBG001S5N8V8 5,654,430 29,151 SH   SOLE   0 0 29,151
AT&T INC COM 00206R102 BBG001S5VWH2 2,884,542 180,849 SH   SOLE   0 0 180,849
BANK AMERICA CORP 7.25%CNV PFD L 060505682   2,528,788 2,158 SH   SOLE   0 0 2,158
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 627,620 21,876 SH   SOLE   0 0 21,876
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 68,532,872 200,976 SH   SOLE   0 0 200,976
BLACKROCK INC COM 09247X101 BBG001SDBP55 357,320 517 SH   SOLE   0 0 517
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 278,134 103 SH   SOLE   0 0 103
CARMAX INC COM 143130102 BBG001SD9561 59,380,386 709,443 SH   SOLE   0 0 709,443
CATERPILLAR INC COM 149123101 BBG001S5PJ06 4,809,294 19,546 SH   SOLE   0 0 19,546
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 377,358 2,398 SH   SOLE   0 0 2,398
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 956,253 4,966 SH   SOLE   0 0 4,966
CISCO SYS INC COM 17275R102 BBG001S6HC62 4,176,298 80,717 SH   SOLE   0 0 80,717
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 216,435 4,701 SH   SOLE   0 0 4,701
COCA COLA CO COM 191216100 BBG001S5SMQ8 577,691 9,593 SH   SOLE   0 0 9,593
DEERE & CO COM 244199105 BBG001S5QFF7 383,310 946 SH   SOLE   0 0 946
DIAGEO PLC SPON ADR NEW 25243Q205 BBG001S7V596 562,076 3,240 SH   SOLE   0 0 3,240
DISNEY WALT CO COM 254687106 BBG001S5QHF3 53,080,937 594,545 SH   SOLE   0 0 594,545
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 26,446,973 155,772 SH   SOLE   0 0 155,772
EAGLE POINT CREDIT COMPANY I COM 269808101 BBG006XN8K15 101,600 10,000 SH   SOLE   0 0 10,000
EATON CORP PLC SHS G29183103 BBG001S5QZ45 6,632,278 32,980 SH   SOLE   0 0 32,980
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 5,267,116 58,271 SH   SOLE   0 0 58,271
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 240,049 9,110 SH   SOLE   0 0 9,110
EOG RES INC COM 26875P101 BBG001S5ZB93 514,523 4,496 SH   SOLE   0 0 4,496
ESSEX PPTY TR INC COM 297178105 BBG001S81418 442,359 1,888 SH   SOLE   0 0 1,888
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 322,930 3,011 SH   SOLE   0 0 3,011
FISERV INC COM 337738108 BBG001S5R6Q4 66,830,826 529,773 SH   SOLE   0 0 529,773
GRAINGER W W INC COM 384802104 BBG001S5RRD2 33,554,483 42,550 SH   SOLE   0 0 42,550
HOME DEPOT INC COM 437076102 BBG001S5RTW7 359,722 1,158 SH   SOLE   0 0 1,158
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 326,631 2,441 SH   SOLE   0 0 2,441
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 30,337,789 310,838 SH   SOLE   0 0 310,838
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 657,051 1,474 SH   SOLE   0 0 1,474
ISHARES TR IBONDS 23 TRM TS 46436E882 BBG00RYQY150 27,373,203 1,103,313 SH   SOLE   0 0 1,103,313
ISHARES TR IBONDS 24 TRM TS 46436E874 BBG00RYR0PY0 27,573,624 1,158,556 SH   SOLE   0 0 1,158,556
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 28,447,129 1,403,410 SH   SOLE   0 0 1,403,410
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 22,824,332 1,016,674 SH   SOLE   0 0 1,016,674
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 18,406,701 727,825 SH   SOLE   0 0 727,825
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 27,810,076 1,129,573 SH   SOLE   0 0 1,129,573
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 33,222,369 1,362,689 SH   SOLE   0 0 1,362,689
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 626,349 5,820 SH   SOLE   0 0 5,820
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 4,490,581 27,130 SH   SOLE   0 0 27,130
