8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

July 29, 2010

Date of Report

(Date of earliest event reported)

GENWORTH FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Delaware (State or other jurisdiction of incorporation) 001-32195 (Commission File Number) 33-1073076 (I.R.S. Employer Identification No.)

6620 West Broad Street, Richmond, VA (Address of principal executive offices) 23230 (Zip Code)

(804) 281-6000

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition.

On July 29, 2010, Genworth Financial, Inc. issued (1) a press release announcing its financial results for the quarter ended June 30, 2010, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, and (2) a financial supplement for the quarter ended June 30, 2010, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

The information contained in this Current Report on Form 8-K (including the exhibits) is being furnished and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section. The information contained in this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in any such filing.

Item 9.01 Financial Statements and Exhibits.

The following materials are furnished as exhibits to this Current Report on Form 8-K:

Exhibit Number	Description of Exhibit
99.1	Press Release dated July 29, 2010.
99.2	Financial Supplement for the quarter ended June 30, 2010.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	GENWORTH FINANCIAL, INC.
Date: July 29, 2010	By:	/s/ Amy R. Corbin
		Amy R. Corbin
		Vice President and Controller
		(Principal Accounting Officer)

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Exhibit Index

Exhibit Number	Description of Exhibit
99.1	Press Release dated July 29, 2010.
99.2	Financial Supplement for the quarter ended June 30, 2010.

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EX-99.1

Exhibit 99.1

Genworth Financial Announces Second Quarter 2010 Results

Strong International Performance With Continued U.S. Mortgage Insurance Progress

Richmond, VA (July 29, 2010) – Genworth Financial, Inc. (NYSE: GNW) today reported results for the second quarter of 2010. Net income¹, before provision for noncontrolling interests, was $77 million, or $0.16 per diluted share, compared with a net loss of $50 million, or $0.11 per diluted share, in the second quarter of 2009. Net operating income², before provision for noncontrolling interests, for the second quarter of 2010 was $153 million, or $0.31 per diluted share, compared with net operating income of $9 million, or $0.02 per diluted share, in the second quarter of 2009.

Reflecting the company’s reduction in ownership of Genworth MI Canada (MIC) in the third quarter of 2009 from 100 percent to 57.5 percent in connection with an initial public offering (IPO) transaction, Genworth’s net income available to Genworth’s common stockholders was $42 million, or $0.08 per diluted share, in the second quarter of 2010. On this same basis, net operating income available to Genworth’s common stockholders for the second quarter of 2010 was $118 million, or $0.24 per diluted share.

¹ Unless otherwise stated, all references in this press release to net income (loss), net income (loss) per share, net operating income, net operating income per share, book value, book value per share and stockholders’ equity should be read as net income (loss) available to Genworth’s common stockholders, net income (loss) available to Genworth’s common stockholders per share, net operating income available to Genworth’s common stockholders, net operating income available to Genworth’s common stockholders per share, book value available to Genworth’s common stockholders, book value available to Genworth’s common stockholders per share and stockholders’ equity available to Genworth’s common stockholders, respectively.

² This is a financial measure not calculated based on U.S. Generally Accepted Accounting Principles (Non-GAAP). See the Use of Non-GAAP Measures section of this press release for additional information.

	Three months ended June 30 (Unaudited)
	2010				2009
	Total		Per diluted share		Total			Per diluted share
(Amounts in millions, except per share)
Net income (loss)	$	77	$	0.16	$	(50	)	$	(0.11	)
Less: net income attributable to noncontrolling interests		35		0.07		N/A	3		N/A
Net income (loss) available to Genworth’s common stockholders	$	42	$	0.08	$	(50	)	$	(0.11	)
Net operating income	$	153	$	0.31	$	9		$	0.02
Less: net operating income attributable to noncontrolling interests		35		0.07		N/A			N/A
Net operating income available to Genworth’s common stockholders	$	118	$	0.24	$	9		$	0.02
Weighted average diluted shares		494.2				433.2

Genworth’s results in the quarter included net operating income of $114 million from the Retirement and Protection segment and $105 million from the International segment. This was partially offset by lower net operating losses of $40 million in the U.S. Mortgage Insurance (U.S. MI) segment and a loss of $61 million in Corporate and Other. The impact of foreign exchange on net operating income in the second quarter of 2010 was a favorable $13 million versus the prior year quarter.

³ N/A—Not Applicable.

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“Genworth continued strategic progress on all fronts delivering strong international results, good sales momentum and improved performance in U.S. Mortgage Insurance and investment income,” said Michael D. Fraizer, chairman and chief executive officer. “Looking ahead, we continue to position the company effectively to navigate the slow economic recoveries we see in the U.S. and Europe while investing in our priority growth platforms.”

Second Quarter Highlights

Sales and Earnings Growth

• Combined sales of term life insurance and the new Colony^SM TermUL product grew 56 percent versus the prior year and 17 percent sequentially.

• Individual long term care (LTC) insurance sales increased 36 percent versus the prior year, marking the fifth sequential quarter of growth.

• Wealth management net flows were $436 million, the fifth consecutive quarter of positive net flows, bringing assets under management (AUM) to $19.5 billion.

• Flow new insurance written (NIW) in Canada increased 61 percent⁴ from the prior year.

• A total of $3.5 billion of excess cash has been redeployed since the beginning of the fourth quarter of 2009 through the second quarter of 2010, marking the successful completion of the company’s strategy to reinvest $2.5 billion to $3.5 billion of excess cash by mid-2010.

• Mortgage insurance loss ratios improved sequentially in both Canada and Australia from continued favorable economic conditions and ongoing loss mitigation benefits. In Canada, delinquencies peaked for the 2006 and 2007 book years.

• U.S. MI flow delinquencies declined four percent sequentially reflecting the lowest level of new flow delinquencies seen since the first quarter of 2008. Loss mitigation activities resulted in a net $217 million of savings in the quarter, including $160 million in savings from various loan modification programs such as the Home Affordable Modification Program (HAMP). Year to date loan modifications and other workout actions enabled nearly 17,000 homeowners to remain in their homes.

⁴ Percentage change excludes the impact of foreign exchange.

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Capital Management & Flexibility

• The holding company issued $400 million of debt and used $200 million of the proceeds to pay down a portion of outstanding borrowings under its credit facilities.

• Genworth MI Canada (MIC) completed a CAD$275 million debt issuance during the quarter. In July, MIC initiated a share repurchase offer of up to CAD$325 million, which is scheduled to expire during the third quarter. As part of this share repurchase, Genworth expects to receive approximately $175 million in net proceeds by year end with no percentage change in its majority ownership position.

• Consolidated U.S. life companies ended the quarter with a risk based capital (RBC) ratio of approximately 375 percent⁵, consistent with the company’s year end 2010 target to be at or above 350 percent.

• The consolidated risk to capital ratio across the U.S. mortgage insurance companies was 15.1:1⁵, up slightly from 14.9:1 in the first quarter of 2010.

• Regulatory capital ratios in Canada, Australia and lifestyle protection remained strong and well in excess of regulatory required levels.

Segment Results

Net operating income (loss) presented in the tables below excludes net investment gains (losses) and other adjustments, net of taxes. In the discussion of International results, all references to percentage changes exclude the impact of foreign exchange. The percentage changes including the impact of foreign exchange are included in a table at the end of this press release.

A reconciliation of net operating income (loss) of segments and Corporate and Other activities to net income (loss) is included at the end of this press release.

⁵ Company estimate for the second quarter of 2010, due to the timing of the filing of statutory statements.

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Retirement and Protection

Retirement and Protection Net Operating Income
(in millions)	Q2 10		Q2 09
Life Insurance	$	32	$	58
Long Term Care		47		42
Wealth Management		10		7
Retirement Income
Fee-Based		—		15
Spread-Based		25		1
Total Retirement and Protection	$	114	$	123
Sales
(in millions)	Q2 10		Q2 09
Life Insurance	$	64	$	49
Long Term Care		60		44
Wealth Management
Gross Flows		1,362		1,113
Net Flows		436		160
Retirement Income
Fee-Based		169		154
Spread-Based		162		296

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Assets Under Management6
(in millions)	Q2 10		Q2 09
Wealth Management	$	19,548	$	15,909
Retirement Income Fee-Based		8,122		7,353
Retirement Income Spread-Based		18,761		19,714
Total Assets Under Management	$	46,431	$	42,976

Retirement and Protection earned $114 million compared with $123 million a year ago. Consolidated U.S. life insurance companies ended the quarter with a RBC ratio of approximately 375 percent⁵. The leadership lines of life insurance, LTC insurance and wealth management demonstrated strong sales growth over the prior year. Recently introduced products, expanded distribution relationships and enhanced service offerings contributed to sales growth.

Life insurance earnings decreased to $32 million as higher investment income was more than offset by lower persistency on 10 year level term policies coming out of the level premium period and sound but less favorable mortality experience than in the prior year. Total life sales increased 31 percent reflecting strong adoption of recently introduced life insurance products with more capital efficient designs.

LTC earnings increased $5 million to $47 million reflecting higher investment income and new business growth, partially offset by lower policy terminations as they return to historical levels. Individual LTC sales increased $9 million year over year, with strong growth in the independent sales channel. Group LTC sales increased to $3 million in the quarter, up from $1 million a year ago, while linked benefit sales grew to $12 million, up from $5 million a year ago.

Wealth management earnings increased to $10 million from $7 million primarily from increased revenue associated with growth in average AUM. Net flows were $436 million, representing the fifth consecutive quarter of positive net flows. Positive net flows were more than offset by weak market performance resulting in a modest sequential decrease in AUM to $19.5 billion.

⁶ Assets under management represent account values, net of reinsurance, and managed third-party assets.

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Retirement income fee-based earnings were break even, down from $15 million in the prior year. Results were significantly impacted by declines in the equity markets, which accelerated deferred acquisition cost (DAC) amortization and reduced variable annuity income. Total variable annuity sales were $169 million compared with $154 million in the prior year.

Retirement income spread-based earnings increased to $25 million compared with $1 million in the prior year from improved investment income and a $6 million favorable DAC unlocking related to low lapse experience. Total spread-based AUM decreased modestly on a sequential basis to $18.8 billion reflecting low lapse experience and selective new sales given the low interest rate environment.

International

International Net Operating Income (Loss)
(in millions)	Q2 10			Q2 09
Mortgage Insurance
Canada:
Net operating income	$	80		$	58
Less: net operating income attributable to noncontrolling interests		35			N/A
Net operating income available to Genworth’s common stockholders		45			58
Australia		59			32
Other International		(11	)		(7	)
Lifestyle Protection		12			4
Total International	$	105		$	87

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International Sales
(in billions)	Q2 10		Q2 09
Mortgage Insurance (MI)
Flow
Canada	$	6.7	$	3.6
Australia		6.0		8.7
Other International		0.7		0.6
Bulk
Canada		0.3		—
Australia		1.2		—
Other International		—		0.1
Total International MI	$	14.9	$	13.0
Lifestyle Protection	$	0.4	$	0.5

International earnings, before provision for noncontrolling interests, increased 41 percent⁴ to $140 million driven by strong earnings growth in Canada and Australia mortgage insurance and improved results in lifestyle protection.

In Canada, national home prices improved over 2009 levels, and the unemployment rate improved sequentially to 7.9 percent from 8.2 percent.

Total Canadian operating earnings increased 21 percent⁴ from the prior year primarily from lower losses. The loss ratio declined from 48 percent in the prior year quarter to 32 percent in the second quarter reflecting improved economic conditions and ongoing loss mitigation benefits. Based on recent delinquency experience, the 2006 and 2007 book years passed their peak delinquency period.

Flow NIW in Canada increased 61 percent⁴ from the prior year as a result of growth in the mortgage origination market as strong job growth, improving consumer confidence and relatively low interest rates contributed to higher mortgage volumes. Housing demand was strong in the first half of 2010 in advance of an anticipated increase in mortgage interest rates. Mortgage origination volume also benefited sequentially from traditional spring market seasonality.

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The regulatory capital ratio in Canada increased sequentially to 154 percent⁵ from 150 percent. Genworth MI Canada completed a CAD$275 million debt issuance during the quarter, and in July, initiated a share repurchase offer of up to CAD$325 million, which is scheduled to expire during the third quarter. As part of this share repurchase, Genworth expects to receive approximately $175 million in net proceeds in 2010 with no percentage change in its majority ownership position. GAAP book value for the Canada MI business was $2.6 billion at quarter end, of which $1.5 billion represented Genworth’s 57.5 percent ownership interest.

In Australia, national home prices increased compared with 2009 and the unemployment rate improved sequentially to 5.1 percent from 5.3 percent.

Australia operating earnings increased 59 percent⁴ primarily from cumulative benefits from a tax law change of $16 million and improved loss experience. On a sequential basis, the loss ratio decreased two points to 42 percent reflecting improved economic conditions. Concurrently, higher interest rates and reduced government first-time homebuyer program benefits slowed mortgage originations as expected. This led to a 41 percent⁴ decline in flow NIW in Australia year over year and 10 percent⁴ sequentially as stable account penetration was more than offset by a smaller mortgage origination market. Bulk NIW increased to $1.2 billion, a sign of modest liquidity improvements returning to the securitization market.

The regulatory capital ratio in Australia increased sequentially to 155 percent⁵, reflecting in force profitability and increased use of reinsurance. GAAP book value for Australia mortgage insurance at quarter end was $1.5 billion.

Other international mortgage insurance had an $11 million net operating loss primarily from settlement agreements with two lenders in Spain, which reduced risk in force (RIF) in Spain to $125 million from $439 million at the end of the first quarter. In total, loss mitigation actions continued to lower European RIF, which declined by approximately $1.9 billion from the prior year quarter to $3.9 billion.

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Lifestyle protection earnings increased to $12 million from $4 million in the prior year quarter from improved loss experience and product re-pricing. Loss experience improved sequentially reflecting a decline in new claim registrations as well as benefits from price and distribution contract changes made in select markets. Sales declined compared with the prior year as new product and distribution initiatives were more than offset by low levels of consumer lending reflecting the stressed economic environment in Europe. In lifestyle protection, the regulatory capital ratio ended the quarter at 234 percent⁵.

U.S. Mortgage Insurance

U.S. Mortgage Insurance
(in millions)	Q2 10			Q2 09
Net Operating Loss	$	(40	)	$	(134	)
Primary Sales
(in billions)	Q2 10			Q2 09
Flow	$	2.1		$	1.6
Bulk		0.1			1.7
Total Primary Sales	$	2.2		$	3.3

U.S. MI had a $40 million net operating loss, an improvement from a $134 million loss in the prior year quarter, primarily from improved loss performance. Lower new delinquencies, improved cure rates and increased loss mitigation savings resulted in a decline in gross losses compared with the prior year. The loss ratio declined from 225 percent to 141 percent versus the prior year quarter. The risk to capital ratio increased moderately to 15.1:1⁵ from 14.9:1 in the first quarter.

On a sequential basis, total losses increased to $216 million from $196 million as lower new flow delinquencies were more than offset by aging of the flow delinquency inventory, lower loss mitigation savings and bulk contract settlements.

Gross flow losses increased sequentially to $249 million from $226 million as a decline in new delinquencies was more than offset by lower loss mitigation savings and a modest increase in average reserve per delinquency.

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New flow delinquencies decreased four percent sequentially from normal seasonal reductions in new delinquencies, the 2006 and 2007 book years moving out of the peak delinquency period and low delinquencies in recent book years. Flow delinquencies declined to approximately 98,800 from 102,400 in the first quarter, with new delinquencies down about 4,600. The flow average reserve per delinquency increased slightly to $19,500 from $19,200 on a sequential basis as a result of a change in the mix of the delinquency inventory from two primary factors. First, the decrease in new flow delinquencies reduced the proportion of early stage delinquencies. As a result, the delinquency inventory was more heavily weighted to late stage delinquencies. Second, the later stage delinquencies were primarily from higher loan balance states and specialty products which carry higher reserves per delinquency.

Loss mitigation activities, including workouts, presales, policy rescissions and targeted settlements, net of reinstatements, resulted in $217 million of savings in the quarter. This included approximately $160 million in savings from various loan modification programs, slightly more than half of which were modified through HAMP. At the end of the second quarter, approximately 16,000 loans that have been approved to participate in HAMP remained in the pipeline, down from 28,000 in the first quarter with 5,300 closing during the quarter. Based upon reporting from the government sponsored enterprises (GSEs) and certain servicers, the company estimates that there has been a shift in modification starts from HAMP to alternative modification programs. Alternative modification program closings in the quarter increased sequentially from 3,600 to 4,300. As expected, benefits from loss mitigation activities continue to shift from rescissions to loan modifications. In addition, in the quarter the company reached settlements with a servicer and a GSE. In total, loss mitigation savings are expected to approximate the 2009 level and could fluctuate primarily from loan modification program results and new delinquency development in the second half of the year.

Flow NIW increased sequentially by $600 million as the mortgage insurance market size increased modestly. The company’s estimated market share decreased sequentially to 16 percent⁵ from 17 percent. In addition, the Home Affordable Refinance Program (HARP) accounted for about $500 million of insurance that is treated as a modification of the coverage on existing insurance in force rather than NIW.

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Gross bulk losses increased to $21 million from $4 million in the first quarter from contract settlements. Genworth continued to reduce its bulk RIF, reaching contract settlements with a servicer and a GSE regarding claim payment terms, allowing the transactions to be canceled. As a result of these actions, bulk RIF declined to $509 million compared with $775 million a year ago.

Corporate and Other

Corporate and Other
(in millions)	Q2 10			Q2 09
Net Operating Loss	$	(61	)	$	(67	)

Corporate and Other net operating loss was $61 million compared with $67 million in the prior year quarter. Results in the prior year included $19 million of income associated with repurchases of funding agreements backing notes offset by $22 million in lower tax benefits.

Holding company cash and cash equivalents totaled $0.9 billion and highly liquid treasury securities totaled $0.2 billion at the end of the second quarter.

Investments

Net income in the quarter included net investment losses, net of tax and other adjustments, of $76 million. Excluding $31 million of mark to market valuation losses from securitization entities, after tax net investment losses were $45 million, including $32 million of net other-than-temporary impairments, $25 million of losses on derivatives used for risk management purposes and $13 million of unfavorable market valuation allowances on held-for-sale commercial mortgage loans, partially offset by $12 million of net realized gains from asset sales.

Credit related impairments totaled $32 million and were primarily comprised of

• $14 million from sub-prime and Alt-A residential mortgage-backed securities (RMBS),

• $13 million from other structured securities, with $9 million related to asset-backed securities (ABS),

• $3 million from commercial mortgage loans and

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• $2 million from limited partnerships.

Net unrealized investment gains were $29 million, net of tax and other items, as of June 30, 2010, compared with $0.9 billion of net unrealized investment losses, net of tax and other items, as of March 31, 2010. The fixed maturity securities portfolio had gross unrealized investment losses of $2.3 billion compared with $2.7 billion as of March 31, 2010 and gross unrealized investment gains of $2.6 billion compared with $1.5 billion as of March 31, 2010.

Stockholders’ Equity

Stockholders’ equity as of June 30, 2010 increased to $13.9 billion, or $28.48 per share, compared with $12.9 billion, or $26.36 per share, as of March 31, 2010. Stockholders’ equity, excluding accumulated other comprehensive income (loss), as of June 30, 2010 increased to $12.6 billion, or $25.76 per share, compared with $12.5 billion, or $25.65 per share, as of March 31, 2010.

About Genworth Financial

Genworth Financial, Inc. (NYSE:GNW) is a leading Fortune 500 global financial security company. Genworth has more than $100 billion in assets and employs approximately 6,000 people with a presence in more than 25 countries. Its products and services help meet the investment, protection, retirement and lifestyle needs of more than 15 million customers. Genworth operates through three segments: Retirement and Protection, U.S. Mortgage Insurance and International. Its products and services are offered through financial intermediaries, advisors, independent distributors and sales specialists. Genworth Financial, which traces its roots back to 1871, became a public company in 2004 and is headquartered in Richmond, Virginia. For more information, visit Genworth.com. From time to time Genworth releases important information via postings on its corporate website. Accordingly, investors and other interested parties are encouraged to enroll to receive automatic email alerts and Really Simple Syndication (RSS) feeds regarding new postings. Enrollment information is found under the “Investors” section of Genworth.com.

Conference Call and Financial Supplement Information

This press release and the second quarter 2010 financial supplement are now posted on the company’s website. Investors are encouraged to review all of these materials.

