Exhibit 99.1

FOR IMMEDIATE RELEASE

Contact: Kevin Kaastra

Fremont Michigan InsuraCorp, Inc.

231-924-0300

Fremont Michigan InsuraCorp Reports Earnings for Second Quarter 2010 and Announces Quarterly Cash Dividend

Fremont, Michigan, August 9, 2010 – Fremont Michigan InsuraCorp, Inc. (OTC BB: FMMH), a Michigan-exclusive property and casualty insurance carrier, today announced financial results for the second quarter ended June 30, 2010. The Company reported revenues of $16.0 million for the period, an increase of 15.6% from the second of quarter 2009, reflecting strength in premiums earned from its product offering as well as an increase in realized gains on investments during the quarter.

Fremont also announced that its Board of Directors declared a regular quarterly cash dividend of $0.04 per share on the common stock of the Company, payable on Sept. 30, 2010 to shareholders of record on Sept. 16, 2010.

Highlights for the quarter and six months:

• Net income of $0.09 per diluted share for the quarter, down from $0.33 last year, driven by underwriting loss offset by investment income and realized gains

• Combined ratio of 108.6% for the quarter, up from 98.8% in the second quarter 2009, resulting from higher loss and loss adjustment expenses (LAE) ratio relating to personal auto lines

• Net income of $0.66 per diluted share for the six months, up from $0.48 last year, driven by higher realized gains offset by underwriting losses

• Combined ratio of 102.5% for the six months, up from 101.4% for the six months in 2009

• Book value per share increased to $26.75 up from $26.33 as of December 31, 2009

“The second quarter was challenging, driven by a higher frequency and severity of claims in our personal auto line, as well as the adverse role of weather,” said Richard E. Dunning, President and CEO. “Despite the impact of this environment on our results, the foundation of our business remains secure, as we continued to rely on the strength and loyalty of our customers and independent agents to help us grow.”

Net income for the quarter ended June 30, 2010 was $160,000, or $0.09 per diluted share, compared to $585,000, or $0.33 per diluted share, in the 2009 quarter. Fremont generated direct premiums written of $20.2 million during the quarter, compared to $17.3 million in the 2009 quarter, an increase of 17.0%. Growth in direct premiums written was driven by growth in the personal segment, which increased by $2.0 million, or 16.5%, and the commercial segment, which increased by $917,000, or 33.7%.

For the first six months of 2010, net income was $1.2 million, or $0.66 per diluted share, compared with net income of $863,000, or $0.48 per diluted share in the first six months of 2009. Revenues for the first six months grew 12.5%, to $30.9 million, from $27.5 million in the year-ago period. For the first half of the year, Fremont generated direct premiums written of $36.3 million, compared to $31.7 million in 2009, an increase of 14.5%.

Kevin G. Kaastra, Vice President of Finance, added: “Our combined ratio of 108.6%, compared with 98.8% last year, was driven by an increase in the loss and LAE ratio to 75.2% in the quarter, up from 66.5% a year ago. The resulting underwriting loss was offset by net investment income and realized gains on investments, enabling us to remain profitable in the quarter.”

Consolidated Highlights (Unaudited)	Three Months Ended June 30,								Six Months Ended June 30,
	2010			2009			%		2010			2009			%
Consolidated revenues	$	15,995,080		$	13,830,606		15.6	%	$	30,936,297		$	27,493,499		12.5	%
Net income	$	160,163		$	584,707		-72.6	%	$	1,189,768		$	862,815		37.9	%
Weighted average shares outstanding		1,761,387			1,758,400					1,756,861			1,751,505
Basic earnings per share	$	0.09		$	0.33		-72.7	%	$	0.68		$	0.49		38.8	%
Diluted earnings per share	$	0.09		$	0.33		-72.7	%	$	0.66		$	0.48		37.5	%
Direct premiums written	$	20,246,988		$	17,303,818		17.0	%	$	36,333,570		$	31,719,502		14.5	%
Loss and LAE ratio		75.2	%		66.5	%				68.2	%		69.2	%
Expense ratio		33.4	%		32.3	%				34.3	%		32.2	%
Combined ratio		108.6	%		98.8	%				102.5	%		101.4	%
Net investment income	$	413,939		$	438,980		-5.7	%	$	854,150		$	940,165		-9.1	%
Realized investment gains	$	862,207		$	14,833		5712.8	%	$	1,222,008		$	211,494		477.8	%
Operating (loss) income (1)	$	(690,297	)	$	783,490		-188.1	%	$	440,093		$	916,855		-52.0	%
Operating (loss) income per share (1)	$	(0.39	)	$	0.45		-186.7	%	$	0.25		$	0.52		-51.9	%
Cash dividends declared per share	$	0.04		$	0.03		33.3	%	$	0.08		$	0.06		33.3	%
Book value per share	$	26.75		$	23.44		14.1	%	$	26.75		$	23.44		14.1	%

(1) Operating (loss) income is a non-GAAP financial measure defined as pre-tax income excluding net realized gains (losses) on investments.

