Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 30,025	$ 29,337
Federal funds sold	31,737	153,816
Total cash and cash equivalents	61,762	183,153
Securities held-to-maturity, at amortized cost (fair value of $3,135 in 2022 and $4,006 in 2021)	3,639	3,655
Securities available-for-sale, at fair value	185,787	161,267
Restricted stock, at cost	1,387	1,324
Loans, net of allowance for loan losses of $6,259 in 2022 and $6,915 in 2021	605,366	576,469
Loans held for sale	2,423	1,628
Premises and equipment, net	17,974	18,351
Interest receivable	2,736	2,064
Cash value - bank owned life insurance	19,237	18,785
Other real estate owned	566	761
Customer relationship intangibles	7,845	8,406
Goodwill	2,054	3,001
Other assets	17,795	8,770
Total assets	928,571	987,634
Deposits
Noninterest bearing demand	154,884	162,286
NOW, money market and savings	560,479	582,000
Time deposits	132,775	142,770
Total deposits	848,138	887,056
Capital notes	10,037	10,031
Other borrowings	10,457	10,985
Interest payable	89	46
Other liabilities	9,624	10,087
Total liabilities	878,345	918,205
Commitments and Contingencies
Stockholders’ equity
Preferred stock; authorized 1,000,000 shares; none issued and outstanding
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,628,657 and 4,740,657 as of December 31, 2022 and 2021	9,905	10,145
Additional paid-in-capital	36,068	37,230
Retained earnings	31,034	23,440
Accumulated other comprehensive loss	(26,781)	(1,386)
Total stockholders’ equity	50,226	69,429
Total liabilities and stockholders’ equity	$ 928,571	$ 987,634