The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 624 15,258 SH   SOLE   15,258 0 0
ABBVIE INC COM 00287Y109 864 15,306 SH   SOLE   15,306 0 0
ALLEGHENY TECHNOLOGIES INC COM 01741R102 1,041 23,075 SH   SOLE   23,075 0 0
AMAZON COM INC COM 023135106 2,133 6,568 SH   SOLE   6,568 0 0
AMERICAN EXPRESS CO COM 025816109 331 3,488 SH   SOLE   3,488 0 0
AMGEN INC COM 031162100 230 1,941 SH   SOLE   1,941 0 0
APPLE INC COM 037833100 2,572 27,672 SH   SOLE   27,672 0 0
ARGO GROUP INTL HLDGS LTD COM G0464B107 654 12,788 SH   SOLE   12,788 0 0
AT&T INC COM 00206R102 231 6,545 SH   SOLE   6,545 0 0
BANK OF AMERICA CORPORATION COM 060505104 175 11,378 SH   SOLE   11,378 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,519 8 SH   SOLE   8 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,276 17,981 SH   SOLE   17,981 0 0
BOEING CO COM 097023105 249 1,955 SH   SOLE   1,955 0 0
BOSTON PRIVATE FINL HLDGS IN COM 101119105 567 42,181 SH   SOLE   42,181 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 469 9,666 SH   SOLE   9,666 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 341 4,108 SH   SOLE   4,108 0 0
CATERPILLAR INC DEL COM 149123101 263 2,420 SH   SOLE   2,420 0 0
CHEVRON CORP NEW COM 166764100 3,390 25,964 SH   SOLE   25,964 0 0
CISCO SYS INC COM 17275R102 277 11,161 SH   SOLE   11,161 0 0
COLGATE PALMOLIVE CO COM 194162103 230 3,376 SH   SOLE   3,376 0 0
CSX CORP COM 126408103 210 6,803 SH   SOLE   6,803 0 0
CURTISS WRIGHT CORP COM 231561101 760 11,596 SH   SOLE   11,596 0 0
DISNEY WALT CO COM DISNEY 254687106 398 4,642 SH   SOLE   4,642 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 804 12,280 SH   SOLE   12,280 0 0
ECOLAB INC COM 278865100 205 1,842 SH   SOLE   1,842 0 0
EMERSON ELEC CO COM 291011104 332 5,004 SH   SOLE   5,004 0 0
EMULEX CORP COM NEW 292475209 213 37,410 SH   SOLE   37,410 0 0
EXXON MOBIL CORP COM 30231G102 3,682 36,571 SH   SOLE   36,571 0 0
FACEBOOK INC CL A 30303M102 1,877 27,893 SH   SOLE   27,893 0 0
GENERAL ELECTRIC CO COM 369604103 1,599 60,863 SH   SOLE   60,863 0 0
GILEAD SCIENCES INC COM 375558103 372 4,486 SH   SOLE   4,486 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,524 9,104 SH   SOLE   9,104 0 0
GOOGLE INC CL A 38259P508 383 655 SH   SOLE   655 0 0
GOOGLE INC CL C 38259P706 377 655 SH   SOLE   655 0 0
HARLEY DAVIDSON INC COM 412822108 224 3,200 SH   SOLE   3,200 0 0
HONEYWELL INTL INC COM 438516106 370 3,983 SH   SOLE   3,983 0 0
INTEL CORP COM 458140100 338 10,930 SH   SOLE   10,930 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,046 5,771 SH   SOLE   5,771 0 0
ISHARES SELECT DIVID ETF 464287168 485 6,300 SH   SOLE   6,300 0 0
ISHARES CORE S&P500 ETF 464287200 58,186 295,362 SH   SOLE   295,362 0 0
ISHARES CORE TOTUSBD ETF 464287226 255 2,328 SH   SOLE   2,328 0 0
ISHARES MSCI EMG MKT ETF 464287234 708 16,370 SH   SOLE   16,370 0 0
ISHARES S&P 500 GRWT ETF 464287309 221 2,099 SH   SOLE   2,099 0 0
ISHARES MSCI EAFE ETF 464287465 22,774 333,094 SH   SOLE   333,094 0 0
ISHARES RUS MD CP GR ETF 464287481 381 4,253 SH   SOLE   4,253 0 0
ISHARES N AMER TECH ETF 464287549 9,053 95,098 SH   SOLE   95,098 0 0
ISHARES RUS 1000 VAL ETF 464287598 4,834 47,732 SH   SOLE   47,732 0 0
ISHARES RUS 1000 GRW ETF 464287614 464 5,101 SH   SOLE   5,101 0 0
ISHARES RUS 1000 ETF 464287622 68,873 625,491 SH   SOLE   625,491 0 0
ISHARES RUS 2000 VAL ETF 464287630 940 9,102 SH   SOLE   9,102 0 0
ISHARES RUSSELL 2000 ETF 464287655 805 6,777 SH   SOLE   6,777 0 0
ISHARES RUSSELL 3000 ETF 464287689 203 1,726 SH   SOLE   1,726 0 0
ISHARES U.S. UTILITS ETF 464287697 814 7,313 SH   SOLE   7,313 0 0
ISHARES U.S. TECH ETF 464287721 632 6,520 SH   SOLE   6,520 0 0
ISHARES CORE S&P SCP ETF 464287804 299 2,666 SH   SOLE   2,666 0 0
ISHARES USA ESG SLCT ETF 464288802 247 3,005 SH   SOLE   3,005 0 0
ISHARES EAFE VALUE ETF 464288877 764 13,045 SH   SOLE   13,045 0 0
ISHARES GOLD TRUST ISHARES 464285105 4,341 336,996 SH   SOLE   336,996 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 558 27,563 SH   SOLE   27,563 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 298 5,600 SH   SOLE   5,600 0 0