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Genworth will conduct a conference call on July 30, 2010 at 9 a.m. (ET) to discuss the quarter’s results. The conference call will be accessible via telephone and the Internet. The dial-in number for Genworth’s July 30 conference call is 877 548.7906 or 719 325.4784 (outside the U.S.). To participate in the call by webcast, register at http://investor.genworth.com at least 15 minutes prior to the webcast to download and install any necessary software.

The webcast will be archived on the company’s website and a replay of the call will be available at 888 203.1112 or 719 457.0820 (outside the U.S.); passcode 4681129. The replay will be available through August 13, 2010.

Use of Non-GAAP Measures

This press release includes the non-GAAP financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). The company defines net operating income (loss) as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. This metric excludes these items because the company does not consider them to be related to the operating performance of its segments and Corporate and Other activities. A significant component of the net investment gains (losses) is the result of impairments, the size and timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to Genworth’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in the company’s opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income (loss) in accordance with GAAP, the company believes that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for GAAP net income (loss). In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. There were no infrequent or unusual non-operating items excluded from net operating income (loss) during the periods presented in this press

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release. The tables at the end of this press release reflect net operating income (loss) as determined in accordance with accounting guidance related to segment reporting and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) for the three months ended June 30, 2010 and 2009.

Definition of Selected Operating Performance Measures

The company reports selected operating performance measures including “sales,” “assets under management” and “insurance in force” or “risk in force” which are commonly used in the insurance and investment industries as measures of operating performance. Management regularly monitors and reports the sales metric as a measure of volume of new and renewal business generated in a period. “Sales” refer to (1) annualized first-year premiums for term life, long term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for lifestyle protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for the Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent measures of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in force and risk in force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the financial statements. Insurance in force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in force for the international and U.S. mortgage insurance businesses is a measure that recognizes that

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the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for its wealth management business, insurance in force and risk in force to be measures of the company’s operating performance because they represent measures of the size of the business at a specific date, rather than measures of the company’s revenues or profitability during that period.

This press release also includes a metric related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled presales and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including presales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this metric helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

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Cautionary Note Regarding Forward-Looking Statements

This press release contains certain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by words such as “expects,” “intends,” “anticipates,” “plans,” “believes,” “seeks,” “estimates,” “will” or words of similar meaning and include, but are not limited to, statements regarding the outlook for the company’s future business and financial performance. Forward-looking statements are based on management’s current expectations and assumptions, which are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. Actual outcomes and results may differ materially due to global political, economic, business, competitive, market, regulatory and other factors and risks, including the following:

• Risks relating to the company’s businesses, including downturns and volatility in equity and credit markets, downgrades in the company’s financial strength or credit ratings, interest rate fluctuations and levels, adverse capital and credit market conditions, the valuation of fixed maturity, equity and trading securities, defaults, downgrades or other events impacting the value of the company’s fixed maturity securities portfolio, defaults on commercial mortgage loans or investments in commercial mortgage-backed securities, goodwill impairments, the soundness of other financial institutions, the inability to access the company’s credit facilities, an adverse change in risk based capital and other regulatory requirements, insufficiency of reserves, legal constraints on dividend distributions by subsidiaries, competition, availability, affordability and adequacy of reinsurance, defaults by counterparties, loss of key distribution partners, regulatory restrictions on the company’s operations and changes in applicable laws and regulations, legal or regulatory investigations or actions, the failure or any compromise of the security of the company’s computer systems and the occurrence of natural or man-made disasters or a pandemic;

• Risks relating to the company’s Retirement and Protection segment, including changes in morbidity and mortality, accelerated amortization of deferred acquisition costs and present value of future profits, reputational risks as a result of rate increases on certain in force long term care insurance products, medical advances, such as genetic research and diagnostic imaging, and related legislation, unexpected changes in persistency rates, ability to continue to implement actions to mitigate the impact of statutory reserve requirements and the failure of demand for long term care insurance to increase;

17

• Risks relating to the company’s International segment, including political and economic instability, foreign exchange rate fluctuations, unexpected changes in unemployment rates, unexpected increases in mortgage insurance default rates or severity of defaults, the significant portion of high loan to value insured international mortgage loans which generally result in more and larger claims than lower loan-to-value loans, competition with government owned and government sponsored enterprises offering mortgage insurance and changes in regulations;

• Risks relating to the company’s U.S. Mortgage Insurance segment, including increases in mortgage insurance default rates or severity of defaults, uncertain results of continued investigations of insured U.S. mortgage loans, possible rescissions of coverage and the results of objections to rescissions, the extent to which loan modifications and other similar programs may provide benefits to the company, unexpected changes in unemployment rates, further deterioration in economic conditions or a further decline in home prices, changes to the role or structure of Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac), competition with government owned and government sponsored enterprises offering mortgage insurance (including the Federal Housing Administration), changes in regulations that affect the U.S. MI business, the influence of Fannie Mae, Freddie Mac and a small number of large mortgage lenders and investors, decreases in the volume of high loan to value mortgage originations or increases in mortgage insurance cancellations, increases in the use of alternatives to private mortgage insurance and reductions by lenders in the level of coverage they select, the impact of the use of reinsurance with reinsurance companies affiliated with the company’s mortgage lending customers, legal actions under the Real Estate Settlement Procedures Act of 1974 and potential liabilities in connection with the company’s U.S. contract underwriting services;

• Other risks, including the possibility that in certain circumstances the company will be obligated to make payments to General Electric Company (GE) under the company’s tax matters agreement with GE even if the company’s corresponding tax savings are never realized and the company’s payments could be accelerated in the event of certain changes in control and provisions of the company’s certificate of incorporation and bylaws and the company’s tax matters agreement with GE may discourage takeover attempts and business combinations that stockholders might consider in their best interests; and

18

• Risks relating to the company’s common stock, including the suspension of dividends and stock price fluctuation.

The company undertakes no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise.

# # #

Contact Information:

Investors:	Alicia Charity, 804 662.2248
	alicia.charity@genworth.com
Media:	Al Orendorff, 804 662.2534
	alfred.orendorff@genworth.com

19

Condensed Consolidated Statements of Income

(Amounts in millions, except per share amounts)

	Three months ended June  30,
	2010			2009
Revenues:
Premiums	$	1,470		$	1,502
Net investment income		823			781
Net investment gains (losses)		(139	)		(53	)
Insurance and investment product fees and other		256			253
Total revenues		2,410			2,483
Benefits and expenses:
Benefits and other changes in policy reserves		1,340			1,492
Interest credited		211			263
Acquisition and operating expenses, net of deferrals		499			456
Amortization of deferred acquisition costs and intangibles		179			212
Interest expense		109			114
Total benefits and expenses		2,338			2,537
Income (loss) before income taxes		72			(54	)
Benefit for income taxes		(5	)		(4	)
Net income (loss)		77			(50	)
Less: net income attributable to noncontrolling interests		35			—
Net income (loss) available to Genworth Financial, Inc.’s common stockholders	$	42		$	(50	)
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share:
Basic	$	0.09		$	(0.11	)
Diluted	$	0.08		$	(0.11	)
Weighted-average common shares outstanding:
Basic		489.1			433.2
Diluted		494.2			433.2

20

Reconciliation of Net Operating Income to Net Income (Loss)

(Amounts in millions, except per share amounts)

	Three months ended June  30,
	2010			2009
Net operating income (loss):
Retirement and Protection segment	$	114		$	123
International segment		105			87
U.S. Mortgage Insurance segment		(40	)		(134	)
Corporate and Other		(61	)		(67	)
Net operating income		118			9
Adjustment to net operating income:
Net investment gains (losses), net of taxes and other adjustments		(76	)		(59	)
Net income (loss) available to Genworth Financial, Inc.’s common stockholders		42			(50	)
Add: net income attributable to noncontrolling interests		35			—
Net income (loss)	$	77		$	(50	)
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share:
Basic	$	0.09		$	(0.11	)
Diluted	$	0.08		$	(0.11	)
Net operating income per common share:
Basic	$	0.24		$	0.02
Diluted	$	0.24		$	0.02
Weighted-average common shares outstanding:
Basic		489.1			433.2
Diluted		494.2			433.2

21

Condensed Consolidated Balance Sheets

(Amounts in millions)

	June 30, 2010			December 31, 2009
Assets
Cash, cash equivalents and invested assets	$	72,493		$	69,208
Deferred acquisition costs		7,170			7,341
Intangible assets		789			934
Goodwill		1,313			1,324
Reinsurance recoverable		17,279			17,332
Deferred tax and other assets		1,024			1,046
Separate account assets		10,284			11,002
Total assets	$	110,352		$	108,187
Liabilities and stockholders’ equity
Liabilities:
Future policy benefits	$	29,929		$	29,469
Policyholder account balances		28,338			28,470
Liability for policy and contract claims		6,302			6,567
Unearned premiums		4,238			4,714
Deferred tax and other liabilities		7,191			6,601
Borrowings related to securitization entities		525			—
Non-recourse funding obligations		3,437			3,443
Short-term borrowings		730			930
Long-term borrowings		4,331			3,641
Separate account liabilities		10,284			11,002
Total liabilities		95,305			94,837
Stockholders’ equity:
Common stock		1			1
Additional paid-in capital		12,078			12,034
Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		208			(1,151	)
Net unrealized gains (losses) on other-than-temporarily impaired securities		(179	)		(247	)
Net unrealized investment gains (losses)		29			(1,398	)
Derivatives qualifying as hedges		1,162			802
Foreign currency translation and other adjustments		140			432
Total accumulated other comprehensive income (loss)		1,331			(164	)
Retained earnings		3,221			3,105
Treasury stock, at cost		(2,700	)		(2,700	)
Total Genworth Financial, Inc.’s stockholders’ equity		13,931			12,276
Noncontrolling interests		1,116			1,074
Total stockholders’ equity		15,047			13,350
Total liabilities and stockholders’ equity	$	110,352		$	108,187

22

Impact of Foreign Exchange on Operating Results⁷

Three months ended June 30, 2010

	Percentages Including Foreign Exchange		Percentages Excluding  Foreign Exchange8
International:
Total operating income	61	%	41	%
Canada Mortgage Insurance (MI):
Total Canada MI operating income	38	%	21	%
Flow new insurance written	86	%	61	%
Australia MI:
Net operating income	84	%	59	%
Flow new insurance written	(31	)%	(41	)%
Flow new insurance written (2Q10 vs. 1Q10)	(10	)%	(10	)%

⁷ All percentages are comparing the second quarter of 2010 to the second quarter of 2009 unless otherwise stated.

⁸ The impact of foreign exchange was calculated using the comparable prior period exchange rates.

23

EX-99.2

Exhibit 99.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Table of Contents	Page
Investor Letter	3
Use of Non-GAAP Measures and Selected Operating Performance Measures	4
Financial Highlights	5
Second Quarter Results
Net Income (Loss).	7
Net Operating Income (Loss) by Segment.	8
Consolidated Net Income (Loss) by Quarter	9
Net Operating Income (Loss) by Segment by Quarter	10
Consolidated Balance Sheets	11-12
Consolidated Balance Sheets by Segment	13-14
Deferred Acquisition Costs Rollforward	15
Quarterly Results by Segment
Net Operating Income (Loss) by Segment	17-20
Net Operating Income and Sales—Retirement and Protection	22-31
Net Operating Income and Sales—International	33-43
Net Operating Loss and Sales—U.S. Mortgage Insurance	45-54
Net Operating Income (Loss)—Corporate and Other	56
Additional Financial Data
Investments Summary	58
Fixed Maturity Securities Summary	59
Additional Information on Mortgage-Backed and Asset-Backed Securities by Vintage	60
Commercial Mortgage Loans Summary	61-62
General Account GAAP Net Investment Income Yields	63
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail	64
Reconciliations of Non-GAAP Measures
Reconciliation of Operating Return On Equity (ROE)	66
Reconciliation of Expense Ratio	67
Reconciliation of Core Premiums	68
Reconciliation of Core Yield	69
Corporate Information
Industry Ratings	71-72

Note:

Unless otherwise noted, references in this financial supplement to net income (loss), net income (loss) per share, net operating income (loss), net operating income (loss) per share, book value and book value per common share should be read as net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Dear Investor,

In the U.S. Mortgage Insurance segment, the company provided additional data related to total reserves by geography and book year. This information can be found on page 49 and page 51.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Alicia Charity

Senior Vice President

Investor Relations

804 662.2248

3

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). The company defines net operating income (loss) as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A significant component of net investment gains (losses) is the result of impairments, size and the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to the company’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in the company’s opinion, they are not indicative of overall trends. While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income (loss) available to Genworth Financial, Inc.’s common stockholders determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. There were no infrequent or unusual non-operating items excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders during the periods other than a $106 million tax benefit related to separation from the company’s former parent recorded in the first quarter of 2010. The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the three and six months ended June 30, 2010 and 2009. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 66 through 69 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metric as a measure of volume of new and renewal business generated in a period. “Sales” refer to: (1) annualized first-year premiums for term life, long-term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for lifestyle protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for the Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in-force and risk in-force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the financial statements. Insurance in-force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for the international and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for its wealth management business, insurance in-force and risk in-force to be measures of the company’s operating performance because they represent measures of the size of the business at a specific date, rather than measures of the company’s revenues or profitability during that period.

This financial supplement also includes a metric related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender-and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this metric helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

⁽¹⁾ U.S. Generally Accepted Accounting Principles

4

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Financial Highlights

(amounts in millions, except per share data)

Balance Sheet Data	June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009		June 30, 2009
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	12,600	$	12,544	$	12,440		$	12,394	$	11,839
Total accumulated other comprehensive income (loss)		1,331		347		(164	)		23		(1,869	)
Total Genworth Financial, Inc.’s stockholders’ equity	$	13,931	$	12,891	$	12,276		$	12,417	$	9,970
Book value per common share	$	28.48	$	26.36	$	25.12		$	25.42	$	23.01
Book value per common share, excluding accumulated other comprehensive income (loss)	$	25.76	$	25.65	$	25.46		$	25.37	$	27.33
Common shares outstanding as of the balance sheet date		489.2		489.1		488.6			488.5		433.2
	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009		June 30, 2009
GAAP Basis ROE		2.3%		1.5%		-3.8%			-6.8%		-9.1%
Operating ROE(1)		3.3%		2.5%		1.6%			-0.9%		0.3%
	Three months ended
Quarterly Average ROE	June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009		June 30, 2009
GAAP Basis ROE		1.3%		5.7%		1.3%			0.6%		-1.7%
Operating ROE(1)		3.8%		3.7%		3.0%			2.7%		0.3%

Basic and Diluted Shares	Three months ended June  30, 2010	Six months ended June 30, 2010
Weighted-average shares used in basic earnings per common share calculations	489.1	489.0
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights	5.1	4.9
Weighted-average shares used in diluted earnings per common share calculations	494.2	493.9

⁽¹⁾ See page 66 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

5

Second Quarter Results

6

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Income (Loss)

(amounts in millions)

	Three months ended June 30,						Six months ended June 30,
	2010			2009			2010			2009
REVENUES:
Premiums	$	1,470		$	1,502		$	2,940		$	3,004
Net investment income		823			781			1,588			1,492
Net investment gains (losses)		(139	)		(53	)		(209	)		(823	)
Insurance and investment product fees and other		256			253			512			544
Total revenues		2,410			2,483			4,831			4,217
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,340			1,492			2,655			3,000
Interest credited		211			263			424			538
Acquisition and operating expenses, net of deferrals		499			456			974			897
Amortization of deferred acquisition costs and intangibles		179			212			363			459
Interest expense		109			114			224			210
Total benefits and expenses		2,338			2,537			4,640			5,104
INCOME (LOSS) BEFORE INCOME TAXES		72			(54	)		191			(887	)
Benefit for income taxes		(5	)		(4	)		(98	)		(368	)
Effective tax rate		-6.9	%		7.4	%		-51.3	%		41.5	%
NET INCOME (LOSS)		77			(50	)		289			(519	)
Less: net income attributable to noncontrolling interests		35			—			69			—
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	42		$	(50	)	$	220		$	(519	)

7

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)

		Three months ended June 30,						Six months ended June 30,
		2010			2009			2010			2009
Retirement and Protection:
Wealth Management		$	10		$	7		$	21		$	13
Retirement Income			25			16			59			(31	)
Life Insurance			32			58			69			96
Long-Term Care			47			42			87			83
Total Retirement and Protection			114			123			236			161
International:
International Mortgage Insurance	—Canada(1)		45			58			86			124
	—Australia		59			32			102			61
	—Other		(11	)		(7	)		(16	)		(12	)
Lifestyle Protection Insurance			12			4			24			15
Total International			105			87			196			188
U.S. Mortgage Insurance			(40	)		(134	)		(76	)		(269	)
Corporate and Other			(61	)		(67	)		(124	)		(57	)
NET OPERATING INCOME			118			9			232			23
ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments(2)			(76	)		(59	)		(118	)		(542	)
Net tax benefit related to separation from the company’s former parent			—			—			106			—
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			42			(50	)		220			(519	)
Add: net income attributable to noncontrolling interests			35			—			69			—
NET INCOME (LOSS)		$	77		$	(50	)	$	289		$	(519	)
Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.09		$	(0.11	)	$	0.45		$	(1.20	)
Diluted		$	0.08		$	(0.11	)	$	0.45		$	(1.20	)
Net operating income per common share
Basic		$	0.24		$	0.02		$	0.47		$	0.05
Diluted		$	0.24		$	0.02		$	0.47		$	0.05
Weighted-average shares outstanding
Basic			489.1			433.2			489.0			433.2
Diluted			494.2			433.2			493.9			433.2

⁽¹⁾ Adjusted for 42.5% owned by noncontrolling interests beginning in the third quarter of 2009 following the initial public offering of the Canadian mortgage insurance business. The following table shows Canada net operating income assuming 100% ownership and then adjusts for the portion related to noncontrolling interests.

	Three months ended June 30,				Six months ended June 30,
	2010		2009		2010		2009
Canada’s net operating income	$	80	$	58	$	154	$	124
Less: net operating income attributable to noncontrolling interests		35		—		68		—
Canada’s net operating income available to Genworth’s common stockholders	$	45	$	58	$	86	$	124

⁽²⁾ See page 64 for details on net investment gains (losses), net of taxes and other adjustments.

