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Exhibit 10.18

Summary of Named Executive Officers' 2004 Bonuses and 2005 Annual Base Salaries

Name	Title	2004 Bonus		2005 Annual Salary
Michael J. Sonnenfeld	President, Chief Executive Officer and Director	$	337,500	$	415,000
Robert G. Partlow	Senior Vice President—Chief Financial Officer	$	270,000	$	315,000
Walter P. Buczynski	Executive Vice President—Secondary	$	270,000	$	315,000
John C. Camp, IV	Senior Vice President—Systems and Facilities, Chief Information Officer	$	200,000	$	210,000
John C. Kendall	Senior Vice President—Portfolio	$	237,500	$	262,500

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Summary of Named Executive Officers' 2004 Bonuses and 2005 Annual Base Salaries