The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   6,166,485 40,585 SH   SOLE   39,785 0 800
AUTOMATIC DATA PROCESSING IN COM 053015103   4,368,048 18,638 SH   SOLE   17,828 0 810
BECTON DICKINSON & CO COM 075887109   2,210,319 9,065 SH   SOLE   8,840 0 225
BROADCOM INC COM 11135F101   3,325,309 2,979 SH   SOLE   2,839 0 140
CHECK POINT SOFTWARE TECH LT ORD M22465104   2,361,828 15,458 SH   SOLE   15,068 0 390
CHEVRON CORP NEW COM 166764100   2,266,486 15,195 SH   SOLE   14,570 0 625
COCA COLA CO COM 191216100   2,682,494 45,520 SH   SOLE   43,970 0 1,550
COLGATE PALMOLIVE CO COM 194162103   1,301,824 16,332 SH   SOLE   15,872 0 460
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,606,851 54,028 SH   SOLE   53,578 0 450
ISHARES TR ISHARES BIOTECH 464287556   5,491,057 40,420 SH   SOLE   38,980 0 1,440
KIMBERLY-CLARK CORP COM 494368103   2,058,221 16,778 SH   SOLE   15,948 0 830
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,857,293 33,403 SH   SOLE   32,828 0 575
NEXTERA ENERGY INC COM 65339F101   2,584,277 42,545 SH   SOLE   40,195 0 2,350
NORFOLK SOUTHN CORP COM 655844108   3,184,748 13,473 SH   SOLE   12,423 0 1,050
PFIZER INC COM 717081103   774,451 26,900 SH   SOLE   26,050 0 850
PHILLIPS 66 COM 718546104   1,945,309 14,611 SH   SOLE   14,011 0 600
RTX CORPORATION COM 75513E101   2,070,886 24,612 SH   SOLE   24,202 0 410
SNAP ON INC COM 833034101   3,123,805 10,815 SH   SOLE   10,170 0 645
DISNEY WALT CO COM 254687106   1,926,604 21,268 SH   SOLE   19,993 0 1,275
TOTALENERGIES SE SPONSORED ADS 89151E109   601,713 8,824 SH   SOLE   8,469 0 355
UNITED PARCEL SERVICE INC CL B 911312106   2,357,349 14,993 SH   SOLE   14,568 0 425
UNITEDHEALTH GROUP INC COM 91324P102   4,012,228 7,621 SH   SOLE   7,556 0 65
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,772,130 19,208 SH   SOLE   18,278 0 930
WASTE MGMT INC DEL COM 94106L109   3,942,170 22,011 SH   SOLE   21,261 0 750
ABBOTT LABS COM 002824100   3,028,906 27,518 SH   SOLE   26,618 0 900
ALPHABET INC CAP STK CL C 02079K107   2,930,639 20,795 SH   SOLE   19,895 0 900
APPLE INC COM 037833100   10,209,446 53,028 SH   SOLE   51,475 0 1,553
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,513,176 12,654 SH   SOLE   12,135 0 519
BLACKROCK INC COM 09247X101   2,764,991 3,406 SH   SOLE   3,274 0 132
COSTCO WHSL CORP NEW COM 22160K105   13,257,491 19,643 SH   SOLE   19,143 0 500
DANAHER CORPORATION COM 235851102   2,564,493 11,074 SH   SOLE   10,800 0 274
INTEL CORP COM 458140100   2,549,629 50,739 SH   SOLE   49,614 0 1,125
ISHARES INC MSCI GERMANY ETF 464286806   1,270,762 42,801 SH   SOLE   40,491 0 2,310
KENVUE INC COM 49177J102   1,530,439 71,084 SH   SOLE   69,502 0 1,582
MICROSOFT CORP COM 594918104   22,785,397 60,593 SH   SOLE   57,651 0 2,942
PACCAR INC COM 693718108   5,422,501 53,736 SH   SOLE   53,186 0 550
PEPSICO INC COM 713448108   2,997,507 17,520 SH   SOLE   17,080 0 440
PROCTER AND GAMBLE CO COM 742718109   2,564,157 17,498 SH   SOLE   16,264 0 1,234
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   685,226 17,105 SH   SOLE   16,155 0 950
VERALTO CORP COM SHS 92338C103   300,904 3,654 SH   SOLE   3,565 0 89
AMERICAN CENTY ETF TR US SML CP VALU 025072877   915,421 10,194 SH   SOLE   9,344 0 850
BRISTOL-MYERS SQUIBB CO COM 110122108   1,276,593 24,880 SH   SOLE   24,180 0 700
CISCO SYS INC COM 17275R102   2,588,493 51,237 SH   SOLE   46,007 0 5,230
L3HARRIS TECHNOLOGIES INC COM 502431109   2,813,673 13,359 SH   SOLE   12,568 0 791
NOVO-NORDISK A S ADR 670100205   9,702,576 93,790 SH   SOLE   89,790 0 4,000
STARBUCKS CORP COM 855244109   5,132,695 53,460 SH   SOLE   51,530 0 1,930
SHELL PLC SPON ADS 780259305   1,688,099 25,655 SH   SOLE   25,455 0 200
VISA INC COM CL A 92826C839   1,489,462 5,721 SH   SOLE   5,366 0 355
AIR PRODS & CHEMS INC COM 009158106   2,823,609 10,248 SH   SOLE   10,076 0 172
CONOCOPHILLIPS COM 20825C104   1,208,405 10,411 SH   SOLE   10,231 0 180
STRYKER CORPORATION COM 863667101   4,442,567 14,796 SH   SOLE   14,176 0 620
SAP SE SPON ADR 803054204   1,280,624 8,284 SH   SOLE   8,184 0 100
AMERICAN WTR WKS CO INC NEW COM 030420103   502,882 3,810 SH   SOLE   3,680 0 130
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   340,018 3,305 SH   SOLE   3,305 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   437,195 11,829 SH   SOLE   11,673 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   304,265 4,040 SH   SOLE   4,040 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   236,487 496 SH   SOLE   496 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   424,348 833 SH   SOLE   833 0 0
ALPHABET INC CAP STK CL A 02079K305   262,617 1,880 SH   SOLE   1,880 0 0
JOHNSON & JOHNSON COM 478160104   831,035 5,302 SH   SOLE   5,302 0 0
WAFD INC COM 938824109   1,073,471 32,567 SH   SOLE   32,042 0 525
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   336,863 9,655 SH   SOLE   9,508 0 147
FAIR ISAAC CORP COM 303250104   273,542 235 SH   SOLE   235 0 0
UNION PAC CORP COM 907818108   253,971 1,034 SH   SOLE   1,034 0 0
EXXON MOBIL CORP COM 30231G102   475,505 4,756 SH   SOLE   4,256 0 500
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   883,760 17,370 SH   SOLE   16,100 0 1,270
ADOBE INC COM 00724F101   593,020 994 SH   SOLE   966 0 28
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   316,855 5,618 SH   SOLE   5,618 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,237,018 2,832 SH   SOLE   2,832 0 0
AMERICAN EXPRESS CO COM 025816109   475,656 2,539 SH   SOLE   2,539 0 0
NU HLDGS LTD ORD SHS CL A G6683N103   92,363 11,088 SH   SOLE   11,088 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   592,020 26,000 SH   SOLE   26,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   730,380 37,000 SH   SOLE   37,000 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   17,978 10,100 SH   SOLE   10,100 0 0
AMERIPRISE FINL INC COM 03076C106   227,898 600 SH   SOLE   600 0 0