8

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	1,470		$	1,470		$	2,940		$	1,523		$	1,492		$	1,502		$	1,502		$	6,019
Net investment income		823			765			1,588			782			759			781			711			3,033
Net investment gains (losses)		(139	)		(70	)		(209	)		(96	)		(122	)		(53	)		(770	)		(1,041	)
Insurance and investment product fees and other		256			256			512			252			262			253			291			1,058
Total revenues		2,410			2,421			4,831			2,461			2,391			2,483			1,734			9,069
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,340			1,315			2,655			1,368			1,450			1,492			1,508			5,818
Interest credited		211			213			424			221			225			263			275			984
Acquisition and operating expenses, net of deferrals		499			475			974			503			484			456			441			1,884
Amortization of deferred acquisition costs and intangibles		179			184			363			180			143			212			247			782
Interest expense		109			115			224			87			96			114			96			393
Total benefits and expenses		2,338			2,302			4,640			2,359			2,398			2,537			2,567			9,861
INCOME (LOSS) BEFORE INCOME TAXES		72			119			191			102			(7	)		(54	)		(833	)		(792	)
Provision (benefit) for income taxes		(5	)		(93	)		(98	)		27			(52	)		(4	)		(364	)		(393	)
NET INCOME (LOSS)		77			212			289			75			45			(50	)		(469	)		(399	)
Less: net income attributable to noncontrolling interests		35			34			69			35			26			—			—			61
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	42		$	178		$	220		$	40		$	19		$	(50	)	$	(469	)	$	(460	)
Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.09		$	0.36		$	0.45		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Diluted	$	0.08		$	0.36		$	0.45		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Weighted-average shares outstanding
Basic		489.1			488.8			489.0			488.6			448.9			433.2			433.2			451.1
Diluted		494.2			493.5			493.9			492.2			451.6			433.2			433.2			451.1

9

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)

		2010									2009
		2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Retirement and Protection:
Wealth Management		$	10		$	11		$	21		$	7		$	8		$	7		$	6		$	28
Retirement Income			25			34			59			30			9			16			(47	)		8
Life Insurance			32			37			69			43			78			58			38			217
Long-Term Care			47			40			87			49			39			42			41			171
Total Retirement and Protection			114			122			236			129			134			123			38			424
International:
International Mortgage Insurance	—Canada		45			41			86			37			45			58			66			206
	—Australia		59			43			102			45			42			32			29			148
	—Australia		(11	)		(5	)		(16	)		(4	)		(9	)		(7	)		(5	)		(25	)
Lifestyle Protection Insurance			12			12			24			23			18			4			11			56
Total International			105			91			196			101			96			87			101			385
U.S. Mortgage Insurance			(40	)		(36	)		(76	)		(74	)		(116	)		(134	)		(135	)		(459	)
Corporate and Other			(61	)		(63	)		(124	)		(62	)		(33	)		(67	)		10			(152	)
NET OPERATING INCOME			118			114			232			94			81			9			14			198
ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments			(76	)		(42	)		(118	)		(54	)		(62	)		(59	)		(483	)		(658	)
Net tax benefit related to separation from the company’s former parent			—			106			106			—			—			—			—			—
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			42			178			220			40			19			(50	)		(469	)		(460	)
Add: net income attributable to noncontrolling interests			35			34			69			35			26			—			—			61
NET INCOME (LOSS)		$	77		$	212		$	289		$	75		$	45		$	(50	)	$	(469	)	$	(399	)
Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.09		$	0.36		$	0.45		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Diluted		$	0.08		$	0.36		$	0.45		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Net operating income per common share
Basic		$	0.24		$	0.23		$	0.47		$	0.19		$	0.18		$	0.02		$	0.03		$	0.44
Diluted		$	0.24		$	0.23		$	0.47		$	0.19		$	0.18		$	0.02		$	0.03		$	0.44
Weighted-average shares outstanding
Basic			489.1			488.8			489.0			488.6			448.9			433.2			433.2			451.1
Diluted			494.2			493.5			493.9			492.2			451.6			433.2			433.2			451.1

10

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Consolidated Balance Sheets

(amounts in millions)

	June 30, 2010		March 31, 2010		December 31, 2009		September 30, 2009		June 30, 2009
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	53,386	$	52,040	$	49,752	$	47,746	$	44,322
Equity securities available-for-sale, at fair value		199		179		159		164		252
Commercial mortgage loans		7,208		7,336		7,499		7,704		7,872
Restricted commercial mortgage loans related to securitization entities(1)		535		552		—		—		—
Policy loans		1,467		1,408		1,403		1,408		2,087
Other invested assets		4,042		3,972		4,702		4,949		5,305
Restricted other invested assets related to securitization entities(1)		374		385		—		—		—
Total investments		67,211		65,872		63,515		61,971		59,838
Cash and cash equivalents		4,586		3,466		5,002		7,144		5,374
Accrued investment income		696		775		691		717		639
Deferred acquisition costs		7,170		7,252		7,341		7,414		7,591
Intangible assets		789		863		934		961		1,079
Goodwill		1,313		1,319		1,324		1,324		1,325
Reinsurance recoverable		17,279		17,333		17,332		17,308		17,412
Other assets		1,024		934		954		1,141		967
Deferred tax asset		—		18		92		140		996
Separate account assets		10,284		11,261		11,002		10,712		9,605
Total assets	$	110,352	$	109,093	$	108,187	$	108,832	$	104,826

⁽¹⁾ In the first quarter of 2010, the company began reporting restricted assets related to securitization entities required to be consolidated under a new accounting standard effective January 1, 2010.

11

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Consolidated Balance Sheets

(amounts in millions)

	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,929		$	29,686		$	29,469		$	29,251		$	29,016
Policyholder account balances		28,338			28,107			28,470			29,381			31,356
Liability for policy and contract claims		6,302			6,389			6,567			6,415			6,250
Unearned premiums		4,238			4,571			4,714			4,808			4,734
Other liabilities		6,287			6,185			6,298			6,708			5,787
Borrowings related to securitization entities(1)		525			551			—			—			—
Non-recourse funding obligations		3,437			3,437			3,443			3,443			3,443
Short-term borrowings		730			930			930			930			930
Long-term borrowings		4,331			3,638			3,641			3,457			3,484
Deferred tax liability		904			313			303			282			251
Separate account liabilities		10,284			11,261			11,002			10,712			9,605
Total liabilities		95,305			95,068			94,837			95,387			94,856
Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,078			12,064			12,034			12,028			11,492
Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		208			(652	)		(1,151	)		(1,121	)		(2,748	)
Net unrealized gains (losses) on other-than-temporarily impaired securities		(179	)		(208	)		(247	)		(280	)		(275	)
Net unrealized investment gains (losses)		29			(860	)		(1,398	)		(1,401	)		(3,023	)
Derivatives qualifying as hedges		1,162			777			802			1,013			948
Foreign currency translation and other adjustments		140			430			432			411			206
Total accumulated other comprehensive income (loss)		1,331			347			(164	)		23			(1,869	)
Retained earnings		3,221			3,179			3,105			3,065			3,046
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)
Total Genworth Financial, Inc.’s stockholders’ equity		13,931			12,891			12,276			12,417			9,970
Noncontrolling interests		1,116			1,134			1,074			1,028			—
Total stockholders’ equity		15,047			14,025			13,350			13,445			9,970
Total liabilities and stockholders’ equity	$	110,352		$	109,093		$	108,187		$	108,832		$	104,826

⁽¹⁾ In the first quarter of 2010, the company began reporting borrowings related to securitization entities required to be consolidated under a new accounting standard effective January 1, 2010.

12

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Consolidated Balance Sheet by Segment

(amounts in millions)

	June 30, 2010
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other(1)			Total
ASSETS
Cash and investments	$	49,283	$	10,376	$	2,730		$	10,104		$	72,493
Deferred acquisition costs and intangible assets		8,408		753		43			68			9,272
Reinsurance recoverable		16,560		48		671			—			17,279
Other assets		552		267		120			85			1,024
Separate account assets		10,284		—		—			—			10,284
Total assets	$	85,087	$	11,444	$	3,564		$	10,257		$	110,352
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,929	$	—	$	—		$	—		$	29,929
Policyholder account balances		22,873		18		—			5,447			28,338
Liability for policy and contract claims		3,639		692		1,952			19			6,302
Unearned premiums		553		3,579		106			—			4,238
Non-recourse funding obligations		3,537		—		—			(100	)		3,437
Deferred tax and other liabilities		4,115		1,259		(252	)		2,069			7,191
Borrowings and capital securities		—		259		—			5,327			5,586
Separate account liabilities		10,284		—		—			—			10,284
Total liabilities		74,930		5,807		1,806			12,762			95,305
Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,394		4,252		1,764			(1,810	)		12,600
Allocated accumulated other comprehensive income (loss)		1,763		269		(6	)		(695	)		1,331
Total Genworth Financial, Inc.’s stockholders’ equity		10,157		4,521		1,758			(2,505	)		13,931
Noncontrolling interests		—		1,116		—			—			1,116
Total stockholders’ equity		10,157		5,637		1,758			(2,505	)		15,047
Total liabilities and stockholders’ equity	$	85,087	$	11,444	$	3,564		$	10,257		$	110,352

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

13

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Consolidated Balance Sheet by Segment

(amounts in millions)

	March 31, 2010
	Retirement and Protection			International		U.S. Mortgage Insurance			Corporate  and Other(1)			Total
ASSETS
Cash and investments	$	47,137		$	10,793	$	2,826		$	9,357		$	70,113
Deferred acquisition costs and intangible assets		8,493			834		39			68			9,434
Reinsurance recoverable		16,577			62		693			1			17,333
Deferred tax and other assets		(1,587	)		361		424			1,754			952
Separate account assets		11,261			—		—			—			11,261
Total assets	$	81,881		$	12,050	$	3,982		$	11,180		$	109,093
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,686		$	—	$	—		$	—		$	29,686
Policyholder account balances		22,726			19		—			5,362			28,107
Liability for policy and contract claims		3,565			798		2,016			10			6,389
Unearned premiums		544			3,921		106			—			4,571
Non-recourse funding obligations		3,537			—		—			(100	)		3,437
Deferred tax and other liabilities		1,734			1,486		78			3,200			6,498
Borrowings and capital securities		—			—		—			5,119			5,119
Separate account liabilities		11,261			—		—			—			11,261
Total liabilities		73,053			6,224		2,200			13,591			95,068
Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,228			4,170		1,812			(1,666	)		12,544
Allocated accumulated other comprehensive income (loss)		600			522		(30	)		(745	)		347
Total Genworth Financial, Inc.’s stockholders’ equity		8,828			4,692		1,782			(2,411	)		12,891
Noncontrolling interests		—			1,134		—			—			1,134
Total stockholders’ equity		8,828			5,826		1,782			(2,411	)		14,025
Total liabilities and stockholders’ equity	$	81,881		$	12,050	$	3,982		$	11,180		$	109,093

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

14

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Deferred Acquisition Costs Rollforward

(amounts in millions)

	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other			Total
Unamortized balance as of March 31, 2010	$	6,577		$	672		$	27		$	5		$	7,281
Costs deferred		157			37			5			—			199
Amortization, net of interest accretion(1)		(84	)		(63	)		(3	)		(1	)		(151	)
Impact of foreign currency translation		—			(50	)		—			—			(50	)
Unamortized balance as of June 30, 2010		6,650			596			29			4			7,279
Effect of accumulated net unrealized investment gains (losses)		(109	)		—			—			—			(109	)
Balance as of June 30, 2010	$	6,541		$	596		$	29		$	4		$	7,170

⁽¹⁾ Amortization, net of interest accretion, includes $(17) million of amortization related to net investment gains (losses) for the policyholder account balances.

15

Quarterly Results by Segment

16

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)

	Retirement and Protection															International																		Corporate and Other(1)			Total
Three months ended June 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance
REVENUES:
Premiums	$	—		$	32		$	232		$	558		$	822		$	151		$	86		$	14		$	244		$	495		$	153		$	—		$	1,470
Net investment income		—			281			119			230			630			47			38			4			38			127			31			35			823
Net investment gains (losses)		—			(66	)		(7	)		4			(69	)		(1	)		—			—			2			1			(3	)		(68	)		(139	)
Insurance and investment product fees and other		89			53			109			9			260			(1	)		—			—			—			(1	)		—			(3	)		256
Total revenues		89			300			453			801			1,643			196			124			18			284			622			181			(36	)		2,410
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			139			240			582			961			49			37			20			57			163			216			—			1,340
Interest credited		—			114			61			1			176			—			—			—			—			—			—			35			211
Acquisition and operating expenses, net of deferrals		72			36			39			105			252			23			14			11			157			205			33			9			499
Amortization of deferred acquisition costs and intangibles		1			25			43			35			104			13			9			2			43			67			4			4			179
Interest expense		—			—			28			1			29			—			—			—			10			10			—			70			109
Total benefits and expenses		73			314			411			724			1,522			85			60			33			267			445			253			118			2,338
INCOME (LOSS) BEFORE INCOME TAXES		16			(14	)		42			77			121			111			64			(15	)		17			177			(72	)		(154	)		72
Provision (benefit) for income taxes		6			(7	)		14			27			40			31			5			(5	)		4			35			(29	)		(51	)		(5	)
NET INCOME (LOSS)		10			(7	)		28			50			81			80			59			(10	)		13			142			(43	)		(103	)		77
Less: net income attributable to noncontrolling interests		—			—			—			—			—			35			—			—			—			35			—			—			35
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		10			(7	)		28			50			81			45			59			(10	)		13			107			(43	)		(103	)		42
ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			32			4			(3	)		33			—			—			(1	)		(1	)		(2	)		3			42			76
NET OPERATING INCOME (LOSS)	$	10		$	25		$	32		$	47		$	114		$	45		$	59		$	(11	)	$	12		$	105		$	(40	)	$	(61	)	$	118
Effective tax rate (operating income (loss))(2)		36.0	%		26.0	%		34.6	%		35.4	%		33.4	%		26.5	%		8.2	%		31.0	%		24.8	%		16.5	%		40.8	%		30.6	%		16.3	%

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

⁽²⁾ The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

17

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)

	Retirement and Protection															International															U.S. Mortgage Insurance			Corporate and Other(1)			Total
Three months ended June 30, 2009	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total
REVENUES:
Premiums	$	—		$	38		$	241		$	550		$	829		$	131		$	77		$	16		$	284		$	508		$	164		$	1		$	1,502
Net investment income		—			258			108			198			564			42			29			4			47			122			35			60			781
Net investment gains (losses)		1			72			(42	)		(27	)		4			5			—			—			(1	)		4			—			(61	)		(53	)
Insurance and investment product fees and other		66			42			96			6			210			—			—			1			4			5			(3	)		41			253
Total revenues		67			410			403			727			1,607			178			106			21			334			639			196			41			2,483
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			129			207			559			895			63			41			21			101			226			371			—			1,492
Interest credited		—			124			59			1			184			—			—			—			—			—			—			79			263
Acquisition and operating expenses, net of deferrals		55			35			31			90			211			17			12			8			160			197			33			15			456
Amortization of deferred acquisition costs and intangibles		1			69			28			40			138			9			7			1			49			66			5			3			212
Interest expense		—			1			23			—			24			—			—			—			24			24			—			66			114
Total benefits and expenses		56			358			348			690			1,452			89			60			30			334			513			409			163			2,537
INCOME (LOSS) BEFORE INCOME TAXES		11			52			55			37			155			89			46			(9	)		—			126			(213	)		(122	)		(54	)
Provision (benefit) for income taxes		4			19			20			13			56			26			14			(1	)		(3	)		36			(79	)		(17	)		(4	)
NET INCOME (LOSS)		7			33			35			24			99			63			32			(8	)		3			90			(134	)		(105	)		(50	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			(17	)		23			18			24			(5	)		—			1			1			(3	)		—			38			59
NET OPERATING INCOME (LOSS)	$	7		$	16		$	58		$	42		$	123		$	58		$	32		$	(7	)	$	4		$	87		$	(134	)	$	(67	)	$	9
Effective tax rate (operating income (loss))		38.7	%		39.4	%		35.4	%		34.2	%		35.7	%		29.2	%		31.0	%		7.7	%		-341.2	%		28.7	%		37.2	%		-6.8	%		74.7	%

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

18

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)

	Retirement and Protection															International															U.S. Mortgage Insurance			Corporate and Other(1)			Total
Six months ended June 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total
REVENUES:
Premiums	$	—		$	68		$	461		$	1,117		$	1,646		$	298		$	170		$	29		$	502		$	999		$	295		$	—		$	2,940
Net investment income		—			557			225			442			1,224			92			75			7			85			259			61			44			1,588
Net investment gains (losses)		—			(109	)		(33	)		6			(136	)		4			—			2			4			10			1			(84	)		(209	)
Insurance and investment product fees and other		170			105			213			14			502			(1	)		1			1			4			5			5			—			512
Total revenues		170			621			866			1,579			3,236			393			246			39			595			1,273			362			(40	)		4,831
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			275			468			1,163			1,906			105			73			34			125			337			412			—			2,655
Interest credited		—			227			121			2			350			—			—			—			—			—			—			74			424
Acquisition and operating expenses, net of deferrals		138			71			76			197			482			45			30			22			311			408			67			17			974
Amortization of deferred acquisition costs and intangibles		2			44			88			75			209			25			18			3			93			139			7			8			363
Interest expense		—			—			50			1			51			—			—			—			33			33			—			140			224
Total benefits and expenses		140			617			803			1,438			2,998			175			121			59			562			917			486			239			4,640
INCOME (LOSS) BEFORE INCOME TAXES		30			4			63			141			238			218			125			(20	)		33			356			(124	)		(279	)		191
Provision (benefit) for income taxes		9			(3	)		17			50			73			61			23			(6	)		7			85			(48	)		(208	)		(98	)
NET INCOME (LOSS)		21			7			46			91			165			157			102			(14	)		26			271			(76	)		(71	)		289
Less: net income attributable to noncontrolling interests		—			—			—			—			—			69			—			—			—			69			—			—			69
NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		21			7			46			91			165			88			102			(14	)		26			202			(76	)		(71	)		220
ADJUSTMENTS TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			52			23			(4	)		71			(2	)		—			(2	)		(2	)		(6	)		—			53			118
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			—			—			—			—			—			(106	)		(106	)
NET OPERATING INCOME (LOSS)	$	21		$	59		$	69		$	87		$	236		$	86		$	102		$	(16	)	$	24		$	196		$	(76	)	$	(124	)	$	232
Effective tax rate (operating income (loss))		29.9	%		29.0	%		30.2	%		35.6	%		32.0	%		26.6	%		18.5	%		30.3	%		20.2	%		21.5	%		38.9	%		37.0	%		15.8	%

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

19

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)

	Retirement and Protection															International															U.S. Mortgage Insurance			Corporate and Other(1)			Total
Six months ended June 30, 2009	Wealth Management			Retirement Income			Life Insurance			Long- Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total
REVENUES:
Premiums	$	—		$	85		$	484		$	1,095		$	1,664		$	258		$	143		$	37		$	566		$	1,004		$	334		$	2		$	3,004
Net investment income		—			494			211			378			1,083			83			55			9			79			226			68			115			1,492
Net investment gains (losses)		—			(125	)		(202	)		(243	)		(570	)		2			3			(2	)		(14	)		(11	)		(19	)		(223	)		(823	)
Insurance and investment product fees and other		130			86			189			12			417			—			—			2			8			10			1			116			544
Total revenues		130			540			682			1,242			2,594			343			201			46			639			1,229			384			10			4,217
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			285			429			1,094			1,808			113			80			41			184			418			774			—			3,000
Interest credited		—			248			121			1			370			—			—			—			—			—			—			168			538
Acquisition and operating expenses, net of deferrals		107			67			64			176			414			34			24			21			313			392			65			26			897
Amortization of deferred acquisition costs and intangibles		2			148			64			87			301			18			12			3			107			140			10			8			459
Interest expense		—			1			49			—			50			1			—			—			31			32			—			128			210
Total benefits and expenses		109			749			727			1,358			2,943			166			116			65			635			982			849			330			5,104
INCOME (LOSS) BEFORE INCOME TAXES		21			(209	)		(45	)		(116	)		(349	)		177			85			(19	)		4			247			(465	)		(320	)		(887	)
Provision (benefit) for income taxes		8			(85	)		(15	)		(40	)		(132	)		51			22			(5	)		(2	)		66			(183	)		(119	)		(368	)
NET INCOME (LOSS)		13			(124	)		(30	)		(76	)		(217	)		126			63			(14	)		6			181			(282	)		(201	)		(519	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			93			126			159			378			(2	)		(2	)		2			9			7			13			144			542
NET OPERATING INCOME (LOSS)	$	13		$	(31	)	$	96		$	83		$	161		$	124		$	61		$	(12	)	$	15		$	188		$	(269	)	$	(57	)	$	23
Effective tax rate (operating income (loss))		37.8	%		52.6	%		35.4	%		34.8	%		30.3	%		28.9	%		25.7	%		24.0	%		16.6	%		27.4	%		39.6	%		41.9	%		143.0	%

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

20

Retirement and Protection

21

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income—Retirement and Protection

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	822		$	824		$	1,646		$	836		$	813		$	829		$	835		$	3,313
Net investment income		630			594			1,224			597			576			564			519			2,256
Net investment gains (losses)		(69	)		(67	)		(136	)		(105	)		(102	)		4			(574	)		(777	)
Insurance and investment product fees and other		260			242			502			224			234			210			207			875
Total revenues		1,643			1,593			3,236			1,552			1,521			1,607			987			5,667
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		961			945			1,906			907			902			895			913			3,617
Interest credited		176			174			350			181			186			184			186			737
Acquisition and operating expenses, net of deferrals		252			230			482			241			226			211			203			881
Amortization of deferred acquisition costs and intangibles		104			105			209			93			67			138			163			461
Interest expense		29			22			51			24			23			24			26			97
Total benefits and expenses		1,522			1,476			2,998			1,446			1,404			1,452			1,491			5,793
INCOME (LOSS) BEFORE INCOME TAXES		121			117			238			106			117			155			(504	)		(126	)
Provision (benefit) for income taxes		40			33			73			34			32			56			(188	)		(66	)
NET INCOME (LOSS)		81			84			165			72			85			99			(316	)		(60	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		33			38			71			57			49			24			354			484
NET OPERATING INCOME	$	114		$	122		$	236		$	129		$	134		$	123		$	38		$	424
Effective tax rate (operating income)		33.4	%		30.7	%		32.0	%		34.3	%		30.5	%		35.7	%		4.4	%		31.7	%

22

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			—			—			—
Net investment gains (losses)		—			—			—			—			(1	)		1			(1	)		(1	)
Insurance and investment product fees and other		89			81			170			77			72			66			64			279
Total revenues		89			81			170			77			71			67			63			278
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		72			66			138			64			58			55			52			229
Amortization of deferred acquisition costs and intangibles		1			1			2			1			1			1			1			4
Interest expense		—			—			—			—			—			—			—			—
Total benefits and expenses		73			67			140			65			59			56			53			233
INCOME BEFORE INCOME TAXES		16			14			30			12			12			11			10			45
Provision for income taxes		6			3			9			5			4			4			4			17
NET INCOME		10			11			21			7			8			7			6			28
ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—
NET OPERATING INCOME	$	10		$	11		$	21		$	7		$	8		$	7		$	6		$	28
Effective tax rate (operating income)		36.0	%		23.7	%		29.9	%		40.1	%		36.8	%		38.7	%		37.0	%		38.1	%
SALES:
Sales by Distribution Channel:
Independent Producers	$	1,195		$	1,265		$	2,460		$	1,298		$	1,134		$	1,014		$	713		$	4,159
Dedicated Sales Specialists		167			210			377			199			238			99			83			619
Total Sales	$	1,362		$	1,475		$	2,837		$	1,497		$	1,372		$	1,113		$	796		$	4,778
ASSETS UNDER MANAGEMENT:
Beginning of period	$	20,037		$	18,865		$	18,865		$	17,992		$	15,909		$	14,210		$	15,447		$	15,447
Gross flows		1,362			1,475			2,837			1,497			1,372			1,113			796			4,778
Redemptions		(926	)		(971	)		(1,897	)		(892	)		(904	)		(953	)		(1,274	)		(4,023	)
Net flows		436			504			940			605			468			160			(478	)		755
Market performance		(925	)		668			(257	)		268			1,615			1,539			(759	)		2,663
End of period	$	19,548		$	20,037		$	19,548		$	18,865		$	17,992		$	15,909		$	14,210		$	18,865

Wealth Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Investment Services, Inc., Genworth Financial Trust Company, Centurion Financial Advisers, Inc. and Quantuvis Consulting, Inc.

