The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   7,272,020 40,315 SH   SOLE   39,515 0 800
AUTOMATIC DATA PROCESSING IN COM 053015103   4,580,151 18,238 SH   SOLE   17,428 0 810
BECTON DICKINSON & CO COM 075887109   2,349,290 9,494 SH   SOLE   9,269 0 225
BROADCOM INC COM 11135F101   3,932,491 2,967 SH   SOLE   2,837 0 130
CHECK POINT SOFTWARE TECH LT ORD M22465104   2,528,706 15,418 SH   SOLE   15,028 0 390
CHEVRON CORP NEW COM 166764100   2,391,338 15,160 SH   SOLE   14,535 0 625
COCA COLA CO COM 191216100   2,755,408 44,689 SH   SOLE   43,139 0 1,550
COLGATE PALMOLIVE CO COM 194162103   1,468,896 16,312 SH   SOLE   15,852 0 460
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,501,331 53,908 SH   SOLE   53,458 0 450
ISHARES TR ISHARES BIOTECH 464287556   5,570,446 40,595 SH   SOLE   39,155 0 1,440
KIMBERLY-CLARK CORP COM 494368103   2,269,071 17,381 SH   SOLE   16,551 0 830
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,099,554 33,368 SH   SOLE   32,793 0 575
NEXTERA ENERGY INC COM 65339F101   2,739,566 42,866 SH   SOLE   40,516 0 2,350
NORFOLK SOUTHN CORP COM 655844108   3,432,589 13,468 SH   SOLE   12,418 0 1,050
PFIZER INC COM 717081103   826,256 29,775 SH   SOLE   28,925 0 850
PHILLIPS 66 COM 718546104   2,373,657 14,532 SH   SOLE   13,932 0 600
RTX CORPORATION COM 75513E101   2,398,008 24,587 SH   SOLE   24,177 0 410
SNAP ON INC COM 833034101   3,199,768 10,802 SH   SOLE   10,157 0 645
DISNEY WALT CO COM 254687106   2,595,745 21,214 SH   SOLE   19,939 0 1,275
TOTALENERGIES SE SPONSORED ADS 89151E109   614,379 8,824 SH   SOLE   8,469 0 355
UNITED PARCEL SERVICE INC CL B 911312106   2,239,854 15,070 SH   SOLE   14,645 0 425
UNITEDHEALTH GROUP INC COM 91324P102   3,782,476 7,646 SH   SOLE   7,581 0 65
VANGUARD WORLD FD FINANCIALS ETF 92204A405   1,953,908 19,083 SH   SOLE   18,153 0 930
WASTE MGMT INC DEL COM 94106L109   4,691,645 22,011 SH   SOLE   21,261 0 750
ABBOTT LABS COM 002824100   3,119,740 27,448 SH   SOLE   26,548 0 900
ALPHABET INC CAP STK CL C 02079K107   2,826,707 18,565 SH   SOLE   17,805 0 760
APPLE INC COM 037833100   9,024,961 52,630 SH   SOLE   51,077 0 1,553
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,197,207 12,359 SH   SOLE   11,840 0 519
BLACKROCK INC COM 09247X101   2,839,582 3,406 SH   SOLE   3,274 0 132
COSTCO WHSL CORP NEW COM 22160K105   14,339,767 19,573 SH   SOLE   19,073 0 500
DANAHER CORPORATION COM 235851102   2,730,864 10,924 SH   SOLE   10,650 0 274
INTEL CORP COM 458140100   2,192,606 49,640 SH   SOLE   48,515 0 1,125
ISHARES INC MSCI GERMANY ETF 464286806   1,357,344 42,751 SH   SOLE   40,441 0 2,310
KENVUE INC COM 49177J102   1,481,234 69,023 SH   SOLE   67,441 0 1,582
MICROSOFT CORP COM 594918104   24,857,406 59,083 SH   SOLE   56,413 0 2,670
PACCAR INC COM 693718108   6,637,902 53,579 SH   SOLE   53,029 0 550
PEPSICO INC COM 713448108   2,991,071 16,970 SH   SOLE   16,530 0 440
PROCTER AND GAMBLE CO COM 742718109   2,835,806 17,478 SH   SOLE   16,244 0 1,234
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   600,658 15,195 SH   SOLE   14,245 0 950
WEC ENERGY GROUP INC COM 92939U106   826,127 10,060 SH   SOLE   9,860 0 200
AMERICAN CENTY ETF TR US SML CP VALU 025072877   970,742 10,359 SH   SOLE   9,509 0 850
BRISTOL-MYERS SQUIBB CO COM 110122108   1,804,232 33,270 SH   SOLE   31,990 0 1,280
CISCO SYS INC COM 17275R102   2,288,823 45,859 SH   SOLE   41,829 0 4,030
L3HARRIS TECHNOLOGIES INC COM 502431109   2,846,803 13,359 SH   SOLE   12,568 0 791
