Reinsurance (Tables)

12 Months Ended

Dec. 31, 2014

Net Domestic Life Insurance In-Force

The following table sets forth net domestic life insurance in-force as of December 31:

(Amounts in millions)	2014			2013			2012
Direct life insurance in-force	$	701,797		$	708,271		$	730,016
Amounts assumed from other companies		935			1,070			1,148
Amounts ceded to other companies (1)		(393,244	)		(313,593	)		(331,909	)
Net life insurance in-force	$	309,488		$	395,748		$	399,255
Percentage of amount assumed to net		—	%		—	%		—	%

⁽¹⁾  Includes amounts accounted for under the deposit method.

Schedule of Effects of Reinsurance on Premiums Written and Earned

The following table sets forth the effects of reinsurance on premiums written and earned for the years ended December 31:

	Written									Earned
(Amounts in millions)	2014			2013			2012			2014			2013			2012
Direct:
Life insurance	$	1,241		$	1,199		$	1,284		$	1,257		$	1,214		$	1,304
Accident and health insurance		3,063			2,944			2,853			3,087			2,945			2,840
Property and casualty insurance		108			97			95			97			85			84
Mortgage insurance		1,814			1,682			1,720			1,588			1,608			1,645
Total direct		6,226			5,922			5,952			6,029			5,852			5,873
Assumed:
Life insurance		45			9			9			39			8			7
Accident and health insurance		568			403			419			559			414			440
Property and casualty insurance		2			—			—			1			—			—
Mortgage insurance		20			19			27			31			33			42
Total assumed		635			431			455			630			455			489
Ceded:
Life insurance		(351	)		(342	)		(528	)		(351	)		(343	)		(527	)
Accident and health insurance		(790	)		(735	)		(690	)		(783	)		(725	)		(672	)
Property and casualty insurance		(3	)		—			—			(3	)		—			—
Mortgage insurance		(95	)		(92	)		(132	)		(91	)		(91	)		(122	)
Total ceded		(1,239	)		(1,169	)		(1,350	)		(1,228	)		(1,159	)		(1,321	)
Net premiums	$	5,622		$	5,184		$	5,057		$	5,431		$	5,148		$	5,041
Percentage of amount assumed to net											12	%		9	%		10	%