Consolidated Statements Of Operations (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Interest Income
Loans	$ 16,998	$ 17,572
Securities
US Government and agency obligations	913	939
Mortgage backed securities	23	384
Municipals	675	524
Dividends	60	52
Other (Corporates)	58	25
Federal Funds sold	26	23
Total interest income	18,753	19,519
Deposits
NOW, money market savings	708	1,675
Time deposits	1,539	1,725
FHLB borrowings	218	297
Reverse repurchase agreements	15	75
Capital notes	536	420
Total interest expense	3,016	4,192
Net interest income	15,737	15,327
Provision for loan losses	2,289	4,807
Net interest income after provision for loan losses	13,448	10,520
Other Operating Income
Mortgage fee income	1,257	1,042
Service charges, fees and commissions	1,230	1,149
Increase in cash value of life insurance	323	249
Other	134	58
Gain on sale of available-for-sale securities	674	1,182
Total other operating income	3,618	3,680
Other operating expenses
Salaries and employee benefits	6,529	5,668
Occupancy	1,150	1,091
Equipment	991	1,038
Supplies	386	365
Professional, data processing, and other outside expense	2,033	2,139
Marketing	382	333
Credit expense	225	257
Other real estate expenses	798	1,021
FDIC insurance expense	579	661
Other	1,071	873
Amortization of tax credit investment	247	247
Total other operating expenses	14,391	13,693
Income before income taxes	2,675	507
Income tax expense (benefit)	543	(93)
Net Income	$ 2,132	$ 600
Weighted average shares outstanding - basic	3,343,210	3,324,915
Weighted average shares outstanding- diluted	3,343,507	3,324,915
Income per common share - basic	$ 0.64	$ 0.18
Income per common share - diluted	$ 0.64	$ 0.18