23

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss)—Retirement Income

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	32		$	36		$	68		$	39		$	30		$	38		$	47		$	154
Net investment income		281			276			557			276			260			258			236			1,030
Net investment gains (losses)		(66	)		(43	)		(109	)		(22	)		(63	)		72			(197	)		(210	)
Insurance and investment product fees and other		53			52			105			53			47			42			44			186
Total revenues		300			321			621			346			274			410			130			1,160
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		139			136			275			133			128			129			156			546
Interest credited		114			113			227			117			122			124			124			487
Acquisition and operating expenses, net of deferrals		36			35			71			40			39			35			32			146
Amortization of deferred acquisition costs and intangibles		25			19			44			28			23			69			79			199
Interest expense		—			—			—			—			—			1			—			1
Total benefits and expenses		314			303			617			318			312			358			391			1,379
INCOME (LOSS) BEFORE INCOME TAXES		(14	)		18			4			28			(38	)		52			(261	)		(219	)
Provision (benefit) for income taxes		(7	)		4			(3	)		8			(15	)		19			(104	)		(92	)
NET INCOME (LOSS)		(7	)		14			7			20			(23	)		33			(157	)		(127	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		32			20			52			10			32			(17	)		110			135
NET OPERATING INCOME (LOSS)	$	25		$	34		$	59		$	30		$	9		$	16		$	(47	)	$	8
Effective tax rate (operating income (loss))		26.0	%		31.1	%		29.0	%		31.7	%		22.5	%		39.4	%		48.8	%		179.8	%

24

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) and Sales—Retirement Income—Fee-Based

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		4			4			8			4			7			8			12			31
Net investment gains (losses)		(19	)		(15	)		(34	)		(4	)		8			91			(17	)		78
Insurance and investment product fees and other		51			50			101			50			46			39			40			175
Total revenues		36			39			75			50			61			138			35			284
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		12			9			21			2			3			4			22			31
Interest credited		3			2			5			2			3			3			3			11
Acquisition and operating expenses, net of deferrals		20			18			38			20			20			15			14			69
Amortization of deferred acquisition costs and intangibles		20			(2	)		18			8			7			49			76			140
Interest expense		—			—			—			—			—			—			—			—
Total benefits and expenses		55			27			82			32			33			71			115			251
INCOME (LOSS) BEFORE INCOME TAXES		(19	)		12			(7	)		18			28			67			(80	)		33
Provision (benefit) for income taxes		(9	)		1			(8	)		2			13			25			(41	)		(1	)
NET INCOME (LOSS)		(10	)		11			1			16			15			42			(39	)		34
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		10			6			16			2			(4	)		(27	)		12			(17	)
NET OPERATING INCOME (LOSS)	$	—		$	17		$	17		$	18		$	11		$	15		$	(27	)	$	17
Effective tax rate (operating income (loss))		90.0	%		22.4	%		2.1	%		14.7	%		50.3	%		40.7	%		55.9	%		-140.4	%
SALES:
Sales by Product:
Income Distribution Series(1)	$	139		$	170		$	309		$	168		$	187		$	131		$	121		$	607
Traditional Variable Annuities(2)		30			35			65			36			30			23			22			111
Total Sales	$	169		$	205		$	374		$	204		$	217		$	154		$	143		$	718
Sales by Distribution Channel:
Financial Intermediaries	$	158		$	195		$	353		$	191		$	200		$	136		$	124		$	651
Independent Producers		5			5			10			7			7			8			6			28
Dedicated Sales Specialists		6			5			11			6			10			10			13			39
Total Sales	$	169		$	205		$	374		$	204		$	217		$	154		$	143		$	718

⁽¹⁾ The Income Distribution Series products are comprised of the deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including guaranteed minimum withdrawal benefits and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾ The traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

25

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Income Distribution Series
Account value, net of reinsurance, beginning of period	$	6,135		$	5,943		$	5,943		$	5,802		$	5,286		$	5,093		$	5,234		$	5,234
Deposits		141			173			314			172			190			133			125			620
Surrenders, benefits and product charges		(150	)		(127	)		(277	)		(125	)		(109	)		(109	)		(106	)		(449	)
Net flows		(9	)		46			37			47			81			24			19			171
Interest credited and investment performance		(162	)		146			(16	)		94			435			169			(160	)		538
Account value, net of reinsurance, end of period		5,964			6,135			5,964			5,943			5,802			5,286			5,093			5,943
Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		2,048			2,016			2,016			1,973			1,796			1,642			1,756			1,756
Deposits		25			27			52			30			25			16			19			90
Surrenders, benefits and product charges		(70	)		(65	)		(135	)		(58	)		(48	)		(60	)		(63	)		(229	)
Net flows		(45	)		(38	)		(83	)		(28	)		(23	)		(44	)		(44	)		(139	)
Interest credited and investment performance		(124	)		70			(54	)		71			200			198			(70	)		399
Account value, net of reinsurance, end of period		1,879			2,048			1,879			2,016			1,973			1,796			1,642			2,016
Variable Life Insurance
Account value, beginning of the period		303			298			298			292			271			248			266			266
Deposits		3			3			6			3			3			3			4			13
Surrenders, benefits and product charges		(8	)		(10	)		(18	)		(8	)		(12	)		(9	)		(11	)		(40	)
Net flows		(5	)		(7	)		(12	)		(5	)		(9	)		(6	)		(7	)		(27	)
Interest credited and investment performance		(19	)		12			(7	)		11			30			29			(11	)		59
Account value, end of period		279			303			279			298			292			271			248			298
Total Retirement Income—Fee-Based	$	8,122		$	8,486		$	8,122		$	8,257		$	8,067		$	7,353		$	6,983		$	8,257

26

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss) and Sales—Retirement Income—Spread-Based

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	32		$	36		$	68		$	39		$	30		$	38		$	47		$	154
Net investment income		277			272			549			272			253			250			224			999
Net investment gains (losses)		(47	)		(28	)		(75	)		(18	)		(71	)		(19	)		(180	)		(288	)
Insurance and investment product fees and other		2			2			4			3			1			3			4			11
Total revenues		264			282			546			296			213			272			95			876
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		127			127			254			131			125			125			134			515
Interest credited		111			111			222			115			119			121			121			476
Acquisition and operating expenses, net of deferrals		16			17			33			20			19			20			18			77
Amortization of deferred acquisition costs and intangibles		5			21			26			20			16			20			3			59
Interest expense		—			—			—			—			—			1			—			1
Total benefits and expenses		259			276			535			286			279			287			276			1,128
INCOME (LOSS) BEFORE INCOME TAXES		5			6			11			10			(66	)		(15	)		(181	)		(252	)
Provision (benefit) for income taxes		2			3			5			6			(28	)		(6	)		(63	)		(91	)
NET INCOME (LOSS)		3			3			6			4			(38	)		(9	)		(118	)		(161	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		22			14			36			8			36			10			98			152
NET OPERATING INCOME (LOSS)	$	25		$	17		$	42		$	12		$	(2	)	$	1		$	(20	)	$	(9	)
Effective tax rate (operating income (loss))		34.6	%		38.3	%		36.1	%		47.2	%		83.0	%		13.3	%		34.7	%		49.2	%
SALES:
Sales by Product:
Structured Settlements	$	—		$	—		$	—		$	—		$	1		$	5		$	4		$	10
Single Premium Immediate Annuities		72			68			140			75			62			70			74			281
Fixed Annuities		90			39			129			29			64			221			229			543
Total Sales	$	162		$	107		$	269		$	104		$	127		$	296		$	307		$	834
Sales by Distribution Channel:
Financial Intermediaries	$	78		$	60		$	138		$	54		$	70		$	165		$	162		$	451
Independent Producers		78			44			122			47			52			121			127			347
Dedicated Sales Specialists		6			3			9			3			5			10			18			36
Total Sales	$	162		$	107		$	269		$	104		$	127		$	296		$	307		$	834
PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	32		$	36		$	68		$	39		$	30		$	36		$	44		$	149
Structured Settlements		—			—			—			—			—			2			3			5
Total Premiums	$	32		$	36		$	68		$	39		$	30		$	38		$	47		$	154

27

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	11,234		$	11,409		$	11,409		$	11,588		$	11,770		$	11,833		$	11,996		$	11,996
Deposits		92			41			133			31			69			229			242			571
Surrenders, benefits and product charges		(304	)		(312	)		(616	)		(310	)		(353	)		(394	)		(508	)		(1,565	)
Net flows		(212	)		(271	)		(483	)		(279	)		(284	)		(165	)		(266	)		(994	)
Interest credited		95			96			191			100			102			102			103			407
Account value, net of reinsurance, end of period		11,117			11,234			11,117			11,409			11,588			11,770			11,833			11,409
Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,593			6,675			6,675			6,753			6,827			6,925			6,957			6,957
Premiums and deposits		100			95			195			97			91			101			111			400
Surrenders, benefits and product charges		(251	)		(265	)		(516	)		(264	)		(255	)		(289	)		(236	)		(1,044	)
Net flows		(151	)		(170	)		(321	)		(167	)		(164	)		(188	)		(125	)		(644	)
Interest credited		87			88			175			89			90			90			93			362
Account value, net of reinsurance, end of period		6,529			6,593			6,529			6,675			6,753			6,827			6,925			6,675
Structured Settlements
Account value, net of reinsurance, beginning of period		1,115			1,115			1,115			1,116			1,117			1,101			1,106			1,106
Premiums and deposits		—			—			—			—			—			6			4			10
Surrenders, benefits and product charges		(15	)		(14	)		(29	)		(16	)		(15	)		(5	)		(23	)		(59	)
Net flows		(15	)		(14	)		(29	)		(16	)		(15	)		1			(19	)		(49	)
Interest credited		15			14			29			15			14			15			14			58
Account value, net of reinsurance, end of period		1,115			1,115			1,115			1,115			1,116			1,117			1,101			1,115
Total Retirement Income—Spread-Based	$	18,761		$	18,942		$	18,761		$	19,199		$	19,457		$	19,714		$	19,859		$	19,199

28

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income and Sales—Life Insurance

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	232		$	229		$	461		$	228		$	241		$	241		$	243		$	953
Net investment income		119			106			225			105			111			108			103			427
Net investment gains (losses)		(7	)		(26	)		(33	)		(45	)		(43	)		(42	)		(160	)		(290	)
Insurance and investment product fees and other		109			104			213			95			111			96			93			395
Total revenues		453			413			866			383			420			403			279			1,485
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		240			228			468			206			211			207			222			846
Interest credited		61			60			121			62			64			59			62			247
Acquisition and operating expenses, net of deferrals		39			37			76			37			36			31			33			137
Amortization of deferred acquisition costs and intangibles		43			45			88			29			4			28			36			97
Interest expense		28			22			50			23			23			23			26			95
Total benefits and expenses		411			392			803			357			338			348			379			1,422
INCOME (LOSS) BEFORE INCOME TAXES		42			21			63			26			82			55			(100	)		63
Provision (benefit) for income taxes		14			3			17			6			24			20			(35	)		15
NET INCOME (LOSS)		28			18			46			20			58			35			(65	)		48
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		4			19			23			23			20			23			103			169
NET OPERATING INCOME	$	32		$	37		$	69		$	43		$	78		$	58		$	38		$	217
Effective tax rate (operating income)		34.6	%		25.9	%		30.2	%		30.3	%		30.7	%		35.4	%		35.4	%		32.8	%
SALES:
Sales by Product:
Term Life	$	4		$	14		$	18		$	22		$	19		$	18		$	19		$	78
Term Universal Life		24			10			34			—			—			—			—			—
Universal Life:
Annualized first-year deposits		9			8			17			8			8			8			9			33
Excess deposits		27			20			47			25			23			23			28			99
Total Universal Life		36			28			64			33			31			31			37			132
Total Sales	$	64		$	52		$	116		$	55		$	50		$	49		$	56		$	210
Sales by Distribution Channel:
Financial Intermediaries	$	1		$	—		$	1		$	—		$	—		$	1		$	1		$	2
Independent Producers		63			52			115			55			50			48			55			208
Total Sales	$	64		$	52		$	116		$	55		$	50		$	49		$	56		$	210

29

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Life Insurance In-force

(amounts in millions)

	2010				2009
	2Q		1Q		4Q		3Q		2Q		1Q
Term life insurance
Life insurance in-force, net of reinsurance	$	468,098	$	472,696	$	473,367	$	474,721	$	477,759	$	489,723
Life insurance in-force before reinsurance	$	612,284	$	620,108	$	622,800	$	621,808	$	623,139	$	625,503
Term universal life insurance
Life insurance in-force, net of reinsurance	$	17,754	$	5,453	$	—	$	—	$	—	$	—
Life insurance in-force before reinsurance	$	17,820	$	5,456	$	—	$	—	$	—	$	—
Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	43,743	$	43,712	$	43,915	$	43,875	$	43,800	$	43,901
Life insurance in-force before reinsurance	$	50,617	$	50,655	$	50,919	$	50,952	$	50,994	$	51,201
Total life insurance
Life insurance in-force, net of reinsurance	$	529,595	$	521,861	$	517,282	$	518,596	$	521,559	$	533,624
Life insurance in-force before reinsurance	$	680,721	$	676,219	$	673,719	$	672,760	$	674,133	$	676,704

30

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income and Sales—Long-Term Care

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	558		$	559		$	1,117		$	569		$	542		$	550		$	545		$	2,206
Net investment income		230			212			442			216			205			198			180			799
Net investment gains (losses)		4			2			6			(38	)		5			(27	)		(216	)		(276	)
Insurance and investment product fees and other		9			5			14			(1	)		4			6			6			15
Total revenues		801			778			1,579			746			756			727			515			2,744
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		582			581			1,163			568			563			559			535			2,225
Interest credited		1			1			2			2			—			1			—			3
Acquisition and operating expenses, net of deferrals		105			92			197			100			93			90			86			369
Amortization of deferred acquisition costs and intangibles		35			40			75			35			39			40			47			161
Interest expense		1			—			1			1			—			—			—			1
Total benefits and expenses		724			714			1,438			706			695			690			668			2,759
INCOME (LOSS) BEFORE INCOME TAXES		77			64			141			40			61			37			(153	)		(15	)
Provision (benefit) for income taxes		27			23			50			15			19			13			(53	)		(6	)
NET INCOME (LOSS)		50			41			91			25			42			24			(100	)		(9	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(1	)		(4	)		24			(3	)		18			141			180
NET OPERATING INCOME	$	47		$	40		$	87		$	49		$	39		$	42		$	41		$	171
Effective tax rate (operating income)		35.4	%		35.9	%		35.6	%		38.0	%		30.3	%		34.2	%		35.4	%		34.8	%
SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	3		$	4		$	7		$	3		$	3		$	2		$	2		$	10
Independent Producers		18			16			34			15			12			11			11			49
Dedicated Sales Specialist		13			11			24			12			13			12			11			48
Total Individual Long-Term Care		34			31			65			30			28			25			24			107
Group Long-Term Care		3			8			11			2			5			1			1			9
Medicare Supplement and Other A&H		11			17			28			21			12			13			17			63
Linked-Benefits		12			11			23			10			8			5			5			28
Total Sales	$	60		$	67		$	127		$	63		$	53		$	44		$	47		$	207
LOSS RATIOS:
Total Long-Term Care
Net Earned Premiums	$	480		$	479		$	959		$	488		$	469		$	478		$	475		$	1,910
Loss Ratio(1)		64.6	%		64.6	%		64.6	%		63.6	%		64.6	%		67.5	%		63.6	%		64.8	%
Gross Benefits Ratio(2)		108.9	%		107.8	%		108.3	%		105.6	%		108.2	%		105.0	%		100.0	%		104.7	%
Medicare Supplement and A&H(3)
Net Earned Premiums	$	79		$	80		$	159		$	76		$	74		$	73		$	73		$	296
Loss Ratio(1)		76.7	%		79.7	%		78.2	%		70.6	%		73.0	%		78.8	%		82.6	%		76.2	%

⁽¹⁾ The loss ratio for the long-term care insurance products was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾ The gross benefits ratio for the long-term care insurance products was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽³⁾ Net earned premiums and loss ratios for Medicare Supplement and A&H do not include the linked-benefits products.

31

International

32

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income—International

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	495		$	504		$	999		$	541		$	523		$	508		$	496		$	2,068
Net investment income		127			132			259			120			124			122			104			470
Net investment gains (losses)		1			9			10			3			4			4			(15	)		(4	)
Insurance and investment product fees and other		(1	)		6			5			4			12			5			5			26
Total revenues		622			651			1,273			668			663			639			590			2,560
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		163			174			337			189			200			226			192			807
Acquisition and operating expenses, net of deferrals		205			203			408			212			215			197			195			819
Amortization of deferred acquisition costs and intangibles		67			72			139			77			65			66			74			282
Interest expense		10			23			33			4			15			24			8			51
Total benefits and expenses		445			472			917			482			495			513			469			1,959
INCOME BEFORE INCOME TAXES		177			179			356			186			168			126			121			601
Provision for income taxes		35			50			85			49			45			36			30			160
NET INCOME		142			129			271			137			123			90			91			441
Less: net income attributable to noncontrolling interests		35			34			69			35			26			—			—			61
NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		107			95			202			102			97			90			91			380
ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(4	)		(6	)		(1	)		(1	)		(3	)		10			5
NET OPERATING INCOME(1)	$	105		$	91		$	196		$	101		$	96		$	87		$	101		$	385
Effective tax rate (operating income)		16.5	%		26.6	%		21.5	%		27.0	%		23.3	%		28.7	%		26.2	%		26.3	%

⁽¹⁾ Net operating income adjusted for foreign exchange as compared to the prior year period for the International segment was $92 million and $164 million for the three and six months ended June 30, 2010, respectively.

