PENSION BENEFITS (Tables)

9 Months Ended

Jul. 31, 2013

Pension Benefits Tables

Schedule of net periodic benefit cost

     Components of Net Periodic Pension Cost:

	Three Months Ended		Nine Months Ended
	07/31/13	07/31/12	07/31/13	07/31/12
Service Cost	$14,231	$12,276	$42,693	$36,828
Interest Cost	87,653	96,235	262,959	288,705
Expected return on plan assets	(109,836)	(102,812)	(329,508)	(308,436)
Net amortization and deferral:
Amortization of accumulated loss	127,775	83,568	383,325	250,704
Net amortization and deferral	127,775	83,568	383,325	250,704
Total net periodic pension cost	$119,823	$89,267	$359,469	$267,801