NOVO-NORDISK A S ADR 670100205   11,974,018 92,590 SH   SOLE   88,690 0 3,900
STARBUCKS CORP COM 855244109   4,806,383 52,592 SH   SOLE   50,662 0 1,930
SHELL PLC SPON ADS 780259305   1,995,446 29,765 SH   SOLE   29,465 0 300
VISA INC COM CL A 92826C839   1,593,826 5,711 SH   SOLE   5,356 0 355
AIR PRODS & CHEMS INC COM 009158106   2,590,010 10,614 SH   SOLE   10,419 0 195
CONOCOPHILLIPS COM 20825C104   1,319,384 10,366 SH   SOLE   10,186 0 180
KNIFE RIVER CORP COMMON STOCK 498894104   212,267 2,618 SH   SOLE   2,432 0 186
STRYKER CORPORATION COM 863667101   5,035,647 14,040 SH   SOLE   13,490 0 550
SAP SE SPON ADR 803054204   1,601,001 8,209 SH   SOLE   8,109 0 100
AMERICAN WTR WKS CO INC NEW COM 030420103   465,620 3,810 SH   SOLE   3,680 0 130
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   433,492 3,923 SH   SOLE   3,923 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   692,678 17,752 SH   SOLE   17,596 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   328,947 4,040 SH   SOLE   4,040 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   260,001 496 SH   SOLE   496 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   464,464 833 SH   SOLE   833 0 0
ALPHABET INC CAP STK CL A 02079K305   316,953 2,100 SH   SOLE   2,100 0 0
JOHNSON & JOHNSON COM 478160104   756,306 4,781 SH   SOLE   4,781 0 0
WAFD INC COM 938824109   945,420 32,567 SH   SOLE   32,042 0 525
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   346,222 9,671 SH   SOLE   9,524 0 147
FAIR ISAAC CORP COM 303250104   262,418 210 SH   SOLE   210 0 0
TRACTOR SUPPLY CO COM 892356106   206,759 790 SH   SOLE   790 0 0
UNION PAC CORP COM 907818108   243,963 992 SH   SOLE   992 0 0
EXXON MOBIL CORP COM 30231G102   552,837 4,756 SH   SOLE   4,256 0 500
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   881,354 17,370 SH   SOLE   16,100 0 1,270
ADOBE INC COM 00724F101   514,187 1,019 SH   SOLE   991 0 28
VANGUARD INDEX FDS GROWTH ETF 922908736   214,092 622 SH   SOLE   622 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   538,557 8,678 SH   SOLE   8,678 0 0
ISHARES TR NATIONAL MUN ETF 464288414   532,620 4,950 SH   SOLE   4,950 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,262,217 24,945 SH   SOLE   24,945 0 0
AMERICAN EXPRESS CO COM 025816109   578,105 2,539 SH   SOLE   2,539 0 0
NETFLIX INC COM 64110L106   236,251 389 SH   SOLE   389 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   242,271 4,829 SH   SOLE   4,727 0 102
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   391,590 7,887 SH   SOLE   7,887 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   432,237 11,004 SH   SOLE   11,004 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   268,464 7,539 SH   SOLE   7,539 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,334,120 19,797 SH   SOLE   19,797 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   377,824 6,625 SH   SOLE   6,625 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,255,444 4,692 SH   SOLE   4,692 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   446,208 1,952 SH   SOLE   1,952 0 0
NU HLDGS LTD ORD SHS CL A G6683N103   159,301 13,353 SH   SOLE   13,353 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   619,060 26,000 SH   SOLE   26,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   785,880 37,000 SH   SOLE   37,000 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   12,726 10,100 SH   SOLE   10,100 0 0
AMERIPRISE FINL INC COM 03076C106   263,064 600 SH   SOLE   600 0 0