33

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	151		$	147		$	298		$	146		$	141		$	131		$	127		$	545
Net investment income		47			45			92			45			43			42			41			171
Net investment gains (losses)		(1	)		5			4			3			7			5			(3	)		12
Insurance and investment product fees and other		(1	)		—			(1	)		—			1			—			—			1
Total revenues		196			197			393			194			192			178			165			729
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		49			56			105			57			58			63			50			228
Acquisition and operating expenses, net of deferrals		23			22			45			23			22			17			17			79
Amortization of deferred acquisition costs and intangibles		13			12			25			10			10			9			9			38
Interest expense		—			—			—			—			—			—			1			1
Total benefits and expenses		85			90			175			90			90			89			77			346
INCOME BEFORE INCOME TAXES		111			107			218			104			102			89			88			383
Provision for income taxes		31			30			61			31			28			26			25			110
NET INCOME		80			77			157			73			74			63			63			273
Less: net income attributable to noncontrolling interests		35			34			69			35			26			—			—			61
NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		45			43			88			38			48			63			63			212
ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(2	)		(2	)		(1	)		(3	)		(5	)		3			(6	)
NET OPERATING INCOME(1)	$	45		$	41		$	86		$	37		$	45		$	58		$	66		$	206
Effective tax rate (operating income)		26.5	%		26.7	%		26.6	%		32.5	%		21.6	%		29.2	%		28.7	%		28.2	%
SALES:
New Insurance Written (NIW)
Flow	$	6,700		$	4,000		$	10,700		$	4,700		$	4,400		$	3,600		$	2,400		$	15,100
Bulk		300			1,800			2,100			300			200			—			400			900
Total Canada NIW(2)	$	7,000		$	5,800		$	12,800		$	5,000		$	4,600		$	3,600		$	2,800		$	16,000

⁽¹⁾ Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $39 million and $73 million for the three and six months ended June 30, 2010, respectively.

⁽²⁾ New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $6,100 million and $11,000 million for the three and six months ended June 30, 2010, respectively.

34

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	86		$	84		$	170		$	93		$	77		$	77		$	66		$	313
Net investment income		38			37			75			36			34			29			26			125
Net investment gains (losses)		—			—			—			—			(1	)		—			3			2
Insurance and investment product fees and other		—			1			1			1			1			—			—			2
Total revenues		124			122			246			130			111			106			95			442
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		37			36			73			42			35			41			39			157
Acquisition and operating expenses, net of deferrals		14			16			30			16			14			12			12			54
Amortization of deferred acquisition costs and intangibles		9			9			18			8			6			7			5			26
Interest expense		—			—			—			—			—			—			—			—
Total benefits and expenses		60			61			121			66			55			60			56			237
INCOME BEFORE INCOME TAXES		64			61			125			64			56			46			39			205
Provision for income taxes		5			18			23			19			15			14			8			56
NET INCOME		59			43			102			45			41			32			31			149
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—
NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		59			43			102			45			41			32			31			149
ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			1			—			(2	)		(1	)
NET OPERATING INCOME(1)	$	59		$	43		$	102		$	45		$	42		$	32		$	29		$	148
Effective tax rate (operating income)		8.2	%		29.4	%		18.5	%		28.8	%		27.3	%		31.0	%		19.0	%		27.1	%
SALES:
New Insurance Written (NIW)
Flow	$	6,000		$	6,700		$	12,700		$	8,700		$	8,900		$	8,700		$	6,600		$	32,900
Bulk		1,200			700			1,900			—			—			—			—			—
Total Australia NIW(2)	$	7,200		$	7,400		$	14,600		$	8,700		$	8,900		$	8,700		$	6,600		$	32,900

⁽¹⁾ Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $51 million and $82 million for the three and six months ended June 30, 2010, respectively.

⁽²⁾ New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $6,100 million and $11,600 million for the three and six months ended June 30, 2010, respectively.

35

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Loss and Sales—Other International Mortgage Insurance

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	14		$	15		$	29		$	14		$	18		$	16		$	21		$	69
Net investment income		4			3			7			3			5			4			5			17
Net investment gains (losses)		—			2			2			—			1			—			(2	)		(1	)
Insurance and investment product fees and other		—			1			1			1			—			1			1			3
Total revenues		18			21			39			18			24			21			25			88
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		20			14			34			14			24			21			20			79
Acquisition and operating expenses, net of deferrals		11			11			22			10			10			8			13			41
Amortization of deferred acquisition costs and intangibles		2			1			3			3			2			1			2			8
Interest expense		—			—			—			—			—			—			—			—
Total benefits and expenses		33			26			59			27			36			30			35			128
LOSS BEFORE INCOME TAXES		(15	)		(5	)		(20	)		(9	)		(12	)		(9	)		(10	)		(40	)
Benefit for income taxes		(5	)		(1	)		(6	)		(5	)		(4	)		(1	)		(4	)		(14	)
NET LOSS		(10	)		(4	)		(14	)		(4	)		(8	)		(8	)		(6	)		(26	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—
NET LOSS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		(10	)		(4	)		(14	)		(4	)		(8	)		(8	)		(6	)		(26	)
ADJUSTMENT TO NET LOSS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(1	)		(2	)		—			(1	)		1			1			1
NET OPERATING LOSS(1)	$	(11	)	$	(5	)	$	(16	)	$	(4	)	$	(9	)	$	(7	)	$	(5	)	$	(25	)
Effective tax rate (operating loss)		31.0	%		28.8	%		30.3	%		46.7	%		38.6	%		7.7	%		39.8	%		34.3	%
SALES:
New Insurance Written (NIW)
Flow	$	700		$	700		$	1,400		$	900		$	900		$	600		$	900		$	3,300
Bulk		—			—			—			—			—			100			—			100
Total Other International NIW(2)	$	700		$	700		$	1,400		$	900		$	900		$	700		$	900		$	3,400

⁽¹⁾ Net operating loss for the Other International platform adjusted for foreign exchange as compared to the prior year period was $(11) million and $(16) million for the three and six months ended June 30, 2010, respectively.

⁽²⁾ New insurance written for the Other International platform adjusted for foreign exchange as compared to the prior year period was $800 million and $1,400 million for the three and six months ended June 30, 2010, respectively.

36

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written
Canada	$	153		$	90		$	243		$	104		$	94		$	70		$	52		$	320
Australia		65			64			129			99			101			110			82			392
Other International(2)		—			9			9			(28	)		9			1			4			(14	)
Total International Net Premiums Written	$	218		$	163		$	381		$	175		$	204		$	181		$	138		$	698
Loss Ratio(3)
Canada		32	%		38	%		35	%		39	%		41	%		48	%		39	%		42	%
Australia		42	%		44	%		43	%		45	%		45	%		54	%		59	%		50	%
Other International		136	%		93	%		115	%		107	%		131	%		129	%		95	%		115	%
Total International Loss Ratio		42	%		43	%		43	%		45	%		50	%		56	%		51	%		50	%
GAAP Basis Expense Ratio(4)
Canada		24	%		23	%		23	%		23	%		22	%		21	%		20	%		21	%
Australia		28	%		30	%		29	%		26	%		25	%		25	%		26	%		26	%
Other International(2)		86	%		82	%		84	%		94	%		67	%		52	%		74	%		71	%
Total International GAAP Basis Expense Ratio		29	%		29	%		29	%		28	%		26	%		24	%		27	%		26	%
Adjusted Expense Ratio(5)
Canada		23	%		38	%		29	%		32	%		33	%		38	%		50	%		36	%
Australia		37	%		39	%		38	%		24	%		20	%		17	%		21	%		20	%
Other International(2)		NM	(1)		129	%		273	%		-45	%		127	%		NM	(1)		364	%		-341	%
Total International Adjusted Expense Ratio		33	%		44	%		38	%		40	%		31	%		30	%		42	%		35	%
Primary Insurance In-force
Canada	$	220,400		$	225,400					$	213,500		$	204,900		$	186,600		$	169,700
Australia		233,100			254,400						248,000			241,400			218,500			185,800
Other International(2)		30,600			35,700						37,200			48,800			47,700			45,100
Total International Primary Insurance In-force	$	484,100		$	515,500					$	498,700		$	495,100		$	452,800		$	400,600
Primary Risk In-force(6)
Canada
Flow	$	61,300		$	62,400					$	59,400		$	56,800		$	51,400		$	46,700
Bulk		15,800			16,500						15,300			14,900			13,900			12,700
Total Canada		77,100			78,900						74,700			71,700			65,300			59,400
Australia
Flow		73,000			79,400						77,300			75,000			67,700			57,300
Bulk		8,600			9,600						9,500			9,500			8,800			7,700
Total Australia		81,600			89,000						86,800			84,500			76,500			65,000
Other International
Flow(2)		4,000			4,700						4,900			5,800			5,600			5,300
Bulk		300			300						300			600			600			600
Total Other International		4,300			5,000						5,200			6,400			6,200			5,900
Total International Primary Risk In-force	$	163,000		$	172,900					$	166,700		$	162,600		$	148,000		$	130,300

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾ “NM” is defined as not meaningful for increases or decreases greater than 500%.

⁽²⁾ Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe.

⁽³⁾ The ratio of incurred losses and loss adjustment expense to net earned premiums. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporate both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for the international businesses were as follows for all periods: Canada 35%-40%, Australia 25%-35% and Europe 60%-65%. However, in the second half of 2009, re-pricing efforts in Europe resulted in new business pricing loss ratios of 40%-50% in most countries.

⁽⁴⁾ The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of deferred acquisition costs (DAC) and intangibles.

⁽⁵⁾ The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁶⁾ The businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “effective risk in-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

37

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)

Primary Insurance	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
Insured loans in-force		1,250,734			1,232,052			1,213,080			1,198,792			1,188,541
Insured delinquent loans		3,231			3,460			3,381			3,359			3,551
Insured delinquency rate		0.26	%		0.28	%		0.28	%		0.28	%		0.30	%
Flow loans in-force		962,793			942,850			931,882			918,015			904,702
Flow delinquent loans		3,009			3,218			3,149			3,102			3,283
Flow delinquency rate		0.31	%		0.34	%		0.34	%		0.34	%		0.36	%
Bulk loans in-force		287,941			289,202			281,198			280,777			283,839
Bulk delinquent loans		222			242			232			257			268
Bulk delinquency rate		0.08	%		0.08	%		0.08	%		0.09	%		0.09	%
Loss Metrics	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
Beginning Reserves	$	222		$	219		$	213		$	192		$	155
Paid claims		(53	)		(59	)		(57	)		(52	)		(39	)
Increase in reserves		49			56			59			58			62
Impact of changes in foreign exchange rates		(10	)		6			4			15			14
Ending Reserves	$	208		$	222		$	219		$	213		$	192
	June 30, 2010						March 31, 2010						June 30, 2009
Province and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
Ontario		48	%		0.19	%		48	%		0.23	%		48	%	0.30	%
British Columbia		16			0.26	%		16			0.25	%		16		0.21	%
Alberta		15			0.57	%		15			0.55	%		15		0.47	%
Quebec		14			0.24	%		14			0.30	%		14		0.29	%
Nova Scotia		2			0.23	%		2			0.26	%		2		0.29	%
Saskatchewan		2			0.13	%		2			0.13	%		2		0.13	%
Manitoba		1			0.08	%		1			0.08	%		1		0.12	%
New Brunswick		1			0.27	%		1			0.26	%		1		0.25	%
All Other		1			0.10	%		1			0.08	%		1		0.15	%
Total		100	%		0.26	%		100	%		0.28	%		100	%	0.30	%
By Policy Year
2002 and Prior		14	%		0.03	%		15	%		0.03	%		16	%	0.04	%
2003		6			0.06	%		6			0.08	%		6		0.14	%
2004		8			0.10	%		9			0.11	%		9		0.20	%
2005		9			0.17	%		9			0.18	%		10		0.27	%
2006		11			0.37	%		11			0.39	%		13		0.53	%
2007		23			0.54	%		24			0.59	%		27		0.56	%
2008		14			0.58	%		14			0.56	%		15		0.31	%
2009		9			0.14	%		9			0.11	%		4		0.02	%
2010		6			—	%		3			—	%		—		—	%
Total		100	%		0.26	%		100	%		0.28	%		100	%	0.30	%

38

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)

	2010								2009
	2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	53		$	61		$	114	$	58		$	56		$	45		$	27		$	186
Bulk		1			1			2		2			1			—			1			4
Total Paid Claims	$	54		$	62		$	116	$	60		$	57		$	45		$	28		$	190
Average Paid Claim (in thousands)	$	62.6		$	69.8				$	71.0		$	69.8		$	66.9		$	64.2
Average Reserve Per Delinquency (in thousands)	$	68.5		$	65.2				$	67.8		$	68.2		$	62.8		$	58.1
Loss Metrics
Beginning Reserves	$	226		$	229				$	229		$	223		$	196		$	161
Paid claims		(54	)		(62	)				(60	)		(57	)		(45	)		(28	)
Increase in reserves		49			59					60			63			72			63
Ending Reserves	$	221		$	226				$	229		$	229		$	223		$	196
Loan Amount
Over $550K		4	%		3	%				3	%		3	%		3	%		3	%
$400K to $550K		7			7					7			7			7			6
$250K to $400K		28			28					28			27			27			27
$100K to $250K		54			55					55			56			55			56
$100K or Less		7			7					7			7			8			8
Total		100	%		100	%				100	%		100	%		100	%		100	%
Average Primary Loan Size (in thousands)	$	187		$	186				$	185		$	183		$	182		$	182

All amounts presented in Canadian dollars.

39

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)

Primary Insurance	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
Insured loans in-force		1,477,778			1,483,844			1,475,157			1,466,618			1,451,862
Insured delinquent loans		7,127			7,274			6,834			6,564			7,094
Insured delinquency rate		0.48	%		0.49	%		0.46	%		0.45	%		0.49	%
Flow loans in-force		1,314,892			1,319,402			1,306,302			1,295,401			1,278,246
Flow delinquent loans		6,975			7,149			6,724			6,438			6,963
Flow delinquency rate		0.53	%		0.54	%		0.51	%		0.50	%		0.54	%
Bulk loans in-force		162,886			164,442			168,855			171,217			173,616
Bulk delinquent loans		152			125			110			126			131
Bulk delinquency rate		0.09	%		0.08	%		0.07	%		0.07	%		0.08	%
Loss Metrics	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
Beginning Reserves	$	195		$	202		$	186		$	172		$	154
Paid claims		(53	)		(46	)		(28	)		(38	)		(49	)
Increase in reserves		36			36			41			36			41
Impact of changes in foreign exchange rates		(14	)		3			3			16			26
Ending Reserves	$	164		$	195		$	202		$	186		$	172
	June 30, 2010						March 31, 2010						June 30, 2009
State and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
New South Wales		31	%		0.57	%		31	%		0.60	%		32	%	0.74	%
Victoria		23			0.38	%		23			0.39	%		23		0.40	%
Queensland		22			0.51	%		22			0.45	%		22		0.33	%
Western Australia		10			0.43	%		10			0.42	%		10		0.32	%
South Australia		6			0.41	%		6			0.38	%		5		0.29	%
New Zealand		3			1.20	%		3			1.57	%		3		1.44	%
Australian Capital Territory		2			0.09	%		2			0.10	%		2		0.13	%
Tasmania		2			0.26	%		2			0.25	%		2		0.22	%
Northern Territory		1			0.13	%		1			0.09	%		1		0.14	%
Total		100	%		0.48	%		100	%		0.49	%		100	%	0.49	%
By Policy Year
2002 and Prior		16	%		0.06	%		17	%		0.05	%		18	%	0.05	%
2003		6			0.25	%		6			0.24	%		7		0.27	%
2004		7			0.40	%		7			0.43	%		8		0.55	%
2005		10			0.55	%		10			0.60	%		12		0.78	%
2006		13			0.72	%		14			0.83	%		16		0.95	%
2007		15			1.05	%		15			1.18	%		17		0.97	%
2008		13			1.08	%		13			0.93	%		15		0.45	%
2009		15			0.30	%		15			0.13	%		7		0.01	%
2010		5			0.02	%		3			—	%		—		—	%
Total		100	%		0.48	%		100	%		0.49	%		100	%	0.49	%

40

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)

	2010								2009
	2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	60		$	51		$	111	$	31		$	45		$	62		$	33		$	171
Bulk		—			—			—		—			1			—			1			2
Total Paid Claims	$	60		$	51		$	111	$	31		$	46		$	62		$	34		$	173
Average Paid Claim (in thousands)	$	74.2		$	66.8				$	68.1		$	61.4		$	62.6		$	55.4
Average Reserve Per Delinquency (in thousands)	$	27.2		$	29.1				$	32.8		$	32.1		$	30.0		$	31.6
Loss Metrics
Beginning Reserves	$	212		$	225				$	211		$	213		$	221		$	197
Paid claims		(60	)		(51	)				(31	)		(46	)		(62	)		(34	)
Increase in reserves		42			38					45			44			54			58
Ending Reserves	$	194		$	212				$	225		$	211		$	213		$	221
Loan Amount
Over $550K		10	%		10	%				10	%		10	%		10	%		10	%
$400K to $550K		14			14					13			13			13			13
$250K to $400K		35			34					35			34			34			33
$100K to $250K		34			34					34			35			35			36
$100K or Less		7			8					8			8			8			8
Total		100	%		100	%				100	%		100	%		100	%		100	%
Average Primary Loan Size (in thousands)	$	187		$	187				$	187		$	187		$	186		$	186

All amounts presented in Australian dollars.

41

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)

	June 30, 2010						March 31, 2010
Risk In-force by Loan-To-Value Ratio(1)	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	26,419	$	26,419	$	—	$	26,676	$	26,676	$	—
90.01% to 95.00%		20,206		20,204		3		20,622		20,620		3
80.01% to 90.00%		13,548		12,390		1,158		13,876		12,708		1,168
80.00% and below		16,963		2,357		14,606		17,708		2,417		15,292
Total Canada	$	77,136	$	61,370	$	15,767	$	78,882	$	62,420	$	16,462
Australia
95.01% and above	$	13,032	$	13,032	$	1	$	14,131	$	14,130	$	1
90.01% to 95.00%		16,066		16,056		10		17,275		17,263		12
80.01% to 90.00%		20,516		20,409		107		22,294		22,159		135
80.00% and below		31,979		23,512		8,467		35,335		25,914		9,421
Total Australia	$	81,593	$	73,009	$	8,584	$	89,035	$	79,466	$	9,569
Other International
95.01% and above	$	840	$	840	$	—	$	1,094	$	1,094	$	—
90.01% to 95.00%		1,899		1,856		43		2,155		2,107		47
80.01% to 90.00%		1,332		1,132		200		1,502		1,282		220
80.00% and below		213		196		17		224		206		19
Total Other International	$	4,284	$	4,023	$	260	$	4,974	$	4,689	$	285

Amounts may not total due to rounding.

⁽¹⁾ Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

42

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	244		$	258		$	502		$	288		$	287		$	284		$	282		$	1,141
Net investment income		38			47			85			36			42			47			32			157
Net investment gains (losses)		2			2			4			—			(3	)		(1	)		(13	)		(17	)
Insurance and investment product fees and other		—			4			4			2			10			4			4			20
Total revenues		284			311			595			326			336			334			305			1,301
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		57			68			125			76			83			101			83			343
Acquisition and operating expenses, net of deferrals		157			154			311			163			169			160			153			645
Amortization of deferred acquisition costs and intangibles		43			50			93			56			47			49			58			210
Interest expense		10			23			33			4			15			24			7			50
Total benefits and expenses		267			295			562			299			314			334			301			1,248
INCOME BEFORE INCOME TAXES		17			16			33			27			22			—			4			53
Provision (benefit) for income taxes		4			3			7			4			6			(3	)		1			8
NET INCOME		13			13			26			23			16			3			3			45
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—
NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		13			13			26			23			16			3			3			45
ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(1	)		(2	)		—			2			1			8			11
NET OPERATING INCOME(1)	$	12		$	12		$	24		$	23		$	18		$	4		$	11		$	56
Effective tax rate (operating income)		24.8	%		14.9	%		20.2	%		17.3	%		26.2	%		-341.2	%		34.6	%		20.4	%
SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	220		$	263		$	483		$	283		$	289		$	272		$	267		$	1,111
Premium equivalents for administrative services only business		4			4			8			1			4			6			8			19
Reinsurance premiums assumed accounted for under the deposit method		200			170			370			180			181			178			132			671
Total Lifestyle Protection Insurance(2)		424			437			861			464			474			456			407			1,801
Mexico Operations		—			—			—			—			18			16			16			50
Total Sales	$	424		$	437		$	861		$	464		$	492		$	472		$	423		$	1,851
SALES BY REGION(3):
Lifestyle Protection Insurance
Established European Regions
Western Region	$	126		$	166		$	292		$	155		$	165		$	158		$	147		$	625
Southern Region		109			100			209			132			137			138			111			518
Nordic region		86			82			168			90			85			78			69			322
Structured Deals(4)		93			78			171			77			74			69			66			286
Other Countries		10			11			21			10			13			13			14			50
Total Lifestyle Protection Insurance		424			437			861			464			474			456			407			1,801
Mexico Operations		—			—			—			—			18			16			16			50
Total Sales	$	424		$	437		$	861		$	464		$	492		$	472		$	423		$	1,851
Loss Ratio(5)		23	%		26	%		25	%		26	%		27	%		34	%		27	%		28	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾ Net operating income adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $13 million and $25 million for the three and six months ended June 30, 2010, respectively.