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 395,743 2,721 SH   SOLE   0 0 2,721
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 4,158,782 30,123 SH   SOLE   0 0 30,123
LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 223,231 925 SH   SOLE   0 0 925
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 4,264,500 9,263 SH   SOLE   0 0 9,263
LOWES COS INC COM 548661107 BBG001S5SVL3 58,035,805 257,137 SH   SOLE   0 0 257,137
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 54,195,328 137,796 SH   SOLE   0 0 137,796
MCDONALDS CORP COM 580135101 BBG001S5T110 4,705,329 15,768 SH   SOLE   0 0 15,768
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 31,418,734 356,625 SH   SOLE   0 0 356,625
MERCK & CO INC COM 58933Y105 BBG001S5TC52 340,747 2,953 SH   SOLE   0 0 2,953
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 51,602,819 179,813 SH   SOLE   0 0 179,813
MICROSOFT CORP COM 594918104 BBG001S5TD05 69,484,176 204,041 SH   SOLE   0 0 204,041
MOODYS CORP COM 615369105 BBG001S5VP87 42,915,113 123,419 SH   SOLE   0 0 123,419
NETFLIX INC COM 64110L106 BBG001SF6L46 27,045,646 61,399 SH   SOLE   0 0 61,399
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 355,789 4,795 SH   SOLE   0 0 4,795
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 394,255 932 SH   SOLE   0 0 932
OXFORD LANE CAP CORP COM 691543102 BBG001T93HP8 96,800 20,000 SH   SOLE   0 0 20,000
PEPSICO INC COM 713448108 BBG001S695T1 881,952 4,762 SH   SOLE   0 0 4,762
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 4,795,895 31,606 SH   SOLE   0 0 31,606
QUALCOMM INC COM 747525103 BBG001S6VS70 637,618 5,356 SH   SOLE   0 0 5,356
ROSS STORES INC COM 778296103 BBG001S5VRS1 36,981,220 329,807 SH   SOLE   0 0 329,807
SALESFORCE INC COM 79466L302 BBG001SDLP09 42,640,719 201,840 SH   SOLE   0 0 201,840
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 51,703,607 912,202 SH   SOLE   0 0 912,202
SOUTHERN CO COM 842587107 BBG001S5W777 523,363 7,450 SH   SOLE   0 0 7,450
STARBUCKS CORP COM 855244109 BBG001S72KH6 32,109,866 324,146 SH   SOLE   0 0 324,146
SYSCO CORP COM 871829107 BBG001S5WJS8 4,371,790 58,919 SH   SOLE   0 0 58,919
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 62,979,518 624,053 SH   SOLE   0 0 624,053
TARGET CORP COM 87612E106 BBG001SC0K41 4,751,566 36,024 SH   SOLE   0 0 36,024
TESLA INC COM 88160R101 BBG001SQKGD7 279,833 1,069 SH   SOLE   0 0 1,069
TRINET GROUP INC COM 896288107 BBG001SDZPT3 1,518,191 15,986 SH   SOLE   0 0 15,986
TRIPLEPOINT VENTURE GROWTH B COM 89677Y100 BBG005GXFKK5 117,800 10,000 SH   SOLE   0 0 10,000
ULTA BEAUTY INC COM 90384S303 BBG00FWQ4W44 56,811,733 120,723 SH   SOLE   0 0 120,723
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,237,069 6,046 SH   SOLE   0 0 6,046
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 4,191,403 23,383 SH   SOLE   0 0 23,383
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 3,492,196 105,696 SH   SOLE   0 0 105,696
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 3,162,155 85,027 SH   SOLE   0 0 85,027
VISA INC COM CL A 92826C839 BBG001SRCFY3 67,417,399 283,887 SH   SOLE   0 0 283,887
WALMART INC COM 931142103 BBG001S5XH92 297,699 1,894 SH   SOLE   0 0 1,894
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 36,357,826 851,870 SH   SOLE   0 0 851,870
WELLS FARGO CO NEW PERP PFD CNV A 949746804   2,791,296 2,423 SH   SOLE   0 0 2,423
XAI OCTAGON FLOATING RATE & COM 98400T106 BBG00HMS4SD6 66,800 10,000 SH   SOLE   0 0 10,000
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 BBG001S6SX73 53,519,474 180,913 SH   SOLE   0 0 180,913