In the second quarter of 2010, direct premiums written increased 17.0%, with personal and commercial lines showing solid gains, but farm and marine premiums were virtually unchanged. Direct premiums written for the personal segment increased 16.5%, with personal auto up 24.9% and homeowners up 9.2%. New business for personal auto increased 40.9%, while renewals were up 22.2%. Homeowner new business premiums were up 37.1%, with renewal premiums up 5.4%. Direct premiums written for the commercial segment increased 33.7% due to strong new business growth of 138.9%, which resulted from writing several larger accounts in the quarter. Commercial renewal business was up 6.4%, reflecting a large new account signed in the first quarter of 2009. Farm direct premiums written grew by 1.8%, driven by a 17.4% increase in new business and a 2.4% increase in renewals. Premiums for the marine segment were down 0.7% in the second quarter.

For the first six months of 2010, direct premiums written increased 14.5%, with personal and commercial lines showing solid gains, farm showing a smaller gain and marine premiums declining slightly. Direct premiums written for the personal segment increased 15.4%, and direct premiums written for the commercial segment increased 19.9% due to strong new business growth. Farm direct premiums written increased 4.7%, driven by renewals growth, while direct premiums written for the marine segment were down 1.7% in the first half of 2010.

In the second quarter 2010, Fremont generated a loss and LAE ratio of 75.2% compared to 66.5% in 2009. The increase in the loss experienced in the second quarter was driven primarily by the personal lines segment, which experienced an 11.7 percentage-point increase in its loss ratio during the second quarter as a result of greater losses in personal auto. Personal auto physical damage and auto liability losses increased $690,000 and $785,000 respectively, as a result of a rise in the number and severity of auto claims in the second quarter. Losses from the homeowners’ product lines increased by $544,000 compared to the second quarter of 2009, due to higher weather-related losses, particularly hail and wind damage. The commercial lines loss ratio decreased to 62.6% as a result of lower weather-related losses that were partially offset by a higher loss ratio in workers compensation. The farm segment experienced a 9.2 percentage-point increase in its loss ratio as a result of higher weather-related losses that were offset by a reduction in large fire losses during the quarter.

In the first half of 2010, Fremont generated a loss and LAE ratio of 68.2%, which was a slight improvement from the 69.2% reported in the comparable period of 2009. The increase in incurred losses experienced in the first half of 2010 was driven primarily by the personal lines segment, which experienced a 3.3 percentage-point increase in its loss ratio as a result of increased losses in personal auto. The commercial lines loss ratio improved to 58.2%, down from 68.9%, which was a result of lower weather-related losses coupled with growth in net premiums earned. The farm segment experienced a 23.3 percentage-point decrease in its loss ratio for the first six months as a result of a reduction in large fire losses as well as lower weather-related losses.

Fremont’s expense ratio for the second quarter 2010 increased to 33.4% from 32.3% in the year-ago quarter. The increase was a result of higher expenses resulting in total underwriting expenses growing at a faster rate than earned premiums during the period. For the first six months of 2010, the expense ratio increased to 34.3% from 32.2% in the first six months of 2009, due to similar factors.

Net investment income decreased in the second quarter 2010 to $414,000, compared to $439,000 in 2009. The decrease was a result of sales and maturities in the Company’s fixed portfolio that were reinvested in the current lower-rate environment. During the second quarter, sales and maturities of fixed income securities generated realized gains of $367,000. Also during the quarter, sales of equity securities generated realized gains of approximately $495,000. For the first six months of 2010, net investment income was $854,000, down 9.1% from $940,000 a year ago. The decrease in net investment income was a result of the sale of fixed portfolio securities reinvested in the current lower rate environment, and was partially offset by increased dividend income due to investment in dividend-paying stocks, which began in the second quarter of 2009.