⁽²⁾ Sales adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $432 million and $831 million for the three and six months ended June 30, 2010, respectively.

⁽³⁾ In the first quarter of 2010, the company changed the way it reports sales by region. All prior period amounts have been re-presented.

⁽⁴⁾ Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

⁽⁵⁾ The ratio of incurred losses and loss adjustment expense to net earned premiums excluding amounts associated with the Mexico operations.

43

U.S. Mortgage Insurance

44

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	153		$	142		$	295		$	146		$	156		$	164		$	170		$	636
Net investment income		31			30			61			32			34			35			33			134
Net investment gains (losses)		(3	)		4			1			27			41			—			(19	)		49
Insurance and investment product fees and other		—			5			5			2			4			(3	)		4			7
Total revenues		181			181			362			207			235			196			188			826
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		216			196			412			272			346			371			403			1,392
Acquisition and operating expenses, net of deferrals		33			34			67			33			34			33			32			132
Amortization of deferred acquisition costs and intangibles		4			3			7			6			6			5			5			22
Total benefits and expenses		253			233			486			311			386			409			440			1,546
LOSS BEFORE INCOME TAXES		(72	)		(52	)		(124	)		(104	)		(151	)		(213	)		(252	)		(720	)
Benefit for income taxes		(29	)		(19	)		(48	)		(48	)		(62	)		(79	)		(104	)		(293	)
NET LOSS		(43	)		(33	)		(76	)		(56	)		(89	)		(134	)		(148	)		(427	)
ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		3			(3	)		—			(18	)		(27	)		—			13			(32	)
NET OPERATING LOSS	$	(40	)	$	(36	)	$	(76	)	$	(74	)	$	(116	)	$	(134	)	$	(135	)	$	(459	)
Effective tax rate (operating loss)		40.8	%		36.5	%		38.9	%		43.8	%		39.7	%		37.2	%		41.7	%		40.3	%
SALES:
New Insurance Written (NIW)
Flow	$	2,100		$	1,500		$	3,600		$	1,800		$	1,500		$	1,600		$	2,500		$	7,400
Bulk		100			200			300			400			500			1,700			1,100			3,700
Pool		—			—			—			—			—			100			100			200
Total U.S. Mortgage Insurance NIW	$	2,200		$	1,700		$	3,900		$	2,200		$	2,000		$	3,400		$	3,700		$	11,300

45

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written	$	152		$	142		$	294		$	144		$	150		$	160		$	171		$	625
New Risk Written
Flow	$	480		$	335		$	815		$	373		$	316		$	323		$	510		$	1,522
Bulk		5			8			13			18			23			67			45			153
Total Primary		485			343			828			391			339			390			555			1,675
Pool		—			—			—			1			2			3			2			8
Total New Risk Written	$	485		$	343		$	828		$	392		$	341		$	393		$	557		$	1,683
Primary Insurance In-force	$	131,900		$	134,800					$	145,100		$	149,500		$	155,200		$	159,800
Risk In-force
Flow	$	29,836		$	30,206					$	30,951		$	31,846		$	32,803		$	34,085
Bulk		509			523						771			776			775			721
Total Primary		30,345			30,729						31,722			32,622			33,578			34,806
Pool		314			322						331			339			349			355
Total Risk In-force	$	30,659		$	31,051					$	32,053		$	32,961		$	33,927		$	35,161
GAAP Basis Expense Ratio(2)		25	%		26	%		25	%		27	%		25	%		23	%		22	%		24	%
Adjusted Expense Ratio(3)		25	%		26	%		25	%		28	%		26	%		24	%		22	%		25	%
Flow Persistency		88	%		86	%					84	%		84	%		81	%		83	%
Gross Written Premiums Ceded To Captives/Total Direct Written Premiums		18	%		20	%					21	%		21	%		22	%		22	%
Risk To Capital Ratio(4)		N/A			14.9:1						14.6:1			15.1:1			14.8:1			13.8:1
Average Primary Loan Size (in thousands)	$	161		$	160					$	163		$	163		$	164		$	164
Primary Risk In-Force Subject To Captives		47	%		48	%					50	%		51	%		52	%		53	%
Primary Risk In-Force That Is GSE Conforming		96	%		96	%					96	%		96	%		96	%		96	%
Beginning Number of Primary Delinquencies		107,104			122,279			122,279			115,430			102,800			92,964			83,377			83,377
New Delinquencies		26,034			31,126			57,160			37,539			40,388			36,434			39,944			154,305
Delinquency Cures		(25,868	)		(41,272	)(1)		(67,140	)		(26,425	)		(24,014	)		(22,790	)		(26,801	)		(100,030	)
Paid Claims		(5,511	)		(5,029	)		(10,540	)		(4,265	)		(3,744	)		(3,808	)		(3,556	)		(15,373	)
Ending Number of Primary Delinquencies		101,759			107,104			101,759			122,279			115,430			102,800			92,964			122,279

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾ In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Delinquency cures included approximately 10,100 cures related to this settlement.

⁽²⁾ The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽³⁾ The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽⁴⁾ Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for the U.S. mortgage insurance business is not available for the current period due to the timing of the statutory statement filings.

46

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Paid Claims
Flow	$	187		$	219		$	406		$	202		$	177		$	187		$	197		$	763
Bulk		48			209			257			10			205			2			1			218
Total Primary		235			428			663			212			382			189			198			981
Pool		1			—			1			—			—			1			—			1
Total Net Paid Claims	$	236	(1)	$	428	(3)	$	664		$	212		$	382	(7)	$	190		$	198		$	982
Average Paid Claim (in thousands)	$	42.6	(2)	$	84.7	(4)				$	49.2		$	100.6	(10)	$	49.5		$	55.5
Number of Primary Delinquencies
Flow		98,771			102,389						107,495			100,208			87,590			79,349
Bulk loans with established reserve		1,510			2,155						11,319			11,002			10,294			7,561
Bulk loans with no reserve(5)		1,478			2,560						3,465			4,220			4,916			6,054
Average Reserve Per Delinquency (in thousands)
Flow	$	19.5		$	19.2					$	18.9		$	20.0		$	22.9		$	23.1
Bulk loans with established reserve		12.8			21.7						20.8			19.2			12.7			11.3
Bulk loans with no reserve(5)		—			—						—			—			—			—
Beginning Reserves	$	2,016		$	2,289		$	2,289		$	2,233		$	2,264		$	2,028		$	1,711		$	1,711
Paid claims		(335	)(1)		(503	)(3)		(839	)		(256	)		(425	)(7)		(213	)		(205	)		(1,099	)
Increase in reserves		271	(1)		230	(3)		500			312			394	(7)		449			522			1,677
Ending Reserves	$	1,952		$	2,016		$	1,950		$	2,289		$	2,233		$	2,264		$	2,028		$	2,289
Beginning Reinsurance Recoverable(6)	$	634		$	674		$	674		$	679		$	673		$	619		$	506		$	506
Ceded paid claims		(99	)		(75	)		(174	)		(44	)		(43	)		(23	)		(7	)		(117	)
Increase in recoverable		56			35			91			39			49			77			120			285
Ending Reinsurance Recoverable	$	591		$	634		$	591		$	674		$	679		$	673		$	619		$	674
Loss Ratio(8)		141	%		138	%		140	%		186	%		223	%		225	%		237	%		219	%
Estimated Savings For Loss Mitigation Activities(9)	$	217		$	233		$	450		$	290		$	224		$	188		$	145		$	847

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾ Net paid claims and change in reserves include the impact of settlements that the company reached during the second quarter of 2010 with a GSE counterparty regarding certain bulk Alt-A business and with a servicer regarding rescissions.

⁽²⁾ Excluding the GSE Alt-A business and the servicer settlements in the second quarter of 2010, the average paid claim was approximately $45,800 in the second quarter of 2010.

⁽³⁾ In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Net paid claims included $180 million and the change in reserves included a decrease of $185 million related to this settlement.

⁽⁴⁾ Excluding the GSE Alt-A business settlement in the first quarter of 2010, the average paid claim was approximately $49,100 in the first quarter of 2010.

⁽⁵⁾ Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽⁶⁾ Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽⁷⁾ In the third quarter of 2009, the company settled arbitration proceedings with a lender regarding certain bulk transactions related to payment option adjustable rate (POA) loans. The settlement resolves prior claims, or pending and anticipated future unpaid claims for coverage benefits under the policies for the POA loans, and the lender’s bad faith counterclaims. Net paid claims included $203 million and the change in reserves included a decrease of $108 million related to this settlement.

⁽⁸⁾ The ratio of incurred losses and loss adjustment expense to net earned premiums. Excluding the GSE Alt-A business settlements in the first and second quarters of 2010, the loss ratios were 144% and 143% for the three and six months ended June 30, 2010, respectively, and 141% for the three months ended March 31, 2010. Excluding the bulk business settlement in the third quarter of 2009, the loss ratios were 162% and 204% for the three months ended September 30, 2009 and the twelve months ended December 31, 2009, respectively.

⁽⁹⁾ Loss mitigation activities include rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

⁽¹⁰⁾ Excluding the settlement in the third quarter of 2009 related to the bulk business, the average paid claim was approximately $47,200 in the third quarter of 2009.

47

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

	2010				2009
	2Q		1Q		4Q		3Q		2Q		1Q
Risk In-force by Credit Quality(1)
Primary by FICO Scores >679	65	%	64	%	64	%	64	%	63	%	63	%
Primary by FICO Scores 620-679	27	%	28	%	28	%	28	%	29	%	29	%
Primary by FICO Scores 575-619	6	%	6	%	6	%	6	%	6	%	6	%
Primary by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%
Flow by FICO Scores >679	65	%	64	%	64	%	63	%	63	%	63	%
Flow by FICO Scores 620-679	27	%	28	%	28	%	29	%	29	%	29	%
Flow by FICO Scores 575-619	6	%	6	%	6	%	6	%	6	%	6	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%
Bulk by FICO Scores >679	88	%	87	%	86	%	85	%	85	%	84	%
Bulk by FICO Scores 620-679	10	%	11	%	12	%	13	%	13	%	14	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	1	%	1	%	1	%
Bulk by FICO Scores <575	1	%	1	%	1	%	1	%	1	%	1	%
Primary A minus	5	%	5	%	5	%	5	%	6	%	6	%
Primary Sub-prime(2)	5	%	5	%	5	%	5	%	5	%	5	%
Primary Loans
Primary loans in-force	821,617		840,618		890,730		914,770		947,777		973,988
Primary delinquent loans	101,759		107,104		122,279		115,430		102,800		92,964
Primary delinquency rate	12.39	%	12.74	%	13.73	%	12.62	%	10.85	%	9.54	%
Flow loans in-force	723,301		735,564		753,370		774,000		796,633		826,663
Flow delinquent loans	98,771		102,389		107,495		100,208		87,590		79,349
Flow delinquency rate	13.66	%	13.92	%	14.27	%	12.95	%	11.00	%	9.60	%
Bulk loans in-force	98,316		105,054		137,360		140,770		151,144		147,325
Bulk delinquent loans	2,988		4,715		14,784		15,222		15,210		13,615
Bulk delinquency rate	3.04	%	4.49	%	10.76	%	10.81	%	10.06	%	9.24	%
A minus and sub-prime loans in-force	83,859		86,185		89,678		93,344		97,271		101,413
A minus and sub-prime delinquent loans	24,867		26,387		29,238		28,151		25,271		23,448
A minus and sub-prime delinquency rate	29.65	%	30.62	%	32.60	%	30.16	%	25.98	%	23.12	%
Pool Loans
Pool loans in-force	19,473		19,907		20,370		20,859		21,166		21,870
Pool delinquent loans	831		783		781		741		632		586
Pool delinquency rate	4.27	%	3.93	%	3.83	%	3.55	%	2.99	%	2.68	%

⁽¹⁾ Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾ Excludes loans classified as A minus.

48

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

	June 30, 2010						March 31, 2010				June 30, 2009
	% of  Total Reserves(1)		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate
By Region
Southeast(2)	31	%	23	%	17.06	%	23	%	17.28	%	24	%	14.98	%
South Central(3)	15		16		11.41	%	16		11.81	%	17		9.27	%
Northeast(4)	10		14		10.85	%	14		11.13	%	13		8.78	%
North Central(5)	12		11		11.50	%	11		11.66	%	11		9.08	%
Pacific(6)	15		11		15.83	%	11		16.66	%	11		16.14	%
Great Lakes(7)	7		9		9.08	%	9		9.47	%	8		8.58	%
Plains(8)	3		6		7.59	%	6		7.72	%	6		6.16	%
Mid-Atlantic(9)	4		5		11.23	%	5		11.85	%	5		9.63	%
New England(10)	3		5		11.11	%	5		11.67	%	5		9.38	%
Total	100	%	100	%	12.39	%	100	%	12.74	%	100	%	10.85	%
By State
Florida	20	%	8	%	28.86	%	8	%	29.07	%	8	%	26.81	%
Texas	3	%	7	%	8.80	%	7	%	9.10	%	7	%	6.76	%
New York	4	%	6	%	8.88	%	6	%	9.12	%	6	%	7.03	%
California	8	%	5	%	16.40	%	5	%	17.72	%	5	%	19.08	%
Illinois	7	%	5	%	15.79	%	5	%	16.09	%	5	%	12.11	%
Georgia	4	%	4	%	17.13	%	4	%	17.40	%	4	%	13.06	%
North Carolina	2	%	4	%	11.12	%	4	%	11.50	%	4	%	8.44	%
Pennsylvania	2	%	4	%	10.34	%	4	%	10.66	%	4	%	8.41	%
New Jersey	4	%	4	%	16.36	%	4	%	16.68	%	4	%	13.31	%
Ohio	2	%	3	%	7.85	%	3	%	8.11	%	3	%	6.94	%

⁽¹⁾ Total reserves were $1,952 million as of June 30, 2010.

⁽²⁾ Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽³⁾ Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽⁴⁾ New Jersey, New York and Pennsylvania

⁽⁵⁾ Illinois, Minnesota, Missouri and Wisconsin

⁽⁶⁾ Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁷⁾ Indiana, Kentucky, Michigan and Ohio

⁽⁸⁾ Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁹⁾ Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽¹⁰⁾ Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

49

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)

Primary Risk In-force:	June 30, 2010		% of Total		March 31, 2010		% of Total		June 30, 2009		% of Total
Lender concentration (by original applicant)	$	30,345			$	30,729			$	33,578
Top 10 lenders		15,098				15,365				16,495
Top 20 lenders		17,528				17,904				19,736
Loan-to-value ratio
95.01% and above	$	7,633	25	%	$	7,775	25	%	$	8,456	25	%
90.01% to 95.00%		10,491	35			10,594	34			11,457	34
80.01% to 90.00%		11,775	39			11,902	39			12,974	39
80.00% and below		446	1			458	2			691	2
Total	$	30,345	100	%	$	30,729	100	%	$	33,578	100	%
Loan grade
Prime	$	27,220	90	%	$	27,525	90	%	$	29,914	89	%
A minus and sub-prime		3,125	10			3,204	10			3,664	11
Total	$	30,345	100	%	$	30,729	100	%	$	33,578	100	%
Loan type(1)
First mortgages
Fixed rate mortgage
Flow	$	29,152	96	%	$	29,502	96	%	$	31,918	95	%
Bulk		486	2			498	2			685	2
Adjustable rate mortgage
Flow		684	2			704	2			885	3
Bulk		23	—			25	—			90	—
Second mortgages		—	—			—	—			—	—
Total	$	30,345	100	%	$	30,729	100	%	$	33,578	100	%
Type of documentation
Alt-A
Flow	$	958	3	%	$	991	3	%	$	1,211	4	%
Bulk		43	—			65	—			275	1
Standard(2)
Flow		28,878	95			29,215	95			31,592	94
Bulk		466	2			458	2			500	1
Total	$	30,345	100	%	$	30,729	100	%	$	33,578	100	%
Mortgage term
15 years and under	$	369	1	%	$	360	1	%	$	376	1	%
More than 15 years		29,976	99			30,369	99			33,202	99
Total	$	30,345	100	%	$	30,729	100	%	$	33,578	100	%

⁽¹⁾ For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾ Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with historical and expected delinquency rates consistent with the company’s standard portfolio.

50

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)

	June 30, 2010
Policy Year	Average  Rate(1)		% of  Total Reserves(2)		Primary Insurance In-force		% of Total		Primary Risk In-force			% of Total
1999 and Prior	7.80	%	1	%	$	2,004	1.5	%	$	520		1.7	%
2000	8.26	%	—			353	0.3			89		0.3
2001	7.49	%	1			1,292	1.0			325		1.1
2002	6.62	%	1			3,098	2.3			753		2.5
2003	5.65	%	2			12,480	9.5			2,105		6.9
2004	5.88	%	2			7,317	5.5			1,640		5.4
2005	5.98	%	13			11,559	8.8			2,931		9.7
2006	6.52	%	23			15,453	11.7			3,737		12.3
2007	6.61	%	50			33,467	25.4			8,229		27.1
2008	6.19	%	7			30,998	23.5			7,633		25.2
2009	5.08	%	—			10,061	7.6			1,563		5.1
2010	4.97	%	—			3,854	2.9			820		2.7
Total	6.22	%	100	%	$	131,936	100.0	%	$	30,345		100.0	%
Occupancy and Property Type									June 30, 2010			March 31, 2010
Occupancy Status % of Primary Risk In-force
Primary residence										93.5	%	93.4	%
Second home										4.0		4.0
Non-owner occupied										2.5		2.6
Total										100.0	%	100.0	%
Property Type % of Primary Risk In-force
Single family detached										85.7	%	85.7	%
Condominium and co-operative										11.3		11.3
Multi-family and other										3.0		3.0
Total										100.0	%	100.0	%

⁽¹⁾ Average Annual Mortgage Interest Rate

⁽²⁾ Total reserves were $1,952 million as of June 30, 2010.

51

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)

	FICO > 679						FICO 620 -  679(1)						FICO < 620						Total
	2010						2010						2010						2010
Primary Risk In-force	2Q			1Q			2Q			1Q			2Q			1Q			2Q			1Q
Total Primary Risk In-force	$	19.7		$	19.8		$	8.4		$	8.6		$	2.2		$	2.3		$	30.3		$	30.7
Delinquency rate(2)		7.7	%		7.9	%		19.3	%		19.7	%		30.1	%		31.0	%		12.4	%		12.7	%
2010 policy year	$	0.8		$	0.3		$	—		$	—		$	—		$	—		$	0.8		$	0.3
Delinquency rate		—	%		—	%		—	%		0.2	%		—	%		—	%		—	%		—	%
2009 policy year	$	1.5		$	1.5		$	0.1		$	0.1		$	—		$	—		$	1.6		$	1.6
Delinquency rate		0.2	%		0.2	%		1.3	%		1.2	%		7.9	%		9.2	%		0.3	%		0.2	%
2008 policy year	$	5.9		$	6.0		$	1.5		$	1.5		$	0.3		$	0.3		$	7.7		$	7.8
Delinquency rate		6.0	%		5.7	%		15.2	%		14.8	%		27.7	%		28.2	%		8.6	%		8.3	%
2007 policy year	$	4.6		$	4.8		$	2.7		$	2.8		$	0.9		$	0.9		$	8.2		$	8.5
Delinquency rate		12.8	%		13.3	%		24.0	%		24.7	%		35.4	%		36.5	%		19.1	%		19.6	%
2006 policy year	$	2.0		$	2.2		$	1.3		$	1.3		$	0.4		$	0.4		$	3.7		$	3.9
Delinquency rate		13.1	%		13.2	%		23.1	%		23.5	%		30.3	%		31.9	%		18.1	%		18.5	%
2005 policy year	$	1.7		$	1.7		$	1.0		$	1.0		$	0.2		$	0.2		$	2.9		$	2.9
Delinquency rate		11.5	%		11.5	%		20.5	%		20.9	%		26.6	%		27.0	%		15.7	%		15.8	%
2004 and prior policy years	$	3.2		$	3.3		$	1.8		$	1.9		$	0.4		$	0.5		$	5.4		$	5.7
Delinquency rate		5.6	%		5.6	%		15.7	%		15.9	%		24.9	%		25.2	%		9.9	%		10.0	%
Fixed rate mortgage	$	19.3		$	19.4		$	8.2		$	8.4		$	2.1		$	2.2		$	29.6		$	30.0
Delinquency rate		7.4	%		7.6	%		19.1	%		19.5	%		30.0	%		30.8	%		12.1	%		12.5	%
Adjustable rate mortgage	$	0.4		$	0.4		$	0.2		$	0.2		$	0.1		$	0.1		$	0.7		$	0.7
Delinquency rate		24.0	%		23.5	%		27.4	%		27.8	%		37.5	%		37.7	%		26.4	%		26.2	%
Loan-to-value > 95%	$	3.9		$	4.0		$	2.8		$	2.9		$	0.9		$	0.9		$	7.6		$	7.8
Delinquency rate		9.7	%		9.9	%		22.5	%		22.9	%		34.4	%		35.8	%		17.6	%		18.0	%
Alt-A(3)	$	0.7		$	0.7		$	0.3		$	0.3		$	—		$	0.1		$	1.0		$	1.1
Delinquency rate		18.8	%		20.5	%		33.9	%		35.1	%		36.1	%		37.0	%		23.3	%		24.7	%
Interest only and option ARMs	$	1.6		$	1.7		$	0.6		$	0.6		$	0.1		$	0.1		$	2.3		$	2.4
Delinquency rate		26.6	%		26.5	%		39.2	%		39.0	%		44.9	%		45.8	%		30.7	%		30.6	%

⁽¹⁾ Loans with unknown FICO scores are included in the 620—679 category.