JOHNSON & JOHNSON COM 478160104 793 7,581 SH   SOLE   7,581 0 0
JPMORGAN CHASE & CO COM 46625H100 256 4,438 SH   SOLE   4,438 0 0
KEMPER CORP DEL COM 488401100 1,649 44,735 SH   SOLE   44,735 0 0
KIMBERLY CLARK CORP COM 494368103 266 2,394 SH   SOLE   2,394 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 478 5,820 SH   SOLE   5,820 0 0
LPL FINL HLDGS INC COM 50212V100 294 5,915 SH   SOLE   5,915 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 527 6,269 SH   SOLE   6,269 0 0
MARKET VECTORS ETF TR NATURAL RES ETF 57060U795 329 8,100 SH   SOLE   8,100 0 0
MATTEL INC COM 577081102 506 12,975 SH   SOLE   12,975 0 0
MCCLATCHY CO CL A 579489105 55 10,000 SH   SOLE   10,000 0 0
MCDONALDS CORP COM 580135101 204 2,023 SH   SOLE   2,023 0 0
MERCK & CO INC NEW COM 58933y105 393 6,789 SH   SOLE   6,789 0 0
MICROSOFT CORP COM 594918104 562 13,472 SH   SOLE   13,472 0 0
NEW AMER HIGH INCOME FD INC COM NEW 641876800 3,098 308,538 SH   SOLE   308,538 0 0
NOBLE ENERGY INC COM 655044105 218 2,812 SH   SOLE   2,812 0 0
NORDSTROM INC COM 655664100 343 5,050 SH   SOLE   5,050 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,835 17,809 SH   SOLE   17,809 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 570 5,550 SH   SOLE   5,550 0 0
ORACLE CORP COM 68389X105 1,501 37,022 SH   SOLE   37,022 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 335 22,068 SH   SOLE   22,068 0 0
PEPSICO INC COM 713448108 511 5,721 SH   SOLE   5,721 0 0
PFIZER INC COM 717081103 298 10,033 SH   SOLE   10,033 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 57,705 614,466 SH   SOLE   614,466 0 0
PRECISION CASTPARTS CORP COM 740189105 208 824 SH   SOLE   824 0 0
PROCTER & GAMBLE CO COM 742718109 2,262 28,788 SH   SOLE   28,788 0 0
REGENCY ENERGY PARTNERS L P COM UNITS L P 75885Y107 203 6,288 SH   SOLE   6,288 0 0
REYNOLDS AMERICAN INC COM 761713106 246 4,084 SH   SOLE   4,084 0 0
ROCKWOOD HLDGS INC COM 774415103 637 8,383 SH   SOLE   8,383 0 0
SCHLUMBERGER LTD COM 806857108 540 4,580 SH   SOLE   4,580 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 234 5,007 SH   SOLE   5,007 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,878 75,045 SH   SOLE   75,045 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 968 21,870 SH   SOLE   21,870 0 0
SEMLER SCIENTIFIC INC COM 81684M104 145 35,219 SH   SOLE   35,219 0 0
SJW CORP COM 784305104 306 11,250 SH   SOLE   11,250 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,654 9,851 SH   SOLE   9,851 0 0
SPDR GOLD TRUST GOLD SHS 78463v107 6,166 48,160 SH   SOLE   48,160 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 325 7,500 SH   SOLE   7,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 247,507 1,264,597 SH   SOLE   1,264,597 0 0
SWIFT ENERGY CO COM 870738101 266 20,500 SH   SOLE   20,500 0 0
TARGET CORP COM 87612E106 1,049 18,104 SH   SOLE   18,104 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105 740 7,614 SH   SOLE   7,614 0 0
TESLA MTRS INC COM 88160R101 589 2,452 SH   SOLE   2,452 0 0
TRI CONTL CORP COM 895436103 238 11,330 SH   SOLE   11,330 0 0
TWITTER INC COM 90184L102 590 14,399 SH   SOLE   14,399 0 0
UNITED PARCEL SERVICE INC CL B 911312106 9,003 87,693 SH   SOLE   87,693 0 0
VANGUARD INDEX FDS REIT ETF 922908553 27,724 370,440 SH   SOLE   370,440 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 792 8,804 SH   SOLE   8,804 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 205 1,749 SH   SOLE   1,749 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,550 54,533 SH   SOLE   54,533 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,981 229,128 SH   SOLE   229,128 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 827 19,165 SH   SOLE   19,165 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 103,237 2,423,964 SH   SOLE   2,423,964 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 45,283 467,847 SH   SOLE   467,847 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 222 4,546 SH   SOLE   4,546 0 0
WAL-MART STORES INC COM 931142103 248 3,303 SH   SOLE   3,303 0 0
WELLS FARGO & CO NEW COM 949746101 476 9,057 SH   SOLE   9,057 0 0