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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 16,827 $ 17,678
Federal funds sold 24,171 5,662
Total cash and cash equivalents 40,998 23,340
Securities held-to-maturity (fair value of $3,417 in 2012 and $8,533 in 2011) 3,075 8,133
Securities available-for-sale, at fair value 50,294 48,338
Restricted stock, at cost 1,538 1,977
Loans, net of allowance for loan losses of $5,535 in 2012 and $5,612 in 2011 319,922 318,754
Loans held for sale 904 434
Premises and equipment, net 8,340 8,735
Software, net 252 124
Interest receivable 1,557 1,583
Cash value - bank owned life insurance 8,931 8,609
Other real estate owned, net of valuation allowance 2,112 3,253
Income taxes receivable 624 675
Deferred tax asset 1,367 1,375
Other assets 1,467 2,106
Total assets 441,381 427,436
Deposits    
Noninterest bearing demand 66,917 55,569
NOW, money market and savings 239,812 230,386
Time 92,286 88,279
Total deposits 399,015 374,234
Repurchase agreements   8,379
FHLB borrowings 2,000 10,000
Capital notes 10,000 7,000
Interest payable 70 111
Other liabilities 683 907
Total liabilities 411,768 400,631
Stockholders' equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 3,352,725 and 3,342,418 as of December 31, 2012 and December 31, 2011 7,175 7,152
Additional paid-in-capital 22,806 22,775
Accumulated other comprehensive income (loss) 568 (54)
Retained deficit (936) (3,068)
Total stockholders' equity 29,613 26,805
Total liabilities and stockholders' equity $ 441,381 $ 427,436