Dunning concluded: “As our state begins to experience economic recovery, we will remain focused on executing our strategic plan and building our business for future growth and profitability. The source of that growth will be based on our dedicated team of experienced associates and independent agents, who have supported the Company throughout the difficult economic times we have experienced since 2008. We also are continuing our discussions with Northern Mutual regarding our strategic alliance that we hope will result in further growth opportunities for both organizations. In addition, we are pursuing the expansion of our business by reaching into neighboring states. We will continue to take a prudent and careful approach as we move into Wisconsin and Indiana, providing our agents near those states with opportunities to grow their business with Fremont.”

About Fremont Michigan InsuraCorp, Inc.

Fremont Michigan InsuraCorp, Inc. is the holding company for Fremont Insurance Company. Headquartered in Fremont, Michigan, the company provides property and casualty insurance to individuals, farms and small businesses exclusively in Michigan. Fremont Michigan InsuraCorp’s common stock trades under the symbol “FMMH.”

Consolidated Statement of Income (Unaudited)	Three Months Ended June 30,				Six Months Ended June 30,
	2010		2009		2010		2009
Direct premiums written	$	20,246,988	$	17,303,818	$	36,333,570	$	31,719,502
Net premiums written	$	17,039,097	$	14,610,221	$	30,038,456	$	26,353,035
Revenues
Net premiums earned	$	14,564,629	$	13,197,608	$	28,548,417	$	26,018,489
Net investment income		413,939		438,980		854,150		940,165
Net realized gains on investments		862,207		14,833		1,222,008		211,494
Other income		154,305		179,185		311,722		323,351
Total revenues		15,995,080		13,830,606		30,936,297		27,493,499
Expenses
Loss and LAE		10,953,852		8,773,377		19,481,732		17,994,570
Policy acquisition and other underwriting expenses		4,869,318		4,258,906		9,792,464		8,370,580
Total expenses		15,823,170		13,032,283		29,274,196		26,365,150
Income before federal income tax expense		171,910		798,323		1,662,101		1,128,349
Federal income tax expense		11,747		213,616		472,333		265,534
Net income	$	160,163	$	584,707	$	1,189,768	$	862,815
Earnings per share
Basic	$	.09	$	.33	$	.68	$	.49
Diluted	$	.09	$	.33	$	.66	$	.48

Consolidated Balance Sheets (Unaudited)	June 30, 2010		December 31, 2009
Assets
Investments:
Fixed maturities available for sale, at fair value	$	56,761,140	$	56,483,580
Equity securities available for sale, at fair value		11,579,174		11,183,580
Mortgage loans on real estate from related parties		235,693		239,303
Total investments		68,576,007		67,906,463
Cash and cash equivalents		11,849,624		7,063,679
Premiums due from policyholders, net		11,476,149		10,087,998
Receivable from sale of investments		70,607		—
Amounts due from reinsurers		10,346,145		7,859,452
Prepaid reinsurance premiums		2,355,241		1,856,343
Accrued investment income		550,378		600,648
Deferred policy acquisition costs		4,142,997		3,913,551
Deferred federal income taxes		3,361,703		3,155,625
Property and equipment, net of accumulated depreciation		3,547,566		2,787,134
Other assets		33,464		33,175
	$	116,309,881	$	105,264,068
Liabilities and Stockholders’ Equity
Liabilities:
Losses and loss adjustment expenses	$	26,292,580	$	21,331,243
Unearned premiums		30,779,485		28,886,128
Reinsurance funds withheld and premiums ceded payable		69,440		96,697
Accrued expenses and other liabilities		11,930,695		8,905,213
Total liabilities		69,072,200		59,219,281
Commitments and contingencies
Stockholders’ Equity
Preferred stock, no par value, authorized 4,500,000 shares, no shares issued and outstanding		—		—
Class A common stock, no par value, authorized 5,000,000 shares, 1,765,908 and 1,749,032 shares issued and outstanding at June 30, 2010 and December 31, 2009, respectively		—		—
Class B common stock, no par value, authorized 500,000 shares, no shares issued and outstanding		—		—
Additional paid-in capital		9,468,789		9,037,405
Retained earnings		37,314,717		36,332,648
Accumulated other comprehensive income		454,175		674,734
Total stockholders’ equity		47,237,681		46,044,787
Total liabilities and stockholders’ equity	$	116,309,881	$	105,264,068