⁽²⁾ Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾ Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

52

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-force

(dollar amounts in millions)

	June 30, 2010			March 31, 2010			June 30, 2009
GSE Alt-A
Risk in-force	$	29		$	58		$	331
Average FICO score		732			721			720
Loan-to-value ratio		81	%		79	%		79	%
Standard documentation(1)		11	%		18	%		23	%
Stop loss		100	%		100	%		100	%
Deductible		—	%		49	%		81	%
FHLB
Risk in-force	$	399		$	382		$	359
Average FICO score		755			757			754
Loan-to-value ratio		75	%		70	%		75	%
Standard documentation(1)		97	%		96	%		96	%
Stop loss		91	%		90	%		87	%
Deductible		100	%		100	%		100	%
Other
Risk in-force	$	81		$	83		$	85
Average FICO score		692			699			691
Loan-to-value ratio		92	%		91	%		92	%
Standard documentation(1)		97	%		97	%		96	%
Stop loss		9	%		9	%		10	%
Deductible		—	%		—	%		—	%
Total Bulk Risk In-force	$	509		$	523		$	775

⁽¹⁾ Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the standard portfolio.

53

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾

				June 30, 2010						March 31, 2010
Book Year(2)	Original Book Risk In-force ($B)		Progression To Attachment Point	Current Risk In-force ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)		Current Risk In-force ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)
2004			0%-50%	$	0.1	$	8			$	0.2	$	16
2004			50%-75%		0.5		46				0.5		40
2004			75%-99%		0.3		31				0.2		22
2004			Attached		—		9				—		9
2004 Total	$	3.3		$	0.9	$	94	$	—	$	0.9	$	87	$	—
2005			0%-50%	$	—	$	1			$	—	$	1
2005			50%-75%		—		1				—		—
2005			75%-99%		—		3				0.1		7
2005			Attached		1.8		364				1.8		335
2005 Total	$	4.2		$	1.8	$	369		20	$	1.9	$	343		15
2006			0%-50%	$	—	$	1			$	—	$	1
2006			50%-75%		—		1				—		1
2006			75%-99%		—		1				—		1
2006			Attached		2.1		532				2.2		511
2006 Total	$	3.8		$	2.1	$	535		12	$	2.2	$	514		9
2007			0%-50%	$	—	$	—			$	—	$	—
2007			50%-75%		—		1				—		1
2007			75%-99%		0.1		5				0.1		5
2007			Attached		4.4		917				4.6		892
2007 Total	$	6.2		$	4.5	$	923		16	$	4.7	$	898		7
2008			0%-50%	$	0.6	$	10			$	0.7	$	8
2008			50%-75%		0.3		12				0.4		16
2008			75%-99%		0.2		10				1.0		48
2008			Attached		1.3		83				0.4		28
2008 Total	$	3.0		$	2.4	$	115		7	$	2.5	$	100		3
Captive Benefits In Quarter ($MM)								$	55					$	34

⁽¹⁾ Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original risk in-force for that book year.

⁽²⁾ Book year figures may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

54

Corporate and Other

55

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Operating Income (Loss)—Corporate and Other⁽¹⁾

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	1		$	1		$	2
Net investment income		35			9			44			33			25			60			55			173
Net investment gains (losses)		(68	)		(16	)		(84	)		(21	)		(65	)		(61	)		(162	)		(309	)
Insurance and investment product fees and other		(3	)		3			—			22			12			41			75			150
Total revenues		(36	)		(4	)		(40	)		34			(28	)		41			(31	)		16
BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			2			—			—			2
Interest credited		35			39			74			40			39			79			89			247
Acquisition and operating expenses, net of deferrals		9			8			17			17			9			15			11			52
Amortization of deferred acquisition costs and intangibles		4			4			8			4			5			3			5			17
Interest expense		70			70			140			59			58			66			62			245
Total benefits and expenses		118			121			239			120			113			163			167			563
LOSS BEFORE INCOME TAXES		(154	)		(125	)		(279	)		(86	)		(141	)		(122	)		(198	)		(547	)
Benefit from income taxes		(51	)		(157	)		(208	)		(8	)		(67	)		(17	)		(102	)		(194	)
NET INCOME (LOSS)		(103	)		32			(71	)		(78	)		(74	)		(105	)		(96	)		(353	)
ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		42			11			53			16			41			38			106			201
Net tax benefit related to separation from the company’s former parent		—			(106	)		(106	)		—			—			—			—			—
NET OPERATING INCOME (LOSS)	$	(61	)	$	(63	)	$	(124	)	$	(62	)	$	(33	)	$	(67	)	$	10		$	(152	)
Effective tax rate (operating income (loss))		30.6	%		42.1	%		37.0	%		2.8	%		57.4	%		-6.8	%		128.5	%		36.4	%
Guaranteed Investment Contracts, Funding Agreements Backing Notes and Funding Agreements:
Account value, beginning of period	$	4,372		$	4,502		$	4,502		$	5,053		$	5,555		$	6,677		$	8,104		$	8,104
Deposits		152			—			152			—			—			—			—			—
Surrenders and benefits(2)		(124	)		(171	)		(295	)		(596	)		(553	)		(1,177	)		(1,466	)		(3,792	)
Net flows		28			(171	)		(143	)		(596	)		(553	)		(1,177	)		(1,466	)		(3,792	)
Interest credited		43			43			86			45			47			52			61			205
Foreign currency translation		(2	)		(2	)		(4	)		—			4			3			(22	)		(15	)
Account value, end of period	$	4,441		$	4,372		$	4,441		$	4,502		$	5,053		$	5,555		$	6,677		$	4,502

⁽¹⁾ Includes inter-segment eliminations and non-strategic products.

⁽²⁾ The company has included in “surrenders and benefits” the early retirement of institutional contracts at a discount to contract values.

56

Additional Financial Data

57

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Investments Summary

(amounts in millions)

		June 30, 2010				March 31, 2010				December 31, 2009				September 30, 2009				June 30, 2009
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities		$	30,044	42	%	$	28,675	41	%	$	27,137	40	%	$	26,018	38	%	$	23,107	35	%
Private fixed maturity securities			9,254	13			9,397	14			9,231	14			8,622	12			8,235	12
Residential mortgage-backed securities(1)			3,258	4			3,141	5			2,595	4			1,947	3			2,179	4
Commercial mortgage-backed securities			3,428	5			3,457	5			3,433	5			3,715	5			3,538	5
Other asset-backed securities			2,301	3			2,186	3			2,205	3			1,814	3			1,909	3
Tax-exempt			1,341	2			1,415	2			1,521	2			2,177	3			2,388	4
Non-investment grade fixed maturity securities			3,760	5			3,769	5			3,630	5			3,453	5			2,966	5
Equity securities:
Common stocks and mutual funds			81	—			82	—			94	—			105	—			113	—
Preferred stocks			118	—			97	—			65	—			59	—			139	1
Commercial mortgage loans			7,208	10			7,336	10			7,499	11			7,704	11			7,872	12
Restricted commercial mortgage loans related to securitization entities			535	1			552	1			—	—			—	—			—	—
Policy loans			1,467	2			1,408	2			1,403	2			1,408	2			2,087	3
Cash, cash equivalents and short-term investments			4,776	7			4,763	7			6,592	10			8,177	12			6,845	10
Securities lending			680	1			593	1			853	1			899	1			958	2
Other invested assets:	Limited partnerships(2)		363	1			371	1			430	1			583	1			610	1
	Derivatives:
	LTC forward starting swap—cash flow		540	1			69	—			73	—			281	1			188	1
	Other cash flow		142	—			101	—			101	—			123	—			76	—
	Fair value		144	—			151	—			156	—			180	—			170	—
	Equity index options—non-qualified		97	—			34	—			39	—			62	—			110	—
	LTC swaptions—non-qualified		4	—			14	—			54	—			195	—			161	—
	Other non-qualified		516	1			490	1			523	1			417	1			485	1
	Trading portfolio		221	—			167	—			174	—			180	—			163	—
	Counterparty collateral		1,058	1			628	1			647	1			937	2			833	1
	Restricted other invested assets related to securitization entities		374	1			385	1			—	—			—	—			—	—
	Other		87	—			57	—			62	—			59	—			80	—
Total invested assets and cash		$	71,797	100	%	$	69,338	100	%	$	68,517	100	%	$	69,115	100	%	$	65,212	100	%
Public Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	14,525	36	%	$	13,625	35	%	$	12,516	34	%	$	10,880	30	%	$	9,188	28	%
AA			4,947	12			4,808	12			4,632	12			4,869	14			5,105	15
A			11,147	27			11,034	28			10,634	29			10,883	30			10,261	31
BBB			7,804	19			7,561	19			7,247	19			7,265	20			6,798	20
BB			1,373	4			1,441	4			1,339	4			1,264	4			1,278	4
B			430	1			454	1			414	1			522	1			447	1
CCC and lower			451	1			400	1			376	1			409	1			207	1
Not rated			—	—			—	—			—	—			27	—			—	—
Total public fixed maturity securities		$	40,677	100	%	$	39,323	100	%	$	37,158	100	%	$	36,119	100	%	$	33,284	100	%
Private Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	1,433	11	%	$	1,311	10	%	$	1,271	10	%	$	1,196	10	%	$	1,334	12	%
AA			1,170	9			1,134	9			1,021	8			1,041	9			986	9
A			3,889	31			3,889	31			3,815	30			3,540	31			3,244	30
BBB			4,711	37			4,909	38			4,986	40			4,619	39			4,440	40
BB			1,135	9			1,184	10			1,247	10			905	8			801	7
B			245	2			151	1			156	1			212	2			128	1
CCC and lower			126	1			139	1			98	1			114	1			105	1
Total private fixed maturity securities		$	12,709	100	%	$	12,717	100	%	$	12,594	100	%	$	11,627	100	%	$	11,038	100	%
(1) The company does not have any material exposure to residential mortgage-backed securities collateralized debt obligations (CDOs).
(2) Limited partnerships by type:
Real estate		$	165			$	159			$	201			$	213			$	236
Infrastructure			114				113				109				144				147
Other			84				99				120				226				227
Total limited partnerships		$	363			$	371			$	430			$	583			$	610

58

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Fixed Maturity Securities Summary

(amounts in millions)

	June 30, 2010				March 31, 2010				December 31, 2009				September 30, 2009				June 30, 2009
	Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises	$	3,684	7	%	$	3,029	6	%	$	2,602	5	%	$	2,166	5	%	$	1,249	3	%
Tax-exempt		1,350	3			1,436	3			1,544	3			2,201	5			2,406	5
Foreign government		2,146	4			2,414	5			2,384	5			2,254	5			1,854	4
U.S. corporate		23,378	44			22,253	43			21,412	43			20,752	43			19,691	44
Foreign corporate		12,799	24			13,151	25			12,551	25			12,049	25			10,874	25
Residential mortgage-backed securities		3,955	7			3,810	7			3,227	7			2,584	5			2,644	6
Commercial mortgage-backed securities		3,726	7			3,693	7			3,617	7			3,886	8			3,632	9
Other asset-backed securities		2,348	4			2,254	4			2,415	5			1,854	4			1,972	4
Total fixed maturity securities	$	53,386	100	%	$	52,040	100	%	$	49,752	100	%	$	47,746	100	%	$	44,322	100	%
Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	8,076	24	%	$	8,440	26	%	$	8,917	28	%	$	8,754	29	%	$	8,496	30	%
Utilities and energy		7,628	23			7,460	23			7,064	22			6,896	23			6,360	22
Consumer—non-cyclical		4,065	12			3,728	11			3,622	12			3,660	12			3,422	12
Consumer—cyclical		1,791	5			1,559	5			1,456	5			1,487	5			1,461	5
Capital goods		2,028	6			1,990	6			1,997	6			1,778	6			1,655	6
Industrial		1,461	4			1,431	4			1,372	4			1,340	4			1,244	4
Technology and communications		1,909	6			1,925	6			1,876	6			1,818	6			1,592	6
Transportation		1,290	4			1,240	4			1,129	4			1,253	4			1,201	4
Other		5,435	16			5,101	15			4,232	13			3,517	11			3,070	11
Subtotal	$	33,683	100	%	$	32,874	100	%	$	31,665	100	%	$	30,503	100	%	$	28,501	100	%
Non-Investment Grade:
Finance and insurance	$	647	26	%	$	669	26	%	$	549	24	%	$	578	25	%	$	501	24	%
Utilities and energy		221	9			240	10			236	10			241	10			222	11
Consumer—non-cyclical		282	11			322	13			340	15			286	12			255	12
Consumer—cyclical		193	8			210	8			181	8			183	8			151	7
Capital goods		388	16			379	15			351	15			360	16			363	18
Industrial		389	16			354	14			347	15			361	16			290	14
Technology and communications		229	9			226	9			167	7			183	8			180	9
Transportation		106	4			77	3			60	3			64	3			62	3
Other		39	1			53	2			67	3			42	2			40	2
Subtotal	$	2,494	100	%	$	2,530	100	%	$	2,298	100	%	$	2,298	100	%	$	2,064	100	%
Total	$	36,177	100	%	$	35,404	100	%	$	33,963	100	%	$	32,801	100	%	$	30,565	100	%
Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less	$	2,801	5	%	$	2,660	5	%	$	2,217	4	%	$	1,897	4	%	$	1,764	4	%
Due after one year through five years		11,696	22			12,582	24			12,400	25			12,247	26			11,429	26
Due after five years through ten years		8,877	17			8,152	16			7,950	16			7,862	16			7,334	17
Due after ten years		19,983	37			18,889	36			17,926	36			17,416	37			15,547	35
Subtotal		43,357	81			42,283	81			40,493	81			39,422	83			36,074	82
Mortgage and asset-backed securities		10,029	19			9,757	19			9,259	19			8,324	17			8,248	18
Total fixed maturity securities	$	53,386	100	%	$	52,040	100	%	$	49,752	100	%	$	47,746	100	%	$	44,322	100	%

59

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Additional Information on Mortgage-Backed and Asset-Backed Securities by Vintage As of June 30, 2010⁽¹⁾

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans⁽²⁾ :

	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		2008		2009		2010		Total		2004 and Prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	44	$	7	$	—	$	—	$	—	$	—	$	—	$	51	$	(1	)	$	(1	)	$	—		$	—		$	—	$	—	$	—	$	(2	)
AA		21		17		—		20		—		—		—		58		(6	)		(5	)		—			(6	)		—		—		—		(17	)
A		11		19		3		—		—		—		—		33		(5	)		(22	)		(1	)		—			—		—		—		(28	)
BBB		17		15		—		—		—		—		—		32		(8	)		(15	)		—			—			—		—		—		(23	)
BB		12		25		—		—		—		—		—		37		(8	)		(5	)		—			—			—		—		—		(13	)
B		4		28		28		—		—		—		—		60		(3	)		(12	)		(14	)		—			—		—		—		(29	)
CCC and lower		24		38		87		14		—		—		—		163		(13	)		(66	)		(82	)		(13	)		—		—		—		(174	)
Total	$	133	$	149	$	118	$	34	$	—	$	—	$	—	$	434	$	(44	)	$	(126	)	$	(97	)	$	(19	)	$	—	$	—	$	—	$	(286	)
Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans:
	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		2008		2009		2010		Total		2004 and Prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	43	$	18	$	—	$	—	$	—	$	—	$	7	$	68	$	(6	)	$	—		$	—		$	—		$	—	$	—	$	—	$	(6	)
AA		8		7		1		—		—		—		—		16		(1	)		(4	)		(2	)		—			—		—		—		(7	)
A		17		2		1		6		—		—		—		26		(2	)		(2	)		(3	)		—			—		—		—		(7	)
BBB		25		—		3		—		—		—		—		28		(18	)		(2	)		(11	)		—			—		—		—		(31	)
BB		1		4		—		4		—		—		—		9		(5	)		(1	)		—			(3	)		—		—		—		(9	)
B		3		40		29		4		—		—		—		76		(6	)		(22	)		(18	)		(5	)		—		—		—		(51	)
CCC and lower		4		71		31		29		—		—		—		135		(20	)		(66	)		(14	)		(19	)		—		—		—		(119	)
Total	$	101	$	142	$	65	$	43	$	—	$	—	$	7	$	358	$	(58	)	$	(97	)	$	(48	)	$	(27	)	$	—	$	—	$	—	$	(230	)
Commercial Mortgage-backed Securities(3) :
	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		2008		2009		2010		Total		2004 and Prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	1,942	$	332	$	331	$	118	$	—	$	29	$	—	$	2,752	$	115		$	2		$	(7	)	$	(1	)	$	—	$	4	$	—	$	113
AA		45		46		109		61		—		—		—		261		(17	)		(14	)		(32	)		(2	)		—		—		—		(65	)
A		49		26		78		107		—		—		—		260		(16	)		(25	)		(25	)		(45	)		—		—		—		(111	)
BBB		52		17		39		47		—		—		—		155		(28	)		(27	)		(22	)		(51	)		—		—		—		(128	)
BB		33		7		47		75		—		—		—		162		(18	)		(15	)		(20	)		(48	)		—		—		—		(101	)
B		17		—		12		21		—		—		—		50		(6	)		—			(11	)		(35	)		—		—		—		(52	)
CCC and lower		15		6		60		5		—		—		—		86		2			(13	)		(24	)		(12	)		—		—		—		(47	)
Total	$	2,153	$	434	$	676	$	434	$	—	$	29	$	—	$	3,726	$	32		$	(92	)	$	(141	)	$	(194	)	$	—	$	4	$	—	$	(391	)

⁽¹⁾ Based on current ratings.

⁽²⁾ The sub-prime securities are principally backed by first lien mortgages. The company does not have a significant exposure to second liens or option adjustable rate mortgages. The company does not have any material exposure to mezzanine CDOs. The company does not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

⁽³⁾ As of June 30, 2010, 37% of the commercial mortgage-backed securities related to loans with fixed interest rates and 63% related to loans with floating interest rates. The average original loan-to-value ratio for commercial mortgage-backed securities included in the fixed maturity securities portfolio was 62%.

