Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2014
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Dec. 31, 2013
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Assets | ||
Cash and due from banks | $ 12,743us-gaap_CashAndDueFromBanks | $ 16,671us-gaap_CashAndDueFromBanks |
Securities held-to-maturity (fair value of $2,699 in 2014 and $3,740 in 2013) | 2,528us-gaap_HeldToMaturitySecurities | 3,537us-gaap_HeldToMaturitySecurities |
Securities available-for-sale, at fair value | 24,395us-gaap_AvailableForSaleSecurities | 46,091us-gaap_AvailableForSaleSecurities |
Restricted stock, at cost | 1,739us-gaap_RestrictedInvestments | 1,428us-gaap_RestrictedInvestments |
Loans, net of allowance for loan losses of $4,790 in 2014 and $5,186 in 2013 | 394,573us-gaap_LoansAndLeasesReceivableNetReportedAmount | 339,994us-gaap_LoansAndLeasesReceivableNetReportedAmount |
Loans held for sale | 1,030us-gaap_LoansReceivableHeldForSaleNet | 1,921us-gaap_LoansReceivableHeldForSaleNet |
Premises and equipment, net | 9,262us-gaap_PropertyPlantAndEquipmentNet | 8,676us-gaap_PropertyPlantAndEquipmentNet |
Interest receivable | 1,246us-gaap_InterestReceivable | 1,360us-gaap_InterestReceivable |
Cash value - bank owned life insurance | 9,512us-gaap_BankOwnedLifeInsurance | 9,230us-gaap_BankOwnedLifeInsurance |
Other real estate owned, net of valuation allowance | 956us-gaap_RealEstateAcquiredThroughForeclosure | 1,451us-gaap_RealEstateAcquiredThroughForeclosure |
Income taxes receivable | 945us-gaap_IncomeTaxReceivable | 448us-gaap_IncomeTaxReceivable |
Deferred tax asset, net | 1,221us-gaap_DeferredTaxAssetsLiabilitiesNet | 2,628us-gaap_DeferredTaxAssetsLiabilitiesNet |
Other assets | 715us-gaap_OtherAssets | 1,076us-gaap_OtherAssets |
Total assets | 460,865us-gaap_Assets | 434,511us-gaap_Assets |
Deposits | ||
Noninterest bearing demand | 74,682us-gaap_NoninterestBearingDepositLiabilities | 63,256us-gaap_NoninterestBearingDepositLiabilities |
NOW, money market and savings | 227,761us-gaap_DepositsNegotiableOrderOfWithdrawalNOW | 226,709us-gaap_DepositsNegotiableOrderOfWithdrawalNOW |
Time | 97,054us-gaap_TimeDeposits | 97,433us-gaap_TimeDeposits |
Total deposits | 399,497us-gaap_Deposits | 387,398us-gaap_Deposits |
Federal funds purchased | 3,189us-gaap_FederalFundsPurchased | 4,108us-gaap_FederalFundsPurchased |
FHLB borrowings | 12,000us-gaap_FederalHomeLoanBankAdvancesLongTerm | 2,000us-gaap_FederalHomeLoanBankAdvancesLongTerm |
Capital notes | 10,000us-gaap_NotesPayable | 10,000us-gaap_NotesPayable |
Interest payable | 58us-gaap_InterestPayableCurrentAndNoncurrent | 65us-gaap_InterestPayableCurrentAndNoncurrent |
Other liabilities | 1,345us-gaap_OtherLiabilities | 1,168us-gaap_OtherLiabilities |
Total liabilities | 426,089us-gaap_Liabilities | 404,739us-gaap_Liabilities |
Stockholders' equity | ||
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,371,616 as of December 31, 2014 and 3,364,874 December 31, 2013 | 7,215us-gaap_CommonStockValue | 7,201us-gaap_CommonStockValue |
Preferred stock; authorized 1,000,000 shares; none issued and outstanding as of December 31, 2014 and December 31, 2013 | ||
Additional paid-in-capital | 22,919us-gaap_AdditionalPaidInCapitalCommonStock | 22,868us-gaap_AdditionalPaidInCapitalCommonStock |
Retained earnings | 5,031us-gaap_RetainedEarningsAccumulatedDeficit | 2,124us-gaap_RetainedEarningsAccumulatedDeficit |
Accumulated other comprehensive (loss) | (389)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax | (2,421)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax |
Total stockholders' equity | 34,776us-gaap_StockholdersEquity | 29,772us-gaap_StockholdersEquity |
Total liabilities and stockholders' equity | $ 460,865us-gaap_LiabilitiesAndStockholdersEquity | $ 434,511us-gaap_LiabilitiesAndStockholdersEquity |
X | ||||||||||
- Definition
Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Carrying amount as of the balance sheet date of income taxes previously overpaid to tax authorities (such as U.S. Federal, state and local tax authorities) representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes. Also called income tax refund receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of interest payable on debt, including, but not limited to, trade payables. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of loans held for sale, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Investments which are not defined as or included in marketable (debt, equity, or other) securities whose use is restricted in whole or in part, generally by contractual agreements or regulatory requirements. For use in an unclassified balance sheet. No definition available.
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- Definition
The cumulative amount of the reporting entity's undistributed earnings or deficit. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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