60

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Commercial Mortgage Loans Summary

(amounts in millions)

	June 30, 2010					March 31, 2010					December 31, 2009					September 30, 2009					June 30, 2009
	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
Geographic Region
Pacific	$	1,937		27	%	$	1,966		27	%	$	2,005		27	%	$	2,025		26	%	$	2,065		26	%
South Atlantic		1,660		23			1,669		23			1,711		23			1,834		24			1,864		24
Middle Atlantic		974		13			987		13			1,005		13			1,016		13			1,040		13
East North Central		701		10			714		10			728		10			742		10			766		10
Mountain		624		8			640		9			650		9			658		9			684		9
West South Central		314		4			325		4			331		4			337		4			343		4
West North Central		378		5			385		5			389		5			396		5			400		5
East South Central		194		3			210		3			230		3			237		3			241		3
New England		491		7			486		6			492		6			493		6			495		6
Subtotal		7,273		100	%		7,382		100	%		7,541		100	%		7,738		100	%		7,898		100	%
Allowance for losses		(70	)				(52	)				(48	)				(41	)				(33	)
Unamortized fees and costs		5					6					6					7					7
Total	$	7,208				$	7,336				$	7,499				$	7,704				$	7,872
Property Type
Office	$	1,971		27	%	$	1,991		27	%	$	2,025		27	%	$	2,052		27	%	$	2,097		26	%
Industrial		1,903		26			1,955		27			1,979		26			2,008		26			2,047		26
Retail		2,047		28			2,074		28			2,115		28			2,246		29			2,286		29
Apartments		812		11			819		11			832		11			847		11			855		11
Mixed use/other		540		8			543		7			590		8			585		7			613		8
Subtotal		7,273		100	%		7,382		100	%		7,541		100	%		7,738		100	%		7,898		100	%
Allowance for losses		(70	)				(52	)				(48	)				(41	)				(33	)
Unamortized fees and costs		5					6					6					7					7
Total	$	7,208				$	7,336				$	7,499				$	7,704				$	7,872
Allowance for Losses on Commercial Mortgage Loans
Beginning balance	$	52				$	48				$	41				$	33				$	29
Provisions		18					4					7					8					4
Releases		—					—					—					—					—
Ending balance	$	70				$	52				$	48				$	41				$	33

61

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Commercial Mortgage Loans Summary

(amounts in millions)

	June 30, 2010					March 31, 2010				December 31, 2009					September 30, 2009				June 30, 2009
Loan Size	Principal Balance			% of Total		Principal Balance		% of Total		Principal Balance			% of Total		Principal Balance		% of Total		Principal Balance		% of Total
Under $5 million	$	2,998		41	%	$	3,069	41	%	$	3,146		42	%	$	3,170	41	%	$	3,265	41	%
$5 million but less than $10 million		1,679		23			1,670	23			1,711		23			1,754	23			1,783	23
$10 million but less than $20 million		1,339		19			1,378	19			1,418		19			1,449	19			1,460	19
$20 million but less than $30 million		309		4			311	4			312		4			314	4			335	4
$30 million and over		952		13			954	13			955		12			1,046	13			1,047	13
Subtotal		7,277		100	%		7,382	100	%		7,542		100	%		7,733	100	%		7,890	100	%
Net premium/discount		(4	)				—				(1	)				5				8
Total	$	7,273				$	7,382			$	7,541				$	7,738			$	7,898

Commercial Mortgage Loan Information by Vintage

as of June 30, 2010

(loan amounts in millions)

Loan Year	Total Loan Balance		Delinquent Loan Balance		Number of Loans	Number of Delinquent Loans	Average Balance Per Loan		Average Balance Per Delinquent Loan		Average Loan-To-Value(1)
2004 and prior	$	2,470	$	18	989	8	$	2	$	2	49	%
2005		1,564		—	319	—	$	5	$	—	64	%
2006		1,497		11	288	2	$	5	$	6	72	%
2007		1,435		14	199	4	$	7	$	4	81	%
2008		288		9	59	2	$	5	$	4	80	%
2009		—		—	—	—	$	—	$	—	—	%
2010		23		—	4	—	$	6	$	—	52	%
Total	$	7,277	$	52	1,858	16	$	4	$	3	65	%

⁽¹⁾ Represents loan-to-value as of June 30, 2010.

62

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

General Account GAAP Net Investment Income Yields

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	646		$	626		$	1,272		$	621		$	610		$	604		$	623		$	2,458
Fixed maturity securities—non-taxable		16			16			32			22			27			28			30			107
Commercial mortgage loans		99			104			203			103			106			109			114			432
Restricted commercial mortgage loans related to securitization entities(1)		10			10			20			—			—			—			—			—
Equity securities		5			2			7			4			6			3			3			16
Other invested assets		29			32			61			20			24			26			8			78
Limited partnerships(2)		10			(34	)		(24	)		—			(20	)		(33	)		(107	)		(160	)
Restricted other invested assets related to securitization entities(1)		—			1			1			—			—			—			—			—
Policy loans		28			27			55			28			19			52			44			143
Cash, cash equivalents and short-term investments		4			5			9			9			9			14			17			49
Gross investment income before expenses and fees		847			789			1,636			807			781			803			732			3,123
Expenses and fees		(24	)		(24	)		(48	)		(25	)		(22	)		(22	)		(21	)		(90	)
Net investment income	$	823		$	765		$	1,588		$	782		$	759		$	781		$	711		$	3,033
Annualized Yields
Fixed maturity securities—taxable		5.0	%		4.9	%		5.0	%		5.1	%		5.2	%		5.2	%		5.4	%		5.2	%
Fixed maturity securities—non-taxable		4.3	%		4.3	%		4.3	%		4.6	%		4.6	%		4.6	%		4.6	%		4.7	%
Commercial mortgage loans		5.5	%		5.8	%		5.7	%		5.4	%		5.5	%		5.5	%		5.6	%		5.5	%
Restricted commercial mortgage loans related to securitization entities(1)		7.3	%		7.3	%		7.4	%		—	%		—	%		—	%		—	%		—	%
Equity securities		11.8	%		6.6	%		9.4	%		9.5	%		12.8	%		3.6	%		4.6	%		7.0	%
Other invested assets		17.3	%		15.0	%		17.9	%		7.1	%		7.7	%		7.6	%		1.8	%		5.5	%
Limited partnerships(2)		10.6	%		-34.0	%		-12.5	%		-0.1	%		-13.4	%		-21.3	%		-62.1	%		-26.8	%
Restricted other invested assets related to securitization entities(1)		0.3	%		1.0	%		0.6	%		—	%		—	%		—	%		—	%		—	%
Policy loans		7.7	%		7.7	%		7.6	%		8.1	%		4.4	%		10.5	%		9.6	%		8.4	%
Cash, cash equivalents and short-term investments		0.3	%		0.4	%		0.3	%		0.5	%		0.5	%		0.7	%		0.8	%		0.6	%
Gross investment income before expenses and fees		4.9	%		4.6	%		4.8	%		4.7	%		4.5	%		4.7	%		4.2	%		4.5	%
Expenses and fees		-0.1	%		-0.2	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%
Net investment income		4.8	%		4.4	%		4.6	%		4.6	%		4.4	%		4.6	%		4.1	%		4.4	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾ Represents investment income and yields related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

⁽²⁾ Limited partnership investments are equity-based and do not have fixed returns by period.

63

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	4		$	(6	)	$	(2	)	$	(7	)	$	(13	)	$	(9	)	$	(28	)	$	(57	)
U.S. government, agencies and government-sponsored enterprises		—			(4	)		(4	)		11			—			—			—			11
Foreign corporate		16			2			18			8			10			(1	)		(1	)		16
Foreign government		—			(2	)		(2	)		2			1			1			2			6
Tax-exempt		(3	)		4			1			20			26			—			1			47
Mortgage-backed securities		(5	)		(3	)		(8	)		(3	)		4			(2	)		4			3
Asset-backed securities		—			(1	)		(1	)		—			(4	)		(8	)		—			(12	)
Equity securities		1			—			1			2			1			1			—			4
Foreign exchange		(1	)		—			(1	)		(2	)		3			—			—			1
Total net realized gains (losses) on available-for-sale securities		12			(10	)		2			31			28			(18	)		(22	)		19
Impairments:
Sub-prime residential mortgage-backed securities:
AA		—			—			—			(2	)		(1	)		—			(11	)		(14	)
A		—			—			—			(1	)		—			—			(1	)		(2	)
BBB		—			—			—			(1	)		(2	)		(3	)		(3	)		(9	)
Below BBB		(1	)		(16	)		(17	)		(25	)		(25	)		(23	)		(33	)		(106	)
Alt-A residential mortgage-backed securities:
AA		—			—			—			—			—			(6	)		(6	)		(12	)
A		—			—			—			—			—			(1	)		(18	)		(19	)
BBB		—			—			—			—			—			—			(1	)		(1	)
Below BBB		(13	)		(8	)		(21	)		(18	)		(19	)		(11	)		(58	)		(106	)
Total sub-prime and Alt-A residential mortgage-backed securities		(14	)		(24	)		(38	)		(47	)		(47	)		(44	)		(131	)		(269	)
Prime residential mortgage-backed securities:
AA		—			—			—			—			—			—			(12	)		(12	)
A		—			—			—			—			—			(1	)		(8	)		(9	)
BBB		—			—			—			—			—			—			(3	)		(3	)
Below BBB		(3	)		(6	)		(9	)		(10	)		(13	)		(18	)		(1	)		(42	)
Other mortgage-backed securities		—			—			—			—			—			—			—			—
Other asset-backed securities		(9	)		(10	)		(19	)		—			—			(2	)		(9	)		(11	)
Commercial mortgage-backed securities (CMBS):
A		—			—			—			(1	)		—			—			(9	)		(10	)
BBB		—			—			—			—			(2	)		—			—			(2	)
Below BBB		(1	)		(1	)		(2	)		(1	)		(1	)		(6	)		(10	)		(18	)
Corporate fixed maturity securities		—			(3	)		(3	)		(6	)		(15	)		(1	)		(37	)		(59	)
Financial hybrid securities		—			(4	)		(4	)		(4	)		(47	)		(4	)		(155	)		(210	)
Retained interest on securitized assets		—			—			—			—			—			(23	)		—			(23	)
Limited partnerships		(2	)		(4	)		(6	)		—			—			—			—			—
Equity securities		—			—			—			—			—			—			(13	)		(13	)
Commercial mortgage loans		(3	)		—			(3	)		(5	)		(2	)		—			—			(7	)
Total impairments		(32	)		(52	)		(84	)		(74	)		(127	)		(99	)		(388	)		(688	)
Net unrealized gains (losses) on trading securities		(2	)		4			2			5			10			7			(8	)		14
Derivative instruments		(25	)		(5	)		(30	)		6			12			75			(79	)		14
Bank loans		4			3			7			—			4			4			—			8
Limited partnerships		(2	)		(1	)		(3	)		(26	)		—			—			—			(26	)
Commercial mortgage loans held-for-sale market valuation allowance		(13	)		(3	)		(16	)		(5	)		(6	)		(3	)		(4	)		(18	)
Net gains (losses) related to securitization entities(1)		(31	)		7			(24	)		—			—			—			—			—
Other		—			11			11			—			—			—			—			—
Net investment gains (losses), net of taxes		(89	)		(46	)		(135	)		(63	)		(79	)		(34	)		(501	)		(677	)
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		13			5			18			10			18			(25	)		18			21
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		—			(1	)		(1	)		(1	)		(1	)		—			—			(2	)
Net investment gains (losses), net of taxes and other adjustments	$	(76	)	$	(42	)	$	(118	)	$	(54	)	$	(62	)	$	(59	)	$	(483	)	$	(658	)

⁽¹⁾ Represents net investment gains (losses) related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

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Reconciliations of Non-GAAP Measures

65

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Reconciliation of Operating ROE

(amounts in millions)

Twelve Month Rolling Average ROE	Twelve months ended
	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended(1)	$	279		$	187		$	(460	)	$	(821	)	$	(1,098	)
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)(2)	$	12,363		$	12,149		$	12,038		$	12,013		$	12,057
GAAP Basis ROE (1) divided by (2)		2.3	%		1.5	%		-3.8	%		-6.8	%		-9.1	%
Operating ROE
Net operating income (loss) for the twelve months ended(1)	$	407		$	298		$	198		$	(103	)	$	36
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)(2)	$	12,363		$	12,149		$	12,038		$	12,013		$	12,057
Operating ROE (1) divided by (2)		3.3	%		2.5	%		1.6	%		-0.9	%		0.3	%
Quarterly Average ROE	Three months ended
	June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009			June 30, 2009
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended(3)	$	42		$	178		$	40		$	19		$	(50	)
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)(4)	$	12,572		$	12,492		$	12,417		$	12,117		$	11,683
Annualized GAAP Quarterly Basis ROE (3) divided by (4)		1.3	%		5.7	%		1.3	%		0.6	%		-1.7	%
Operating ROE
Net operating income for the period ended(3)	$	118		$	114		$	94		$	81		$	9
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)(4)	$	12,572		$	12,492		$	12,417		$	12,117		$	11,683
Annualized Operating Quarterly Basis ROE (3) divided by (4)		3.8	%		3.7	%		3.0	%		2.7	%		0.3	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) in average ending Genworth Financial, Inc.’s stockholders equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys is capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾ The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽²⁾ Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) for the most recent five quarters.

⁽³⁾ Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income from page 8 herein.

⁽⁴⁾ Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

66

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Reconciliation of Expense Ratio

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals(1)	$	499		$	475		$	974		$	503		$	484		$	456		$	441		$	1,884
Total revenues(2)	$	2,410		$	2,421		$	4,831		$	2,461		$	2,391		$	2,483		$	1,734		$	9,069
Expense ratio (1) divided by (2)		20.7	%		19.6	%		20.2	%		20.4	%		20.2	%		18.4	%		25.4	%		20.8	%
GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	499		$	475		$	974		$	503		$	484		$	456		$	441		$	1,884
Less wealth management business		72			66			138			64			58			55			52			229
Less lifestyle protection insurance business		157			154			311			163			169			160			153			645
Adjusted acquisition and operating expenses, net of deferrals(3)	$	270		$	255		$	525		$	276		$	257		$	241		$	236		$	1,010
Total revenues	$	2,410		$	2,421		$	4,831		$	2,461		$	2,391		$	2,483		$	1,734		$	9,069
Less wealth management business		89			81			170			77			71			67			63			278
Less lifestyle protection insurance business		284			311			595			326			336			334			305			1,301
Less net investment gains (losses)		(141	)		(72	)		(213	)		(96	)		(118	)		(53	)		(756	)		(1,023	)
Adjusted total revenues(4)	$	2,178		$	2,101		$	4,279		$	2,154		$	2,102		$	2,135		$	2,122		$	8,513
Adjusted expense ratio (3) divided by (4)		12.4	%		12.1	%		12.3	%		12.8	%		12.2	%		11.3	%		11.1	%		11.9	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

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GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Reconciliation of Core Premiums

(amounts in millions)

	2010									2009
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Reported premiums	$	1,470		$	1,470		$	2,940		$	1,523		$	1,492		$	1,502		$	1,502		$	6,019
Less retirement income—spread-based premiums		32			36			68			39			30			38			47			154
Less impact of changes in foreign exchange rates		25			68			93			73			(42	)		(92	)		(120	)		(181	)
Core premiums	$	1,413		$	1,366		$	2,779		$	1,411		$	1,504		$	1,556		$	1,575		$	6,046
Reported premium percentage change from prior year		-2.1	%		-2.1	%		-2.1	%		-5.8	%		-14.0	%		-12.1	%		-12.5	%		-11.2	%
Core premium percentage change from prior year		-9.2	%		-13.3	%		-11.2	%		-12.6	%		-2.2	%		1.2	%		6.1	%		-2.1	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

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GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Reconciliation of Core Yield

		2010									2009
	(Assets—amounts in billions)	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
	Reported—Total Invested Assets and Cash	$	71.8		$	69.3		$	71.8		$	68.5		$	69.1		$	65.2		$	64.5		$	68.5
	Subtract:
	Securities lending		0.7			0.6			0.7			0.9			0.9			1.0			1.1			0.9
	Unrealized gains (losses)		1.7			(0.9	)		1.7			(1.3	)		(2.0	)		(4.4	)		(7.0	)		(1.3	)
	Derivative counterparty collateral		1.1			0.6			1.1			0.6			0.9			0.8			1.2			0.6
	Adjusted end of period invested assets	$	68.3		$	69.0		$	68.3		$	68.3		$	69.3		$	67.8		$	69.2		$	68.3
(A)	Average Invested Assets Used in Reported Yield Calculation	$	68.7		$	68.9		$	68.6		$	68.8		$	68.6		$	68.5		$	70.2		$	69.1
	Subtract:
	Restricted commercial mortgage loans and other invested assets related to securitization entities(1)		0.5			0.6			0.5			—			—			—			—			—
(B)	Average Invested Assets Used in Core Yield Calculation		68.2			68.3			68.1			68.8			68.6			68.5			70.2			69.1
	Subtract:
	Portfolios supporting floating products and non-recourse funding obligations(2)		9.3			9.3			9.3			9.7			10.2			10.7			11.6			10.6
(C)	Average Invested Assets Used in Core Yield (excl. Floating and Non-Recourse Funding) Calculation	$	58.9		$	59.0		$	58.8		$	59.1		$	58.4		$	57.8		$	58.6		$	58.5
	(Income—amounts in millions)
(D)	Reported—Net Investment Income	$	823		$	765		$	1,588		$	782		$	759		$	781		$	711		$	3,033
	Subtract:
	Bond calls and commercial mortgage loan prepayments		—			7			7			3			8			4			11			26
	Reinsurance(3)		21			29			50			15			22			26			8			71
	Other non-core items(4)		7			—			7			14			(5	)		1			4			14
	Restricted commercial mortgage loans and other invested assets related to securitization entities(1)		7			8			15			—			—			—			—			—
(E)	Core Net Investment Income		788			721			1,509			750			734			750			688			2,922
	Subtract:
	Investment income from portfolios supporting floating products and non-recourse funding obligations(2)		28			2			30			16			22			29			23			90
(F)	Core Net Investment Income (excl. Floating and Non-Recourse Funding)	$	760		$	719		$	1,479		$	734		$	712		$	721		$	665		$	2,832
(D) /(A)	Reported Yield		4.79	%		4.44	%		4.63	%		4.55	%		4.43	%		4.56	%		4.05	%		4.39	%
(E) /(B)	Core Yield		4.62	%		4.22	%		4.43	%		4.36	%		4.28	%		4.38	%		3.92	%		4.23	%
(F) /(C)	Core Yield (excl. Floating and Non-Recourse Funding)		5.16	%		4.87	%		5.03	%		4.97	%		4.88	%		4.99	%		4.54	%		4.84	%

Notes: Columns may not add due to rounding.

Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾ Represents the incremental assets and investment income related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

⁽²⁾ Floating products refer to institutional products and the non-recourse funding obligations support certain term and universal life insurance reserves in the company’s life insurance business.

⁽³⁾ Represents imputed investment income related to a reinsurance agreement in the lifestyle protection insurance business. Includes a $17 million reclassification adjustment in the second quarter of 2009 to interest expense related to the reinsurance arrangements accounted for under the deposit method as these arrangements were in a loss position.

⁽⁴⁾ Includes mark-to-mark adjustment on assets supporting executive deferred compensation and various other immaterial items.

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Corporate Information

70

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Industry Ratings

The company’s principal life insurance subsidiaries are rated by Standard & Poor’s Financial Services LLC (“S&P”), Moody’s Investors Service, Inc. (“Moody’s”), A.M. Best Company, Inc. (“A.M. Best”) and Fitch Ratings (“Fitch”) as follows:

Company	S&P	Moody’s	A.M. Best	Fitch
Genworth Life Insurance Company	A	A2	A	A-
Genworth Life Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life and Annuity Insurance Company	A	A2	A	A-
Genworth Life and Annuity Insurance Company (short-term rating)	A -1	P-1	Not rated	Not rated
Genworth Life Insurance Company of New York	A	A2	A	A-
Continental Life Insurance Company of Brentwood, Tennessee	Not rated	Not rated	A-	A-
American Continental Insurance Company	Not rated	Not rated	A-	Not rated
The company’s principal mortgage insurance subsidiaries are rated by S&P and Moody’s as follows:
Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BBB-	Baa2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Baa3
Genworth Residential Mortgage Insurance Corporation of NC	BBB-	Baa2
Genworth Financial Mortgage Insurance Company Canada(1)	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAA	Aa3.mx
The company’s principal lifestyle protection insurance subsidiaries are rated by S&P as follows:
Company	S&P
Financial Assurance Company Limited	A-
Financial Insurance Company Limited	A-

⁽¹⁾ Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (“DBRS”).

The S&P, Moody’s, A.M. Best and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company’s securities.

71

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2010

Industry Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. An insurer rated “A” (Strong) has strong financial security characteristics and an insurer rated “BBB” (Good) has good financial security characteristics. The “AA,” “A” and “BBB” ranges are the second-, third- and fourth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-,” “BBB” and “BBB-” ratings are the fourth-, sixth-, seventh-, ninth- and tenth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAA” rating is the second-highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and those rated “Baa” (Adequate) offer adequate financial security. The “A” (Good) and “Baa” (Adequate) ranges are the third- and fourth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the groups, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2,” “Baa2” and “Baa3” ratings are the fifth-, sixth-, ninth-and tenth-highest, respectively, of Moody’s 21 ratings categories. Short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

A.M. Best states that its “A” (Excellent) and “A-” (Excellent) ratings are assigned to companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third- and fourth-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “F.”

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 21 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. Given the restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

S&P, Moody’s, A.M. Best, Fitch and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com

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